How do I find a listing of Medicare agents?
Jan 02, 2021 · Medicare can be very confusing, so having a site with valuable resources that help you navigate Medicare and not just a site pushing an insurance product is priceless. Look for Reviews Reviews are a great way to find out about the agent you are working with because they are honest assessments of the agent and the service the agent provides based on the real-life …
Where can I find a directory of independent Medicare insurance agents?
Jan 24, 2022 · Studio 17’s Ilyana Capellan talks to Ben Gomez from Romy & Associates about how finding the right Medicare agent can help alleviate headaches caused by the confusion that is Medicare. Gomez says it’s important to know the difference between a captive agent and a broker/independent agent. “Captive agents work for one company and can offer ...
How do I choose the right Medicare plan?
1-877-704-7864 (TTY: 711) Help Center Medicare home Find a Medicare Agent Find a Medicare Agent To find an agent near you, please provide the following information. ZIP code County - …
What does a Medicare insurance agent do?
Mar 11, 2021 · In order to find the most qualified Medicare agent or agency, you’ll want to look for these four things. 1. Properly Licensed Medicare Agents Agents who offer Medicare options and advice must complete Medicare training and certification through America’s Health Insurance Plans AHIP. (Sometimes referred to as American Health Insurance Plans AHIP.)
Who is the best person to talk to about Medicare?
If you've contacted 1-800-MEDICARE (1-800-633-4227; TTY: 1-877-486-2048) about a Medicare-related inquiry or complaint but still need help, ask the 1-800-MEDICARE representative to send your inquiry or complaint to the Medicare Ombudsman's Office.
What is a Medicare advisor?
What Are Medicare Advisors? Medicare advisors are insurance agents, Medicare brokers and Medicare underwriters. They work for private companies that are under contract with Medicare to sell certain Medicare plans — Medicare Advantage plans and Medicare Part D prescription drug plans.
Is United Medicare Advisors legitimate?
Yes, United Medicare Advisors is a reputable company offering legitimate services and insurance products. Its licensed agents can provide free, reliable advice as you navigate the confusing world of Medicare supplement insurance so that you can choose the best plans for your needs and budget.
How do Medicare supplement commissions work?
Medicare Supplement Commissions Agents get a share of the premiums of the insurance they sell while selling Medicare Supplements. CMS does not specify a maximum broker commission for Medicare Supplements, unlike Medicare Advantage and Part D.Jul 26, 2021
Does Medicare representatives come to your house?
Hard Facts About Medicare Medicare will never call or come to your home uninvited to sell products or services. SSA representatives may call Medicare beneficiaries if they need more information to process applications for Social Security benefits or enrollment in certain Medicare Plans, but, again, this is rare.May 24, 2021
Why do Medicare advisors call?
If someone calls claiming to be from Medicare, asking for your Social Security number or bank information to get your new card or new benefits, that's a scam. Don't give personal information to a caller claiming to be from Medicare. You can't trust caller id.Mar 15, 2019
Why is Plan F being discontinued?
The reason Plan F (and Plan C) is going away is due to new legislation that no longer allows Medicare Supplement insurance plans to cover Medicare Part B deductibles. Since Plan F and Plan C pay this deductible, private insurance companies can no longer offer these plans to new Medicare enrollees.Jul 9, 2020
What is Aetna accendo?
Accendo Insurance, originally a subsidiary company of CVS Caremark, has partnered with the well-known Medicare supplement provider Aetna. Accendo Insurance, based out of Salt Lake City, Utah, provides Medicare Supplement plans with a 14% household premium discount in 15 states.
Is selling Medicare lucrative?
Is Selling Medicare Lucrative? In short, yes. The average Medicare Advantage policy pays around $287 a year in commission if the purchase replaces an existing plan. However, you can get approximately double that — $573— if you write up a new Medicare Advantage plan for someone who hasn't had one before.Feb 22, 2022
How much do Medicare insurance agents make?
Average Assurance IQ Medicare Agent yearly pay in the United States is approximately $53,643, which is 17% below the national average.Jan 17, 2022
What is the commission for health insurance Agents?
For selling individual health insurance policy, commission will be 15% of premium paid and for group health policy it will be 7.5%. Irdai has also changed the commission structure for fire and marine insurance. In the retail fire segment, an agent will get 15% of the annual premium and 16.5% in case of an intermediary.Jan 16, 2017
Is the Agent Licensed?
Your agent must have a license to sell insurance in the state in which you reside.
Is the Agent Asking You Questions?
You probably have lots of questions to ask a potential agent, but a good agent should be asking you some important questions too.
What Does the Internet Have to Say?
Your agent should be more than happy to direct you to their website or their agency’s website.
Look for Reviews
Reviews are a great way to find out about the agent you are working with because they are honest assessments of the agent and the service the agent provides based on the real-life experiences of others who have worked with that agent.
Summary
We know that choosing a plan and an insurance company is an important decision that impacts your healthcare and your budget.
About the Author: Eugene Marchenko
Eugene obtained his license in 2010 while working in the banking industry. After the decline of the economy in 2008 and countless conversations with folks about ways to keep their homes, Eugene realized it is time to focus on an industry that actually helps people.
Choosing Insurance Is Hard. HealthMarkets Makes It Easy
Our licensed agents are standing by to help you find the right insurance plan.
Comparison shopping between healthcare plans, such as Medigap versus Medicare Advantage, can be quite confusing
When it comes to considering your Medicare options, you can spend hours doing your own research or you can speak to a local, licensed agent with HealthMarkets. Your agent will compare your options to find the coverage that’s right for you … at a price that fits your budget. All at no cost and no obligation to you.
Find An Independent Medicare Insurance Agent – Free Online Directory
The American Association for Medicare Supplement Insurance makes available a directory listing independent Medicare insurance agents. Listed by Zip Code.
How to Interview Medicare Insurance Agents
Whether this is the first time you are eligible for Medicare, or you already have Medicare coverage and wonder if you can do better, we want to help.
Do you sell both Medicare Advantage and Medicare Supplement?
Amazon allows you to exchange or return (most) things you buy. But Medicare insurance doesn’t work like that. And some recent studies report that a significant percentage of people were not happy with the plan they selected. Switching may be possible … but generally not immediately.
How many Medicare insurance plans did you sell last year?
You aren’t trying to find out how much the agent earns. No. You are looking to see if the individual is what we call an ‘incidental’ or occasional Medicare agent or someone who really specializes in the field.
1. Properly Licensed Medicare Agents
Agents who offer Medicare options and advice must complete Medicare training and certification through America’s Health Insurance Plans AHIP. (Sometimes referred to as American Health Insurance Plans AHIP.) When considering an agent or agency, make sure to ask if they have this training.
2. An Independent Agent or Independent Medicare Insurance Agency
Independent Medicare agents and independent Medicare insurance agencies are not employed by insurance companies. This means they are able to offer multiple plan options.
3. A Full-Time Specialist in Medicare Coverage and Medicare Plans
Finding an agent that specializes in Medicare is your best option when looking for advice about enrollment choices.
4. A Local Agent in the 50 States
There are many benefits to working with a local Medicare agent. For instance, they will be up to date on area-specific requirements or recent changes made by the state.
What is Medicare insurance agent?
A Medicare insurance agent is a licensed expert that helps you review and evaluate Medicare plans and their benefits, and guides you in choosing a suitable one. There are two kinds of Medicare insurance agents. The first is the independent Medicare agent. This type of Medicare agent works with many different insurance companies ...
What is Medicare broker?
A Medicare agent or broker can help you streamline your options and eventually settle on one. They'll speak with you and gain a solid understanding of your finances and health needs and then offer you plans that fit within those established parameters. Once you make a decision, the agent will enroll you in the plan.
What is a captive agent?
Unlike independent agents, captive agents partner with only one insurance company and are limited to plans from that particular insurer when assisting Medicare beneficiaries. A Medicare insurance broker is quite similar to an independent Medicare agent. They're not bound to just one insurer. They can educate you about and enroll you in plans ...
How do insurance agents get paid?
In contrast, others have merely have contracts based on enrolments they make. Most agents get paid by commission. When they enroll someone in a plan, they receive a payment for the first year of the policy.
Who is Tolu Ajiboye?
Licensed Experts to Help You Make Choices. Tolu Ajiboye is a health writer who works with medical, wellness, biotech, and other healthcare technology companies. James Lacy, MLS, is a fact checker and researcher. James received a Master of Library Science degree from Dominican University.
Is it expensive to buy health insurance?
Buying health coverage can be expensive. For this reason, you want to make sure that you end up with a plan (or combination of plans) that suits your needs the most. But Medicare plans, their benefits, rules, and exceptions can be quite overwhelming to navigate on one's own.
