Medicare Blog

personal stories about people who have benefitted from medicare

by Miss Juliana Mraz I Published 2 years ago Updated 1 year ago

Who benefited from Medicare?

Medicare is the federal health insurance program for: People who are 65 or older. Certain younger people with disabilities. People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

How satisfied are people with Medicare?

The vast majority of Medicare beneficiaries ages 65 and older (94%) report being very satisfied or satisfied with the quality of their medical care, with no significant differences by race and ethnicity, gender, and metropolitan status, according to data from the 2018 Medicare Current Beneficiary Survey (MCBS).

Are most people happy with Medicare?

This article examines their satisfaction with medical care received and explores the relationship of these attitudes with the characteristics of subgroups of the enrolled population. Satisfaction with medical care among Medicare benefciaries is found to be generally high (80-90 percent).

What has Medicare achieved?

Medicare's successes over the past 35 years include doubling the number of persons age 65 or over with health insurance, increasing access to mainstream health care services, and substantially reducing the financial burdens faced by older Americans.

What percentage of older adults are on Medicare?

Most Americans are automatically entitled, on reaching age 65, to health insurance benefits under the Medicare program. Today almost 96 percent of the nation's elderly have Medicare coverage.

Who would be a good candidate for a high deductible health plan?

An HDHP is best for younger, healthier people who don't expect to need health care coverage except in the face of a serious health emergency. Wealthy individuals and families who can afford to pay the high deductible out of pocket and want the benefits of an HSA may benefit from HDHPs.

Do people on Medicare like it?

Our analysis finds: Overall, the vast majority of adults 65 and older with Medicare coverage (94%) report being very satisfied or satisfied with the quality of their medical care and the availability of specialists.

How did Medicare change American society?

They removed the racial segregation practiced by hospitals and other health care facilities, and in many ways they helped deliver better health care. By ensuring access to care, Medicare has contributed to a life expectancy that is five years higher than it was when the law went into effect.

How is Medicare helped?

Medicare guarantees affordable health insurance. And it helps insulate beneficiaries from rising health care costs. People enrolled in the program may still pay thousands of dollars a year for health care, but their access to health care is vastly better than before the program existed.

Does Medicare lose money?

Medicare is not going bankrupt. It will have money to pay for health care. Instead, it is projected to become insolvent. Insolvency means that Medicare may not have the funds to pay 100% of its expenses.

Home Health

Longtime Center Client Rosalie Berkowitz on the importance of being able to stay in her home (A StoryCorps portrait)

Observation Status

Center for Medicare Advocacy client Lee Barrows testifies on “Observation Status”

Medicare Advantage

Mr. A, is a retired professor from a state university. He was auto-enrolled in his state’s retiree Medicare Advantage (MA) plan. The plan prospectus states that it covers an unlimited number of days in a skilled nursing facility (SNF). An active 73-year old, Mr.

Remarks on 30 Years of Medicare Advocacy

A moving video from Steve Gleason, delivered through the use of his speech-generating device with eye-gaze technology, thanking the Center for its part in getting Medicare to change its policy to cover this technology.

Can you deny Medicare coverage?

By law, Medicare decision-makers are not allowed to deny coverage due to a lack of improvement, or because a condition has “plateaued.” However, providers and those who make Medicare payment decisions continue to use this standard.

Is observation status an outpatient?

Instead, the hospital has classified them as Observation Status, which is an “outpatient” category. This can lead to unexpected costs for beneficiaries.

Why is Medicaid important?

"Medicaid is essential to accessing healthcare for survivors of Commercial Sexual Exploitation (CSE) and their children. CSE survivors most often exit systems of exploitation with a vast range of complex medical, mental health and dental needs. Attending to these basic needs is a pillar to healing that every survivor must have access to in order to rebuild their lives."

What happened to my grandmother in the 1960s?

In the 1960s, beforeAmerica had any kind of universal health coverage, my grandmother was diagnosed with bladder cancer. She was operated on at Mass General, and every day her bill was presented on her breakfast tray. She did not have the resources to pay, and this was the source of intense anxiety. When she was sent home, she was not given any outpatient rehab services or follow-up nurse visits. When her leg started turning black, she did not seek treatment as she was still being hounded by the hospital for her previous bill. By the time she was seen, the leg had gangrene and ultimately had to be amputated.

What happened to my daughter in 2016?

In December of 2016 my daughter was rushed to the hospital unable to breathe and had to have an emergency tracheostomy placed . She spent 9 weeks in a hospital facility finally being able to be discharged for home. Upon discharge she had to have complete overnight nursing care and to this day continues to have night nursing care. She still has the tracheostomy in place, Medicaid has helped tremendously they covered not only her Hospital stay but all of her medical supplies she has needed since being discharged. If we were to lose this coverage I don't know where we would be she would not have survived and would not have continued to flourish as she is now. Please vote no on Trumpcare!

What percentage of children in Texas are born with Medicaid?

My two grandbabies are walking and talking on schedule, but both my daughter and daughter in law had complicated pregnancies, even though they were careful to follow every medical direction. 56 percent of babies born in Texas are born with Medicaid paying. Those mothers are working poor and Medicaid makes sure they do not die in childbirth and their babies do not have medical conditions due to a lack of oxygen or low thyroid or preeclampsia. If you cut Medicaid you will increase the number of children born with handicapping conditions.

What happened to Misty Miller?

She died in 2010. Misty Miller needed a life-saving liver-transplant. She had been sick for many years, but managed to work a full-time job in IT so that she could keep her insurance. Once she finally became too sick to work full time, she dropped to part-time.

How many times a week does Bree need therapy?

Bree has Panhypopituitarism and epilepsy. Currently, Bree requires 3 in-home therapies, two times a week, physical therapy (PT), occupational therapy (OT), and speech therapy to help her overcome oral aversion and developmental delays and to develop muscle …. Continue reading “Bree, age 2½ (Texas)”.

Will people who are victims of terrorism get the services they need?

I am concerned that people who are victims of terrorism will not get the services they need if the BCRA is enacted. A friend of mine ran the Boston Marathon in 2013, the year of the bombing. Victims of that incident required endless surgeries to save limbs, had limbs amputated, prostheses required, and many lost their jobs due to an inability to work. Without Medicaid, they may not be able to receive the treatment they needed. If this bill is passed, how many innocent victims of terrorism will die or go bankrupt after the next act of terrorism or violence?

Why do insurance companies refuse to pay medical bills?

Insurance companies often refuse to pay medical claims due to a pre-existing condition, leaving it up to the insured to pursue coverage of the denied claim. Here is a sampling of some of the cases I have handled.

What happened to YBA insurance?

YBA intervened and discovered that the policy notices had been sent to the wrong address. The insured paid the premium it would have paid had she received timely notice and the policy was restored as if it had never lapsed.

Is an HMO a good plan?

Note: HMOs are good health plans for healthy people, but they don’t work well if you get sick and want to receive treatment from a doctor who is not in the HMO network. Here are two cases where YBA persuaded the insurance company to approve out-of-network services.

What does Medicare say when someone is injured in New York?

When someone in New York is receiving Medicare benefits and the injured victim or their family brings a lawsuit for injuries or death caused by someone else’s wrongdoing, Medicare turns around and says “Pay us back now.” That’s known as a “lien .” Medicare is a federal agency with federal guidelines and rules. (This is a foreshadowing of what’s about to come.)

Why did I hire Gerry Oginski?

The information on Gerry's website was the top reason I hired Gerry Oginski. Our discussion by phone was the second reason I hired Gerry. His professional approach to my case was what I liked best about his legal services. Yakov Bulayev

What is the supervisor's reply to the guidelines?

Supervisor’s reply: “These are the guidelines we must follow. There’s nothing I can do to change them.”

What is the big deal with surrogate court?

Well, what’s the big deal? The big deal is that the Surrogate’s court will NOT allow us to settle the case unless they know exactly where every penny is going to be distributed. If they know that Medicare has to be repaid, they want to know how much have they agreed to accept to resolve their lien. Well...Medicare won’t tell us because we don’t have a final settlement approved by the Court. Hence, we go around in circles.

Can a family sue a hospital?

Family brings a lawsuit against the hospital. Family agrees to settle case against hospital during lawsuit. This was a wrongful death lawsuit. In New York, the Surrogate’s court is responsible for overseeing all death cases. The family cannot settle the case on their own. Instead, they must get the approval of the Court in order to formally settle a death case. Sounds simple, right? Wrong.

Do supervisors explain why we must follow the guidelines?

Supervisor’s reply: “No, but they’ll explain why we must follow the guidelines.”

Can a lawyer sue Medicare for treble damages?

Why does this matter? If the lawyer settles a case without determining if Medicare must be reimbursed for the money they paid and then Medicare determines that they are owed money, guess what happens? (It’s only bad things from that point forward.) Medicare can sue the lawyer for treble damages. That means they can sue the lawyer for three times the amount they were owed. The lawyer had a legal and ethical obligation (according to most attorneys) to confirm if Medicare had a lien and then try to negotiate that lien down. Ok, enough of the procedural stuff...let’s get to the nightmare.

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