Medicare Blog

medicare how to search for a c-snp

by Dr. Jeffery Bernhard IV Published 2 years ago Updated 1 year ago
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Use the Medicare Plan finder to research available SNPs

Single-nucleotide polymorphism

A single nucleotide polymorphism, often abbreviated to SNP, is a variation in a single nucleotide that occurs at a specific position in the genome, where each variation is present to some appreciable degree within a population (e.g. >1%).

in your area. When you’ve chosen a plan, go to the insurer’s website to check for online enrollment options or contact the insurance company by phone or email to request a paper enrollment form. You can also enroll by calling Medicare at 1-800-633-4227.

Visit www.medicare.gov/contacts, or call 1-800-MEDICARE (1-800-633-4227) for the phone number. TTY users should call 1-877-486-2048. If you're not satisfied with your care in the Medicare SNP, you can choose another Medicare plan or return to Original Medicare.

Full Answer

What is a C-SNP Medicare plan?

C-SNP Medicare plans are required to cover at least as much as Original Medicare (Part A and Part B). This includes hospitalizations, medical care and preventive care. C-SNPs also must include prescription drug (Part D) coverage. This enables you to get all your medical needs met through one coordinated plan.

How do I submit an SNP application for Medicare Advantage?

All SNP applications must be submitted electronically through the Health Plan Management System (HPMS) to CMS by the SNP application due date. The MA application and the SNP application for the current contract year are available at the below link to the Medicare Advantage Applications website.

Do I need A C-SNP for Medicare Advantage?

Yes or no, we’ve got the quick guide that you need to read! C-SNPs can allow health insurance agents to keep selling Medicare Advantage (MA) plans during lock-in, but they are one of the lesser-known, and not-as-heavily-marketed, products in the Medicare world.

What are the eligibility requirements for a C-SNP?

To be eligible for a C-SNP, you must meet these requirements: You are eligible for Medicare. You live in the plan’s service area. You have been diagnosed with one or more severe or disabling chronic conditions. The CDC defines a chronic condition or disease as:

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What is a C-SNP Medicare plan?

Customized Care, Coverage, And Resources Chronic Condition Special Needs (C-SNP) plans are a type of Medicare Advantage (MA) plan designed to meet the unique needs of people with one or more chronic conditions, including diabetes, end-stage renal disease (ESRD), lung conditions or heart disease.

Who is eligible for C-SNP?

C-SNPs are a type of Medicare Advantage (Part C) plan. To be eligible for a C-SNP, you must also be eligible for Medicare. C-SNPs are designed to provide people with chronic or debilitating illnesses the medical care and treatments they need, all in one plan.

What does C-SNP mean?

Chronic Condition Special Needs PlansChronic Condition Special Needs Plans (C-SNPs)

What is a combination C-SNP?

Chronic Condition Special Needs Plans (C-SNP) are for members with disabling chronic conditions (categories defined by CMS).

How long do plans using the C snip pre enrollment verification process have to verify the qualifying chronic condition until they must deny the enrollment request?

How long do plans using the CSNP pre-enrollment verification process have to verify the qualifying chronic condition until they must deny the enrollment request? Within 21 days of the request for additional information or the end of the month in which the enrollment request is made (whichever is longer).

What levels of Medicaid dual eligibility usually qualify for a D-SNP select all that apply?

Dual-eligibles, individuals of any age who are eligible for both Medicare and Medicaid, qualify for D-SNPs. To be eligible for Medicare, individuals must be 65 years old or older or have a qualifying disability....Who Qualifies for D-SNPs?Type of D-SNPWho's Eligible to EnrollAll-DualAny dual-eligible beneficiary4 more rows

What is the difference between LPPO and RPPO?

1:205:14Difference Between Medicare LPPO and RPPO | Near and Far - YouTubeYouTubeStart of suggested clipEnd of suggested clipWell the difference is really simple an rppo. Means that the product is available in every county inMoreWell the difference is really simple an rppo. Means that the product is available in every county in a state.

What is the difference between SNP and D SNP?

Institutional SNP (I-SNP): For those who live in an institution such as a nursing home or require nursing care at home. Dual-Eligible SNP (D-SNP): For those with both Medicare and Medicaid.

Is SNP a Medicare Advantage Plan?

How Medicare SNPs work. Medicare SNPs are a type of Medicare Advantage Plan (like an HMO or PPO). Medicare SNPs limit membership to people with specific diseases or characteristics. Medicare SNPs tailor their benefits, provider choices, and drug formularies to best meet the specific needs of the groups they serve.

What program supports CSNP and Dsnp?

Medicare Choice is committed to offering a Model of Care (MOC) that meets the unique needs of both DSNP and CSNP members.

What is AC snip?

C-SNPs are SNPs that restrict enrollment to special needs individuals with specific severe or disabling chronic conditions, defined in 42 CFR 422.2.

What is a Humana PSP?

Executive summary. Provider-sponsored health plans (PSPs) are growing in importance. PSPs give health systems an opportunity to use health care financing as an enabler to create innovative clinical care models.

What is a C-SNP?

C-SNP stands for Chronic Condition Special Needs Plan. C-SNPs are a special type of Medicare Advantage (Part C) plan. Because of the plan’s targete...

What is a C-SNP Medicare Plan?

C-SNP Medicare plans are required to cover at least as much as Original Medicare (Part A and Part B). This includes hospitalizations, medical care...

Who Qualifies C-SNP?

To be eligible for a C-SNP, you must meet these requirements:

What chronic conditions qualify for a SNP?

There is a wide range of health conditions that can qualify you for a C-SNP. They include:[i]

When Can I Enroll in a C-SNP?

If you meet the eligibility requirements for a C-SNP, you can enroll at any time. This is known as a Special Enrollment Period. If you are newly di...

What is a C-SNP?

C-SNP stands for Chronic Condition Special Needs Plan. C-SNPs are a special type of Medicare Advantage (Part C) plan. Because of the plan’s targeted care, eligible members typically have medical conditions or characteristics in common.

What is a C-SNP Medicare Plan?

C-SNP Medicare plans are required to cover at least as much as Original Medicare (Part A and Part B). This includes hospitalizations, medical care and preventive care.

When Can I Enroll in a C-SNP?

If you meet the eligibility requirements for a C-SNP, you can enroll at any time. This is known as a Special Enrollment Period. If you are newly diagnosed or have a worsening condition that makes you eligible for a C-SNP, you don’t have to wait for specific Medicare enrollment periods to join a plan.

What is a C-SNP plan?

Many C-SNP carriers offer plan benefits designed exclusively for beneficiaries with the qualifying conditions. For example, a diabetes C-SNP may offer a customized prescription benefit for some diabetic medications. The plan may also offer $0 copays for certain specialists to treat their condition.

What conditions qualify for C-SNP?

According to Medicare.gov, the chronic conditions that may qualify someone for a C-SNP include the ones listed below. CMS.gov lists additional conditions that may qualify someone for a C-SNP, if you have a client who you think could be eligible for a plan. Autoimmune disorders. Cancer (excluding pre-cancer conditions)

Do special needs plans include prescriptions?

Unlike standard MA plans, Special Needs Plans, like C-SNPs, must include prescription drug coverage. More than just regular MA plans, C-SNPs aim to help their members manage their chronic conditions, avoid hospitalizations, and improve their health outlook.

Can you sell C-SNPs year round?

Individuals who newly qualify for a C-SNP get a unique special enrollment period to join this type of plan. In general, agents who offer C-SNPs can sell them year-round!

Can C-SNPs sell MA plans?

C-SNPs can allow health insurance agents to keep selling Medicare Advantage (MA) plans during lock-in, but they are one of the lesser-known, and not-as-heavily-marketed, products in the Medicare world.

What is SNP in healthcare?

A SNP may be any type of MA CCP, including either a local or regional preferred provider organization (i.e., LPPO or RPPO) plan, a health maintenance organization (HMO) plan, or an HMO Point-of-Service (HMO-POS) ...

Why do SNPs need to provide Part D coverage?

All SNPs must provide Part D prescription drug coverage because special needs individuals must have access to prescription drugs to manage and control their special health care needs. SNPs should assume that, if no modification is contained in guidance, existing Part C and D rules apply.

What is a special needs plan?

A special needs plan (SNP) is a Medicare Advantage (MA) coordinated care plan (CCP) specifically designed to provide targeted care and limit enrollment to special needs individuals. A special needs individual could be any one of the following: An institutionalized individual, A dual eligible, or. An individual with a severe or disabling chronic ...

When did the SNP program end?

Most recently, section 206 of the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) extended the SNP program through December 31, 2018.

Do SNPs have to submit bids?

SNPs must prepare and submit bids like other MA plans, and are paid in the same manner as other MA plans based on the plan’s enrollment and risk adjustment payment methodology. All SNPs must abide by current CMS guidance on cost sharing requirements.

Do SNPs have to follow Medicare?

SNPs are expected to follow existing MA program rules, including MA regulations at 42 CFR 422, as modified by guidance, with regard to Medicare- covered services and Prescription Drug Benefit program rules. All SNPs must provide Part D prescription drug coverage because special needs individuals must have access to prescription drugs to manage and control their special health care needs. SNPs should assume that, if no modification is contained in guidance, existing Part C and D rules apply.

Did CMS accept SNP applications in 2008?

Accordingly, CMS did not accept SNP applications in 2008 for contract year (CY) 2009. The Medicare Improvements for Patients and Providers Act of 2008 (MIPPA) lifted the Medicare, Medicaid, and SCHIP Extension Act of 2007 moratorium on approving new SNPs.

Why is Medicare SNP important?

Because Medicare SNP plans are created with special needs in mind, they generally go beyond providing the same level of coverage as Original Medicare Parts A and B, offering benefits that are specifically tailored to their enrollees’ conditions or circumstances . The targeted services that are offered are formulated to complement the regimens and requirements of the beneficiaries. This both improves treatment and minimizes frustrations and costs that may be encountered in other Medicare Advantage plans that serve a more general patient population.

What are the drawbacks of Medicare SNP?

Though Medicare SNP plans are designed to provide special services to those Medicare beneficiaries that need them, there are some drawbacks to the programs. The SNP plans frequently require their enrollees to see physicians and use providers that are part of pre-established networks, and this may preclude you from remaining with your existing physician. You also may need to get referrals to see specialists. The programs are not widely available, and those who believe they are qualified in the programs must meet specific SNP eligibility criteria. Beneficiaries may be disenrolled when their status changes and they no longer meet the criteria, and will then need to enroll in another plan. Though, if a beneficiary is disenrolled they will have a Special Enrollment Period to join another Medicare Advantage plan.

How long do you have to live in a nursing home to qualify for SNP?

To qualify for an Institutional Special Needs Plan, you must live in long-term care served by the SNP for a minimum of 90 days. To qualify, the facility can be either a nursing home or an intermediate care facility for those with intellectual disabilities. Alternatively, you must have met your state’s guidelines for requiring a nursing home-level of care for a minimum of 90 days whether you live in a community setting such as your home or a group residence or in an institution. Those who have not yet received care for at least 90 days but who are likely to need that level of care for that period of time can also qualify.

How to qualify for dual SNP?

To qualify for a Dual Eligible Special Needs Plan, you need to provide proof that you have Medicaid. This can be accomplished either by producing a letter from Medicaid or showing your Medicaid identification card. Alternatively, you can complete the enrollment form for the D-SNP and the plan administrator will verify your Medicaid status. It is important to note that if you are enrolled in a Medicare MSP (Medical Savings Plan) at the time that you apply for a Dual Eligible Special Needs Plan, you may find that the specific plan does not accept MSP beneficiaries to enroll. Most D-SNPs include a high level of dental, vision, and hearing care, as well as many other benefits.

List of Conditions Covered by a C-SNP Plan

To understand if your condition is covered under a C-SNP, they are broken down into four general categories:

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***NEW*** Request For Information

  • CMS has released a Request for Information (RFI) seeking input from the public on the review and updating of the list of special needs plan (SNP) specific chronic conditions by a panel of clinical advisors to be held during the fall of 2019. Comments will be used to inform the panel’s review and update of the current list of qualifying chronic conditions. Responses to the RFI will be acce…
See more on cms.gov

List of Chronic Conditions

  • Section 1859(b)(6)(B)(iii) of the Act and 42 CFR 422.2 define special needs individuals with severe or disabling chronic conditions as special needs individuals “who have one or more co-morbid and medically complex chronic conditions that are substantially disabling or life threatening; have a high risk of hospitalization or other significant adverse health outcomes; and require specialize…
See more on cms.gov

Grouping Chronic Conditions

  • When completing the SNP application, MAOs may apply to offer a C-SNP that targets any one of the following: 1. A single CMS-approved chronic condition (selected from the list above), 2. A CMS-approved group of commonly co-morbid and clinically-linked conditions (described below), or 3. An MAO-customized group of multiple chronic conditions (describ...
See more on cms.gov

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