Medicare Blog

how many medicare lives are dual and lis

by Dr. Meda Rau V Published 2 years ago Updated 1 year ago
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As of 2019, an estimated 12.3 million Medicare beneficiaries – about 19% of all enrollees – were also enrolled in Medicaid or a Medicaid-funded program. These enrollees are known as dual-eligible beneficiaries or dual-eligibles.

How many Americans are Medicare dual eligible?

61.9 million Americans are Medicare beneficiaries. 1 In 2019, more than 12 million Americans were dually eligible for Medicare and Medicaid and are enrolled in both programs. 2 Beneficiaries who are eligible for this combination of coverage are sometimes called Medicare dual eligible.

Are You dually eligible for Medicare Part C?

To be considered dually eligible, persons must be enrolled in Medicare Part A, which is hospital insurance, and / or Medicare Part B, which is medical insurance. As an alternative to Original Medicare (Part A and Part B), persons may opt for Medicare Part C, which is also known as Medicare Advantage.

How can the Medicare-Medicaid dually eligible experience be improved?

See Section VII, Improving the Medicare-Medicaid Dually Eligible Experience by Increasing the Frequency of Federal-State Data Exchanges, and final changes to regulatory text in Parts 406, 407, and 423. Learn more here (PDF) about the benefits of submitting multiple files.

Is Medicare eligibility different in each state?

Since Medicare is a federal program, eligibility is consistent across the states. Persons must be U.S. Citizens or legal residents residing in the U.S. for a minimum of 5 years immediately preceding application for Medicare.

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How many dual eligibles are there in the US?

The dually enrolled population increased steadily from 8,649,890 in 2006 to 12,176,789 in 2018, a 2.9 percent AAGR over the thirteen years. Medicare-only non-dually eligible beneficiaries increased from 37,035,298 in 2006 to 50,717,280 in 2018, an AAGR of 2.7 percent.

How many Medicare Advantage lives are there?

2022 was another banner year for Medicare Advantage. The program now boasts 28 million participants, which represent 45% of all Medicare beneficiaries. This marks a +3% point improvement in penetration over 2021 and a total program enrollment growth of +9%.

How many US consumers are eligible for both Medicare and Medicaid?

12 million peopleBoth Medicare and Medicaid are in place to help people pay for healthcare costs. If a person qualifies for both, the government refers to them as dually eligible. An estimated 12 million people in the United States are dually eligible for Medicare and Medicaid, according to Medicaid.gov.

What does it mean if a Medicare patient is dual-eligible?

Background Discussion. Dual-eligible beneficiaries are individuals who receive both Medicare and Medicaid benefits. The two programs cover many of the same services, but Medicare pays first for the Medicare-covered services that are also covered by Medicaid.

Who is the largest Medicare Advantage provider?

UnitedHealthcareUnitedHealthcare is the largest provider of Medicare Advantage plans and offers plans in nearly three-quarters of U.S. counties.

What are the top 3 Medicare Advantage plans?

The Best Medicare Advantage Provider by State Local plans can be high-quality and reasonably priced. Blue Cross Blue Shield, Humana and United Healthcare earn the highest rankings among the national carriers in many states.

What percentage of US population is on Medicaid?

17.8%An estimated 58 million individuals (17.8% of the U.S. population) received Medicaid or CHIP in 2020, and the programs accounted for $693 billion (17.6% of overall HCE). This spending is about 10 percentage points higher than Medicaid/CHIP's percentage of total HCE in 1970 (Figure 2).

Which of the following populations would be the most likely to be dual eligible for both Medicare and Medicaid?

People generally become eligible for both Medicare and Medicaid because they are low-income and are over the age of 65 or are disabled. This means that the dual-eligible population spans young and old, as well as individuals with physical, mental, and developmental disabilities.

How many US citizens are on Medicaid?

According to estimates of the Centers for Medicare and Medicaid Services (CMS), over 75 million people were enrolled in Medicaid in 2019. The distribution of Medicaid enrollees by eligibility group shows that 37.5 percent are children.

What are lifetime reserve days in Medicare?

Original Medicare covers up to 90 days of inpatient hospital care each benefit period. You also have an additional 60 days of coverage, called lifetime reserve days. These 60 days can be used only once, and you will pay a coinsurance for each one ($778 per day in 2022).

When the patient is covered by both Medicare and Medicaid what would be the order of reimbursement?

gov . Medicare pays first, and Medicaid pays second . If the employer has 20 or more employees, then the group health plan pays first, and Medicare pays second .

What is the highest income to qualify for Medicaid?

Federal Poverty Level thresholds to qualify for Medicaid The Federal Poverty Level is determined by the size of a family for the lower 48 states and the District of Columbia. For example, in 2022 it is $13,590 for a single adult person, $27,750 for a family of four and $46,630 for a family of eight.

How many people are on Medicare in 2019?

In 2019, over 61 million people were enrolled in the Medicare program. Nearly 53 million of them were beneficiaries for reasons of age, while the rest were beneficiaries due to various disabilities.

What is Medicare in the US?

Matej Mikulic. Medicare is a federal social insurance program and was introduced in 1965. Its aim is to provide health insurance to older and disabled people. In 2018, 17.8 percent of all people in the United States were covered by Medicare.

Which state has the most Medicare beneficiaries?

With over 6.1 million, California was the state with the highest number of Medicare beneficiaries . The United States spent nearly 800 billion U.S. dollars on the Medicare program in 2019. Since Medicare is divided into several parts, Medicare Part A and Part B combined were responsible for the largest share of spending.

What is Medicare inpatient?

Hospital inpatient services – as included in Part A - are the service type which makes up the largest single part of total Medicare spending. Medicare, however, has also significant income, which amounted also to some 800 billion U.S. dollars in 2019.

Overview

Today there are over 12.2 million Medicare-Medicaid enrollees in the United States.To provide a greater understanding of the Medicare-Medicaid enrollee population, the Centers for Medicare & Medicaid Services (CMS) has put together State profiles that examine the demographic characteristics, utilization, condition prevalence, and spending patterns of Medicare-Medicaid enrollees and the programs that serve them in each Stat e..

Access Additional State Profile Information

Please note that the 2008, 2009, and 2011 State and National Profiles employed different data source and methodology for identifying Medicare-Medicaid enrollees than did the 2007 Profiles. For this reason, there may be slight variation in the results presented in 2007 versus 2008, 2009, and 2011.

When did CMS start submitting Medicaid files?

Since 2005, states Medicaid agencies have been submitting files at least monthly to CMS to identify all people who are dually enrolled in both Medicare and Medicaid, also known as dually eligible beneficiaries.

How many MMA files are needed for Medicaid?

Medicaid agencies for each of the fifty states and the District of Columbia ("states") must submit at least one monthly file to CMS identifying all known dually eligible beneficiaries. States have the option to submit multiple MMA files throughout the month (up to one per day).

How many people are dually eligible for medicaid?

In 2018, there were 12.2 million individuals simultaneously enrolled in Medicare and Medicaid.1 These dually eligible individuals experience high rates of chronic illness, with many having long-term care needs and social risk factors. Forty-one percent of dually eligible individuals have at least one mental health diagnosis, 49 percent receive long-term care services and supports (LTSS), and 60 percent have multiple chronic conditions.2,3 Eighteen percent of dually eligible individuals report that they have “poor” health status, compared to six percent of other Medicare beneficiaries.4

What is a full benefit dually eligible person?

Full-benefit dually eligible individuals are Medicare beneficiaries who qualify for the full package of Medicaid benefits. They often separately qualify for assistance with Medicare premiums and cost-sharing through the Medicare Savings Programs (MSPs). Partial-benefit dually eligible individuals are enrolled only in Medicare and an MSP.

What is dual eligible?

Definition: Dual Eligible. To be considered dually eligible, persons must be enrolled in Medicare Part A, which is hospital insurance, and / or Medicare Part B, which is medical insurance. As an alternative to Original Medicare (Part A and Part B), persons may opt for Medicare Part C, which is also known as Medicare Advantage.

What is Medicare and Medicaid?

Differentiating Medicare and Medicaid. Persons who are eligible for both Medicare and Medicaid are called “dual eligibles”, or sometimes, Medicare-Medicaid enrollees. Since it can be easy to confuse the two terms, Medicare and Medicaid, it is important to differentiate between them. While Medicare is a federal health insurance program ...

How much does Medicare Part B cost?

For Medicare Part B (medical insurance), enrollees pay a monthly premium of $148.50 in addition to an annual deductible of $203. In order to enroll in a Medicare Advantage (MA) plan, one must be enrolled in Medicare Parts A and B. The monthly premium varies by plan, but is approximately $33 / month.

What is the income limit for Medicaid in 2021?

In most cases, as of 2021, the individual income limit for institutional Medicaid (nursing home Medicaid) and Home and Community Based Services (HCBS) via a Medicaid Waiver is $2,382 / month. The asset limit is generally $2,000 for a single applicant.

How old do you have to be to qualify for medicare?

Citizens or legal residents residing in the U.S. for a minimum of 5 years immediately preceding application for Medicare. Applicants must also be at least 65 years old. For persons who are disabled or have been diagnosed with end-stage renal disease or Lou Gehrig’s disease (amyotrophic lateral sclerosis), there is no age requirement. Eligibility for Medicare is not income based. Therefore, there are no income and asset limits.

How to apply for medicaid?

How to Apply. To apply for Medicare, contact your local Social Security Administration (SSA) office. To apply for Medicaid, contact your state’s Medicaid agency. Learn about the long-term care Medicaid application process. Prior to applying, one may wish to take a non-binding Medicaid eligibility test.

Does Medicare cover out-of-pocket expenses?

Persons who are enrolled in both Medicaid and Medicare may receive greater healthcare coverage and have lower out-of-pocket costs. For Medicare covered expenses, such as medical and hospitalization, Medicare is always the first payer (primary payer). If Medicare does not cover the full cost, Medicaid (the secondary payer) will cover the remaining cost, given they are Medicaid covered expenses. Medicaid does cover some expenses that Medicare does not, such as personal care assistance in the home and community and long-term skilled nursing home care (Medicare limits nursing home care to 100 days). The one exception, as mentioned above, is that some Medicare Advantage plans cover the cost of some long term care services and supports. Medicaid, via Medicare Savings Programs, also helps to cover the costs of Medicare premiums, deductibles, and co-payments.

What is dual eligible?

Full dual eligible refers to those who receive full Medicaid benefits and are also enrolled in Medicare. People who are full dual eligible typically receive Supplemental Security Income (SSI) benefits, which provide cash assistance for basic food ...

What is partial dual eligibility?

Partial dual eligibility includes those who receive assistance from Medicaid in order to help pay for Medicare costs such as premiums, coinsurance or deductibles. Partial dual eligibles fall into one of four categories of eligibility for Medicare Savings Programs.

What is the Medicare and Medicaid program?

Another Medicare and Medicaid program is PACE, or Programs of All-Inclusive Care for the Elderly. PACE helps older Medicare beneficiaries to seek health care within their community, in their home and at PACE facilities. Some of the things that can be covered by PACE include: Adult day primary care. Dental care.

What is QMB in Medicare?

Qualified Medicare Beneficiary (QMB) Program. This program helps pay for Medicare Part A and Part B premiums, deductibles, coinsurance and copayments. Eligibility requires: Income of no more than $1,061 per month for an individual in 2019, or $1,430 per month for a married couple.

What is a dual SNP?

If you are Medicare dual eligible, you may qualify for a Medicare D-SNP (Dual Special Needs Plan), which is a type of Medicare Advantage plan. 61.9 million Americans are Medicare beneficiaries. 1 In 2019, more than 12 million Americans were dually eligible for Medicare and Medicaid and are enrolled in both programs. 2.

What is an annual special enrollment period?

An annual Special Enrollment Period to enroll in a Part D plan or switch to a new one. Elimination of Part D late enrollment penalties. You automatically qualify for Extra Help if you are enrolled in Medicaid, Supplemental Security Income or a Medicare Savings Program.

How old do you have to be to get medicaid?

Be at least 65 years old or having a qualifying disability. Be a U.S. citizen or permanent legal resident. Be eligible for benefits through Social Security or the Railroad Retirement Board. Generally speaking, Medicaid provides health insurance to low-income individuals and families, children and pregnant women.

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Overview

  • Since 2005, states Medicaid agencies have been submitting files at least monthly to CMS to identify all people who are dually enrolled in both Medicare and Medicaid, also known as dually eligible beneficiaries. This includes full benefit dually eligible individuals and partial benefit dually eligible individuals (i.e., who just get Medicaid help wi...
See more on cms.gov

Frequency of File Submissions

  • Effective April 1, 2022, the Interoperability and Patient Access final rulerequires states to submit and receive files on a daily basis. See Section VII, Improving the Medicare-Medicaid Dually Eligible Experience by Increasing the Frequency of Federal-State Data Exchanges, and final changes to regulatory text in Parts 406, 407, and 423. Learn more here (PDF)about the benefits of submittin…
See more on cms.gov

MMA File Submission Procedures

  • Medicaid agencies for each of the fifty states and the District of Columbia ("states") must submit at least one monthly file to CMS identifying all known dually eligible beneficiaries. States have the option to submit multiple MMA files throughout the month (up to one per day). For those who do so, states will submit a large initial file including the bulk of enrollments for the reporting month, …
See more on cms.gov

How CMS Uses MMA Files

  • The monthly files support the following program needs for CMS: 1. Auto-enrolling full benefit dually eligible individuals into Medicare drug plans; 2. Deeming full and partial benefit dually eligible individuals automatically eligible for the Medicare Part D Low Income Subsidy (LIS, sometimes called extra help); 3. Determining monthly phase down payment amounts due from s…
See more on cms.gov

For More Information

  • Click hereto find answers to the questions we get asked most about the MMA file. Contact the CMS Medicare-Medicaid Coordination Office via emailto learn about more frequent MMA file submissions. The MAPD Help Desk provides technical system support to states for file exchanges. Visit the MAPD Help Desk Web sitefor more information.
See more on cms.gov

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