Medicare Blog

what happens to my medicare disabled if i get married

by Wilton Dooley Published 2 years ago Updated 1 year ago

If you are receiving disability benefits under your work record, getting married will not affect your eligibility in any way. That said, if these work credits are based on another person’s work record, you may lose your benefits when you get married.

Getting married won't ever effect SSDI benefits that you collect based on your own disability and your own earnings record.

Full Answer

What happens to my disability benefits if I get married?

For SSI (disability benefits for low-income disabled people who did not pay enough into the Social Security system for SSDI), eligibility for benefits is never terminated simply by marriage. SSI benefits are available to unmarried and married disabled people alike.

Can my spouse receive Medicare benefits if I am not retired?

If your spouse is older than you and not working when they turn 65, they may be eligible to receive Medicare benefits based on your work record even if you are not retired or receiving Medicare coverage yourself. In a case such as this, you must be at least 62 years old.

Does marriage affect my Medicaid benefits?

Unfortunately, a marriage can push a beneficiary over the Medicaid set limits and result in Medicaid disqualification of the newly married spouse. As further explanation, in order for a senior to be eligible for Medicaid, they must have income and assets under a specified level. (State-by-state limits can be found here).

What do I need to know about Medicare if I'm already married?

Whether you're already married, thinking about getting married, or no longer married, here's what you need to know. You and your spouse's Medicare coverage might not start at the same time. Medicare is an individual plan (there is no family plan).

What happens when Carrie and Daniel get married?

When Carrie and Daniel get married the Medicaid lien or estate recovery rules need to be considered. In many states the Medicaid program can make a claim against property owned by individuals after their death for Medicaid benefits paid. There are wide variations from state to state in how Medicaid lien or estate recovery rules are applied. Carrie and Daniel should get legal advice on whether the Medicaid lien will apply to either of them in their state and what options are available to minimize the impact of any claim against their assets.

How much income can a married couple have in 2010?

As a couple, the combined maximum income in 2010 is $1,011.

Can a non-disabled child be a trustee?

In a typical case (which does not involve a married beneficiary), parents will design ate a non-disabled child to serve as trustee of a disabled sibling’s trust. But if the non-disabled sibling is also expected to manage property for the surviving spouse of a sibling with a disability, the dynamic is different.

Can a spouse be a co-agent?

Alternatively, the spouse could be listed as a co-agent with the individual’s parent. Each situation is unique, and different individuals will approach this issue in different ways. The important point is that even after the marriage, individuals with disabilities may need help.

How does getting married affect SSDI?

How Getting Married Can Affect SSI Benefits. When it comes to obtaining SSI benefits, there is a strict income and asset limit. When you get married, a part of your spouse’s income is counted as yours. This includes many different types of income, including SSDI benefit payments.

How old do you have to be to get Social Security if you are a widow?

Deceased Spouse’s Record — If you receive benefits as the widow on your deceased spouse’s Social Security account, you will lose eligibility if you re-marry before you are 60 years old or 50 years old if you are disabled.

When will I get married in 2021?

18 Mar 2021. Getting married is a significant decision in your life. It is not only about making a lifelong commitment to your beloved partner. It is also a decision that can affect your source of income if you are collecting SSDI or SSI benefits.

Can I get married with my disabled parent?

In some situations, if both you and your partner are a disabled adult child, you can get married without either person losing benefits.

Can you get SSDI if you have a marital status?

That said, your SSDI benefits not be affected by your marital status (unless you are a DAC benefits recipient-see above). However, what might change is your eligibility for Medicare. People with dual eligibility in most cases qualify for Medicare premiums and deductibles subsidies.

How long do you have to work to qualify for Medicare?

In the United States, as soon as you turn 65 you are eligible for Medicare benefits if you are citizen or have been a legal resident for five years or more and have worked for at least 40 quarters (10 years) paying federal taxes.

How old do you have to be to get Medicare?

In a case such as this, you must be at least 62 years old.

Can you get Medicare at different ages?

If you and your spouse are different ages, you will likely become eligible at different times. Primary Medicare recipients and their non-insured spouses are entitled to the same benefits under Medicare if both have reached the age of 65.

Do you have to enroll in Medicare Part B or D?

If you wish to sign up for Medicare Part B (Medical Insurance), and/or Part D (prescription drug insurance), you must enroll separately during your initial enrollment period, Open Enrollment or during Special Enrollment Period to avoid paying late enrollment penalties.

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