Medicare Blog

medicare when can i apply

by Wallace Schulist MD Published 2 years ago Updated 1 year ago
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You can use our online Medicare application if you:

  • Are at least 64 years and 9 months old;
  • Want to sign up for Medicare but do not currently have ANY Medicare coverage;
  • Do not want to start receiving Social Security benefits at this time; and
  • Are not currently receiving Social Security retirement, disability or survivors benefits.

Full Answer

When can you start applying for Medicare?

If you are enrolled into Medicare Part A automatically due to health conditions or retirement status, you don’t have to do anything. But if not, your ability to enroll in Medicare begins three months prior to your 65th birthday and ends three months after the month you turn 65.

When is the best time to apply for Medicare?

Jan 01, 2022 · You automatically get Medicare when you turn 65 (as long as you start getting Social Security benefits at least 4 months before you turn 65) You’ll get Part A (Hospital Insurance) and Part B (Medical Insurance) . We’ll mail you a welcome package with your Medicare card 3 months before your Medicare coverage starts.

When should I enroll in Medicare?

Jul 27, 2021 · When Can I Apply for Medicare? You can apply for Medicare up to 3 months before you become eligible, the month that you become eligible, and …

When do you start getting Medicare?

Medicare is our country's health insurance program for people age 65 or older. Certain people younger than age 65 can qualify for Medicare too, including those with disabilities and those who have permanent kidney failure. The program helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care.

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How early I can apply for Medicare?

Generally, you're first eligible to sign up for Part A and Part B starting 3 months before you turn 65 and ending 3 months after the month you turn 65. (You may be eligible for Medicare earlier, if you get disability benefits from Social Security or the Railroad Retirement Board.)

Can I get Medicare at age 62?

Generally speaking, no. You can only enroll in Medicare at age 62 if you meet one of these criteria: You have been on Social Security Disability Insurance (SSDI) for at least two years. You are on SSDI because you suffer from amyotrophic lateral sclerosis, also known as ALS or Lou Gehrig's disease.

Are you automatically enrolled in Medicare if you are on Social Security?

Yes. If you are receiving benefits, the Social Security Administration will automatically sign you up at age 65 for parts A and B of Medicare. (Medicare is operated by the federal Centers for Medicare & Medicaid Services, but Social Security handles enrollment.)

Can I draw Social Security at 62 and still work full time?

You can get Social Security retirement or survivors benefits and work at the same time. But, if you're younger than full retirement age, and earn more than certain amounts, your benefits will be reduced. The amount that your benefits are reduced, however, isn't truly lost.

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Do I Automatically Get Medicare When I Turn 65?

If you’re receiving Social Security benefits, you will automatically be enrolled in Medicare Part A and Part B (Original Medicare) when you turn 65. 1

When Can I Apply for Medicare?

You can apply for Medicare up to 3 months before you become eligible, the month that you become eligible, and then 3 months after you become eligible. This 7-month window is referred to as the Initial Enrollment Period (IEP).

When Can I Change My Medicare Plan?

If you’re already enrolled in Medicare and want to change your plan, you can make any changes during the Annual Enrollment Period, which generally starts on October 15.

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Voluntary Termination of Medicare Part B

You can voluntarily terminate your Medicare Part B (medical insurance). It is a serious decision. You must submit Form CMS-1763 ( PDF, Download Adobe Reader) to the Social Security Administration (SSA). Visit or call the SSA ( 1-800-772-1213) to get this form.

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Medicare Coverage Outside the United States

Medicare coverage outside the United States is limited. Learn about coverage if you live or are traveling outside the United States.

Do you have a question?

Ask a real person any government-related question for free. They'll get you the answer or let you know where to find it.

How long does it take to apply for medicare?

You can apply for Medicare online even if you are not ready to start your retirement benefits. Applying online can take less than 10 minutes. There are no forms to sign and we usually require no documentation.

When does Medicare enrollment end?

If you’re eligible for Medicare at age 65, your initial enrollment period begins three months before your 65th birthday and ends three months after that birthday.

How long does it take to enroll in Medicare Advantage?

Enrolling in a Medicare Advantage plan during your Initial Enrollment Period. When you first become eligible for Medicare, you have a 7-month Initial Enrollment Period (IEP) to enroll in Medicare. Then once enrolled in Part A and Part B, you can sign up for a Medicare Advantage plan (also known as Medicare Part C).

When is Medicare open enrollment?

The Medicare Open Enrollment Period, also known as the Annual Election Period (AEP), runs yearly from October 15 to December 7 , during which Medicare beneficiaries can apply for Medicare Advantage plan coverage.

How to change Medicare Advantage plan?

The Medicare Open Enrollment Period, also known as the Annual Election Period (AEP), runs yearly from October 15 to December 7, during which Medicare beneficiaries can apply for Medicare Advantage plan coverage. Beneficiaries can make the following changes to their coverage during this two-month period: 1 Switch from Original Medicare to Medicare Advantage 2 Switch from a Medicare Advantage plan back to Original Medicare 3 Switch from a Medicare Advantage plan to a different Medicare Advantage plan in their service area 4 Switch from a Medicare Advantage plan that doesn’t include drug coverage to one that does, and vice versa

What is Medicare Advantage?

Medicare Advantage plans are provided through private insurance companies and offer the same benefits as Original Medicare, with some also offering prescription drug coverage and vision, dental or hearing care.

What happens if you miss the enrollment period?

If you missed the other enrollment periods, you generally have to wait for the next Annual Election Period. However, there are certain special circumstances that could qualify you for a Special Enrollment Period, such as: You moved out of your current Medicare Advantage plan’s service area. You are eligible for Medicaid.

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