Medicare Blog

what does trump.insurance changes mean for medicare medicaid

by Candido Cummerata Published 2 years ago Updated 1 year ago

What are the harmful changes to Medicaid under the Trump administration?

Trump Administration’s Harmful Changes t... President Trump has made clear that his goal remains to repeal the Affordable Care Act (ACA), including its expansion of Medicaid to low-income adults, and to impose rigid caps on the federal government’s Medicaid spending.

How radical are the changes to Medicare under the Trump administration?

This post is coauthored by Lawrence J. Wedekind. The Trump administration is making fundamental changes to the Medicare program. These reforms are every bit as radical as the changes we have seen in federal policy governing employer-provided coverage and the market for individual insurance.

What does Trump's 2020 budget proposal mean for Medicaid and Medicare?

Over the next 10 years, Trump’s 2020 budget proposal aims to spend $1.5 trillion less on Medicaid — instead allocating $1.2 trillion in a block-grant program to states — $25 billion less on Social Security, and $845 billion less on Medicare (some of that is reclassified to a different department).

Is the Trump administration helping States verify Medicaid coverage?

The Trump Administration is encouraging states to add complexity to their systems for verifying Medicaid coverage.

What are the major Medicare changes for 2021?

The Medicare Part B premium is $148.50 per month in 2021, an increase of $3.90 since 2020. The Part B deductible also increased by $5 to $203 in 2021. Medicare Advantage premiums are expected to drop by 11% this year, while beneficiaries now have access to more plan choices than in previous years.

Is Medicare premium going up in 2021?

The Centers for Medicare & Medicaid Services (CMS) has announced that the standard monthly Part B premium will be $148.50 in 2021, an increase of $3.90 from $144.60 in 2020.

What changes are being proposed for Medicare?

The Centers for Medicare & Medicaid Services Friday released a proposed rule that would implement provisions in the Consolidated Appropriations Act of 2021 that revise the effective dates of coverage in traditional Medicare; authorize special enrollment periods for certain eligible individuals; and extend Part B ...

What impact has the Affordable Care Act had on Medicare?

Medicare Premiums and Prescription Drug Costs The ACA closed the Medicare Part D coverage gap, or “doughnut hole,” helping to reduce prescription drug spending. It also increased Part B and D premiums for higher-income beneficiaries. The Bipartisan Budget Act (BBA) of 2018 modified both of these policies.

How much will Social Security take out for Medicare in 2022?

NOTE: The 7.65% tax rate is the combined rate for Social Security and Medicare. The Social Security portion (OASDI) is 6.20% on earnings up to the applicable taxable maximum amount (see below). The Medicare portion (HI) is 1.45% on all earnings.

What will Medicare cost in 2021?

The standard monthly premium for Medicare Part B enrollees will be $148.50 for 2021, an increase of $3.90 from $144.60 in 2020. The annual deductible for all Medicare Part B beneficiaries is $203 in 2021, an increase of $5 from the annual deductible of $198 in 2020.

Is Medicare being lowered to 60?

Lowering the eligibility age is no longer part of the U.S. Government's budget for Fiscal Year 2022. So, the Medicare eligibility age will not see a reduction anytime in the next year.

What changes are coming to Medicare in 2022?

Changes to Medicare in 2022 include a historic rise in premiums, as well as expanded access to mental health services through telehealth and more affordable options for insulin through prescription drug plans. The average cost of Medicare Advantage plans dropped while access to plans grew.

What will Medicare not pay for?

Generally, Original Medicare does not cover dental work and routine vision or hearing care. Original Medicare won't pay for routine dental care, visits, cleanings, fillings dentures or most tooth extractions. The same holds true for routine vision checks. Eyeglasses and contact lenses aren't generally covered.

What is wrong with the Affordable Care Act?

The Problem: Affordability The ACA set standards for “affordability,” but millions remain uninsured or underinsured due to high costs, even with subsidies potentially available. High deductibles and increases in consumer cost sharing have chipped away at the affordability of ACA-compliant plans.

What are the negative effects of the Affordable Care Act?

Affordable Care Act Negatives Requiring health insurance companies to provide additional coverage has raised the price of insurance for some people, including their insurance premiums. Folks who would prefer very minimal insurance are forced to pay more for better coverage.

How does the Affordable Care Act affect the elderly?

"The ACA expanded access to affordable coverage for adults under 65, increasing coverage for all age groups, races and ethnicities, education levels, and incomes."Under the ACA, older adults' uninsured rate has dropped by a third, indicators of their health and wellness have improved, and they're now protected from ...

What is Trump's goal with Medicaid?

President Trump has made clear that his goal remains to repeal the Affordable Care Act (ACA), including its expansion of Medicaid to low-income adults, and to impose rigid caps on the federal government’s Medicaid spending. While Congress considered and rejected a series ...

When will DHS reject Medicaid?

Beginning February 24, 2020, DHS immigration officials will be able to reject immigration applicants if they have received, or are judged likely to receive in the future, any of an array of benefits, including Medicaid. Timing for the DoS implementation of the policy has not yet been announced.

How does a block grant waiver affect health insurance?

States with block grant waivers could deny coverage for prescription drugs, allow states to impose higher copayments on people in poverty , and waive standards for managed care plans (which many states use to provide Medicaid coverage).

How many people in Arkansas lost medicaid in 2018?

In Arkansas, over 18,000 Medicaid beneficiaries — almost 1 in 4 subject to the new rules — lost coverage in 2018 as a result.

How many children would lose Medicaid in 10 years?

After ten years, more than 300,000 children would lose comprehensive coverage ...

What would happen if the poverty line was lowered?

By lowering the poverty line, that proposal would ultimately cut billions of dollars from federal health programs and cause millions of people to lose their eligibility for, or receive less help from, these programs. Many programs, including Medicaid and CHIP, use the poverty line to determine eligibility and benefits, and the cuts to these programs — and the numbers of people losing assistance altogether or receiving less help — would increase with each passing year. After ten years, more than 300,000 children would lose comprehensive coverage through Medicaid and CHIP, as would more than 250,000 adults covered through the ACA Medicaid expansion. Some pregnant women, low-income parents in non-expansion states, and people receiving family planning services through Medicaid would also lose coverage.

What would happen if the federal government capped funding?

Moreover, capped federal funding would shift financial risk to states, with federal funding cuts most likely to occur when states can least absorb them — such as during recessions, public health emergencies, and other times when states face both high demand for coverage and strain on other parts of their budgets.

When will CMS change the star rating?

Additionally, CMS adopted a series of changes in the March 31, 2020, Interim Final Rule with Comment Period (CMS-1744-IFC) for the 2021 and 2022 Star Ratings to accommodate challenges arising from the COVID-19 public health emergency.

Does Medicare have telehealth?

The Centers for Medicare & Medicaid Services today finalized requirements that will increase access to telehealth for seniors in Medicare Advantage (MA) plans , expand the types of supplemental benefits available for beneficiaries with an MA plan who have chronic diseases, provide support for more MA options for beneficiaries in rural communities, and expand access to MA for patients with End Stage Renal Disease (ESRD). Together, the changes advance President Trump’s Executive Orders on Protecting and Improving Medicare for Our Nation’s Seniors and Advancing American Kidney Health as well as several of the CMS strategic initiatives.

Can ESRD be covered by Medicare?

Today’s rule gives beneficiaries with ESRD more coverage choices in the Medicare program. Previously, beneficiaries with ESRD were only allowed to enroll in MA plans in limited circumstances.

What is the new rule for Medicare?

The new rule promoted the use of generic drugs and would allow beneficiaries to know out-of-pocket costs in advance. The change was expected to increase revenue for the two Medicare programs by just under 1%. The Part D program was required to offer drug price comparisons beginning in January 2022.

How much does Medicare cost in 2019?

In 2019, Medicare spending reached $796.2 billion, with an average per capita benefit of $13,879 and a total administrative cost of 10.6%. Medicare is projected to grow from 3.7% of gross domestic product in 2019 to 6% in 2044, or 6.3 % under a more realistic scenario.

What is Medicare Advantage?

In February, the Centers for Medicare and Medicaid Services issued a rule to modernize Medicare Advantage, which offers private health plans that contract through Medicare and the Medicare Part D prescription drug program. The new rule promoted the use of generic drugs and would allow beneficiaries to know out-of-pocket costs in ...

What is the fiscal accountability rule for Medicaid?

The president’s recent work on Medicaid’s fiscal accountability rule is all about providing transparency into how states are claiming these dollars and to make sure it’s being done in an appropriate way, and to ensure that public providers are not competing against the private market.

Did Trump make reforms to Medicare?

by Fred Lucas. The Trump administration has made several free market reforms in health care that should contribute to the solvency of Medicare and Medicaid, the official in charge of the programs says. President Donald Trump, both as a candidate and as an officeholder, has opposed structural entitlement reforms backed by some conservatives.

Is Medicare Part A insolvent?

Part A is running annual deficits and projected to become insolvent in 2026, the report found. The report estimated long-term balance would be secured through either an “immediate” increase in the Medicare payroll tax from 2.9% to 3.6 % or a cut in Medicare hospitalization spending by 16 %.

Is the Healthy Adult Opportunity program part of the Medicaid program?

In January, the Centers for Medicare and Medicaid Services announced the Healthy Adult Opportunity program, which is an optional program for states to participate in as part of the Medicaid program. Medicaid is a jointly funded federal-state program providing health care coverage to the poor and those under 65.

What are the changes to Medicaid and Social Security?

But when it comes to Trump’s proposed changes to Medicaid and Social Security, the intent is unambiguous: These are cuts to benefits. The 2020 budget’s Medicaid reforms include adding work requirements and repealing Medicaid expansion and one of the most successful policies within the Affordable Care Act.

How much will Trump spend on Medicaid in 2020?

Over the next 10 years, Trump’s 2020 budget proposal aims to spend $1.5 trillion less on Medicaid — instead allocating $1.2 trillion in a block-grant program to states — $25 billion less on Social Security, and $845 billion less on Medicare (some of that is reclassified to a different department). Their intentions are to cut benefits ...

How much will the Social Security cut?

In all, the cuts to Social Security amount to $25 billion over the next 10 years, cutting roughly $10 billion from the Social Security Disability Insurance (SSDI) program, which the administration says will be found through cutting down on fraud — a common conservative talking point.

How much is Medicare cut?

But $269 billion of that figure is reclassified under the Department of Health and Human Services, bringing the Medicare cuts to $575 billion. As Vox explained, the administration says it will achieve these cost reductions by targeting wasteful spending and provider payments and lowering prescription drug costs.

Will Trump cut Medicare?

President Donald Trump’s 2020 budget breaks one of his biggest campaign promises to voters: that he would leave Medicaid, Social Security, and Medicare untouched. “I’m not going to cut Social Security like every other Republican and I’m not going to cut Medicare or Medicaid,” Trump told the Daily Signal, a conservative publication affiliated ...

Does Medicare Part D raise out of pocket costs?

Medicare Part D is the only area of these reforms that could raise out-of-pocket drug prices for some while lowering it for others. Otherwise, premiums, deductibles, and copays would largely be left unaffected. Unsurprisingly, the Federation of American Hospitals is not a fan of this part of Trump’s budget proposal.

When will Medicare start telemedicine?

Beginning in 2020 , Medicare Advantage plans and Next Generation ACOs (see below) may seek and obtain waivers to use telemedicine for the monitoring and treatment of diabetes, heart disease and other chronic conditions. If things go well, expect more liberalization in the future. Liberating ACOs.

What does Medicare mean by "liberating telemedicine"?

In Medicare, so far, that means liberating telemedicine, liberating Accountable Care Organizations, ending payment incentives that are driving doctors to become hospital employees, promoting hospital price transparency, deregulating paperwork and creating more transparency in the market for prescription drugs.

Is the Trump administration changing Medicare?

The Trump administration is making fundamental changes to the Medicare program. These reforms are every bit as radical as the changes we have seen in federal policy governing employer-provided coverage and the market for individual insurance. Further, it seems likely that the changes initiated so far are only the beginning ...

Can MA plans pay for telehealth?

But MA plans cannot pay their own doctors to conduct remote consultations with their patients.

Who is suing to block the rule change?

The American Hospital Association is suing to block the rule change. But this illustrates something important about the powers of the executive branch. Many of the reforms described here would have been done by Congress – but for the influence of powerful special interests.

Can doctors bill Medicare for Skype?

The CMS is acting aggressively to change that. As of January 1 of this year, doctors in MA plans and Accountable Care Organizations (ACOs) can now bill Medicare if they use the phone, email, Skype and other technologies to consult with patients remotely to determine if they need an in-office visit.

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On the last night of his party’s convention, President Trump bragged about “record” job gains in recent months, but the 9.1 million jobs he touts come with some qualifiers.

Trump usually includes new material in major speeches. Not tonight

President Trump spoke for roughly 70 minutes on Thursday, one of the longest convention speeches in modern history.

Trump speech missing several of his favorite talking points

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President Trump, arguing that Americans wouldn't be safe under Joe Biden, repeated a claim Mike Pence made Wednesday, quoting the former vice president as saying, "Yes, absolutely," as a response to whether he'd broadly support cutting funding for law enforcement.

Fact check: Trump boasts of delivering PPE early in pandemic, doesn't mention ongoing shortages

"We shipped hundreds of millions of masks, gloves and gowns to our frontline health care workers.

Trump mentions Kenosha, not Jacob Blake

Midway through his speech Thursday, Donald Trump mentioned Kenosha, Wisconsin — but did not make mention of Jacob Blake, who was shot seven times in the back by the city's police.

What is the second largest expense for Medicaid?

Care for the elderly ranks as Medicaid’s second largest expense, tied with care for children (see below). The elderly make up just 9% of enrollees but 21% of Medicaid spending. Much of those costs go to long-term care, which Medicare generally does not cover.

Does medicaid cover children?

Overall, Medicaid covers 40% of all children, and 75% of poor children in a typical state, according to Kaiser. Eligibility for CHIP varies widely among states, but in some programs, families earning 300% of the federal poverty level can qualify. In 2017 that means an income of $60,750 for a family of four.

Will Trump's Medicaid plan gain traction?

There’s no way to know if Trump ’s Medicaid plans will gain traction in Congress. But if funding limits are enacted, it may smooth the way for overhauls of Medicare and Social Security, which both face serious financial shortfalls.

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