What is the function of SHIP volunteers?
What is a ship Office?
SHIPs are free, state counseling services that help seniors understand their Medicare, Medicare Advantage, Medigap (Medicare Supplemental Insurance), and Medicaid benefits. Anyone with Medicare related questions is free to call a SHIP's counselor even if they are not currently enrolled in Medicare.
Does every state have a ship program?
What is Medicare assist?
What does SHIP stand for in Medicare?
What is a SHIP advisor?
What is the name of your Schip program that serves your local community?
What Health Insurance Assistance Program is sponsored by federal and state government?
What is state health insurance?
Why is Medicare Assist calling me?
Who qualifies for free Medicare Part A?
How much money can you have in the bank on Medicaid?
What is a Ship Outreach?
SHIP outreach helps to inform groups and individuals about Medicare benefits, coverage rules, written notices and forms, appeal rights and procedures, and more. SHIPs provide free, in-depth, unbiased, one-on-one health insurance counseling and assistance to Medicare beneficiaries, their families, and caregivers.
What is the purpose of the Ship grant?
The SHIP mission is to empower, educate, and assist Medicare-eligible individuals, their families, and caregivers through objective outreach, counseling, and training, ...
What is a SHIP grant?
The SHIP mission is to empower, educate, and assist Medicare-eligible individuals, their families, and caregivers through objective outreach, counseling, and training, to make informed health insurance decisions that optimize access to care and benefits. The SHIP vision is to be the known and trusted community resource for Medicare information.
What is the mission of Ship?
The SHIP mission is to empower, educate, and assist Medicare-eligible individuals, their families, and caregivers through objective outreach, counseling, and training, to make informed health insurance decisions that optimize access to care and benefits. The SHIP vision is to be the known and trusted community resource for Medicare information.
What can a ship counselor do?
SHIP counselors can also help with Medicare coverage questions, problems and appeals if your health care or drug wasn't covered – either by Medicare or from a Medigap, Part D or Medicare Advantage plan.
Is Medicare complicated?
Medicare can be complicated. It's easy to make mistakes when signing up that could result in lifelong penalties or coverage gaps, and people who lose their jobs after age 65 have an extra layer of complexity. Everyone on Medicare has the opportunity to choose a Medicare Part D or Medicare Advantage plan during open enrollment each year, ...
Do you need to sign up for Medicare if you are 65?
SHIPs also provide help with Medicare sign-up issues. Unless you're already receiving early Social Security benefits at 65, you need to proactively sign up for Medicare. Your sign-up decisions can be complicated if you're still working past age 65 and have health insurance through your employer, especially if you lose your job ...
What is Medicare Ship?
The takeaway. Medicare SHIP is a free counseling service for Medicare-eligible people and their caregivers. You can access SHIP at any time, including the months before you enroll in Medicare. SHIP counselors are trained, compassionate volunteers from the local community.
What is a ship counselor?
SHIP counselors are highly trained volunteers who live in your local community. SHIP counselors are unbiased. They don’t work for insurance companies, and they don’t profit from your enrollment decision. Their goal is to provide you with personalized advice and up-to-date information about all aspects of Medicare.
Is Medicare confusing?
It’s no secret that Medicare can be confusing. Your healthcare needs can also change over time, and you may wonder if you can or should make changes to your coverage. SHIP counselors can advise you on many topics, including: how and when to enroll in Medicare. the different parts of Medicare, and what each covers.
What is a ship program?
Background and mission. SHIP is a government-funded, free Medicare counseling program that started in 1990 as part of the Omnibus Budget Reconciliation Act. SHIPs provide local, unbiased advice to Medicare-eligible individuals and their families. In addition to one-on-one meetings, SHIPs hold in-person and online workshops and enrollment events.
How old do you have to be to get Medicare?
you are 65 or older, and are a U.S. citizen or legal resident who has lived in the United States for at least five years. you are younger than 65, but have a disability or end stage renal disease. On each state’s SHIP website, you can learn about local meetings and workshops, such as Medicare Monday.
What is the number to call for Medicare?
State Health Insurance Assistance Program (SHIP) for Medicare Participants. Call us toll free at 1-877-801-0044. Please ensure all values are in a proper format.
What is TN Ship?
TN SHIP is available to help you make decisions with your Medicare health care coverage available in your area by looking at cost, convenience and coverage. Call 1-877-801-0044 for help.
What is Medicare Supplement?
Medicare Supplement (Medigap) Insurance and Medical Underwriting. Feb 21, 2019. Medicare Supplement, or “Medigap,” insurance policies are designed to fill the cost-sharing gaps for people with Original Medicare. You may have questions about when and how to apply for a Medigap insurance policy.
When is Medicare open enrollment 2021?
Common Open Enrollment Issues. Aug 1, 2021. You can make changes to your Medicare coverage each year during Medicare’s Open Enrollment Period, which runs October 15 to December 7. Around September, you will start to receive notices with information about any changes to your coverage for the coming year.
Can you get help with Medicare?
With the Medicare Savings Programs (MSP), you can get help, from your state, paying your Medicare premiums. In some cases, MSPs may also pay Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) deductibles, coinsurance, and copayments if you meet certain conditions. If you qualify for certain MSPs, you automatically qualify ...
Can Medicare beneficiaries get extra help?
Table of Contents. Medicare beneficiaries can qualify for Extra Help paying for their monthly premiums, annual deductibles, and co-payments related to Medicare Part D (prescription drug coverage).
What to do if you receive a call from someone claiming to be from Social Security?
If you do receive a call from someone claiming to be from the Social Security Agency or a “robocall,” you should hang up and not provide any information. You should also set up a My Social Security account online so that you can monitor your account regularly for any unusual activity.
Can a scammer steal my Social Security number?
No matter whether you receive a call or an email, if scammers are able to obtain your name, date of birth, and Social Security Number, they can easily steal your identity, change your address, and alter the direct deposit information associated with your account. This then results in all your benefits being diverted.
Can a scammer steal my name?
Fraud Prevention. No matter whether you receive a call or an email, if scammers are able to obtain your name, date of birth, and Social Security Number, they can easily steal your identity, change your address, and alter the direct deposit information associated with your account.
What happens if you get a call from a scammer?
No matter whether you receive a call or an email, if scammers are able to obtain your name, date of birth, and Social Security Number, they can easily steal your identity, change your address, and alter the direct deposit information associated with your account. This then results in all your benefits being diverted.
About Ship
- ACL’s Office of Healthcare Information and Counseling (OHIC) manages SHIP, working with state offices, local agencies, grantees, and community providers, SHIP establishes community-based networks of counselors who provide assistance in-person and by phone, make group presentations, and use a variety of media sources to educate people about Medicare. SHIP is a …
History
- SHIPs were created under the Omnibus Budget Reconciliation Act of 1990. This section of the law authorized the Centers for Medicare & Medicaid Services (CMS) to make grants to states to establish and maintain health insurance advisory service programs for Medicare beneficiaries. Grant funds were made available to support information, counseling, and assistance activities re…
Funding
- SHIP state funding is determined annually by formula based on a number of factors, including Medicare Population. This table shows the amount of federal SHIP grant funds.
Counseling and Outreach
- SHIP recruits and trains both volunteer and in-kind team members to provide program services. SHIP team members are highly trained and certified to assist people in obtaining coverage through options such as Original Medicare (Parts A & B), Medicare Advantage (Part C), Medicare Prescription Drug Coverage (Part D), and Medicare Supplement (Medigap)....
Performance Snapshot
- In the 2018, SHIP provided: 1. One-on-one health insurance counseling to more than 2,694,135 Medicare beneficiaries, their families, and caregivers, including 330,737 adults under 65 with disabilities. 2. Outreach to more than 4,238,927 individualsat public presentations, enrollment events, health fairs, senior fairs, or other community events. SHIP Reports to Congress: 1. 2018 …
Ship Technical Assistance Center
- The SHIP TA Center serves as a central source of information, expertise, and technical assistance for grantees. The TA Center disseminates knowledge and best practices through the development of new products and tools, and provides one-on-one assistance to the network. Learn more about the SHIP TA Center(link is external).
Resources and Useful Links
- Volunteer Risk and Program Management (VRPM) Policies: ACL has developed a set of policies to assist the SMP and SHIP grantees with managing their programs. The policies describe the governing principles and values that shape and guide Team Member involvement, set expectations regarding the management of volunteer programs, delineate core expectations of …