What is public option insurance?
The public option is a compromise between the current Affordable Care Act law and a single-payer system in which the government covers all costs. It gives individuals over age 50 the opportunity to choose between the free enterprise of privately purchased coverage both inside and outside the marketplaces or buying a plan that is run by a government program that has been in existence for decades.
Is Medicare a good program?
Medicare has always been a great program for healthier people who do not use healthcare services often and could be the best low-cost marketplace alternative for generally fit adults between 50 and 65.
Did the Affordable Care Act lower the uninsured rate?
The 2016 presidential race has put an incredible amount of focus on what to do with the Affordable Care Act (ACA). Despite discrepancies on costs and the stability of insurance markets, the health reform law has successfully lowered the uninsured rate. According to the Kaiser Family Foundation , most Americans believe modifications to the ACA over time are necessary and would be better than repealing the law altogether.
How many people are uninsured in 2014?
An estimated 7 million, or 11 percent of those age 50 and over remained uninsured as of 2014. Another 5.9 million, or 9 percent were insured in the individual market, according to the Avalere study. Pre-Medicare aged adults have been one of the demographic groups most attracted to the exchange market, Avalere said.
Does Medicare have a cap?
However, consumers enrolling in Medicare may have higher costs and more benefit limits than with exchange products. Both employer and exchange plans feature an annual cap on how much consumers could pay in out-of-pocket costs.
Is Medicare cheaper than private insurance?
Medicare could provide healthcare more cheaply than private insurance due to the sheer size of its pool of beneficiaries, however, and having younger workers and retirees help fund the program through premiums might also help offset the higher costs Medicare incurs to care for the oldest and sickest beneficiaries, according to BenefitsPro.
What is Medicare for seniors?
Medicare. Medicare is the bedrock of health care coverage for more than 50 million American seniors and people with disabilities. As senator, Hillary co-sponsored and sponsored bills to reduce the impact of the Medicare prescription drug gap by reducing the price of pharmaceuticals for seniors.
How many people did the Affordable Care Act save?
The Affordable Care Act made preventive care available and affordable for an estimated 39 million people with Medicare and saved more than 9 million people with Medicare thousands of dollars in prescription drug expenses.
Why is Social Security important?
For 80 years, Social Security has been America at its best. Social Security reflects our shared belief that every American should be able to retire with dignity after decades of hard work. That no American should face poverty because he or she is disabled, or when a loved one dies.
Should Social Security be expanded?
Expand Social Security for those who need it most and who are treated unfairly by the current system —including women who are widows and those who took significant time out of the paid workforce to take care of their children, aging parents, or ailing family members. Social Security works well, but it should work better.
Is Social Security a promise?
That we all have an obligation to each other. Social Security isn’t just a program—it’s a promise. As president, Hillary will: Defend Social Security against Republican attacks. Republicans are using scare tactics about the future and effectiveness of Social Security to push through policies that would jeopardize it.
Affordable Care Act
Hillary Clinton has made it clear that she plans to build on and expand President Barack Obama's signature policy reform — the Affordable Care Act, aka Obamacare.
Mental health
Clinton has released a comprehensive plan on addressing mental health; it promotes early diagnosis, integration of the physical- and mental-healthcare systems, training law enforcement on crisis intervention and suicide prevention, enforcing mental-health parity, and investing in mental-health research.
Prescription-drug costs
Clinton strongly advocates bringing down out-of-pocket drug costs for consumers, and she has for years worked to reduce the "unreasonable" cost of prescription drugs.