Medicare Blog

how to apply for medicare in puerto rico

by Dr. Maximillia Cremin I Published 2 years ago Updated 1 year ago
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You can enroll in Original Medicare by visiting SocialSecurity.gov, calling Social Security at 1-800-772-1213, or visiting your local Social Security office. If you are retiring or have retired from a railroad, you can enroll by contacting the Railroad Retirement Board

Railroad Retirement Board

The U.S. Railroad Retirement Board is an independent agency in the executive branch of the United States government created in 1935 to administer a social insurance program providing retirement benefits to the country's railroad workers.

at 1-877-772-5722. Puerto Rico Social Security Offices

Full Answer

Can you get Medicare in Puerto Rico?

Medicare coverage in Puerto Rico. You can also enroll in a Medicare Supplement (Medigap) plan to help pay for out-of-pocket costs in Original Medicare. Different Medigap plans pay for different amounts of those costs, including copayments, coinsurance, and deductibles.

How do I sign up for Medicare Part B in Puerto Rico?

Signing up for Part B in Puerto Rico is as simple as filling out a form. You can find the CMS-40B form online through the Social Security website. The Centers for Medicare & Medicaid Services offers this form, too; you can download it by visiting their website.

How does Medicaid work in Puerto Rico?

Medicaid Overview. The Puerto Rico Medicaid delivery system is a subset of the larger public government healthcare delivery system for most of the island’s population. The Puerto Rico Department of Health is the single state agency, and they have a cooperative agreement with the Puerto Rico Health Insurance Administration (PRHIA)...

What is a Medicaid Spa in Puerto Rico?

Puerto Rico Medicaid SPAs Demonstrations and Waivers Demonstration and waivers are vehicles states can use to test new or existing ways to deliver and pay for health care services in Medicaid and CHIP.

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Can I get Medicare in Puerto Rico?

Medicare eligibility in Puerto Rico In Puerto Rico, as in the United States, residents are generally first eligible for Medicare when they turn 65 or through disability if they're younger than 65 and have been receiving Social Security or Railroad Retirement Board disability benefits for at least two years.

Is Medicare in Puerto Rico the same as in the United States?

Medicare coverage in Puerto Rico is the same as it is everywhere else. The only difference is you will not be automatically enrolled in Part B, you have to request enrollment yourself.

What is the easiest way to apply for Medicare?

Apply online (at Social Security) – This is the easiest and fastest way to sign up and get any financial help you may need. You'll need to create your secure my Social Security account to sign up for Medicare or apply for Social Security benefits online. Call 1-800-772-1213. TTY users can call 1-800-325-0778.

How do I apply for Medicare if I live abroad?

To sign up for Medicare abroad, you can contact your closest U.S. Embassy or Consulate. The contact information for offices in different countries is listed on the Social Security website. However, there are three situations in which Medicare may pay for Medicare-covered health care services in a foreign hospital.

Does Medicare cover you out of state?

Can You Use Your Medicare Benefits in Another State? If you have original Medicare (Medicare Part A and Medicare Part B) you are covered anywhere in the United States. You must, however, use hospitals and doctors that accept Medicare.

Do Puerto Rico residents receive Social Security?

He noted that residents of Puerto Rico are typically exempt from most federal income, gift, estate and excise taxes, but that they are eligible for Social Security and Medicare.

What documents do I need to apply for Medicare?

What documents do I need to enroll in Medicare?your Social Security number.your date and place of birth.your citizenship status.the name and Social Security number of your current spouse and any former spouses.the date and place of any marriages or divorces you've had.More items...

How long before you turn 65 do you apply for Medicare?

3 monthsYour first chance to sign up (Initial Enrollment Period) It lasts for 7 months, starting 3 months before you turn 65, and ending 3 months after the month you turn 65. My birthday is on the first of the month.

Do I automatically get Medicare when I turn 65?

Yes. If you are receiving benefits, the Social Security Administration will automatically sign you up at age 65 for parts A and B of Medicare. (Medicare is operated by the federal Centers for Medicare & Medicaid Services, but Social Security handles enrollment.)

Can I collect my Social Security if I live in a foreign country?

If you are a U.S. citizen, you may receive your Social Security payments outside the U.S. as long as you are eligible for them.

Can I keep my Social Security if I move to another country?

Retirees who are U.S. citizens are entitled to continue receiving benefits for as long as they live outside the United States. However, citizens of other countries who receive Social Security may have some restrictions on how long they can receive benefits while outside the United States.

How long can a retired US citizen stay out of the country?

In most cases, the Social Security Administration (SSA) stops payments to non-citizens living outside the U.S. for six calendar months in a row.

Medicare Coverage in Puerto Rico

Here’s a rundown on your Medicare options. 1. You can choose to stay with the federally administered Medicare program, which is Original Medicare,...

Medicare Eligibility in Puerto Rico

You’re typically eligible for Medicare if you’re either a United States citizen or permanent legal resident of at least five continuous years. In P...

Medicare Enrollment in Puerto Rico

Medicare enrollment in Puerto Rico works differently than it does in the United States. Puerto Rico residents who are already receiving Social Secu...

Medicare Plans in Puerto Rico

Once you’re enrolled in Original Medicare, Part A and Part B, you may have other options as well, including Medicare Advantage plans, Medicare Pres...

How long do you have to be a resident of Puerto Rico to get Medicare?

You’re typically eligible for Medicare if you’re either a United States citizen or permanent legal resident of at least five continuous years. In Puerto Rico, as in the United States, residents are generally first eligible for Medicare when they turn 65 or through disability if they’re younger than 65 ...

How to contact Medicare insurance?

Contact the Medicare plan directly. Call 1-800-MEDICARE (1-800-633-4227) , TTY users 1-877-486-2048; 24 hours a day, 7 days a week.

How to enroll in Medicare if you worked at a railroad?

In person at your local Social Security office. If you worked at a railroad, enroll in Medicare by contacting the Railroad Retirement Board (RRB) at 1-877-772-5772 ( TTY users 1-312-751-4701 ). Railroad Retirement Board representatives are available Monday through Friday, from 9AM to 3:30PM.

How long do you have to sign up for Medicare if you stop working?

In this situation, you’ll have an eight-month Special Enrollment Period to sign up for Medicare when you stop working or the health coverage ends (whichever happens first).To sign up for Part A and/or Part B, you can do any of the following: You can enroll in Medicare Part A and/or Medicare Part B in the following ways:

What is the Medicare Advantage Plan?

These plans offer an alternative way to get your Original Medicare benefits; they include at least the same amount of coverage as Original Medicare (except for hospice, which is still covered through Original Medicare).

Does Medicare Supplement cover prescriptions?

Original Medicare offers limited prescription drug coverage, so you can enroll in an optional stand-alone Medicare Part D Prescription Drug Plan that works alongside your Medicare Part A and Part B coverage. You can also enroll in a Medicare Supplement (Medigap) plan to help pay for out-of-pocket costs in Original Medicare.

Do you have to have employer sponsored health insurance to enroll in Part B?

For example, some people wait to enroll in Part B if they have employer-sponsored health coverage, since Part B comes with a monthly premium. The employer coverage must be based on current employment (either through your own work or your spouse’s work).

How old do you have to be to qualify for Medicare in Puerto Rico?

There are a few ways to qualify for Medicare in Puerto Rico. That’s right, you don’t necessarily have to be 65! You can qualify for Medicare by: Turning 65. Getting diagnosed with ALS. Getting diagnosed with ESRD. Entering your 25th month of SSDI.

How much is the Part B premium in Puerto Rico?

The standard Part B premium in 2019 is $135.50. Qualifying for premium-free Part A in Puerto Rico does not mean that you will qualify for premium-free Part B. If you have a high income, your Part B costs may be higher than $135.50.

What are the benefits of Medigap?

There are several different types of Medigap plans, all of which have different costs and benefits. Benefits include coverage for costs like copayments, deductibles, etc. Use our Medicare Plan Finder tool to find out which type of Medigap plan is right for you.

When does Medicare enrollment start?

If you are aging into the program, you’ll have an Initial Enrollment Period beginning three months before you turn 65 and ending three months after. If you are eligible for Medicare and not yet 65, your Initial Enrollment Period will typically begin on the day you become eligible.

Can Puerto Ricans get Medicare?

Yes! Puerto Ricans who meet the U.S. Medicare program’s eligibility requirements can enroll in Medicare. Puerto Rico Medicare follows the same rules and regulations as every other U.S. state. Here’s a guide for Puerto Rican Medicare eligibility, coverage, costs, and more.

Does Puerto Rico have Medicare Advantage?

Puerto Rico Medicare Advantage Plans. Medicare Advantage plans are able to cover the benefits that Original Medicare does not. That can include fitness benefits, dental, vision, prescription drugs, and even meal delivery. Believe it or not, some people can get MA plans for a $0 premium!

How much can I make to qualify for medicaid in Puerto Rico?

To qualify, you cannot make more than the following: Medicaid, Household of 1 – $550/month. Medicaid, Household of 2 – $650/month. Medicaid, Household of 3 – $750/month.

What is the Puerto Rico Department of Health?

The Puerto Rico Department of Health coordinates with the Puerto Rico Health Insurance Administration (PHRIA) to administer the island-wide system. About half of Puerto Ricans have low incomes and depend on the public health system. Each territory is provided specific Medicaid funding. In the 50 states, each state is responsible for dictating ...

What is the Medicare Platino program?

There are two managed care pans: Mi Salud, and Medicare Platino. The Medicare Platino program is only for people who are eligible for both Medicaid AND Medicare in Puerto Rico, which means those who are only eligible for Medicaid and not Medicare can only enroll in the Mi Salud program. Mi Salud is operated by “Triple S,” a San Juan-based insurance ...

How many carriers are in Mi Salud?

Though only one carrier (Triple S) participates in Mi Salud, there are seven that participate in Medicare Platino: American Health Medicare/BCBS, First Medical/First Plus, Humana, MCS, MMM Healthcare Inc., PMC Medicare Choice, and Triple S.

How long do you have to be on Social Security to get Medicare Platino?

Receiving SSDI (Social Security Disability Income) for at least 25 months. Being diagnosed with ALS or ESRD. You can enroll in Medicare by visiting Medicare.gov or going to your local Social Security office. Once you’ve applied for both Medicare and Medicaid, you can get Medicare Platino.

Which states have Medicare and Medicaid?

All 50 states and all U.S. territories (Puerto Rico, American Samoa, Guam, Northern Mariana Islands, U.S. Virgin Islands) have access to the United States Medicare and Medicaid programs, though it may be a little different in each place. Here’s how Puerto Rico Medicaid is different from in U.S. states:

Is Puerto Rico on medicaid?

Un like any other U.S. state or territory, about half of Puerto Rico residents are eligible for Medicaid. However, Medicaid is a bit different in Puerto Rico. If you’re familiar with traditional U.S. state Medicaid, you may be confused.

How many states have medicaid in Puerto Rico?

The Medicaid program in Puerto Rico differs from Medicaid programs operating in each of the 50 states and the District of Columbia in three important ways.

What is the Puerto Rico Department of Health?

The Puerto Rico Department of Health is the single state agency, and they have a cooperative agreement with the Puerto Rico Health Insurance Administration (PRHIA) also known as Administracion de Seguros Salud de Puerto Rico (ASES) which implements and administers island-wide health insurance system.

How much is the FMAP increase in Puerto Rico?

From January 1, 2014 to December 31, 2015 there is a temporary 2.2% FMAP increase for all Medicaid enrollees, bringing Puerto Rico’s FMAP to 57.2%.

Why amend Medicaid and CHIP?

As always, states amend their Medicaid and CHIP state plans in order to inform CMS of programmatic and financing changes and to secure legal authority for those changes.

Does Puerto Rico have a FMAP?

Unlike the 50 states and the District of Columbia, where the federal government will match all Medicaid expenditures at the appropriate federal matching assistance percentage (FMAP) rate for that state, in Puerto Rico, the FMAP is applied until the Medicaid ceiling funds and the Affordable Care Act available funds are exhausted.

Is Puerto Rico 100% managed care?

States are increasingly moving to the use of managed care and other integrated care models in serving their Medicaid beneficiaries. Puerto Rico is 100% managed care. Beneficiaries do not have a choice of managed care plans.

Is Puerto Rico a waiver?

More information about waivers is available on the Waivers page. Puerto Rico elected to offer a waiver-based section 1915 (a) program. It is a mandatory managed care program which requires no waiver authority because Puerto Rico is statutorily exempt from Freedom of Choice requirements .

How many people are on Medicare in Puerto Rico?

Nowhere is Medicare Advantage more popular than in Puerto Rico, where 70 percent of eligible Medicare beneficiaries – nearly 600,000 people – are enrolled. This amounts to approximately 20 percent of our population, making it a vital source of health care coverage for the island’s seniors and people with disabilities.

What percentage of Puerto Rico's population is below poverty line?

Emphasis is placed on preventive care including vaccinations, checkups for diabetes, colon cancer and other critical screening tests. With 41 percent of the population in Puerto Rico living below the poverty line, many residents struggle to afford basics like adequate housing, let alone medicines and other health care needs.

What is the importance of coordination of care for those enrolled in Medicare Advantage and Medicaid?

Coordination of care for those enrolled in both Medicare Advantage and Medicaid has been critical for the most vulnerable, especially since this group includes a high percentage of people who are chronically ill and who suffer from multiple chronic diseases, including diabetes, cardiovascular and lung disease, among others.

Why is Medicare Advantage so popular?

Medicare Advantage plans focus on coordinated, patient-centered care, meaning a primary care physician ensures coordination of care for each individual.

Is Puerto Rico a dual eligible state for medicaid?

In addition, approximately half of people enrolled in Medicare Advantage plans in Puerto Rico have low incomes that also qualify them for Medicaid, a group known as dual-eligible.

Is Medicare underfunded in Puerto Rico?

Unfortunately the Medicare Advantage program is significantly underfunded in Puerto Rico, creating a downstream affect that has negatively impacted patients, doctors and hospitals. During the last several years, a mass migration of physicians to the mainland has left Puerto Rico with a shortage of specialists. ...

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