1099-HC Form serves as proof of health insurance coverage for Massachusetts residents age 18 and older. This proof of coverage is required for Massachusetts state income tax filing. This information is for plan members who file Massachusetts state taxes.
Full Answer
What is the MA 1099-hc form?
A) The MA 1099-HC has very similar information to the federal Form-1095-B, but is used for Massachusetts state taxes. You receive this form from your health insurance carrier and should contact them if you have questions about it.
Should I include health insurance on my Ma state tax return?
My recommendation to Turbo Tax is to pursue/ask/prompt/add the question when filing the MA state tax returns if the filer had health insurance through the Federal Government. If yes, then a comment about the filer having health care coverage thru the Federal Government should be stated.
How do I know if my insurance meets Massachusetts minimum creditable coverage?
If you have insurance through a Massachusetts licensed health insurance company, the health plan must indicate if it meets MCC requirements. Your form 1099-HC will also indicate if your insurance met MCC requirements. According to the Massachusetts instructions the Minimum Creditable Coverage standards include:
Does my Massachusetts health insurance meet MCC requirements?
Massachusetts-licensed health insurance companies must put an MCC compliance notice on their health plans indicating whether they meet MCC requirements. Most do meet the MCC standards. If you received a Form MA 1099-HC from your insurer, that form will indicate whether your insurance met MCC requirements.
Do I need a 1099-HC if I am on Medicare?
Are carriers/employers required to mail Forms MA 1099-HC to Medicare subscribers? No. DOR does not require carriers to send Form MA 1099-HC to their Medicare members.
Does Medicare provide a 1099-HC?
If you just turned 65 or recently became eligible for Medicare, you may receive a Form MA 1099-HC from your previous insurer. If so, you may need to file the form with your tax return.
Does MassHealth send 1099-HC?
Massachusetts regulations require MassHealth to furnish proof of insurance to its members who had minimum creditable coverage in 2021. MassHealth will issue each eligible individual a Form 1099-HC. This form shows each month the individual was covered in 2021.
How do I get my 1099-HC from MassHealth online?
This form is provided by your health insurance carrier and not the GIC. To download an electronic copy of your Form 1099-HC, you may sign into your medical insurance carrier's online account, or contact their member services at the number on your ID card for more information.
How do I get my 1099 from Medicare?
Call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048. People can reference CMS Product No. 11865 when calling Medicare with questions about this notice.
What happens if I don't have a 1099-HC?
If you haven't received your Form 1099-HC, contact your insurance carrier. You may also enter into your tax return: The name of your insurance carrier or administrator. The subscriber number for your plan (this number can be for either for individuals or groups).
Is a 1095 C the same as a 1099-HC?
Form 1099-HC is required to complete a Massachusetts state tax return. You can complete the state return without one, but it will not be able to be efiled. You should contact your insurance provider to get a copy of the 1099-HC form before you file. Form 1095 C is an informational document for your federal tax return.
How do I get my 1095 a form from MassHealth?
Log in to your HealthCare.gov account. Under "Your Existing Applications," select your 2021 application — not your 2022 application. Select “Tax Forms” from the menu on the left. Download all 1095-As shown on the screen.
Does MassHealth provide 1095 a form?
MassHealth will mail each eligible member a 1095-B form. This form shows each month the individual was covered in 2021. MassHealth members who want a duplicate copy of their federal tax form can request one.
How do I get a tax form from MassHealth Connector?
Receive their Form 1099-HC by mail. Receive their Form 1095-B by mail or call MassHealth at (866) 682-6745, TTY: (800) 497-4648 or access their duplicate form by going to Masshealthtaxform.com.
What is the difference between a 1099-HC and a 1095-B?
The main difference is one (Form 1095-B) is a federal form, while the other (Form 1099-HC is a Massachusetts form. They both provide information about your heath coverage. This form provides information about your health coverage, including who was covered, and when the coverage was in effect.
Does the IRS still require proof of health insurance?
Health care coverage documents You are not required to send the IRS information forms or other proof of health care coverage when filing your tax return. However, it's a good idea to keep these records on hand.
What is the MA 1099-HC?
For your state income tax return: MA 1099-HC. If we send you MA 1099-HC, you will need it to fill out your state income tax return. Like the federal 1095-B form, the 1099-HC shows each month you had MassHealth coverage in 2020.
How to contact MassHealth?
You can also contact the MassHealth Customer Service Center at (866) 682-6745; TTY: (800) 497-4648.
Why are you getting these tax forms?
The Affordable Care Act (ACA) has rules about health insurance coverage. You need to have health insurance that meets a standard called Minimum Essential Coverage (MEC). Beginning with tax year 2019, there is no federal tax penalty for not meeting MEC. The following types of MassHealth coverage are MEC.
What is the 1095-B form?
For your federal income tax return: Form 1095-B. Form 1095-B shows the months you had MassHealth coverage in 2020. MassHealth shares the information on the 1095-B with the IRS. This form is no longer required to file your taxes.
Why is my 1095-B different from my 1099-HC?
This is because the federal and state rules for MEC are different .
How to get a replacement 1099-HC?
If you can’t find your 1099-HC, you can call us at (866) 682-6745; TTY: (800) 497-4648) for a replacement copy.
What is MassHealth Limited?
MassHealth Limited. Health Safety Net (HSN) Children’s Medical Security Plan (CMSP) Visit the MassHealth Coverage Types to learn more or call us at (800) 841-2900; TTY: (800) 497-4648. Visit the Types of health insurance that count as coverage web page for information on what counts as MEC.
How to buy health insurance in Massachusetts?
You may also buy plans through approved Massachusetts health insurance carriers. To learn more or buy a plan, contact the Health Connector at (877) 623-6765, TTY number at (877) 623-7773, or visit the website.
How long does Massachusetts have to pay for health insurance?
Introduction. The Massachusetts Health Care Reform Law requires that most residents over 18 who can afford health insurance have coverage for the entire year, or pay a penalty through their tax returns. Penalties add up for each month you don't comply, but there is a grace period that allows lapses in coverage of 3 or fewer consecutive months.
What does a 1099-HC mean?
If you receive a Form MA 1099-HC from your insurer, it will indicate whether your insurance meets MCC requirements. If you didn't receive one from your insurer and get health coverage through your job, you can call your insurer or your employer's human resources department or benefits administrator for help.
What to call if you don't have a 1099-HC?
You're enrolled in MassHealth, Commonwealth Care or Commonwealth Care Bridge and your income is above 150% of the federal poverty level . If you didn't get a Form MA 1099-HC and your income was at or above 150% of the federal poverty level, you can call MassHealth at (800) 841-2900 or the Massachusetts Health Connector at (877) 623-6765 for a copy.
How long is the grace period for health insurance?
Penalties add up for each month you don't comply, but there is a grace period that allows lapses in coverage of 3 or fewer consecutive months. You must be enrolled in health insurance plans that meet Minimum Creditable Coverage (MCC) requirements.
What happens if you can't afford health insurance?
However, if your waiting period is 3 or fewer consecutive months, you fall within the permitted grace period and won't be penalized.
When do you have to file a 1099-HC?
Insurance carriers (including MassHealth, Commonwealth Care, or Commonwealth Care Bridge) and certain employers are legally required to issue Forms MA 1099-HC no later than January 31 of the following year.
Who is required to send MA 1099-HC?
The only requirement is that the Form MA 1099-HC be sent to the primary subscriber.
What to do if you have not received a copy of your 1099-HC?
If you have not received a copy of your Form MA 1099-HC, please attempt to obtain one from your insurance carrier. If you are unable to obtain a copy of your Form MA 1099-HC, you may submit your return without the form attached.
What is a 1099 HC?
The 1099 HC is a tax document like any other tax document required to be submitted to the DOR by law and regulation. Failure to do so could subject the employer or carrier to a host of penalties, as provided under MGL. c. 62C § 8B. Below is the language contained in DOR's regulation.
What form do employers report to DOR?
For state health reform law, the only reporting rule for employers to DOR relates to the Form MA 1099-HC.
Do you need to send a 1099 to dependents?
The only requirement is that the Form MA 1099-HC be sent to the primary subscriber. Dependents are not required to receive Form MA 1099-HC. Carriers may send separate Forms MA 1099-HC to dependents if they so choose. Request a separate Form MA 1099-HC from the carrier.
Is there a standardized format for 1099-HC?
No. There is no standardized format. The Form MA 1099-HC may vary depending upon each carrier. The information fields must be consistent and must convey the information to the taxpayer that is needed on the taxpayer’s Schedule HC.
Can you appeal a health connector penalty?
The individual could appeal the penalty to the Health Connector if a hardship prevented him or her from purchasing insurance.
When do you have to get health insurance in Massachusetts?
Beginning the first day of the third month following your birthday month, you are required to obtain and maintain health insurance. Minimum Creditable Coverage is the minimum level of insurance an adult tax filer needs to maintain to be considered insured in Massachusetts.
What is the minimum deductible for Massachusetts?
According to the Massachusetts instructions the Minimum Creditable Coverage standards include: "Coverage for a comprehensive set of services (doctor visits, hospital admissions, day surgery, emergency services, mental health and substance abuse, and prescription drug coverage); A cap on annual deductibles of $2,550 for an individual ...
What is the maximum deductible for a family?
A cap on annual deductibles of $2,550 for an individual and $5,100 for a family;
What is federal health insurance?
A health insurance plan offered by the federal government to federal employees or retirees;
Do you automatically meet MCC?
You automatically meet MCC if you are enrolled in:
Does a hospital policy cover only a fixed amount per day?
No policy that covers only a fixed dollar amount per day or stay in the hospital, with the patient responsible for all other charges;
Does a 1099-HC indicate if you have MCC?
If you have insurance through a Massachusetts licensed health insurance company, the health plan must indicate if it meets MCC requirements. Your form 1099-HC will also indicate if your insurance met MCC requirements. According to the Massachusetts instructions the Minimum Creditable Coverage standards include:
