Medicare Blog

how to become a ship medicare counselor

by Selena Haag PhD Published 2 years ago Updated 1 year ago
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If you are interested in becoming a counselor, SHIP can put you in touch with a local SHIP sponsoring organization prior to training, if available. If no local sponsoring organization is available, SHIP may attempt to assist in recruiting an organization in that county.

Full Answer

What is the Medicare ship program?

What Is Medicare SHIP and How Can It Help Me?

  • Medicare SHIP (State Health Insurance Assistance Program) is a free, one-on-one counseling service to help answer your questions about Medicare coverage and plan options.
  • The service is available to anyone who is eligible for Medicare.
  • SHIP counselors are trained, local advisors who do not work for insurance companies.

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How to find a mental health counselor who accepts Medicare?

Mental health care (outpatient)

  • One depression screening per year. ...
  • Individual and group psychotherapy with doctors or certain other licensed professionals allowed by the state where you get the services.
  • Family counseling, if the main purpose is to help with your treatment.
  • Testing to find out if you’re getting the services you need and if your current treatment is helping you.

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What is ship Medicaid?

The State Health Insurance Assistance Program (SHIP) is a counseling program designed to answer questions about health insurance. Whether it is Medicare, Medicaid, supplemental insurance or other coverage, volunteers are trained to answer questions, compare policies, organize paperwork and help with claims and filing appeals. SHIP volunteers help elderly citizens and caregivers understand Medicare benefits; organize doctor and hospital bills; file Medicare appeals; review Medicare ...

What is ship coverage insurance?

Shipping insurance is a product offered by carriers to cover a specific shipment. It generally protects you against damaged, stolen, or lost packages. You are reimbursed based on the declared value of the items you ship when the products arrive damaged or don’t arrive at all. It’s all about peace of mind and protecting your business.

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What is a ship person for Medicare?

Medicare SHIP (State Health Insurance Assistance Program) is a free, one-on-one counseling service to help answer your questions about Medicare coverage and plan options. The service is available to anyone who is eligible for Medicare. SHIP counselors are trained, local advisors who do not work for insurance companies.

What is Ship help?

About SHIP SHIP is a national program that offers one-on-one assistance, counseling, and education to Medicare beneficiaries, their families, and caregivers to help them make informed decisions about their care and benefits.

Does every state have a ship program?

The State Health Insurance Assistance Program (SHIP) is a community-based network of counselors. There are SHIP programs in every state, plus Puerto Rico, Guam, and the U.S. Virgin Islands.

What is ship medical insurance?

A state program that gets funding from the federal government to provide free local health coverage counseling to people with Medicare.

What is a ship relationship?

Shipping (derived from the word relationship) is the desire by followers of a fandom for two or more people, either real-life people or fictional characters (in film, literature, television series, etc.) to be in a romantic and/or sexual relationship.

Which state has cheapest health insurance?

The five cheapest states for premiums in 2021 are:Minnesota: $292.New Hampshire: $325.Rhode Island: $328.New Mexico: $329.Michigan: $335.

What is Nevada ship?

SHIP provides information, counseling and assistance to Medicare Beneficiaries Nevada involving a statewide network of volunteers. SHIP Volunteers offer FREE one-on-one assistance and counseling with respect to many problems seniors encounter regarding Medicare, supplemental health insurance and long-term care options.

Are all SHIPs boats?

With regard to motorized craft, a ship is a large vessel intended for oceangoing or at least deep-water transport, and a boat is anything else." Basically, a ship can carry a boat, but a boat cannot carry a ship.

Is Medicare free in Indiana?

Original Medicare costs (Part A and B) in Indiana are the same nationwide. The Medicare Part A premium can cost you $0, $274, or $499, depending on how long you or your spouse worked and paid Medicare taxes. For Part A hospital inpatient deductibles and coinsurance, you pay: $1,556 deductible for each benefit period.

How long does UC ship last?

UC SHIP provides 12 months of insurance coverage for continuing students, including coverage during winter, spring and summer breaks.

How do you get a UC ship?

Enrolling after a qualifying life event Registered students and/or eligible dependents can enroll in UC SHIP during the coverage period if they experience one of the following qualifying life events: Involuntary loss of other health insurance coverage. Turn 26 and lose coverage as a dependent on a parent's plan.

How much is UCLA Uship?

Voluntary UC SHIP Premium Fees 2021-22QuarterSemesterUndergraduate$1,612.33N/AGraduate$2,861.71$4,292.56

What is a Ship Outreach?

SHIP outreach helps to inform groups and individuals about Medicare benefits, coverage rules, written notices and forms, appeal rights and procedures, and more. SHIPs provide free, in-depth, unbiased, one-on-one health insurance counseling and assistance to Medicare beneficiaries, their families, and caregivers.

What is a Ship Vision?

The SHIP vision is to be the known and trusted community resource for Medicare information. SHIPs conduct outreach by providing presentations, distributing information, conducting enrollment events, and participating in health fairs, senior fairs, and other community events. SHIP outreach helps to inform groups and individuals about Medicare ...

What is the purpose of the Ship grant?

The SHIP mission is to empower, educate, and assist Medicare-eligible individuals, their families, and caregivers through objective outreach, counseling, and training, ...

When was Ship transferred to ACL?

Authorized in the Consolidated Appropriations Act of 2014, SHIP was transferred from CMS to the Administration for Community Living (ACL) in 2014. This transfer reflects the existing formal and informal collaborations between the SHIP programs and the networks that ACL serves.

What is a ship service?

Eligibility. Costs. Summary. A State Health Insurance Assistance Program (SHIP) is a free service that helps people understand and manage Medicare coverage. These programs provide in-depth, one-on-one counseling to individuals who are eligible for Medicare, as well as their families or caregivers. Each state has its own SHIP.

What is a ship counselor?

A SHIP counselor can help someone compare different Medicare plans, prescription drug plans, supplemental insurance, or long-term care coverage. They can also check whether a person is eligible for financial assistance for healthcare costs.

How many people will be on Medicare in 2020?

SHIPs in each state get federal funding, and the ACL oversee the program. In 2020, the ACL predicted that there would be more than 77 million people over the age of 60 years by the end of the year.

What is a ship?

SHIPs provide personalized counseling and education to help someone make informed choices about their healthcare benefits. This service is free and not affiliated with insurance companies, which means that counselors will not try to sell any products or services.

How long was the average counseling session in 2016?

An average counseling session in 2016 lasted 30 minutes, according to ACL. SHIPs provide counseling that is: In addition to providing one-on-one counseling, SHIPs host community events, such as their “Medicare Boot Camp” for people who will soon become eligible for Medicare.

What is the difference between coinsurance and deductible?

Coinsurance: This is a percentage of a treatment cost that a person will need to self-fund. For Medicare Part B, this comes to 20%.

What states call ship programs?

While many states — including Arizona, Colorado, Illinois, Maryland, Minnesota, Tennessee, Wisconsin, among others — call the program SHIP, it has other names in some states. Other names for the programs include:

What is a ship program?

Background and mission. SHIP is a government-funded, free Medicare counseling program that started in 1990 as part of the Omnibus Budget Reconciliation Act. SHIPs provide local, unbiased advice to Medicare-eligible individuals and their families. In addition to one-on-one meetings, SHIPs hold in-person and online workshops and enrollment events.

What is Medicare's assistance program?

So, what exactly does SHIP do? Medicare’s State Health Insurance Assistance Program (SHIP) is a free counseling service for all your Medicare questions.

What is Medicare Ship?

The takeaway. Medicare SHIP is a free counseling service for Medicare-eligible people and their caregivers. You can access SHIP at any time, including the months before you enroll in Medicare. SHIP counselors are trained, compassionate volunteers from the local community.

How to find your local ship?

Here are a few ways to discover information about your local SHIP: A directory of SHIP offices by state can be found here. You can use the Find Local Medicare Help tool on the SHIP website. Call the SHIP Locator toll-free at (877) 839-2675 to find your local SHIP’s information.

How old do you have to be to get Medicare?

you are 65 or older, and are a U.S. citizen or legal resident who has lived in the United States for at least five years. you are younger than 65, but have a disability or end stage renal disease. On each state’s SHIP website, you can learn about local meetings and workshops, such as Medicare Monday.

Do ship counselors work for insurance companies?

SHIP counselors are unbiased. They don’t work for insurance companies, and they don’t profit from your enrollment decision. Their goal is to provide you with personalized advice and up-to-date information about all aspects of Medicare.

Can you use Ship Counselors on a cruise?

The service is available to anyone who is eligible for Medicare. SHIP counselors are trained, local advisors who do not work for insurance companies. You can access SHIP services over the phone or at in-person events in your community. Despite its name, this program has nothing to do with medical assistance you might need on a cruise.

What is Senior Health Insurance Program?

The Senior Health Insurance Program (SHIP) is a free statewide health insurance counseling service for Medicare beneficiaries and their caregivers. The Department has developed a list of publications and other resources to assist you in making informed health insurance decisions (including materials for Annual Medicare Open Enrollment).

How many counselors are there in Ship?

SHIP currently has 186 offices throughout the state staffed by a total of over 600 volunteer counselors. All offices are volunteer-based and supported by local sponsoring organizations that offer services to Medicare beneficiaries. SHIP also provides a toll-free line for the Medicare beneficiaries and their caregivers.

What is a ship coordinator?

The coordinator is the individual responsible for the local administrative aspects of the SHIP program, including promoting SHIP services, scheduling counseling sessions and responding to counselors' needs. This individual is usually a staff person at the sponsoring organization and acts as a "manager" for SHIP.

What is the Illinois Department of Aging?

The Illinois Department on Aging is the state agency that provides initial training, continuing education meetings and ongoing support for SHIP counselors, annual conferences, and program oversight.

Do counselors need to be affiliated with a sponsoring organization?

All coordinators and counselors must be affiliated with a sponsoring organization. If you are interested in becoming a counselor, SHIP can put you in touch with a local SHIP sponsoring organization prior to training, if available. If no local sponsoring organization is available, SHIP may attempt to assist in recruiting an organization in that county.

What is Medicare Patrol?

The Senior Medicare Patrol’s mission is to educate consumers about Medicare and MaineCare and how they can help identify and reduce errors, fraud, waste, and abuse. To learn more about this program, please contact Legal Services for the Elderly, Inc or your local Aging and Disability Resource Center.

What is a ship counselor?

The Maine SHIP is a health insurance assistance program funded by the Centers for Medicare and Medicaid Services (CMS), the federal Medicare agency.

What is the Office of Aging and Disability Services?

The Office of Aging and Disability Services (OADS) and its partners are committed to providing individuals assistance with navigating Medicare. Whether you need assistance finding a Medicare Part D plan, a Medicare Supplement plan, money saving tips, legal assistance, or reporting Medicare fraud and abuse, these programs can help.

Does Legal Services for the Elderly have a Medicare appeals unit?

Legal Services for the Elderly, Inc has a special Medicare Part D Appeals Unit to help Maine residents who are older and disabled with Medicare Part D. There is no cost for this help.

What is Medicare Part D?

Information on the Medicare Prescription Drug (Part D) Program. The State Health Insurance Assistance Program (SHIP) provides free help to New Jersey Medicare beneficiaries who have problems with, or questions about their health insurance. SHIP is a statewide program administered by the New Jersey Department of Human Services with financial ...

What is a ship in New Jersey?

SHIP is a statewide program administered by the New Jersey Department of Human Services with financial assistance through a grant from the U.S. Administration for Community Living. Medicare beneficiaries frequently have questions about benefits, claims and supplement policies (known as Medigaps). Volunteer counselors, trained in areas ...

How to contact Ship Information Center in New Jersey?

SHIP Information Center 1-800-792-8820. SHIP produces and regularly updates charts detailing the various Medigap, Medicare Advantage and Part D drug plans offered in New Jersey. These charts have been posted here to help you compare plans and make an informed decision about which plan best fits your needs and budget.

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About Ship

  • ACL’s Office of Healthcare Information and Counseling (OHIC) manages SHIP, working with state offices, local agencies, grantees, and community providers, SHIP establishes community-based networks of counselors who provide assistance in-person and by phone, make group presentations, and use a variety of media sources to educate people about Medicare. SHIP is a …
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History

  • SHIPs were created under the Omnibus Budget Reconciliation Act of 1990. This section of the law authorized the Centers for Medicare & Medicaid Services (CMS) to make grants to states to establish and maintain health insurance advisory service programs for Medicare beneficiaries. Grant funds were made available to support information, counseling, and assistance activities re…
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Funding

  • SHIP state funding is determined annually by formula based on a number of factors, including Medicare Population. This table shows the amount of federal SHIP grant funds. Many SHIPs contract with local community based partners to provide SHIP services. To learn more about the agencies SHIPs contract with, see the annual National SHIP Sub-Recipients Report: 1. 2020 Nati…
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Counseling and Outreach

  • SHIP recruits and trains both volunteer and in-kind team members to provide program services. SHIP team members are highly trained and certified to assist people in obtaining coverage through options such as Original Medicare (Parts A & B), Medicare Advantage (Part C), Medicare Prescription Drug Coverage (Part D), and Medicare Supplement (Medigap)....
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Performance Snapshot

  • In the 2018, SHIP provided: 1. One-on-one health insurance counseling to more than 2,694,135 Medicare beneficiaries, their families, and caregivers, including 330,737 adults under 65 with disabilities. 2. Outreach to more than 4,238,927 individualsat public presentations, enrollment events, health fairs, senior fairs, or other community events. SHIP Reports to Congress: 1. 2018 …
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Ship Technical Assistance Center

  • The SHIP TA Center serves as a central source of information, expertise, and technical assistance for grantees. The TA Center disseminates knowledge and best practices through the development of new products and tools, and provides one-on-one assistance to the network. Learn more about the SHIP TA Center(link is external).
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Resources and Useful Links

  • Volunteer Risk and Program Management (VRPM) Policies: ACL has developed a set of policies to assist the SMP and SHIP grantees with managing their programs. The policies describe the governing principles and values that shape and guide Team Member involvement, set expectations regarding the management of volunteer programs, delineate core expectations of …
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