Medicare Blog

what is a e-snip medicare plan

by Dr. Crystel Legros PhD Published 2 years ago Updated 2 years ago
image

What is a Medicare SNP?

Medicare SNPs are a type of Medicare Advantage Plan (like an HMO or PPO). Medicare SNPs limit membership to people with specific diseases or characteristics. Medicare SNPs tailor their benefits, provider choices, and drug formularies to best meet the specific needs of the groups they serve.

What is a special needs plan (SNP)?

Special Needs Plans What is a Special Needs Plan? A special needs plan (SNP) is a Medicare Advantage (MA) coordinated care plan (CCP) specifically designed to provide targeted care and limit enrollment to special needs individuals. A special needs individual could be any one of the following:

What is Humana Medicare Advantage special needs plan (SNP)?

Humana Medicare Advantage Special Needs Plans (SNPs) What is a Special Needs Plan? A Special Needs Plan (SNP) is a type of Medicare Advantage plan that combines all the benefits of Original Medicare (Parts A and B) with prescription drug coverage (Part D), but is only available to those beneficiaries who have an additional qualifying condition.

What is the hide SNP designation?

The HIDE SNP designation was created to implement new requirements for D-SNPs that were enacted in the Bipartisan Budget Act of 2018 (P.L. 115-123) and were first made available in 2021.

image

What is Medicare snip?

Medicare SNPs limit membership to people with specific diseases or characteristics. Medicare SNPs tailor their benefits, provider choices, and drug formularies to best meet the specific needs of the groups they serve.

How do you qualify for CSNP?

To be eligible for a C-SNP, you must also be eligible for Medicare. C-SNPs are designed to provide people with chronic or debilitating illnesses the medical care and treatments they need, all in one plan. C-SNPs always include prescription drug coverage (Medicare Part D).

What is a CSNP?

Chronic Condition Special Needs (C-SNP) plans are a type of Medicare Advantage (MA) plan designed to meet the unique needs of people with one or more chronic conditions, including diabetes, end-stage renal disease (ESRD), lung conditions or heart disease.

What are Isnps?

Institutional Special Needs Plans (I-SNPs) are SNPs that restrict enrollment to MA eligible individuals who, for 90 days or longer, have had or are expected to need the level of services provided in a long-term care (LTC) skilled nursing facility (SNF), a LTC nursing facility (NF), a SNF/NF, an intermediate care ...

Does COPD qualify for C SNP?

CMS.gov lists additional conditions that may qualify someone for a C-SNP, if you have a client who you think could be eligible for a plan. From our experience, the most common types of C-SNP plans offered are for diabetes, heart disorders, and chronic lung disorder (COPD).

Is hyperlipidemia considered a chronic condition?

Among beneficiaries with 2 or more chronic conditions, the most prevalent dyads included hypertension, hyperlipidemia, diabetes, and ischemic heart disease (Table 5).

What is the difference between LPPO and RPPO?

1:205:14Difference Between Medicare LPPO and RPPO | Near and Far - YouTubeYouTubeStart of suggested clipEnd of suggested clipWell the difference is really simple an rppo. Means that the product is available in every county inMoreWell the difference is really simple an rppo. Means that the product is available in every county in a state.

How is a CSNP or Dsnp members care management?

How is a CSNP or DSNP member's care management health risk levels determined initially? The member completes a Health Assessment that asks a series of questions about their health status and assistance they may need with activities of daily living.

What does LPPO mean in insurance?

122. Notes: FFS = fee-for-service; HMO = health maintenance organization; LPPO = local preferred provider organization; PFFS = private fee-for-service; RPPO = regional preferred provider organization.

What does SNP mean in healthcare?

special needs planA special needs plan (SNP) is a Medicare Advantage (MA) coordinated care plan (CCP) specifically designed to provide targeted care and limit enrollment to special needs individuals. A special needs individual could be any one of the following: An institutionalized individual, A dual eligible, or.

What is institutionalized with Medicare?

Generally, Medicare pays a higher monthly rate for beneficiaries who are institutionalized, that is, residents of Medicare- or Medicaid-certified institutions: skilled nursing facilities (Medicare), nursing facilities (Medicaid), intermediate care facilities for the mentally retarded, psychiatric hospitals or units, ...

Who qualifies for Medicaid?

To participate in Medicaid, federal law requires states to cover certain groups of individuals. Low-income families, qualified pregnant women and children, and individuals receiving Supplemental Security Income (SSI) are examples of mandatory eligibility groups (PDF, 177.87 KB).

What methodology do I-SNPs use?

In states and territories without a specific tool, I-SNPs must use the same LOC determination methodology used in the respective state or territory in which the I-SNP is authorized to enroll eligible individuals.

What does an I-SNP need to document?

If an I-SNP enrollee changes residence, the I-SNP must document that it is prepared to implement a CMS-approved MOC at the enrollee’s new residence, or in another I-SNP contracted LTC setting that provides an institutional level of care.

What is SNP in healthcare?

A SNP may be any type of MA CCP, including either a local or regional preferred provider organization (i.e., LPPO or RPPO) plan, a health maintenance organization (HMO) plan, or an HMO Point-of-Service (HMO-POS) ...

When did the SNP program end?

Most recently, section 206 of the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) extended the SNP program through December 31, 2018.

Why do SNPs need to provide Part D coverage?

All SNPs must provide Part D prescription drug coverage because special needs individuals must have access to prescription drugs to manage and control their special health care needs. SNPs should assume that, if no modification is contained in guidance, existing Part C and D rules apply.

What is a special needs plan?

A special needs plan (SNP) is a Medicare Advantage (MA) coordinated care plan (CCP) specifically designed to provide targeted care and limit enrollment to special needs individuals. A special needs individual could be any one of the following: An institutionalized individual, A dual eligible, or. An individual with a severe or disabling chronic ...

Do SNPs have to submit bids?

SNPs must prepare and submit bids like other MA plans, and are paid in the same manner as other MA plans based on the plan’s enrollment and risk adjustment payment methodology. All SNPs must abide by current CMS guidance on cost sharing requirements.

Do SNPs have to follow Medicare?

SNPs are expected to follow existing MA program rules, including MA regulations at 42 CFR 422, as modified by guidance, with regard to Medicare- covered services and Prescription Drug Benefit program rules. All SNPs must provide Part D prescription drug coverage because special needs individuals must have access to prescription drugs to manage and control their special health care needs. SNPs should assume that, if no modification is contained in guidance, existing Part C and D rules apply.

Did CMS accept SNP applications in 2008?

Accordingly, CMS did not accept SNP applications in 2008 for contract year (CY) 2009. The Medicare Improvements for Patients and Providers Act of 2008 (MIPPA) lifted the Medicare, Medicaid, and SCHIP Extension Act of 2007 moratorium on approving new SNPs.

What is a dual eligible special needs plan?

Dual eligible special needs plans (D-SNPs) are a type of Medicare Advantage plan designed to meet the specific needs of dually eligible beneficiaries. Originally authorized as part of the Medicare Prescription Drug, Improvement, and Modernization Act of 2003 (MMA, P.L. 108-173), D-SNPs began operating in 2006.

How many states have D-SNPs in 2021?

Legal authority was extended several times and made permanent in the Bipartisan Budget Act of 2018 (P.L. 115-123). As of February 2021, D-SNPs were operating in 43 states and the District of Columbia with about 3 million dually eligible beneficiaries enrolled ( CMS 2021 ). Most Integrated Type of Dual Eligible Special Needs Plan (D-SNP) ...

What are the requirements for D-SNP?

D-SNPs are required to contract with states but states are not required to contract with D-SNPs ( Verdier et al. 2016 ). The contracts must cover eight minimum MIPPA requirements, including: 1 the Medicare Advantage organization’s responsibilities—including financial obligations—to provide or arrange for Medicaid benefits; 2 categories of eligibility for dually eligible beneficiaries to be enrolled under the D-SNP, including the targeting of specific subsets; 3 Medicaid benefits covered under the D-SNP; 4 cost-sharing protections covered under the D-SNP; 5 information about Medicaid provider participation and how that information is to be shared; 6 verification process of an enrollee’s eligibility for both Medicare and Medicaid; 7 service area covered under the SNP; and 8 period of the contract.

What states are D-SNPs available in?

Medicare-Medicaid Plans offered under the Financial Alignment Initiative, not shown on this map, are available in 9 states: California, Illinois, Massachusetts, Michigan, New York, Ohio, Rhode Island, South Carolina, and Texas.

Do D-SNPs have to contract with states?

D-SNPs are required to contract with states but states are not required to contract with D-SN Ps ( Verdier et al. 2016 ). The contracts must cover eight minimum MIPPA requirements, including: the Medicare Advantage organization’s responsibilities—including financial obligations—to provide or arrange for Medicaid benefits; ...

What is a special needs plan?

A Special Needs Plan (SNP) is a type of Medicare Advantage plan that combines all the benefits of Original Medicare (Parts A and B) with prescription drug coverage (Part D), but is only available to those beneficiaries who have an additional qualifying condition. For example, those who: 1 Have a specific chronic health condition 2 Are eligible for both Medicare and Medicaid 3 Are a resident of a long-term care facility

What are the requirements for SNP?

To be eligible for an SNP, you must have Medicare Parts A and B and meet the specific conditions of the SNP. Depending on the specific plan, benefits may also include coverage for routine dental, vision and hearing care; nonemergency transportation to and from medical care; fitness programs; an over-the-counter medication allowance and more.

What is SEP in CMS?

Answer: CMS provides a Special Enrollment Period (SEP) for individuals enrolled in an SNP, but are no longer eligible because they no longer meet the specific special needs status.9 SNPs must send the appropriate notice to the beneficiary explaining their disenrollment.10

What is the payment procedure for SNPs?

Answer: Payment procedures for SNPs mirror the procedures that CMS uses to make payments to non-SNP MA plans. CMS makes advance monthly payments, or capitated payments, to an MA organization for each enrollee for coverage of original Medicare benefits in an MA payment area.3

What is a dual eligible special needs plan?

Answer: Dual Eligible Special Needs Plans (D-SNPs) are SNPs that enroll beneficiaries who are entitled to both Title XVIII (Medicare) and Medical Assistance from a State/Territorial plan under Title XIX (Medicaid) of the Social Security Act (the Act). There are five categories of D-SNPs, according to the types of beneficiaries34 that can enroll:

How long does an I-SNP stay in hospital?

Answer: An I-SNP can enroll an individual prior to having at least 90 days of institutional level care if the I-SNP completes a CMS-approved needs assessment showing that the individual’s condition makes it likely that either the length of stay or the need for an institutional level-of-care will be at least 90 days.54

How to determine eligibility for a C-SNP?

Answer: To determine eligibility for a special needs individual to enroll in a C-SNP, CMS requires that the C-SNP contact the applicant's existing provider to verify the enrollee has the qualifying conditions. C-SNPs must reconfirm a beneficiary's eligibility at least annually.

What is a special needs plan?

Answer: A Special Needs Plan (SNP) is a Medicare Advantage (MA) coordinated care plan (CCP) designed to provide targeted care and services to individuals with unique needs.1 "Special needs individuals" have been defined as: 1) institutionalized beneficiaries; 2) Medicare-Medicaid enrollees; and/or, 3) individuals with severe or disabling chronic conditions, as specified by the Centers for Medicare and Medicaid Services (CMS).2

Can a D-SNP be a SEP?

Answer: D-SNP beneficiaries qualify for SEP and are able to enroll and/or switch plans not only during the annual enrollment period, but also at the start of every month.39 An individual can enroll in a D-SNP via the internet at www.medicare.gov, by phone at 1-800-MEDICARE, or by contacting his/her State D-SNP directly.40

Medicaid Eligibility Categories

The Medicaid eligibility categories encompass all categories of Medicaid eligibility including:

D-SNPs With or Without Medicare Zero-Dollar Cost Sharing

At the time of plan creation, each D-SNP must identify whether or not if offers Medicare zero-dollar cost sharing. In HPMS, D-SNPs will have the option of one of the following two indicators:

What is a C-SNP?

We have Chronic Condition Special Needs Plans (C-SNPs) for people living with diabetes, a cardiovascular or lung disorder, chronic heart failure, or end-stage renal disease (ESRD). If you have one or more of these conditions and live in an area we cover, you can enroll in a C-SNP for benefits catered to your specific needs.

What is special needs plan?

Special Needs Plans are Medicare Advantage plans for people living with certain conditions or diseases, or those with low incomes. It can be hard to have a condition that requires extra health care and just as difficult to cover health costs on a fixed or low income.

How old do you have to be to get a D-SNP?

You’re eligible for a D-SNP if you have both federal Medicare and state-run Medicaid. To be eligible for Medicare, you need to be 65 or older or have certain health conditions. Medicaid, on the other hand, is based on income levels instead of age. If your income qualifies you for assistance, you can be younger than 65.

List of Chronic Conditions

Section 1859 (b) (6) (B) (iii) of the Act and 42 CFR 422.2 define special needs individuals with severe or disabling chronic conditions as special needs individuals “who have one or more co-morbid and medically complex chronic conditions that are substantially disabling or life threatening; have a high risk of hospitalization or other significant adverse health outcomes; and require specialized delivery systems across domains of care.” CMS solicited public comments on chronic conditions meeting the clarified definition and convened the SNP Chronic Condition Panel in the fall of 2008.

Grouping Chronic Conditions

When completing the SNP application, MAOs may apply to offer a C-SNP that targets any one of the following:

CMS-Approved Group of Commonly Co-morbid and Clinically-Linked Conditions

A C-SNP may not be structured around multiple commonly co-morbid conditions that are not clinically linked in their treatment because such an arrangement results in a general market product rather than one that is tailored for a particular population.

image

What Is A Special Needs Plan?

  • A special needs plan (SNP) is a Medicare Advantage (MA) coordinated care plan (CCP) specifically designed to provide targeted care and limit enrollment to special needs individuals. A special needs individual could be any one of the following: 1. An institutionalized individual, 2. A dual eligible, or 3. An individual with a severe or disabling chr...
See more on cms.gov

Statutory and Regulatory History

  • The Medicare Modernization Act of 2003 (MMA) established an MA CCP specifically designed to provide targeted care to individuals with special needs. In the MMA, Congress identified “special needs individuals” as: 1) institutionalized individuals; 2) dual eligibles; and/or 3) individuals with severe or disabling chronic conditions, as specified by CMS. MA CCPs established to provide se…
See more on cms.gov

Requirements and Payment Procedures

  • SNPs are expected to follow existing MA program rules, including MA regulations at 42 CFR 422, as modified by guidance, with regard to Medicare-covered services and Prescription Drug Benefit program rules. All SNPs must provide Part D prescription drug coverage because special needs individuals must have access to prescription drugs to manage and control their special health c…
See more on cms.gov

Site Overview

  • Specific information about each of the three SNP types (C-SNPs, D-SNPs, and I-SNPs), as well as information on the SNP Application and the SNP Model of Care, can be found by clicking the appropriate links on the left-hand side of this page. In addition, there is a link below to the online Medicare Managed Care Manual, which contains Chapter 16b – CMS's current sub-regulatory gu…
See more on cms.gov

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z 1 2 3 4 5 6 7 8 9