Medicare Blog

how to speed up medicare on disability social security

by Carmine Murphy Published 2 years ago Updated 1 year ago
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Availability of Medical Record Evidence. One factor that can help speed up a Social Security Disability case is the availability of current medical records. Social Security cannot make a disability determination without medical evidence that is ninety days old or less. If you do not have any medical information that is that recent, it is likely you will have to attend a Social Security Medical Exam, otherwise known as a consultative examination, or, simply, CE.

Full Answer

How can I speed up my Social Security disability claim?

How to Speed Up Your Social Security Disability Claim 1 Requesting an OTR Decision. ... 2 Requesting an Attorney Advisor Decision. ... 3 Compassionate Allowances List. ... 4 Terminal Illnesses. ... 5 Presumptive Disability. ... 6 Dire Need. ... 7 Military Service Members. ... 8 Contacting a Member of Congress. ...

How do I get Medicare based on disability?

To become eligible for Medicare based on disability, you must first qualify for Social Security Disability Insurance. SSDI pays monthly benefits to people with disabilities who might be limited in their ability to work.

How long does it take to get Medicare if on disability?

The result: your wait for Medicare will be shorter than two years. Even though most people on Social Security Disability Insurance must wait for Medicare coverage to begin, two conditions might ensure immediate eligibility: end-stage renal disease (ESRD) and Lou Gehrig’s disease (ALS).

How can I reduce the time to get Social Security disability benefits?

You may be able to reduce some of the delay by doing things like accurately completing all the required paperwork, responding quickly to any Social Security requests for information, and getting your own medical records together and submitting them early in the process. Much of the usual delay comes from waiting for an ALJ hearing.

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How long does an SSDI recipient wait for their Medicare to start?

24 monthsEveryone eligible for Social Security Disability Insurance (SSDI) benefits is also eligible for Medicare after a 24-month qualifying period. The first 24 months of disability benefit entitlement is the waiting period for Medicare coverage.

How can I speed up my disability benefits?

Here are some more ways to speed up your disability application.Requesting an OTR Decision. ... Requesting an Attorney Advisor Decision. ... Compassionate Allowances List. ... Terminal Illnesses. ... Presumptive Disability. ... Dire Need. ... Military Service Members. ... Contacting a Member of Congress.

Do people on SSDI automatically get Medicare?

After drawing SSDI for 24 months (2 years), you are automatically enrolled in both Medicare Part A and Medicare Part B (also known as “Original Medicare”) starting at the 25th month and will receive a Medicare card in the mail.

Will my Social Security disability increase when I turn 65?

If you are collecting Social Security Disability Income (SSDI) benefits, you may wonder what happens when you reach full retirement age (FRA). The good news is, your benefits will automatically convert and for most people, your benefits remain the same.

What is the monthly amount for Social Security disability?

SSDI payments range on average between $800 and $1,800 per month. The maximum benefit you could receive in 2020 is $3,011 per month. The SSA has an online benefits calculator that you can use to obtain an estimate of your monthly benefits.

Who makes the final decision on Social Security disability?

While the DDS office reviews applications and makes recommendations to the SSA, it is the SSA which makes the final decision to accept or reject claims for disability benefits.

How does disability affect Medicare?

Medicare coverage is the same for people who qualify based on disability as for those who qualify based on age. For those who are eligible, the full range of Medicare benefits are available.

What other benefits can I get with Social Security disability?

If you get SSI, you also may be able to get other benefits, such as Medicaid and the Supplemental Nutrition Assistance Program (SNAP). For more information about SSI, read Supplemental Security Income (SSI) (Publication No. 05-11000). After you receive disability benefits for 24 months, you'll be eligible for Medicare.

Can I get Medicare Part B for free?

While Medicare Part A – which covers hospital care – is free for most enrollees, Part B – which covers doctor visits, diagnostics, and preventive care – charges participants a premium. Those premiums are a burden for many seniors, but here's how you can pay less for them.

At what age does SSDI reviews stop?

age 65What Age Are You When Social Security Disability Stops? Social Security Disability can stay active for as long as you're disabled. If you receive benefits until age 65, your SSDI benefits will stop, and your retirement benefits will begin.

At what age does Social Security Disability end?

65To put it in the simplest terms, Social Security Disability benefits can remain in effect for as long as you are disabled or until you reach the age of 65. Once you reach the age of 65, Social Security Disability benefits stop and retirement benefits kick in.

At what age does Social Security Disability convert to Social Security?

At full retirement age — which is 66 and 4 months for those born in 1956 and is gradually rising to 67 over the next several years — your SSDI payment converts to a retirement benefit.

Requesting An OTR Decision

If you have submitted enough medical evidence to clearly show that you are disabled, you can request an “on the record” (OTR) review rather than wa...

Requesting An Attorney Advisor Decision

Another way to avoid the wait for an ALJ hearing is to get an earlier decision from an attorney employed by Social Security. Attorney advisor decis...

Compassionate Allowances List

If you have a very serious illness and you meet the other qualifications for SSI or SSDI, then you may be able to get benefits much more quickly. S...

Contacting A Member of Congress

If you have been waiting a long time for your ALJ hearing and you don't qualify for any of the options listed above, then you can try calling or wr...

Compassionate Allowances

Applicants who have certain medical conditions are entitled to expedited processing of their disability claims under the SSA’s Compassionate Allowances program. The list covers more than 250 types of illness and serious injury, including numerous cancers as well as neurological disorders such as Huntington’s disease and Lewy body dementia.

Terminal illness

If you have a terminal illness, or TERI — Social Security’s term for a condition that’s expected to result in death — you are automatically considered for faster processing and determination of your claim. Qualifying conditions and circumstances for the TERI program include (but aren’t limited to):

Dire financial need

If you don’t have food, medicine or a roof over your head, or you face imminent eviction or foreclosure, the SSA can expedite processing of your claim as a Dire Need Case, or DRND.

Military service

Social Security expedites disability claims for veterans of the U.S. armed forces if they qualify as a “ wounded warrior, ” meaning they were disabled while in active service on or after Oct. 1, 2001, or have a compensation rating of 100 percent permanent and total (P&T) from the Department of Veterans Affairs (VA).

Professional help

A lawyer or non-attorney representative (also called a disability advocate) can help you with the application process and make sure that you’ve put the right information on your form to get consideration for expedited processing (or not left out anything that could achieve that result).

Congressional help

Your representatives in Congress may also be able to help. Contact a senator’s or House member’s office to connect with a staffer who can inquire about the status of your claim and check to see whether it has been flagged for expedited processing.

Waive notice requirements

If your disability claim is in appeal and pending a hearing before an administrative law judge, Social Security is required to notify you of your scheduled hearing date at least 75 days in advance.

How long do you have to wait to get Medicare if you have Social Security Disability?

Social Security Disability Insurance (SSDI) & Medicare coverage. If you get Social Security Disability Income (SSDI), you probably have Medicare or are in a 24-month waiting period before it starts. You have options in either case.

What is SSI disability?

Supplemental Security Income (SSI) Disability & Medicaid coverage. Waiting for a disability status decision and don’t have health insurance. No disability benefits, no health coverage. The Marketplace application and disabilities. More information about health care for people with disabilities.

Can I enroll in a Medicare Marketplace plan if I have Social Security Disability?

You’re considered covered under the health care law and don’t have to pay the penalty that people without coverage must pay. You can’t enroll in a Marketplace plan to replace or supplement your Medicare coverage.

Can I keep my Medicare Marketplace plan?

One exception: If you enrolled in a Marketplace plan before getting Medicare, you can keep your Marketplace plan as supplemental insurance when you enroll in Medicare. But if you do this, you’ll lose any premium tax credits and other savings for your Marketplace plan. Learn about other Medicare supplement options.

Can I get medicaid if I have SSDI?

You may be able to get Medicaid coverage while you wait. You can apply 2 ways: Create an account or log in to complete an application. Answeryes” when asked if you have a disability.

Can I get medicaid if I'm turned down?

If you’re turned down for Medicaid, you may be able to enroll in a private health plan through the Marketplace while waiting for your Medicare coverage to start.

How long does it take to get approved for SSDI?

How Long Do SSI and SSDI Benefits Take To Get Approved? On average, one-third of claimants receive SSI benefits or SSDI within six months of application. For the other two thirds, however, the average processing time is over a year.

What does SSI stand for?

SSA is the office where you make your initial claim and stands for Social Security Administration . SSI is Supplemental Security Income (also called Title 16, or the “Medicaid” benefit) SSDI is Social Security Disability Insurance (also called Title 2, or the “Medicare” benefit) DDS is “disability determination services,” a state-contracted office ...

Why is my disability case denied?

Common reasons for denial at the initial level include: Your impairment is not severe enough (doesn’t limit your ability to do ANY kind of work) Your impairment isn’t expected to last for a full 12 months.

Is the SSA human?

Like many social services offices, the SSA is inundated with claimants (the technical term for a person who completes an application, as they are “claiming” disability). SSA representatives at the field offices are human, and make mistakes.

How long does it take to get Medicare if you appeal a decision?

The result: your wait for Medicare will be shorter than two years.

What to do if your income is too high for medicaid?

If your income is too high to qualify for Medicaid, try a Medicare Savings Program (MSP), which generally has higher limits for income. As a bonus, if you qualify for an MSP, you automatically qualify for Extra Help, which subsidizes your Part D costs. Contact your state’s Medicaid office for more information.

What is ESRD in Medicare?

ESRD, also known as permanent kidney failure, is a disease in which the kidneys no longer work. Typically, people with ESRD need regular dialysis or a kidney transplant (or both) to survive. Because of this immediate need, Medicare waives the waiting period. 2

What conditions are considered to be eligible for Medicare?

Even though most people on Social Security Disability Insurance must wait for Medicare coverage to begin, two conditions might ensure immediate eligibility: end-stage renal disease (ESRD) and Lou Gehrig’s disease (ALS).

How long does a disability last?

The government has a strict definition of disability. For instance, the disability must be expected to last at least one year. Your work history will also be considered—usually, you must have worked for about 10 years but possibly less depending on your age.

When will Medicare be available for seniors?

July 16, 2020. Medicare is the government health insurance program for older adults. However, Medicare isn’t limited to only those 65 and up—Americans of any age are eligible for Medicare if they have a qualifying disability. Most people are automatically enrolled in Medicare Part A and Part B once they’ve been collecting Social Security Disability ...

Does Medicare cover ALS?

Medicare doesn’t require a waiting period for people diagnosed with ALS, but they need to qualify based on their own or their spouse’s work record. 3

How can I speed up my disability case?

However, if you have to have an examination, you can help speed up your disability case by making sure that you attend your examination. If you miss the appointment, rescheduling it could add a month or more time to the processing of your case. If you find that you are unable to attend the exam on the appointed day, ...

How to check status of disability claim?

You can do this by calling your local Social Security office or by contacting the disability examiner who is in charge of making your disability determination at the initial disability claim and reconsideration appeal level.

What happens if you don't respond to a disability call?

If you fail to respond to calls, letters, or forms needed for your disability claim, you may not only slow your disability case down you may actually cause your disability claim to be denied all together. Filing appeals quickly. If you receive a denial of your claim and you are continuing to pursue your case through the Social Security Disability ...

What do Social Security Disability Examiners need?

Social Security Disability examiners need various kinds of information in addition to medical record information to process disability claims. They often send an ADL, or activities of daily living, questionnaire and a work history report form for you to complete.

How to check if disability is being appealed?

If your disability claim is at the administrative law judge hearing appeal level, you can check and see if your case has been scheduled for a hearing by calling the hearings office, or your local Social Security office. Again, it may be best to contact the hearing office versus the social security office. No matter what level of the process your ...

How to appeal a Social Security denial letter?

If you receive a denial letter, contact Social Security immediately to appeal your denial. You can complete your appeal forms online, or by using paper forms that you can get from your local Social security office. The important thing is to complete them and get them submitted as quickly as possible.

Can you lose nothing by submitting a disability claim?

However, you lose nothing by submitting your request and there is a chance that your will be scheduled for your hearing quicker. While all of the above situations can speed up your disability case, there is one other thing that may result in speedier disability claim processing. You should check the status of your disability claim ...

How to speed up disability claim?

Social Security has several other programs and procedures to speed up particular disability claims: 1 Applications that indicate the claimant’s condition has reached a terminal stage can be moved to the front of the line. Certain situations — for example, a metastasized cancer, or a patient in hospice care — trigger automatic fast-tracking. 2 Circumstances that don’t involve specific diseases or terminal conditions can also merit expedited processing: a low-birth-weight infant, for instance, or a disability claimant in imminent danger of becoming homeless. 3 If you are an SSI applicant with one of about 15 severe physical or intellectual impairments — among them amputation, Down syndrome, total blindness or deafness, and HIV/AIDS — Social Security may find you have a “presumptive disability.” This qualifies you for up to six months of benefits while your claim wends its way through the lengthy review process. 4 Social Security can expedite SSDI and SSI claims for veterans who became disabled while on active duty. The disability need not have occurred in the course of military action — for example, it could be the result of an injury while on leave — but it must have occurred since Oct. 1, 2001. Be sure to notify Social Security at the start of the application process that the condition stems from your period of service.

Does Social Security have a disability program?

Social Security has several other programs and procedures to speed up particular disability claims: Applications that indicate the claimant’s condition has reached a terminal stage can be moved to the front of the line.

Is there a waiting period for SSI?

There is no such waiting period for SSI payments. If you have a condition that is not already approved for expedited status under the CAL program, you can ask Social Security to consider it for inclusion. Updated June 10, 2021.

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