Medicare Blog

what conditions do you need to meet for medicare to cover your cpap usage

by Keith Rodriguez Published 3 years ago Updated 2 years ago

For Medicare to cover your CPAP costs, you need to enroll yourself in Medicare, be diagnosed with apnea, have a doctors prescription, and complete a therapy period for three months. Medicare pays 80% of your machine costs for thirteen months, after which you own the machine completely.

To have Medicare cover your CPAP equipment you'll have to meet the following guidelines:
  • Be enrolled in Medicare. ...
  • Be diagnosed with Obstructive Sleep Apnea (OSA). ...
  • Get a prescription for a CPAP machine. ...
  • Order a new CPAP machine from a Medicare-approved DME supplier. ...
  • Complete a 90-day Compliance Period.
Aug 13, 2021

Full Answer

What information does Medicare require on the prescription for CPAP?

What information does Medicare require on the prescription for CPAP and supplies? Beneficiary/patient’s name Treating physician’s name Detailed description of items (type of device and supplies, pressure setting for machine) Physician signature and signature date Physician’s NPI

Does Medicare cover a rental CPAP?

If the 3-month trial is successful (see above) Medicare will continue to cover the PAP device on a rental basis for up to 13 months in total up to the purchase price of the device (learn about the difference between CPAP rental and purchase here).

How do I find out if my insurance covers a CPAP?

This may be best accomplished by contacting your health insurance provider and speaking about your benefits. In most cases, CPAP is covered under the durable medical equipment (DME) provision of insurance.

How many times a year does Medicare pay for CPAP?

Below is a list of how many times per year Medicare will pay for a portion of certain CPAP supplies, according to the Department of Health and Human Services: humidifier water chamber: 2 times per year nondisposable filters: 2 times per year chinstrap: 2 times per year

What is considered CPAP compliance?

CPAP compliance is often defined as using the therapy for an average of 4 hours a night for at least 70% of the nights. 3. Studies show that somewhere between 29% and 83% of patients do not meet the criteria for compliance due to removing the CPAP early in the night and/or skipping use altogether.

How often does Medicare require a sleep study for CPAP?

There is no lifetime limit on sleep studies. You may need a new study if you discontinue CPAP therapy or fail during the three-month trial period when testing and trials restart.

How often can I get a new CPAP machine on Medicare?

every five yearsIn general, you can get a CPAP machine through Medicare every five years, though there may be certain requirements. Additionally, Medicare can cover the cost of durable medical equipment, or your CPAP machine, for approximately 13 months, so long as you are regularly using it during that span.

What is the cutoff for sleep apnea?

Obstructive sleep apnea is classified by severity: Severe obstructive sleep apnea means that your AHI is greater than 30 (more than 30 episodes per hour) Moderate obstructive sleep apnea means that your AHI is between 15 and 30. Mild obstructive sleep apnea means that your AHI is between 5 and 15.

What diagnosis will cover a sleep study?

Medicare covers sleep studies when the test is ordered by your doctor to diagnose certain conditions, including sleep apnea, narcolepsy and parasomnia. Sleep studies can take place at a sleep clinic or in your home. Medicare Part B covers 80 percent of the cost for sleep studies.

How do you qualify for a CPAP machine?

All patients with an apnea-hypopnea index (AHI) greater than 15 are considered eligible for CPAP, regardless of symptomatology. For patients with an AHI of 5-14.9, CPAP is indicated only if the patient has one of the following: excessive daytime sleepiness (EDS), hypertension, or cardiovascular disease.

How Long Does Medicare pay for CPAP?

for the machine rental and purchase of related supplies (like masks and tubing). Medicare pays the supplier to rent a CPAP machine for 13 months if you've been using it without interruption. After Medicare makes rental payments for 13 continuous months, you'll own the machine.

Will Medicare pay for a new CPAP machine after 5 years?

Medicare will usually cover the cost of a new CPAP machine every five years. If you had a machine before enrolling in Medicare, Medicare may cover some of the costs for a replacement CPAP machine rental and accessories if you meet certain requirements.

How much does Medicare cover for a CPAP machine?

After you pay the $185 yearly Part B deductible (for 2019), Medicare will cover 80% of the Medicare-approved rental costs of the CPAP machine for 3 months, ...

What is the best treatment for sleep apnea?

A continuous positive airway pressure (CPAP) machine is the most common treatment for moderate to severe sleep apnea. The machine is equipped with a mask that blows air into your throat while you are sleeping to keep your airway ...

How long is a CPAP trial?

If you have been formally diagnosed with sleep apnea, you are likely eligible for a 3-month trial of CPAP therapy. If the therapy is successful, your doctor can extend the treatment and Medicare will cover it.

How long does breathing pause last?

Breathing pauses from sleep apnea can last from several seconds to minutes and can occur over 30 times per hour. Sleep apnea is a chronic condition that disrupts your sleep and can lead to daytime sleepiness and more serious health conditions.

Does Medicare Supplement have a 20% deductible?

Depending on the Medicare Supplement insurance plan you choose, you could get full coverage for both the Part B deductible and the 20% Part B coinsurance cost. You can use the comparison chart below to see the benefits that are offered by each type of standardized Medigap plan sold in most states.

Can you take a prescription for a CPAP machine?

After you are approved for therapy, your doctor will give you a medical prescription for the CPAP machine. You can take this to any medical equipment supplier that accepts Medicare payments. If they accept Medicare, the supplier will bill Medicare directly for your Medicare-covered CPAP supplies.

Does Medicare cover CPAP?

Medicare does cover CPAP machine therapy if you are diagnosed with sleep apnea. You may be eligible for sleep apnea treatment options if you are enrolled in Medicare Part B and have been diagnosed with obstructive sleep apnea. If you have been formally diagnosed with sleep apnea, you are likely eligible for a 3-month trial of CPAP therapy.

How long does it take to use CPAP for Medicare?

How does Medicare define CPAP compliance or adherence? Medicare defines adherence as using the device more than 4 hours per night for 70% of nights (that’s 21 nights) during a consecutive 30 day period any time in the first three months of initial usage.

When does Medicare continue to cover PAP?

If you are successful with the 3-month trial of PAP, Medicare may continue coverage if the following criteria are met: Clinical re-evaluation between the 31st and 91st day after starting therapy, to include: Treating physician documents that the patient is benefiting from therapy; and.

How long does a bi level CPAP trial last?

If the patient switches to a bi-level device within the 3-month trial, the length of the trial is not changed as long as there are at least 30 days remaining. If less than 30 days remain of the trial period, re-evaluation must occur before the 120th day (following the same criteria as CPAP adherence).

How much does Medicare pay for a PAP?

Medicare will pay 80% of the Medicare-approved amount for a PAP device after you’ve met your Part B deductible (learn about this and other insurance terms here ). If you have a secondary insurance, they may pick up the remaining 20% (read our post about how much sleep studies cost here ).

Does Medicare cover bi level respiratory assist?

Medicare will cover a bi-level respiratory assist device without backup (this is what they call a bi-level or BiPAP) for patients with obstructive sleep apnea if the patient meets the criteria for PAP therapy (outlined above) and:

Does Medicare require proof of usage?

Many other insurance companies are now following Medicare’s lead and requiring proof of usage before continuing to pay for the machine. Learn more about that here. If adherence to therapy is not documented within the first three months, the patient fails the trial period.

Does Medicare cover CPAP?

Yes. Medicare covers a 3-month trial of for CPAP therapy (learn more about CPAP here) if you’ve been diagnosed wtih obstructive sleep apnea (learn more about OSA here) and meet one of the following criteria: AHI or RDI > 15 events per hour with a minimum of 30 events or. AHI or RDI > 5 to14 events per hour with a minimum ...

How often does Medicare pay for CPAP?

nondisposable filters: 2 times per year. chinstrap: 2 times per year.

How long does a CPAP machine last?

Your CPAP machine is paid for after 13 months and you’ll own it, but it should last several years . You may have it replaced with your medical benefit after this time.

What is Medicare Part B?

Medicare Part B is the section that pays for durable medical equipment (DME), such as CPAP machines. To have your CPAP machine covered, you need to make sure that your clinician and device supplier participate in the Medicare program.

How long can you rent a CPAP machine?

CPAP rental for 13 months if you’ve been using it consistently (after 13 months , you’ll own the CPAP machine) masks or nose pieces you wear when using the machine. tubing to connect the mask or nose piece to the machine. This Medicare coverage applies only if your doctor and supplier participate in the Medicare program.

What is the condition that causes you to pause in breathing?

Sleep apnea is any condition that causes you to pause in your breathing while you sleep. These pauses can cause a drop in your oxygen level, leading to damaging effects on your brain, energy levels, sleep quality, respiratory system, and a number of other bodily systems. There are three main types of sleep apnea: OSA.

Does Medicare cover CPAP machines?

Medicare will cover a part of the cost of a CPAP machine if you’ve been diagnosed with obstructive sleep apnea. Coverage for CPAP machines falls under the Medicare Part B coverage of durable medical equipment. You’ll still pay a portion of the cost for your CPAP machine, unless you have a Medigap plan to cover those costs.

Do you pay for a CPAP machine?

You’ll still pay a portion of the cost for your CPAP machine, unless you have a Medigap plan to cover those costs. A continuous positive airway pressure (CPAP) machine is a medical device that gives you extra oxygen with a bit of force.

Why do you need to replace CPAP supplies?

Because your CPAP supplies must be replaced on a regular basis to keep your CPAP working like new. Plus, this is crucial to keeping your equipment free of viruses, germs, or other harmful pathogens and prevents air leaks.

When do you have to meet with your doctor for CPAP?

You are required to meet with your doctor between the 31st and 90th day during the compliance period (and no later than the 90th day) for your doctor document that CPAP therapy is helping you and to ensure compliance. CPAP compliance is generally tracked by your machine via Bluetooth or by using an SD card.

How old do you have to be to get Medicare?

To enroll you must be age 65 or older and you must be a U.S. citizen or a permanent resident for five consecutive years. You may automatically enroll in Medicare part A if you already receive benefits from Social Security or the Railroad Retirement Board (RRB).

Can you get CPAP supplies covered by Medicare?

If you’re avoiding replacing your CPAP equipment because it might be too expensive or a time-consuming hassle, then we have good news. Once you turn 65 you can get CPAP supplies covered through Medicare.

Is a PCP a Medicare?

Make sure your primary care physician (PCP) is enrolled in Medicare, otherwise you’ll be responsible for the payment . Your PCP must also physically document office notes and medical records that explain that a PAP (positive airway pressure) device is necessary and beneficial for your health.

Does Medicare cover CPAP?

Wait, does Medicare cover CPAP supplies? Really?! Yes, and they may cover a new CPAP machine too, if yours is older than five years old. You just have to be diagnosed with sleep apnea and follow Medicare’s guidelines.

Medicare CPAP Compliance

Medicare can and will cover CPAP therapy for a three-month trial or longer, provided your doctor provides proper documentation that the treatment is helping you and that you meet specific requirements.

Does Medicare cover sleep studies?

Medicare Part B—the medical insurance portion—does cover Type I, II, III, and IV sleep tests and devices. Note that, like many other covered services, you’ll pay 20% of the Medicare-approved amount after you meet your Part B deductible. Doctors may require an at-home sleep apnea test.

How often will Medicare pay for a new CPAP machine?

Medicare will generally pay for CPAP machine replacement every five years. Medicare can also pay 80% of the cost for replacement supplies. The Part B deductible will still apply. Replacement supplies for CPAP machines include:

Are CPAP machines considered Durable Medical Equipment?

CPAP machines are considered Durable Medical Equipment (DME), which means that they’re covered by Medicare. DME must be durable, used for a medical reason and used in your home. DME should not be useful to someone who is well.

Are CPAP cleaners covered by Medicare?

Unlike CPAP machines themselves or their tubing, masks or replacement parts, CPAP cleaners aren’t covered by Medicare. Because CPAP cleaners and sanitizers aren’t considered DME, they’re not eligible for coverage. They can, however, be purchased with HSA/FSA funds.

Review your Medicare Coverage with SelectQuote

If your doctor has ordered a sleep test and/or CPAP therapy for sleep apnea, you’ll want to be sure that your Medicare coverage can help pay for your treatment and medical care. If you have questions about Medicare or would like a licensed insurance agent to help review your current coverage, SelectQuote can help.

Medicare Coverage for CPAP Machines

Caitlin McCormack Wrights has over a decade of experience writing hundreds of articles on all things finance. She specializes in insurance, mortgages, and investing and relishes making dull subject matter gripping and everyday topics amazing. Caitlin has a bachelor's from Duke and a master's from Princeton.

When Will Medicare Cover CPAP Machines?

Medicare Part B covers the use of CPAP machines by adult patients with obstructive sleep apnea. Medicare initially will cover the cost of the CPAP for up to three months if your sleep apnea diagnosis is documented by a sleep study.

How To Get Medicare To Cover a CPAP Machine

Medicare will cover a CPAP machine if you meet two conditions. You must first be diagnosed with obstructive sleep apnea, and you must submit your primary doctor’s order or prescription to the right supplier to receive coverage. Here are the steps you’ll need to take to make that happen.

How Much Does a CPAP Machine Cost With Medicare?

Medicare typically covers the most basic level of equipment, and it may not pay for upgrades. In the case where Medicare doesn’t cover upgrades or extra features, you’ll need to sign an Advance Beneficiary Notice (ABN) before you get the equipment.

The Bottom Line

The rules of how DMEs are covered, including CPAP machines, are generally the same whether you have Original Medicare or a Medicare Advantage Plan. However, the amount you pay with Original Medicare and a Medicare Advantage Plan may often differ. Compare Medicare and Medicare Advantage to learn more.

How often can I get a new CPAP machine while on Medicare?

Once you’ve continuously used your CPAP machine for the approved 13-month rental, you will own it. However, CPAP supplies may lose effectiveness with use, and Medicare covers their replacement. Guidelines suggest replacing a CPAP mask every three months and a non-disposable filter every six months. 4

How do I get CPAP supplies covered by Medicare?

Medicare will only help cover CPAP supplies and accessories if you get them from a Medicare-approved contract supplier after completing the necessary medical steps.

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