Medicare Blog

how long before can you apply for a medicare card

by Randall Steuber Published 2 years ago Updated 1 year ago
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Generally, you're first eligible to sign up for Part A and Part B starting 3 months before you turn 65 and ending 3 months after you turn 65. Find out if: Your state will sign you up for Medicare (or if you need to sign up).

Full Answer

When can you start applying for Medicare?

You’re first eligible to sign up for Medicare 3 months before you turn 65. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease). Follow these steps to learn about Medicare, how to sign up, and your coverage options. Learn about it at your own pace. Step 1

What to expect when you receive your new Medicare card?

You’ll have to manually apply for Medicare if:

  • You live in Puerto Rico. You may get automatically enrolled in Part A as described above, but you’ll need to sign up for Part B.
  • You aren’t receiving retirement benefits yet.
  • You have end-stage renal disease (ESRD).

When is the earliest you can get Medicare?

  • If you were born on January 1 st, you should refer to the previous year.
  • If you were born on the 1 st of the month, we figure your benefit (and your full retirement age) as if your birthday was in the previous month. ...
  • You must be at least 62 for the entire month to receive benefits.
  • Percentages are approximate due to rounding.

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When should I receive my Medicare card?

  • Since your new Medicare card will be mailed to you, you may need to update your mailing address. ...
  • Your benefits and coverage stay the same.
  • Once you receive your new Medicare card, start using it immediately.
  • Destroy your old card.
  • In a Medicare Advantage Plan (like an HMO or PPO)? ...

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How many months before my birthday can I apply for Medicare?

3 monthsYour first chance to sign up (Initial Enrollment Period) This is called your Initial Enrollment Period. It lasts for 7 months, starting 3 months before you turn 65, and ending 3 months after the month you turn 65. My birthday is on the first of the month.

How long does it take for Medicare to go into effect after applying?

Your Medicare coverage will begin between one and three months after you sign up, depending on when you enroll.

Do you automatically get a Medicare card when you turn 65?

You should receive your Medicare card in the mail three months before your 65th birthday. If you are NOT receiving benefits from Social Security or the RRB at least four months before you turn 65, you will need to sign up with Social Security to get Parts A and B.

What documents do I need to apply for Medicare?

What documents do I need to enroll in Medicare?your Social Security number.your date and place of birth.your citizenship status.the name and Social Security number of your current spouse and any former spouses.the date and place of any marriages or divorces you've had.More items...

Can I get my Medicare number before I receive my card?

You can sign in to see your Medicare Number or print an official copy of your card. Call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.

What should I do before I turn 65?

Turning 65 Soon? Here's a Quick Retirement ChecklistPrepare for Medicare. ... Consider Additional Health Insurance. ... Review Your Social Security Benefits Plan. ... Plan Ahead for Long-Term Care Costs. ... Review Your Retirement Accounts and Investments. ... Update Your Estate Planning Documents.

Will Medicare automatically send me a Medicare card?

Once you're signed up for Medicare, we'll mail you your Medicare card in your welcome packet. You can also log into (or create) your secure Medicare account to print your official Medicare card. I didn't get my Medicare card in the mail. View the Medicare card if you get benefits from the Railroad Retirement Board.

How many months in advance should you apply for Social Security benefits?

four monthsIf you were born on the first or second day of the month, you meet this requirement in the month of your 62nd birthday. If you were born on any other day of the month, you do not meet this requirement until the following month. You can apply up to four months before you want your retirement benefits to start.

Sometimes You’Re Automatically Enrolled in Medicare

Medicare enrollment may happen automatically if the following situations apply.If you turn 65 years oldIf you’re already receiving Social Security...

If You’Re New to Medicare

You’ll have to manually apply for Medicare if: 1. You live in Puerto Rico. You may get automatically enrolled in Part A as described above, but you...

If You Need A New Medicare Card Sooner

Have a doctor’s appointment? If you can’t wait 30 days for your new card to arrive, you can visit your local Social Security office or call 1-800-7...

Keeping Your Medicare Card Safe

Keep your Medicare card in a safe place, and don’t let anyone else use it. Always have your card handy when you call Medicare with questions.You sh...

When does Medicare start?

If you want Medicare coverage to start when your job-based health insurance ends, you need to sign up for Part B the month before you or your spouse plan to retire. Your coverage will start the month after Social Security (or the Railroad Retirement Board) gets your completed forms. You’ll need to fill out an extra form showing you had job-based health coverage while you or your spouse were working.

What happens if you don't sign up for Medicare?

If you don’t sign up when you’re first eligible, you’ll have to wait to sign up and go months without coverage. You might also pay a monthly penalty for as long as you have Part B. The penalty goes up the longer you wait to sign up.

When does Part B start?

If you sign up during this 8-month period, your Part B coverage will start the month after Social Security (or the Railroad Retirement Board) gets your completed forms. You’ll need to fill out an extra form showing you had job-based health coverage while you or your spouse were working.

Can you get help with Medicare if you have medicaid?

Depending on the type of Medicaid you have, you may also qualify to get help paying your share of Medicare costs. Get details about cost saving programs.

Does Medicare cover hospital visits?

Medicare can help cover your costs for health care, like hospital visits and doctors’ services.

Does my state sign me up for Medicare?

Your state will sign you up for Medicare (or if you need to sign up).

Do you have health insurance now?

Are you or your spouse still working for the employer that provides your health insurance coverage?

How long does it take to get a new Medicare card?

You should receive this letter within 10 days of submitting the request.

When do you have to enroll in Medicare if you don't qualify?

If you don’t enroll in Medicare during your Initial Enrollment Period, in most cases you’ll have to wait until the General Enrollment Period, which takes place from January to March 31 every year. You may have to pay a late-enrollment penalty for Medicare Part B (and for Medicare Part A, if you don’t qualify for premium-free Part A). ...

How to contact Medicare if you are married?

If you’re a TTY user, you can call 1-312-751-4701. You can also sign up online at in person. If you’re married, you and your spouse should each have your own separate Medicare cards with separate Medicare claim numbers. Don’t mix them up, and never use each other’s cards.

How old do you have to be to get Medicare?

Medicare sends you a red, white, and blue card when you’re signed up. You’re generally eligible for Medicare if you’re a United States citizen or permanent legal resident of at least five continuous years, and you generally qualify by age (65 or older). However, you may qualify for Medicare before turning 65 if you receive Social Security ...

What is the number to call for Social Security?

Social Security: 1-800-772-1213, Monday through Friday, from 7AM to 7PM. If you’re a TTY user, you can call 1-800-325-0778. Railroad Retirement Board : 1-877-772-5772, Monday through Friday, from 9AM to 3:30PM. If you’re a TTY user, you can call 1-312-751-4701. You can also sign up online at in person.

When will Medicare start?

If you turn 65 years old. If you’re already receiving Social Security or Railroad Retirement Board benefits, you’ll be automatically enrolled in Original Medicare, Part A and Part B, when you reach age 65. Your Medicare card should arrive about three months before your 65th birthday, and your Medicare coverage starts the first day ...

When will Medicare be available for Social Security?

If you get Social Security or Railroad Retirement Board disability benefits, you’ll be automatically enrolled in Medicare after 24 months of collecting disability. Your Medicare card should arrive in the 25th month.

How do you get another Medicare card?

My card is lost or damaged — Log into (or create) your Medicare account to print an official copy of your Medicare card. You can also call us at 1-800-MEDICARE (1-800-633-4227) to order a replacement card. TTY users can call 1-877-486-2048.

What is the number to call for medicare?

If someone calls and asks for your information, for money, or threatens to cancel your health benefits, hang up and call us 1-800-MEDICARE (1-800-633-4227) . TTY: 1-877-486-2048.

What does Medicare show when you change your name?

My name changed — Your Medicare card shows the name you have on file with Social Security. Get details from Social Security if you legally changed your name.

Do you have to carry a Medicare card?

If you have a Medicare drug plan or supplemental coverage, carry that plan card with you too.

How long does it take to get medicare?

For those who are not automatically enrolled and need to manually sign up for Medicare, it will take between one and three months for your Medicare coverage to begin, depending on when you sign up. If you sign up during the three months before the month of your 65 th birthday, your Medicare coverage will begin on the first day ...

When do you get Medicare?

Most people become eligible for Medicare when they turn 65, though some may be eligible sooner due to illness or disability. You will have a seven-month period, called the Initial Enrollment Period (IEP), to sign up to get Medicare. Your IEP for Medicare is the three months before your 65 th birthday, the month of your 65 th birthday, ...

How to enroll in priority health?

To enroll, you can call a Priority Health Medicare expert toll-free at 888.481.1348 (TTY users should call 711) from 8 a.m. – 8 p.m. seven days a week, or go to prioritymedicare.com to complete and submit the form online.

What is Medicare insurance?

Medicare is the federal health insurance program created to make sure older Americans, and people with certain disabilities and illnesses, have access to affordable medical care. When your Medicare coverage begins may vary depending on your birthday or social security benefits, so it is important to consider these factors when deciding ...

What to do when you're 65 and looking for Medicare?

If you’re approaching 65 and are looking into Medicare coverage options, consider choosing Priority Health.

When do you have to sign up for Medicare?

Your IEP for Medicare is the three months before your 65 th birthday, the month of your 65 th birthday, and the three months after your 65 th birthday. Signing up for Medicare at any time during this seven-month window will keep you from facing financial penalties.

When does Medicare open enrollment start?

Changes made to Medicare Advantage plans during Open Enrollment from January 1 to March 31, will go into effect July 1.

When does Medicare start?

If you enroll during the first three months of your IEP, your Medicare coverage begins on the first day of the month you turn 65 (or the first day of the previous month if your birthday falls on the first day of a month). If you sign up during the fourth month, coverage begins on the first day of the following month.

How long do you have to pay Medicare if you are in prison?

Similarly, if you’re imprisoned after age 65 and already enrolled in Medicare, you’re expected to continue paying premiums to avoid penalties when you come out. Part D drug coverage has different rules. On your release, you’re entitled to a special enrollment period of up to three months (if you turned 65 in prison) or up to two months ...

How long does it take to get Part D coverage?

On your return to live permanently in the United States, you’re entitled to a special enrollment period of up to three months (if you turned 65 abroad) or up to two months (if you turned 65 before leaving the U.S.) to sign up with a Part D drug plan without risking late penalties. Coverage begins on the first day of the month after you enroll.

When does IEP coverage begin?

If you sign up during the fourth month, coverage begins on the first day of the following month. But if you leave it until the fifth, sixth or seventh month, coverage will be delayed by two or three months. For example, if your birthday is in June and you sign up in September (the last month of your IEP), coverage will not begin until Dec. 1.

How to get a replacement Medicare card?

Go to Sign In or Create an Account. Once you are logged in to your account, select the "Replacement Documents" tab. Then select “Mail my replacement Medicare card.”. Your Medicare card will arrive in the mail in about 30 days at the address on file with Social Security so be sure to make sure your mailing address is correct before completing ...

What is the number to call for medicare?

If you can’t or prefer not to use the online service, you can call 1-800-MEDICARE ( 1-800-633-4227 TTY 1-877-486-2048 ).

What happens if my Medicare card is stolen?

If your Medicare card was lost, stolen, or destroyed, you can request a replacement with your personal my Social Security account. If you don’t already have an account, you can create one online. Go to Sign In or Create an Account.

When Will My Medicare Coverage Start?

If this is your case, you will receive your red, white, and blue card about three months before your 65 birthday, and your coverage will begin on the 1st day of your birth month.

When you apply for Medicare will it affect your effective date?

When you choose to apply for Medicare will affect your effective date. Understanding when your Medicare Part A and Part B will be effective is key to coordinate cancellation of your current insurance and enrollment into Medicare Supplemental Insurance plans. While most people will be automatically enrolled in Original Medicare, ...

How long does Medicare last after you turn 65?

During the 1st month you turn 65. Medicare will start 1 month after you sign up. One month after you turn 65. Medicare will start 2 months after you sign up. 2 months after you turn 65. Medicare will start 3 months after you sign up. 3 months after you turn 65. Medicare will start 3 months after you sign up.

When does Medicare start for a person born on May 1st?

An example of this is if you were born on May 1st, your Medicare coverage would start on April 1st.

What is the phone number for Medicare?

If you have an urgent matter or need enrollment assistance, call us at 800-930-7956. By submitting your question here, you agree that a licensed sales representative may respond to you about Medicare Advantage, Prescription Drug, and Medicare Supplement Insurance plans.

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