Medicare Blog

how to find out if medicare covers a certain procedure

by Dr. Dave Rosenbaum MD Published 2 years ago Updated 1 year ago
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First, using The Center of Medicare and Medicaid Services’ Whats Covered app, check to see if Medicare covers your procedure in general. Then, check with your doctor to make sure they accept Medicare and accepts assignment. Finally, you will want to make sure the medical coder codes the bill correctly.

Ask the doctor or healthcare provider if they can tell you how much the surgery or procedure will cost and how much you'll have to pay. Learn how Medicare covers inpatient versus outpatient hospital services. Visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.

Full Answer

Will my procedure be covered by Medicare?

Find out if your procedure will be covered by Medicare, how much it may cost and what you can do to get help paying for it. Medicare Part A and Part B make up what is known as “Original Medicare.” Part A provides coverage for inpatient hospital services. Part B covers outpatient care and durable medical equipment (DME).

Does Medicare cover every test?

Medicare coverage for many tests, items and services depends on where you live. This list only includes tests, items and services that are covered no matter where you live. If your test, item or service isn’t listed, talk to your doctor or other health care provider.

How do I get Medicare coverage?

Learn about the 2 main ways to get your Medicare coverage — Original Medicare or a Medicare Advantage Plan (Part C). Medicare Part A hospital insurance covers inpatient hospital care, skilled nursing facility, hospice, lab tests, surgery, home health care.

Is Medicare coverage the same where I live?

Medicare coverage for many tests, items, and services depends on where you live. This list includes tests, items, and services (covered and non-covered) if coverage is the same no matter where you live. Learn about the 2 main ways to get your Medicare coverage — Original Medicare or a Medicare Advantage Plan (Part C).

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How Much Does Medicare pay for a procedure?

Medicare Part B covers outpatient surgery. Typically, you pay 20% of the Medicare-approved amount for your surgery, plus 20% of the cost for your doctor's services. The Part B deductible applies ($233 in 2022), and you pay all costs for items or services Medicare doesn't cover.

Why would Medicare deny a procedure?

There are certain services and procedures that Medicare only covers if the patient has a certain diagnosis. If the doctor's billing staff codes the procedure correctly, but fails to give Medicare the correct coding information for the diagnosis, Medicare may deny the claim.

Does Medicare Part A cover surgery?

Medicare Part A hospital insurance covers inpatient hospital care, skilled nursing facility, hospice, lab tests, surgery, home health care.

What do you do when procedures are not covered by Medicare?

If you need services Medicare doesn't cover, you'll have to pay for them yourself unless you have other insurance or a Medicare health plan that covers them.

Does Medicare have to approve surgery?

Your doctor must consider the surgical procedure “medically necessary.” The doctor(s) performing the surgery must accept Medicare assignment (that is, the doctor agrees to accept the Medicare-approved amount for the service, and not bill you besides a copayment or coinsurance amount).

Does Medicare pre approve surgery?

Prior authorization is a requirement that a health care provider obtain approval from Medicare to provide a given service. Prior Authorization is about cost-savings, not care. Under Prior Authorization, benefits are only paid if the medical care has been pre-approved by Medicare.

What surgeries are covered by Medicare?

Medicare covers most medically necessary surgeries, and you can find a list of these on the Medicare Benefits Schedule (MBS). Since surgeries happen mainly in hospitals, Medicare will cover 100% of all costs related to the surgery if you have it done in a public hospital.

What elective surgeries does Medicare cover?

What Does Medicare Cover? Medicare covers many expenses related to essential surgical procedures, but it does not cover elective surgeries (such as cosmetic surgeries) unless they serve a medical purpose. For example, Medicare will cover an eye lift if the droopy lids impact vision.

Does Medicare Part A cover 100%?

Most medically necessary inpatient care is covered by Medicare Part A. If you have a covered hospital stay, hospice stay, or short-term stay in a skilled nursing facility, Medicare Part A pays 100% of allowable charges for the first 60 days after you meet your Part A deductible.

What diagnosis codes are not covered by Medicare?

Non-Covered Diagnosis CodesBiomarkers in Cardiovascular Risk Assessment.Blood Transfusions (NCD 110.7)Blood Product Molecular Antigen Typing.BRCA1 and BRCA2 Genetic Testing.Clinical Diagnostic Laboratory Services.Computed Tomography (NCD 220.1)Genetic Testing for Lynch Syndrome.More items...•

What medical procedures are not covered by insurance?

Below is a list of services usually not covered.Adult Dental Services. ... Vision Services. ... Hearing Aids. ... Uncovered Prescription Drugs. ... Acupuncture and Other Alternative Therapies. ... Weight Loss Programs and Weight Loss Surgery. ... Cosmetic Surgery. ... Infertility Treatment.More items...•

What CPT codes are not accepted by Medicare?

Certain services are never considered for payment by Medicare. These include preventive examinations represented by CPT codes 99381-99397. Medicare only covers three immunizations (influenza, pneumonia, and hepatitis B) as prophylactic physician services.

What does Medicare Part B cover?

Part B also covers durable medical equipment, home health care, and some preventive services.

Does Medicare cover tests?

Medicare coverage for many tests, items, and services depends on where you live . This list includes tests, items, and services (covered and non-covered) if coverage is the same no matter where you live.

What does Medicare Part A cover?

Part A provides coverage for inpatient hospital services. Part B covers outpatient care and durable medical equipment (DME). Original Medicare coverage typically requires the care to be “medically necessary” in order for it to be covered by ...

What is the number to call for Medicare?

1-800-557-6059 | TTY 711, 24/7. The services and items below are not necessarily a complete list of procedures that are covered by Original Medicare. Click on each item in the list to learn more about how it’s covered by Medicare and how much they may cost. Acupuncture. Air Ambulance transportation.

Does Medicare Advantage cover prescriptions?

Many Medicare Advantage plans also offer prescription drug coverage, and some plans offer benefits like dental, vision, hearing, gym and wellness program memberships and more, all of which aren't typically covered by Original Medicare.

Does Medicare cover assisted living?

Procedures Medicare typically doesn't cover may be covered by some Medicare Advantage plans. Some procedures that aren't typically covered by Original Medicare may sometimes be covered by certain Medicare Advantage (Medicare Part C) plans. These procedures may include but are not limited to the following: Assisted living.

Does Medicare cover coinsurance?

Certain other restrictions may apply, depending on the procedure you need. Depending on the type of service you get and how Medicare covers it, you may face certain deductible, coinsurance and/or copayment costs.

What is deductible in Medicare?

deductible. The amount you must pay for health care or prescriptions before Original Medicare, your prescription drug plan, or your other insurance begins to pay. if you expect to be admitted to the hospital. Check your Part B deductible for a doctor's visit and other outpatient care.

How to know how much to pay for surgery?

For surgeries or procedures, it's hard to know the exact costs in advance. This is because you won’t know what services you need until you meet with your provider. If you need surgery or a procedure, you may be able to estimate how much you'll have to pay. You can: 1 Ask the doctor, hospital, or facility how much you'll have to pay for the surgery and any care afterward. 2 If you're an outpatient, you may have a choice between an ambulatory surgical center and a hospital outpatient department. 3 Find out if you're an inpatient or outpatient because what you pay may be different. 4 Check with any other insurance you may have to see what it will pay. If you belong to a Medicare health plan, contact your plan for more information. Other insurance might include:#N#Coverage from your or your spouse's employer#N#Medicaid#N#Medicare Supplement Insurance (Medigap) policy 5 Log into (or create) your secure Medicare account, or look at your last "Medicare Summary Notice" (MSN)" to see if you've met your deductibles.#N#Check your Part A#N#deductible#N#The amount you must pay for health care or prescriptions before Original Medicare, your prescription drug plan, or your other insurance begins to pay.#N#if you expect to be admitted to the hospital.#N#Check your Part B deductible for a doctor's visit and other outpatient care.#N#You'll need to pay the deductible amounts before Medicare will start to pay. After Medicare starts to pay, you may have copayments for the care you get.

Can you know what you need in advance with Medicare?

Your costs in Original Medicare. For surgeries or procedures, it's hard to know the exact costs in advance. This is because you won’t know what services you need until you meet with your provider. If you need surgery or a procedure, you may be able to estimate how much you'll have to pay. You can:

What are some examples of Medicare coverage documents?

Examples include guidance documents, compendia, and solicitations of public comments. Close.

What percentage of Medicare beneficiaries are excluded from coverage?

For purpose of this exclusion, "the term 'usually' means more than 50 percent of the time for all Medicare beneficiaries who use the drug. Therefore, if a drug is self-administered by more than 50 percent of Medicare beneficiaries, the drug is excluded from coverage" and the MAC will make no payment for the drug.

What is MEDCAC in medical?

The MEDCAC reviews and evaluates medical literature, reviews technology assessments, public testimony and examines data and information on the benefits, harms, and appropriateness of medical items and services that are covered under Medicare or that may be eligible for coverage under Medicare.

What is a local coverage determination?

A Local Coverage Determination (LCD) is a decision made by a Medicare Administrative Contractor (MAC) on whether a particular service or item is reasonable and necessary, and therefore covered by Medicare within the specific jurisdiction that the MAC oversees. MACs are Medicare contractors that develop LCDs and process Medicare claims.

What is local coverage article?

Local coverage Articles are a type of educational document published by the Medicare Administrative Contractors (MACs). Articles often contain coding or other guidelines that complement a Local Coverage Determination (LCD). MACs are Medicare contractors that develop LCDs and Articles along with processing of Medicare claims.

Why are CPT codes not included in CPT codes?

They are used to identify various items and services that are not included in the CPT code set because they are medical items or services that are regularly billed by suppliers other than physicians. For example, ambulance services, hearing and vision services, drugs, and durable medical equipment.

What is a LCD in Medicare?

LCDs are specific to an item or service (procedure) and they define the specific diagnosis (illness or injury) for which the item or service is covered. LCDs outline how the contractor will review claims to ensure that the services provided meet Medicare coverage requirements.

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