Medicare Blog

how to qualify for medicare bed

by Anjali Koch Published 3 years ago Updated 2 years ago
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The most important requirement for obtaining Medicare assistance towards a hospital bed is that the rental or purchase is made from a Medicare-approved supplier. The prescription of a hospital bed for home use must also come from a Medicare-approved doctor. Unless both terms are met, the bed will not be covered by Medicare.

Medicare will pay for your hospital bed if:
  1. You have a documented medical condition that requires a home hospital bed.
  2. You're under the care of a doctor for your condition and being seen at least once every 6 months.
  3. Your doctor orders the bed for home use.
Oct 23, 2020

Full Answer

What are the Medicare guidelines for hospital beds?

Hospital beds. Medicare Part B (Medical Insurance) Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services. covers hospital beds as durable medical equipment (DME) that your doctor prescribes for use in your home.

Is hospital bed covered by Medicare?

The most important requirement for obtaining Medicare assistance towards a hospital bed is that the rental or purchase is made from a Medicare-approved supplier. The prescription of a hospital bed for home use must also come from a Medicare-approved doctor. Unless both terms are met, the bed will not be covered by Medicare.

Are adjustable beds covered by Medicare?

Medicare will cover an adjustable bed or hospital bed to be used in your home if your doctor or healthcare provider prescribes one. You must have a disease or condition that makes having an adjustable bed medically necessary. Medicare will cover 80 percent of the cost, which leaves you to pay the remaining cost and the Part B deductible.

Does Medicare cover hospital beds to use at home?

Medicare will cover hospital beds to use at home when they’re medically necessary. To get coverage, you’ll need a doctor’s order stating that your condition requires a hospital bed. Medicare Part B will pay 80 percent of the cost of your home hospital bed. If you have a Medicare Advantage plan, it may pay more.

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What makes a hospital bed medically necessary?

If the stated reason for the need for a hospital bed is the patient's condition requires positioning, the prescription or other documentation must describe the medical condition, e.g., cardiac disease, chronic obstructive pulmonary disease, quadriplegia or paraplegia, and also the severity and frequency of the symptoms ...

What diagnosis will cover a hospital bed?

Conditions That Require Frequent Repositioning In A Bed These can include chronic obstructive pulmonary disease (COPD), and patients with severe cardiac conditions who can leave the bed but must avoid physical strain can also qualify for hospital bed coverage.

What qualifies a patient for a bariatric bed?

You have to weigh over 350 pounds in order to qualify for a bariatric bed. They're a little bit wider. Your standard bed is 36 by 80, your bariatric bed is 42 inches by 80 inches.

Does Medicare pay for adjustable bed for seniors?

Medicare considers prescribed adjustable beds, including hospital beds, as DME. Therefore, it will cover the cost as long as a doctor certifies that a person needs the bed for use in their home. However, there are different types of adjustable bed, and Medicare does not cover them all.

How do you qualify for a hospital bed at home?

You have a documented medical condition that requires a home hospital bed. You're under the care of a doctor for your condition and being seen at least once every 6 months. Your doctor orders the bed for home use. Your doctor's order includes your condition and why a hospital bed will help you.

How do I write a letter of medical necessity for a hospital bed?

A Basic Outline for a Letter of Necessity:Introduce the patient and how long she or he has been in the care of the doctor or facility. ... Explain how the bed or crib currently being used fails to protect the patient and the consequence of falling will result in bodily harm.More items...

At what weight do you need a bariatric bed?

In many cases, the lowest weight capacity of standard equipment appears to drive bariatric protocols, such as using a wider bed for patients weighing greater than 159 kg (350 lbs; Muir & Archer-Heese, 2009).

What is the difference between a regular hospital bed and a bariatric bed?

Typically, a hospital bed is approximately 95cm-100cm wide but a bariatric bed would be 110cm and 120cm wide. Some bariatric beds have an adjustable width. These are called convertible beds and can be used for patients of different sizes. The weight capacity of bariatric beds is greater than regular beds.

What weight is a bariatric bed?

Dignified care for Plus size patients weighing up to 454 kg (1000 lbs).

What kind of bed will Medicare pay for?

adjustable bedsMedicare covers adjustable beds under Part B. Medicare Part B pays for outpatient medical costs, such as durable medical equipment. This includes adjustable beds. Part B will cover these beds when your doctor orders one for you to use in your home.

Will Medicare pay for a tempurpedic mattress?

A Tempur-pedic mattress is made to support your spine and relieve pressure. ​​Medicare will pay for a Tempur-pedic mattress because this type of mattress qualifies as DME and can be medically prescribed by doctors for patients with back and spinal ailments.

Will Medicare pay for a Tempurpedic adjustable bed?

Yes, Medicare provides coverage for the purchase or rental of adjustable beds for home use as long as the bed is deemed “medically necessary” by your doctor. Adjustable beds are considered to be “durable medical equipment” (DME) and are covered by Medicare Part B along with many other types of DME.

How many payments does Medicare make on a bed?

Medicare will make a total of 15 rental payments and the bed is yours to use as long as you need it. The supplier keeps ownership of the bed and is responsible for maintaining it. You may be charged a maintenance and service fee every six months.

How much does Medicare pay for a hospital bed?

After you have paid your annual deductible, you will pay 20% of the Medicare-approved amount for the hospital bed purchase or rental and maintenance. If you have Supplemental insurance you may have little to no out-of-pocket cost for a manual crank, or a semi-electric Hospital bed. Those costs may be higher if the supplier doesn't accept assignment.

What are the two types of Medicare suppliers?

There are two types of Medicare suppliers: participating suppliers, and those who are enrolled but have chosen not to participate. Participating suppliers will not charge more than the Medicare allowed amount. A Medicare approved provider who does not want to participate can charge more than the Medicare-approved amount.

How long does it take for Medicare to pay for a PPO?

In this situation, Medicare will send the reimbursement directly to you. However, be prepared to wait; it may take a couple of months to receive payment. If you receive your Medicare coverage through a Medicare Advantage Plan (like an HMO or PPO), it is likely that the plan will have its own steps for the purchase.

How long do you have to reply to Medicare?

You will have 30 days to reply. If you reply and want to buy the bed: Medicare will make three more payments and the bed is yours. You will be responsible for maintenance (Medicare may cover some of the maintenance cost). If you do not answer or choose to continue renting:

Why do you have to sleep with your head higher than 30 degrees?

Have to sleep with the head of the bed higher than 30 degrees because of conditions such as congestive heart failure, breathing problems, or other types of problems. Use traction equipment that must be attached to a hospital bed.

Is an adjustable bed covered by Medicare?

Adjustable beds, full-electric beds and electric hi-lo beds are considered convenience devices, and are not covered by Medicare.

How much does Medicare pay for a bed?

Medicare coverage. After a person’s doctor certifies that a bed is medically necessary, and the person obtains it from a Medicare-approved supplier, they will pay 20% of the Medicare-approved amount. If a person has not met their Medicare Part B deductible, it will apply to the purchase or rental.

Who must rent or buy a bed from?

The person must rent or buy the bed from a supplier that accepts Medicare assignment. This means that the supplier agrees to the price Medicare sets for renting or purchasing the equipment.

What is Medicare Part B?

Medicare Part B: Medicare Part B pays for doctor’s visits, some medical testing, DME (including adjustable beds), and some medications, such as infusions or vaccinations. Medicare Part C: This portion of Medicare is also known as Medicare Advantage, and private companies provide it.

What does adjustable bed mean for Medicare?

For people with certain medical conditions, such as a broken hip or paraplegia, an adjustable bed can mean greater comfort and a lower risk of further injury. This article looks at the Medicare definition of DME, the different types of adjustable bed, and Medicare coverage requirements. It also examines the costs and financial assistance.

What is DME in Medicare?

About DME. About Medicare. Types of adjustable bed. Eligibility. Costs. Assistance with costs. Summary. Medicare covers different types of durable medical equipment (DME), which may include an adjustable bed if a person meets the criteria. For people with certain medical conditions, such as a broken hip or paraplegia, ...

How long does Medicare cover rental costs?

Medicare will cover the rental costs for 13 months of continuous use, after which, the supplier must transfer ownership to the user. To find a supplier, a person can use this online tool or call 1-800-MEDICARE (1-800-633-4227).

What are some examples of conditions that require an adjustable bed?

Examples of conditions for which people may need an adjustable bed include chronic obstructive pulmonary disease, paraplegia, and severe injuries to the legs.

How much of DME is covered by Medicare?

Once your claim for DME is approved, you will be responsible for 20% of the total Medicare-approved cost of the equipment; your Medicare Part B deductible will apply to this cost, and you will then pay the rest of the expense.

What is the difference between adjustable bed and adjustable mattress?

An adjustable mattress is one where you can control the softness or firmness of the mattress itself. On the other hand, an adjustable bed is one where you can adjust the base into different positions from both the head and foot of the bed.

What is Durable Medical Equipment?

Durable medical equipment is equipment that helps patients with tasks, activities, or functions necessary for everyday life. To get Medicare coverage for your new mattress, it first must qualify as DME. That requires a prescription from your doctor. Moreover, you have to meet the requirements that Medicare has set forth.

Is Medicare a difficult insurance?

Medicare can be one of the most difficult health insurance coverages to traverse. There are so many rules, requirements, and hoops to jump through that the entire process can seem daunting. From coverages, copays, and allowances, understanding what is and isn’t allowed in your plan can be a daunting task for even the most well-versed person.

Can you get a mattress in your own home?

Moreover, you have to meet the requirements that Medicare has set forth. To qualify, there are several requirements you must follow. The mattress can only be in your own home. You will not qualify if you do not have an injury, sickness, or medical reason for the mattress.

Does Medicare cover DME?

Durable Medical Equipment Coverage (DME Coverage) Though getting a new mattress through Medicare is not something that every enrollee will qualify for, through Medicare Part B, and more specifically Durable Medical Equipment Coverage, you could use your insurance to help you sleep better at night.

Does Medicare Cover Hospital Beds for Home Use?

Medicare DOES cover hospital beds for home use. In fact, individuals can choose to buy or rent the hospital bed.

Types of Hospital Beds Covered by Medicare

A manual lift bed is covered by Medicare, while a full-electric bed is not. Total electric hospital beds are considered to be a convenience, not a necessity.

Medicare Requirements for Hospital Bed

The most important requirement for obtaining Medicare assistance towards a hospital bed is that the rental or purchase is made from a Medicare-approved supplier. The prescription of a hospital bed for home use must also come from a Medicare-approved doctor.

Medicare Qualifying Diagnosis for Hospital Bed

It is always best to review with your doctor whether your specific diagnosis qualifies you for a medically required hospital bed.

Medicare Requirements for Hospital Bed at Home

An individual enrolled in Medicare may obtain coverage for the purchase or rental of a hospital bed at home if they adhere to certain guidelines.

Medicare Requirements for Bariatric Hospital Bed

While typically Medicare only covers a “basic bed,” which is approximately the size of a twin bed, there are some situations in which a larger bed is warranted.

Medicare Guidelines for Semi Electric Hospital Bed

The Medicare guidelines for a semi-electric hospital bed are the same as for a manual-lift hospital bed, except for one special provision. The prescribing doctor must specify that the individual needs frequent and/or immediate changes in their body position, which would make a semi-electric hospital bed a medical necessity.

What are the criteria for a hospital bed?

To qualify for a hospital bed, patients need to meet one or more of the following four criteria: They have a medical condition that requires positioning of the body in ways that aren’t possible with an ordinary bed. They need to be re-positioned in order to alleviate pain in a way that isn’t possible with an ordinary bed.

How much does Medicare pay for hospital beds?

Once you’ve covered your yearly deductible, you’ll need to pay 20 percent Medicare-approved amount for purchasing or renting and maintaining a hospital bed. Medicare covers the cost of different types of durable medical equipment – such as hospital beds – in different ways.

What happens if you don't participate in Medicare?

If they are enrolled in Medicare but don’t participate, they can choose not to accept assignment and charge whatever price they choose for the hospital bed.

Does Medicare cover hospital beds?

Medicare covers hospital beds for patients who can show a medical need for the bed, are covered under Medicare Part B and have been assessed by a doctor. The doctor will need to document your need for the bed and write you a prescription.

Do you need a hospital bed after surgery?

When recovering from surgery or an illness at home, your regular bed won’t always suffice. You might need a hospital bed, which provides more support, safety and comfort.

Do doctors have to be enrolled in Medicare?

Doctors and suppliers must meet stringent requirements to enroll and stay enrolled in Medicare. If they aren’t enrolled, Medicare will not pay for claims submitted by them. It’s important to ask suppliers if they participate in Medicare before you get durable medical equipment.

What types of beds and mattresses are covered by Medicare?

Several different types of mattresses qualify and are considered durable medical equipment covered under your Medicare plan. It’s important to understand the guidelines so that you know which mattresses Medicare covers.

What is durable medical equipment?

Durable medical equipment is described by Medicare as equipment that is required by a physician. DME helps Medicare subscribers with care for important health issues. Common items that qualify as durable medical equipment include insulin monitors, ventilators, oxygen equipment, and breath test tubes.

Does Medicare cover home hospital beds?

Medicare covers home hospital beds if you are registered to Medicare Part B. You will still be responsible for some out-of-pocket costs, however.

How do I know if mattresses covered by Medicare are best for me?

The pressure-relieving mattresses that are covered by Medicare aren’t the best choice for everyone. There are a few questions that you need to answer before determining if a Medicare-approved mattress is right for you.

Conclusion

We recommend contacting your Medicare representative if you want to find out if you qualify to save money on a brand new bed. If you’re a Medicare subscriber then you can save up to 80% of the purchase price on a new mattress if you meet certain criteria.

How much does Medicare pay for adjustable beds?

When Medicare covers your adjustable bed, it’ll pay 80 percent of the approved amount. You’ll pay the remaining 20 percent of the covered cost. You’ll also have to pay your Medicare Part B deductible and any costs not eligible under your Medicare coverage, such as extra features not included in your doctor’s order.

What is covered by Medicare?

The following is a list of what’s included on the durable medical equipment list of specific covered items: gel or gel-like pressure mattress pad. synthetic sheepskin pad. lambswool sheepskin pad. air-fluidized bed.

What happens if you don't enroll in Medicare?

If you decide not to enroll when you first become eligible, you may have to pay a late enrollment fee. Adjustable beds like hospital beds are included in the allowances for durable medical equipment covered under Part B, which covers outpatient care .

What is an adjustable bed?

Adjustable beds allow you to move or elevate different parts of the bed to suit certain needs. One example is a hospital bed, which may allow you to elevate the head or foot of the bed.

How much does an adjustable bed cost?

The cost of an adjustable bed depends on several factors, including: Generally, prices for hospital beds range from $500 to more than $30,000. Some of the most expensive models, like ICU beds, are available for rental only. You may also find suppliers that refurbish used beds and sell them or offer rentals.

What is Medicare Advantage Plan?

If you have a Medicare Advantage plan, also known as Medicare Part C, you’ll have all the basic coverage offered by original Medicare. Plus, you should have some additional coverage. This coverage may include allowances for certain services or equipment.

Does Medicare pay for ICU beds?

If the supplier you choose accepts your Medicare assignment, Medicare will pay 80 percent of the approved amount, and you’ll pay the remaining 20 percent.

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