Medicare Blog

how do i know if my medicare covers dental

by Prof. Charlie Bins Published 2 years ago Updated 1 year ago
image

To determine if your current Medicare Part C plan covers dental, you can talk to a representative from the insurance company or read the details contained in the Evidence of Coverage (EOC) document you received when you enrolled in the plan.

Full Answer

How does Medicare dental coverage work?

Medicare doesn't cover most dental care (including procedures and supplies like cleanings, fillings, tooth extractions, dentures, dental plates, or other dental devices). Medicare Part A (Hospital Insurance) will pay for certain dental services that you get when you're in a hospital. Part A can pay for hospital stays if you need to have emergency or complicated dental procedures, …

Does Medicare cover dental cleanings?

How do I know if my Medicare plan has dental coverage? Dental coverage is an additional cost to your Medicare Advantage plan. In your billing information, you'll see a separate cost for dental coverage. If you're interested in dental coverage, call the Client Services number on your HAP ID card. Categories Coverage and Benefits Medicare

Does Medicaid cover a dental checkup?

Apr 04, 2019 · If you’re wondering whether Medicare offers dental coverage, the answer is, “It depends.” Dental coverage is limited under Original Medicare, and you won’t be covered for most routine dental services. However, routine dental coverage may be available as part of a Medicare Advantage plan.

Does Medicare cover every test?

May 14, 2021 · You also need to check if your dentist is in the plan’s network for the services to be covered. To determine if your current Medicare Part C plan covers dental, you can talk to a representative...

image

Does Medicare Cover Dental Services?

If you’re wondering whether Medicare offers dental coverage, the answer is, “It depends.” Dental coverage is limited under Original Medicare, and y...

Original Medicare Dental Coverage

Original Medicare, Part A and B, does not cover routine dental care, including: 1. Cleanings and oral exams 2. Fillings 3. Crowns 4. Bridges 5. Den...

Medicare Dental Coverage Under Medicare Advantage (Medicare Part C)

If you’d like to get more comprehensive dental coverage under Medicare, you might want to consider a Medicare Advantage plan, available under the M...

Medicare Dental Coverage Under The Pace Program

PACE (Program of All-Inclusive Care for the Elderly) is a joint Medicare and Medicaid program that provides health-care services for people living...

Other Dental Coverage Options

Outside of getting Medicare dental benefits through a Medicare Advantage plan or a PACE program, you may find yourself having to pay the full cost...

Learn More About Medicare Dental Coverage

If you’re interested in Medicare dental coverage, I can find Medicare Advantage plan options that may offer routine dental benefits. To learn more...

What is stand alone dental insurance?

Stand-alone dental insurance. These plans require you to pay a separate premium for coverage. Spouse or partner employee-sponsored insurance plan. If it’s possible to sign up for coverage under a spouse’s dental plan, that may be a less expensive option. Dental discount groups.

What is Medicare Advantage?

Medicare Advantage plans are offered by private insurance companies that have been approved by Medicare. These plans are an alternative to original Medicare and often pay for services that aren’t covered by parts A and B. With this type of plan, you may need to pay a monthly premium or a coinsurance payment.

Why do people neglect their dental care?

And studies have also shown that people sometimes neglect their dental care as they get older, often because dental care can be expensive. The National Institute of Dental and Craniofacial Research estimates that 23 percent of seniors haven’t had a dental exam in the past 5 years.

Does Medicare pay for tooth extractions?

You may receive coverage f you need dental services because of oral cancer or another covered illness. Medicare may pay for a tooth extraction if your doctors think it’s necessary to remove the tooth prior to heart surgery, radiation therapy, or some other covered procedure.

Does Medicare cover dental care?

While original Medicare doesn’t generally cover dental care, there are some exceptions. If you need dental care because of an illness or injury that requires a hospital stay, your dental treatment may be covered. Some examples of when dental care may be covered include:

What is the dental exclusion?

Section 1862 (a) (12) of the Social Security Act states, "where such expenses are for services in connection with the care, treatment, filling, removal, or replacement of teeth or structures directly supporting teeth, except that payment may be made under part A in the case of inpatient hospital services in connection ...

What is primary service?

A primary service (regardless of cause or complexity) provided for the care, treatment, removal, or replacement of teeth or structures directly supporting teeth, e.g., preparation of the mouth for dentures, removal of diseased teeth in an infected jaw.

Does Medicare pay for dental implants?

Currently, Medicare will pay for dental services that are an integral part either of a covered procedure (e.g., reconstruction of the jaw following accidental injury), or for extractions done in preparation for radiation treatment for neoplastic diseases involving the jaw.

What does Medicare Advantage cover?

Medicare Advantage (Part C) plans, which are private health insurance plans, cover everything that Medicare Parts A and B cover, and some of them also offer dental benefits. Many cover routine preventive care, such as cleanings, X-rays, and regular exams, either partially or in full.

How much is Medicare Advantage 2020?

And Medicare Advantage plans generally have a monthly premium in addition to the premium for Medicare Part B, which is $144.60 in 2020. But there are some disadvantages to Medicare Advantage plans, such as a more limited list of approved doctors and hospitals. So make sure you understand what you’re getting.

Does Medicare cover jaw reconstruction?

For instance, if you’re in a car wreck that damages your jaw and you go to the hospital, Medicare would cover any reconstruction of your jaw. Medicare may also cover the following types of things: A dental exam in a hospital before a kidney transplant or heart valve replacement. Dental services related to radiation treatment for some jaw-related ...

Does Medicare cover dental cleanings?

The short answer is no. When it comes to most dental care and procedures, Medicare offers no coverage. That includes cleanings, fillings, extractions, root canals, and dentures, among other things.

What age do you have to be to get dental insurance?

Dental services are a required service for most Medicaid-eligible individuals under the age of 21, as a required component of the Early and Periodic Screening, Diagnostic and Treatment (EPSDT) benefit.

What is EPSDT in Medicaid?

EPSDT is Medicaid's comprehensive child health program. The program's focus is on prevention, early diagnosis, and treatment of medical conditions. EPSDT is a mandatory service required to be provided under a state's Medicaid program. Dental services must be provided at intervals that meet reasonable standards of dental practice, ...

Does Medicare cover dental services?

The Centers for Medicare & Medicaid Services does not further define what specific dental services must be provided, however, EPSDT requires that all services coverable under the Medicaid program must be provided to EPSDT recipients if determined to be medically necessary.

image

Statutory Dental Exclusion

  • Section 1862 (a)(12) of the Social Security Act states, "where such expenses are for services in connection with the care, treatment, filling, removal, or replacement of teeth or structures directly supporting teeth, except that payment may be made under part A in the case of inpatient hospital services in connection with the provision of such dental services if the individual, because of his …
See more on cms.gov

Background

  • The dental exclusion was included as part of the initial Medicare program. In establishing the dental exclusion, Congress did not limit the exclusion to routine dental services, as it did for routine physical checkups or routine foot care, but instead it included a blanket exclusion of dental services. The Congress has not amended the dental exclusion since 1980 when it made a…
See more on cms.gov

Coverage Principle

  • Coverage is not determined by the value or the necessity of the dental care but by the type of service provided and the anatomical structure on which the procedure is performed.
See more on cms.gov

Services Excluded Under Part B

  • The following two categories of services are excluded from coverage: A primary service (regardless of cause or complexity) provided for the care, treatment, removal, or replacement of teeth or structures directly supporting teeth, e.g., preparation of the mouth for dentures, removal of diseased teeth in an infected jaw. A secondary service that is related to the teeth or structure…
See more on cms.gov

Exceptions to Services Excluded

  • The extraction of teeth to prepare the jaw for radiation treatment of neoplastic disease. An oral or dental examination performed on an inpatient basis as part of comprehensive workup prior to renal transplant surgery or performed in a RHC/FQHC prior to a heart valve replacement.
See more on cms.gov

Definition

  • Structures directly supporting the teeth means the periodontium, which includes the gingivae, periodontal membrane, cementum of the teeth, and the alveolar bone (i.e. alveolar process and tooth sockets).
See more on cms.gov

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z 1 2 3 4 5 6 7 8 9