Medicare Blog

how to register for medicare for the first time

by Jaylen Abbott Published 2 years ago Updated 1 year ago
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  • Call Medicare at 1-800-633-4227. If you’re deaf or hard of hearing and use TTY, call 1-877-486-2048.
  • Go online and use the Medicare Plan Finder. You can enroll in a plan by clicking the “Enroll” button next to the plan’s name.
  • Contact the insurance company that offers the Part D plan. You can visit the company’s website or call the phone number listed on the Medicare Plan Finder page.
  • Request and fill out a paper application from the insurance company.

Full Answer

How to enrol and get started in Medicare?

Jan 01, 2022 · Ways to sign up: Online (at Social Security) – It’s the easiest and fastest way to sign up and get any financial help you may need. (You’ll need to create your secure my Social Security account to sign up for Medicare or apply for benefits.) Call Social Security at 1-800-772-1213. TTY users can call 1-800-325-0778.

How to enroll in Medicare if you are turning 65?

Get started with Medicare. Medicare is health insurance for people 65 or older. You’re first eligible to sign up for Medicare 3 months before you turn 65. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease). Follow these steps to learn about Medicare, how to sign up, and your coverage options.

When should I sign up for Medicare?

Under the “Sign Up” tab, click “Apply for Medicare Online.” This will direct you to Social Security where you’ll be able to follow the prompts and sign up. If you do not want to sign up for Medicare online, you can call Social Security (their contact information is on their website at ssa.gov ) or make an appointment at your local social security office and sign up in person.

How do I enroll in Medicare?

Mar 02, 2022 · Step 2: Signing Up for Original Medicare (Part A and Part B) Fill out the online application on the Social Security Administration’s website. Call Social Security at 1-800-772-1213 (TTY users 1-800-325-0778), 7 a.m. to 7 p.m. Monday through Friday. Visit your local Social Security office. You can ...

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What is the first step in applying for Medicare?

Step 1: Find out if you need to sign up for Medicare Part A or B.Step 2: Decide if you want Medicare Part B benefits.Step 3: Decide if you want extra coverage with Medicare.Step 4: Decide if you want Medicare Part D, Prescription Drug Coverage.Nov 17, 2020

When should you apply for Medicare?

Generally, we advise people to file for Medicare benefits 3 months before age 65. Remember, Medicare benefits can begin no earlier than age 65. If you are already receiving Social Security, you will automatically be enrolled in Medicare Parts A and B without an additional application.

Are you automatically enrolled in Medicare if you are on Social Security?

Yes. If you are receiving benefits, the Social Security Administration will automatically sign you up at age 65 for parts A and B of Medicare. (Medicare is operated by the federal Centers for Medicare & Medicaid Services, but Social Security handles enrollment.)

How do I enroll in Medicare automatically?

Medicare will enroll you in Part B automatically. Your Medicare card will be mailed to you about 3 months before your 65th birthday. If you're not getting disability benefits and Medicare when you turn 65, you'll need to call or visit your local Social Security office, or call Social Security at 1-800-772-1213.

How long before you turn 65 do you apply for Medicare?

3 monthsGenerally, you're first eligible starting 3 months before you turn 65 and ending 3 months after the month you turn 65. If you don't sign up for Part B when you're first eligible, you might have to wait to sign up and go months without coverage. You might also pay a monthly penalty for as long as you have Part B.

Does Medicare start the month of your birthday?

If you enroll in Medicare the month before your 65th birthday, your Medicare coverage will usually start the first day of your birthday month. If you enroll in the month of your 65th birthday, your coverage will generally start the first day of the month after your birthday month.

How much comes out of your Social Security check for Medicare?

The standard Medicare Part B premium for medical insurance in 2021 is $148.50. Some people who collect Social Security benefits and have their Part B premiums deducted from their payment will pay less.Nov 24, 2021

What month is Medicare deducted from Social Security?

Hi RCK. The Medicare premium that will be withheld from your Social Security check that's paid in August (for July) covers your Part B premium for August. So, if you already have Part B coverage you'll need to pay your Medicare premiums out of pocket through July.Mar 5, 2021

Is Medicare taken out of your Social Security check?

Yes. In fact, if you are signed up for both Social Security and Medicare Part B — the portion of Medicare that provides standard health insurance — the Social Security Administration will automatically deduct the premium from your monthly benefit.

Is Medicare Part A free?

Medicare Part A (Hospital Insurance) Most people get Part A for free, but some have to pay a premium for this coverage. To be eligible for premium-free Part A, an individual must be entitled to receive Medicare based on their own earnings or those of a spouse, parent, or child.Dec 1, 2021

Do you automatically receive a Medicare card when you turn 65?

If you already have Medicare Part A when you're 65, then you'll be enrolled in Part B automatically. You'll receive a replacement Medicare card in the mail three months before your birthday. The replacement card with Part B coverage cannot be used until you turn 65.

How long does it take to get Medicare Part B after?

Most Medicare provider number applications are taking up to 15 calendar days to process from the date we get your application. Some applications may take longer if they need to be assessed by the Department of Health. We assess your application to see if you're eligible to access Medicare benefits.Dec 10, 2021

Will I be automatically enrolled in Medicare, or do I need to sign up?

If you are already receiving retirement benefits from Social Security or the Railroad Retirement Board for at least four months, you will be automa...

What is the easiest way to sign up for Original Medicare (Part A and Part B)?

The easiest way to apply for Medicare is through the Social Security Administration’s online application.

Should I sign up for Medicare Part B if I’m already receiving Veteran’s Benefits?

Yes. If you don’t sign up when you’re first eligible, you may have to wait to sign up and face late enrollment penalties.

What if I can’t afford my Part B premium or other Medicare costs?

There are several Medicare Savings Programs available to people with low incomes. These programs can help you pay your Part B premium along with ot...

Will I owe extra money if I wait to sign up for Medicare?

In most cases, yes.If you delay enrollment in Medicare Part A, Part B or Part D, you may face various penalties. Some of these fees will apply for...

Medicare basics

Start here. Learn the parts of Medicare, how it works, and what it costs.

Sign up

First, you’ll sign up for Parts A and B. Find out when and how to sign up, and when coverage starts.

When Can You Get Medicare?

The first time you apply for Medicare is called your “Initial Enrollment Period.” This is a 7-month period that:

How to Sign Up for Medicare at Age 65

When you turn 65, do you automatically get Medicare? If you’re already collecting social security when you turn 65, then yes, you should be automatically signed up and your Medicare card should be sent to you.

What is Original Medicare and What are Medicare Supplemental Plans?

When you take out your Part A and Part B, you’re on what’s called Original Medicare. That means Medicare covers 80% of your inpatient and outpatient costs while you pay the other 20% out of pocket, in addition to the Original Medicare deductibles.

Commonly Asked Questions

You may be able to, depending on the medical group they are in and the Medicare care plan you are looking at. Be sure to tell your insurance agent that you want to keep your same doctor so they can direct you to a plan that your doctor takes.

How long does it take to sign up for Medicare?

Signing up for Medicare online through the Social Security Administration is the fastest way to apply. Enrollment takes less than 10 minutes online, according to the Social Security Administration.

How to sign up for Medicare Advantage?

Use the Medicare Plan Finder or call your local SHIP representative to compare plans in your area. Four Ways to Sign Up for a Medicare Advantage Plan. Call Medicare at 1-800-633-4227 (TTY 1-877-486-2048). Go online and use the Medicare Plan Finder.

How long does it take for Medicare to arrive?

If you sign up for Medicare on your own, the packet should arrive about two weeks after you sign up. You will also receive a “Medicare & You” handbook, which includes important information about your coverage.

When is the best time to enroll in Medigap?

The best time to enroll in a Medigap plan is when you are first eligible. This is a six-month enrollment period that begins the month you’re 65 and enrolled in Medicare Part B. If you apply for Medigap coverage after this six-month window, private insurance companies may not sell you a policy if you’re in poor health.

When does Medicare enrollment start?

It runs from Jan. 1 to March 31 each year. Once you sign up, your coverage will begin July 1.

How long do you have to sign up for Part B?

But once you stop working or that coverage ends, you must sign up for Part B within eight months. Otherwise, you’ll face a late enrollment penalty.

How long do you have to collect Social Security before turning 65?

You receive Social Security retirement benefits or Railroad Retirement Board benefits for at least four months before turning 65. You are under the age of 65 and have received Social Security or Railroad Retirement Board disability benefits for at least 24 months. If you already collect Social Security retirement benefits, ...

How Do I Enroll in Medicare for the First Time?

If you are on the verge of attempting to enroll in Medicare for the first time, you are not alone. Roughly 10,000 people a day are doing just that. These are some of the first steps to take to enroll in Medicare.

How Do I Start the Process to Enroll in Medicare for the First Time?

You must keep in mind that there are a few moving parts to begin the process to enroll in Medicare for the first time. First, you must know that Medicare Part A and Part B are a bit different.

What Else Should I Know About Trying to Enroll in Medicare for the First Time?

There are dates that you must know before you enroll in Medicare for the first time. Make sure you don’t miss your open enrollment window when turning 65 by following these simple steps with regard to Medicare Part A and Part B enrollment. You have a 7 month time frame to get enrolled to avoid any penalties.

Final Thoughts

When you enroll in Medicare for the first time, it can be simple if you follow the right steps. To discover the remaining steps you need to take, download our FREE e-book.

Your first chance to sign up (Initial Enrollment Period)

Generally, when you turn 65. This is called your Initial Enrollment Period. It lasts for 7 months, starting 3 months before you turn 65, and ending 3 months after the month you turn 65.

Between January 1-March 31 each year (General Enrollment Period)

You can sign up between January 1-March 31 each year. This is called the General Enrollment Period. Your coverage starts July 1. You might pay a monthly late enrollment penalty, if you don’t qualify for a Special Enrollment Period.

Special Situations (Special Enrollment Period)

There are certain situations when you can sign up for Part B (and Premium-Part A) during a Special Enrollment Period without paying a late enrollment penalty. A Special Enrollment Period is only available for a limited time.

Joining a plan

A type of Medicare-approved health plan from a private company that you can choose to cover most of your Part A and Part B benefits instead of Original Medicare. It usually also includes drug coverage (Part D).

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