Medicare Blog

how do companies selling medicare get unlisted phone numbers

by Stephen Ledner Jr. Published 2 years ago Updated 1 year ago

How do I get on the Medicare do not call list?

Aug 25, 2021 · How to Stop Medicare Phone Calls. First, you’ll want to be sure to add your telephone number to the Federal Trade Commission’s Do Not Call List. To register, call from the phone which you want on the Do Not Call list. The phone number is 1-888-382-1222.

Why am I getting so many Medicare scam calls?

Jun 08, 2017 · Answer: Medicare has given permission to private companies to market and sell Medicare Advantage Plans and Part D prescription drug plans but there are very clear guidelines they must follow. Sales representatives are not allowed to call you unless you specifically ask them to do so. Door-to-door “cold calls” are also prohibited.

What should I do if I get calls from someone claiming Medicare?

Oct 28, 2020 · You called an 800, 888, and/or 900 number (they use caller I.D. technology and collect phone numbers). You applied for credit. You contribute to charities. Here’s how you can spot fake donation ...

How do I report a Medicare fraudulent call?

Apr 13, 2017 · Here’s How Medicare Scam Calls Work. A Medicare recipient will get a phone call from someone claiming to work for the Center of Medicare and Medicaid Services, the Social Security Administration or an insurance provider. The caller claims new cards from one of these agencies are in the works, and they need you to update your information on file.

How do telemarketers get your name?

Most likely from someone you provided it to. It could be a company that you legitimately do business with that has a clause buried in their terms and conditions that they share your information, and they sold your information to a telemarketer.Aug 2, 2019

How do companies get my phone number?

800, 888 and 900 numbers are a major way for telemarketers to obtain your phone number. When you call these numbers, your phone number may be captured with a system called “Automatic Number Identification” or ANI. ANI uses equipment that automatically identifies and stores the number from which you are dialing.Apr 6, 2017

Why am I getting so many phone calls about Medicare?

Phone calls

Sometimes, they're selling phony products such as supplemental or prescription drug Medicare plans. The whole purpose of all of these calls is to obtain your personal information, whether that is your Medicare card number, your Social Security number, or banking information.

How do you get on Medicare do not call list?

To register, call from the phone which you want on the Do Not Call list. The phone number is 1-888-382-1222. You can also register your phone number online as well, but you'll need to be sure you have an email account to do so.

Why do retailers ask for phone numbers?

Because a phone number often can be used to look up a customer's address, stores say it helps them send special offers through the mail or tailor those offers to a customer's prior purchases. Many stores have signs explaining such a policy near checkout counters.Dec 1, 2010

What is a 202 phone number?

Washington, D.C.
Area code 202 is the only area code for Washington, D.C., a region that includes many industries as well as the political sector for which it is best known.

Does Medicare ever contact you by phone?

Medicare generally won't call you, except in limited circumstances. One such exception is if you have called 1-800-MEDICARE and requested a return call. Medicare will never call or come to your home uninvited to sell products or services.May 24, 2021

How does Medicare contact?

Remember that Medicare will never call you to sell you anything or visit you at your home. Medicare, or someone representing Medicare, will only call and ask for personal information in these 2 situations: A Medicare health or drug plan may call you if you're already a member of the plan.

Is Medicare calling about new plastic cards?

The short answer is no. Medicare is not replacing your paper card with a plastic chip card. Scammers tried this con a few years ago. They've apparently fired it up again, as a lot of viewers are telling us about getting this call.Feb 25, 2022

How do telemarketers get phone numbers?

What is this? The best way to give a phone number to telemarketers is to dial an 800, 888, or 900 number with the target phone number. Another option is to put up attractive ads on sites like Craigslist, dating sites, and adult sites using the number.

How can I get revenge on a spam call?

If you're looking to get some payback on the telemarketers and scam callers, spam phone call revenge will let you do so.
...
How To Stop Spam Phone Calls
  1. Go to Settings,
  2. Then click Phone.
  3. Tap “Call Blocking and Identification” to allow an app to filter and detect spam calls.

Does * 61 block unwanted calls?

TIPS FOR AT&T CUSTOMERS:

AT&T Phone (home phone) customers can block unwanted calls from up to 100 numbers by pressing *61 after their most recent unwanted incoming call.
Jan 22, 2019

What is the number to call for Medicare?

If either of these occur consumers are strongly encouraged to call 1-800-MEDICARE to file a report. If a Medicare beneficiary chooses to meet with a representative they should understand what to expect during the visit.

Can an insurance agent discuss other plans?

The agent cannot discuss other plan options you have not inquired about, sell you any other products not related to health care (such as life insurance), ask for credit card or banking information, or use pressure tactics to get you to make a decision you are not prepared to do at the time.

Can insurance companies cold call Medicare?

Insurance companies can’t cold call about Medicare supplemental plans.

Can you call Medicare Advantage?

Medicare has given permission to private companies to market and sell Medicare Advantage Plans and Part D prescription drug plans but there are very clear guidelines they must follow. Sales representatives are not allowed to call you unless you specifically ask them to do so. Door-to-door “cold calls” are also prohibited. If either of these occur consumers are strongly encouraged to call 1-800-MEDICARE to file a report.

How many phone numbers are registered on the Do Not Call list?

Since the FTC opened the “Do Not Call List” 15 years ago, over 200 million phone numbers have been registered. Unfortunately, registering can only stop sales calls. The following calls are still allowed:

How to tell if a contact tracer is a scam?

Here’s how to tell if that “contact tracer” is really a scammer. Your caller ID identifies it as a call from a city where you recently purchased a plane ticket or reserved a hotel room online.

What does it mean when a telemarketer says hello?

Telemarketers tend not to be keen to announce themselves as such. But if you say “hello” and the person on the other end of the phone pronounces your name wrong or calls you by the wrong title (“Mr.” instead of “Ms.” for example), that’s a sign you’re talking to a telemarketer.

What is the good news about telemarketing calls?

The good news about telemarketing calls is that there are lots of ways to figure out they’re telemarketing calls even before picking up the phone. Here are some common warning signs:

What do you call a fake donation scam?

You called an 800, 888, and/or 900 number (they use caller I.D. technology and collect phone numbers). You applied for credit. You contribute to charities. Here’s how you can spot fake donation scams. You’re a registered voter. You bought anything, or entered any contest, and gave your phone number in the process.

How to answer a call when you don't recognize the number?

If it’s someone you know, they’ll likely say, “hello?” If you recognize the voice, you can reply. Robocallers, on the other hand, will disconnect at the silence. If it’s a human telemarketer, there will often be a second or two of lag time before the person on the other end begins speaking. Our mailboxes are being assaulted with unwanted attention too.

Is it illegal to call a telemarketer?

Every single time your phone rings these days, there's a decent chance a telemarketer's calling. Telemarketing isn't necessarily illegal, but it's almost inevitably annoying. Here's why you're still getting those calls and what you can do about them.

What does it mean when someone calls you about Medicare?

A Medicare recipient will get a phone call from someone claiming to work for the Center of Medicare and Medicaid Services, the Social Security Administration or an insurance provider. The caller claims new cards from one of these agencies are in the works, and they need you to update your information on file.

What happens at the end of a scam phone call?

By the end of the short phone call, the scammer will have enough information to make fraudulent purchases and steal your identity.

What to do if you receive a call that sounds like the one described above?

If you receive a call that sounds like the one described above, hang up immediately and report it .

Is Medicare a scam?

Medicare recipients beware: Scammers have a new way of getting your personal information that could empty your bank account and help them steal your identity. The scammers are targeting mostly senior citizens, and the scam has become so widespread that the Minnesota Attorney General’s Office issued a warning about it.

Does Medicare ask for ID number?

Remember, the Center of Medicare and Medicaid Services will not call you and ask to verify your ID number, nor will it ask for payment information because new cards are free.

What happens to a broker if they don't comply with Medicare?

Agents/brokers are subject to rigorous oversight by their contracted health or drug plans and face the risk of loss of licensure with their State and termination with their contracted health or drug plans if they don't comply with strict rules related to selling to and enrolling Medicare beneficiar ies in Medicare plans.

What information is in Medicare plan file?

The information contained in this file has columns for each Medicare plan with the following information: State, county, company name, plan name, whether the company uses independent agents or not, the amount (s) paid to independent agents for selling the plan in the first year of enrollment following the sale, other plan identification numbers, and whether the plan information displayed requires correction. The information within the various columns can be sorted to more easily find compensation information about the plan or plans you are interested in.

Do brokers have to be licensed in the state they do business in?

Agents/brokers must be licensed in the State in which they do business, annually complete training and pass a test on their knowledge of Medicare and health and prescription drug plans, and follow all Medicare marketing rules.

The Medicare open enrollment period tends to lead to an increase in scam calls

From October 15 to December 7, Medicare beneficiaries can renew their benefits and new insurance seekers are able to apply. They can also expect brochures, notices from Social Security, a “Medicare & You” handbook, or even an Annual Notice of Changes (ANOC) depending on their enrollment status.

How Medicare sought to protect its beneficiaries

Historically, it has been incredibly easy to siphon information from vulnerable people over the phone, especially the elderly, due to the fact that people have grown accustomed to verifying their identity with their social security number.

How to protect yourself and those around you from malicious robocalls

Scammers know to target the elderly and vulnerable, never answer a number you don’t recognize. Smartphones can even alert you with a “ Scam Likely ” caller ID to help people remain protected (find out how to activate it here ).

Where do telemarketers get their call lists?

Some telemarketers literally get their call lists from the Fo Not Call Registry. There is a current horrible crime where seniors are called by a Robo call telling them their Social Security number and account is being cancelled and an arrest wRrent is being issued. They are using a variety of 800 and 844 numbers. They are getting their call lists from the Do Not Call Regustry.

Why do you give out your phone number?

Anytime you fill out a form and give out your phone number—whether it’s a contest entry, a warranty registration, a signup form for an online service, what you include on your social networking profile—you’re opening yourself up for solicitations. Or, think about how many retailers have your number because you want loyalty points to score discounts or in-store credit.

What happens if you give out a 20 year old phone number?

When you give out a 20-year-old phone number, you do realize that you’re now subjecting someone else to those robocalls, right ? Ditto with making something up; it may be a real phone number for someone else.

What is automatic number identification?

5. Automatic Number Identification can also sabotage you. When you call 800, 888, and 900 numbers your phone number can be captured by a system called "Automatic Number Identification" or ANI.

Do you have to give a legit email address?

When you’re ordering legit items online you only have to give the legit address where you want physical items sent. For downloads fake everything should pretty much cover you. In those cases where a legit email is required for authentication use an email that you’ve setup for spam filtering…a throw away that doesn’t matter if you get bombarded with spam, scams, etc.

Do not call registry?

Access to the Do Not Call Registry requires registration and certification with the FTC. I find it highly unlikely that scammers would choose to go that path when they have robodialers that can automatically dial much bigger lists of number from other sources, or simply dial EVERY possible number, since the cost of doing so is so low. The fact that am 800 or 844 number shows up means nothing. Scammers routinely spoof numbers to give the appearance they are calling from someone who they are not.

Do you answer calls from a number you don't recognize?

Finally, don't answer calls from numbers you don't recognize. A real person will leave a message or call you back. And don't get taken in by numbers that look familiar. Increasingly, scammers are using a trick called number spoofing to fake a number with the same area code and exchange as your phone number.

How many phone numbers can you register online?

You can register up to three numbers at a time online. To register more phone numbers, just go through the registration process again. If you want to register your number by calling the toll-free number, you’ll have to call from each phone number you want to register.

Why does the registry stop unwanted calls?

The Registry can’t stop calls from scammers who ignore the Registry. One reason people get a lot of unwanted calls is because it’s easy and cheap for scammers to call people anywhere in the world. To get fewer unwanted calls, look into blocking unwanted calls.

What does the FTC do with phone numbers?

The FTC also takes the phone numbers that you report called you and releases them each business day to help telecommunications carriers and other industry partners that are working on call-blocking and call-labeling solutions.

What is the National Do Not Call Registry?

The National Do Not Call Registry was created to stop unwanted sales calls. It’s free to register your home or cell phone number. If you’ve already added your phone number to the Do Not Call Registry and are still getting a lot of unwanted calls, odds are the calls are from scammers. Read about blocking unwanted calls to find out ...

What are the rules for telemarketers?

Are there other rules telemarketers have to follow? 1 can’t call before 8 a.m. or after 9 p.m. in your local time 2 can’t be deceptive or abusive or lie about any terms of their offer 3 can’t ask you to pay#N#with a cash-to-cash wire transfer (ex. Western Union and MoneyGram)#N#by giving the PIN from a cash reload card (ex. MoneyPak and Vanilla Reload)#N#by asking for your bank account information to create a type of check that you never see or sign, called a “remotely created payment order”

How much is a fine for illegal robocalls?

Companies that illegally call numbers on the National Do Not Call Registry or place an illegal robocall can currently be fined up to $43,792 per call. The number from my caller ID was faked.

How to get fewer unwanted calls?

To get fewer unwanted calls, look into call-blocking and call-labeling solutions.

How to block unwanted calls on cell phone?

One of the best ways to block unwanted calls on a cell phone is to download a call-blocking app. A call-blocking app acts like a filter. The company behind the app uses call data or reports from users, the FTC, and other sources to predict which calls are illegal or likely scams.

What is the National Do Not Call Registry?

The National Do Not Call Registry is designed to stop sales calls from real companies that follow the law. The Registry is a list that tells telemarketers what numbers not to call. The FTC does not and cannot block calls. Scammers don’t care if you’re on the Registry.

What is call blocking technology?

Call blocking technology can sometimes stop calls from scammers who can make fake names or numbers show up on your caller ID. Scammers often use these “spoofed” names and numbers in government impersonator scams to make you think it’s the IRS or law enforcement calling.

How to stop robocalls from scammers?

Call blocking can help stop robocalls from scammers. But some robocalls might still get through. If you get an illegal robocall, hang up. Don’t press a number, which could lead to more robocalls. Then report it to the FTC. Some robocalls are legal and don’t require your permission, like purely informational messages, political calls, or calls from charities. But if they try to also sell you something on the call, it becomes an illegal robocall.

What does it mean to block a phone call?

When we talk about call blocking, it means technologies or devices that can stop a lot of the unwanted calls you get — like scam calls and illegal robocalls — before they reach you. Cell phones, home phones that make calls over the internet (VoIP), and landlines each have their own call-blocking options. Just know that call-blocking services could block some legitimate calls.

What is a call blocker?

Call-blocking devices are typically small boxes you attach to your phone. Some devices use databases of known scam numbers but let you add numbers you want blocked. Other devices rely on you to create and update your own list of numbers to block. Some use lists to. stop unwanted calls.

Where to report a phone scam?

If you’ve lost money to a phone scam or have information about the company or scammer who called you, report it at ReportFraud.ftc.gov.

Can you use voicemail on a virtual number?

Your virtual number works the same way your existing number does. You can use voice mail and text, too.

Can scammers get your phone number?

Scammers can easily get your phone number, and they use automated calls to target people and try to steal your money and information. This takes these phone calls from annoying to potentially very risky, explains former CIA officer and author of Agent of Influence, Jason Hanson.

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