Medicare Blog

what is mainecar is it medicare or medicaid

by Maryam Beier Published 2 years ago Updated 1 year ago

MaineCare (formerly Medicaid) is a "Federal/State" program which provides assistance to people with limited resources. Specifically, MaineCare can help eligible Maine resident with their health care payments.

Who is eligible for MaineCare?

You must also be one of the following:

  • Pregnant, or
  • Be responsible for a child 18 years of age or younger, or
  • Blind, or
  • Have a disability or a family member in your household with a disability, or
  • Be 65 years of age or older.

Do I qualify for MaineCare?

You can have both private insurance and most kinds of MaineCare if you choose. But keep in mind, If your private insurance is through the Health Insurance Marketplace, you cannot get Marketplace discounts if you are eligible for MaineCare. This can get confusing! Call the HelpLine at 1-800-965-7476 for more information.

What is the income limit for Medicaid in Maine?

No set income limit. Income over $1,157 / month must be paid towards one’s cost of care. No set income limit. Income over $1,157 / month (per spouse) must be paid towards one’s cost of care. No set income limit. Income over $1,157 / month must be paid towards one’s cost of care. Kansas: Regular Medicaid / Aged Blind and Disabled: $475 / month: $475 / month: $475 / month

Will MaineCare pay for braces?

Once braces are removed, you may be required to wear a retainer for a certain amount of time each day to complete the treatment process. Generally speaking, Medicare recipients who are seeking braces or other orthodontic care will not have these procedures covered by Part A or Part B Medicare benefits.

Is MaineCare Medicaid or Medicare?

In Maine, Medicaid is now called “MaineCare.” The situation is particularly confusing because the two programs have almost identical names. The distinguishing features of the two programs may help you understand the difference. Medicare is an entitlement program, while Medicaid is a welfare program.

Is Maine Medicaid the same as MaineCare?

In Maine, Medicaid is called MaineCare. Medicaid is a health insurance program that provides insurance to people who have limited income and assets. Medicaid is run by the federal and state governments. Eligibility for MaineCare is based on age and income.

What type of plan is MaineCare?

What is MaineCare? MaineCare also called Medicaid, is a health coverage program for eligible Maine residents. It pays for prescriptions, doctor's office visits, hospital services, and more.

Can you have MaineCare and Medicare?

Elderly and disabled adults can have private insurance, Medicare, or Supplemental Insurance AND MaineCare.

Who qualifies MaineCare?

Must be under the age of 65 and have a disabling condition per the criteria of the Social Security Administration and must have earnings. A premium up to $20/month may be required. Limited benefit 250% of FPL 1: $2,603 2: $3,523 Must comply with treatment plan. A monthly premium may be required.

What is the difference between Medicare and Medicaid?

The difference between Medicaid and Medicare is that Medicaid is managed by states and is based on income. Medicare is managed by the federal government and is mainly based on age. But there are special circumstances, like certain disabilities, that may allow younger people to get Medicare.

Does Maine have Medicaid?

MaineCare (formerly Medicaid) is a "Federal/State" program which provides assistance to people with limited resources. Specifically, MaineCare can help eligible Maine resident with their health care payments.

What is MaineCare insurance?

MaineCare provides free and low-cost health insurance to Mainers who meet certain requirements, based on household composition and income. There are also additional options for people with disabilities and certain health conditions, young adults who have been in foster care, and those who need long-term care.

How do I know if I have MaineCare?

You can call MaineCare Member Services at 1-800-977-6740; TTY users, dial 711.

How much money can you have in the bank on MaineCare?

For children (18 and under) and pregnant women,MaineCare will not count assets. For parents of children (18 and under), and for 19 and 20 year olds, there is a $2,000 asset limit. For other adultcouples with no minor children at home, there is a $3,000 asset limit.

How long does MaineCare last?

Health Insurance Purchase Option (HIPO) If a child under age 19 loses MaineCare coverage because family income goes up, you can buy MaineCare coverage for up to 18 months or until your child turns 19, whichever comes first.

Does Maine have free healthcare?

MaineCare (Medicaid) MaineCare provides free and low-cost health insurance and other help affording health care for people who meet certain requirements, such as income, age, or medical condition. Learn more about MaineCare.

What is Medicaid in Maine?

Medicaid (or in Maine, MaineCare), however, pays for most types of medical care and services, including long-term care and transportation for visits. Optional benefits can include prescription drug coverage, case management, and physical or occupational therapy.

What are the parts of Medicare?

Medicare was originally divided into Parts A (hospital insurance) and B (medical coverage). Supplemental Parts C (Medicare Advantage) and D (medications) provide coverage through private insurance companies that you usually pay for yourself. Here we will focus only on the main parts of Medicare.

How often does Medicare pay for Part B?

Otherwise, Medicare will bill you for Part B premiums every three months. If you don't sign up for Part B when you first become eligible, you may face a delay in coverage and a financial penalty. Those with a limited income and assets can qualify for state aid to pay for Part A and/or Part B.

How old do you have to be to qualify for Medicare?

Medicare has no income eligibility requirements. People who are older than age 65 and have paid Medicare taxes through their employment for at least ten years (or 40 qualifying quarters) generally qualify for Medicare. You can get Medicare Part A at age 65 for free if: • You receive Railroad Retirement Board benefits;

How long does Medicare pay for nursing home care?

The patient entered the nursing home shortly after the hospital stay (usually within 30 days). Afterward, Part A pays for only the first 20 days of nursing home care. Days 21 through 100 of care require partial payment from the patient. After 100 days, Medicare won't provide coverage.

When did Medicare start?

President Lyndon B. Johnson's administration established Medicare and Medicaid in 1965 to help older and low-income Americans buy private health insurance. The federally-run Medicare program covers people age 65 and older and younger people with disabilities or end-stage renal disease.

Does Medicare cover X-rays?

After 100 days, Medicare won't provide coverage. Medicare Part B covers traditional outpatient health-care, such as doctor visits, blood tests, and X-rays. Often, patients don't need a referral to see a specialist. Recipients might need to pay premiums and co-pays.

What is Maine Medicaid?

MaineCare (Maine Medicaid Program) MaineCare is the name for the state of Maine Medicaid program. MaineCare provides no and low-cost health insurance to low-income Maine residents.

How does MaineCare work?

Your MaineCare benefit package will depend on your age, income, and medical needs. You will automatically be assigned a benefits package based on your eligibility and your application; it can change if your income and needs change. The packages are separated into three categories:

What age is Mainecare eligible?

MaineCare eligible groups include: Low-income people between the ages of 21 and 64 who are not eligible for Medicare. Low-income parents or caretakers with a child under 18 in the household. Low-income kids under 21. Low-income people under 26 who aged out of the foster care system.

How to apply for medicaid in Maine?

Ready to apply for MaineCare? To apply for Medicaid in Maine, you should start by gathering your legal documents. For your application, you will need proof of citizenship and identity, income documentation, proof of property ownership, health insurance cards, proof of liquid assets, and other relevant documents.

How much does Medicare cost per month?

Most families will not have to pay anything for this coverage, but some families with higher incomes will be asked to pay anywhere from $8 to $62 per month.

Can I get Medicare if I have ALS?

You may be eligible for Medicare if you are either: Over 65, Diagnosed with ALS, Diagnosed with ESRD, or. Receiving SSDI (for at least 24 months) If you qualify for both Medicare and Medicaid, you may qualify for a Dual-Eligible Special Needs Plan (DSNP).

Does income count as assets for medicaid?

Medicaid eligibility is mostly based on your household income, but some kinds of income don’t count – so it’s a good idea to apply even if your income is a bit higher than the numbers in our chart below. Assets are only considered for those over the age of 65. Assets do NOT include your home and land, less than two cars, machinery used for income, checking or savings accounts, IRAs, pensions, loans, or life insurance.

What is Medicare insurance?

Medicare. Medicare is an insurance program. Medical bills are paid from trust funds which those covered have paid into. It serves people over 65 primarily, whatever their income; and serves younger disabled people and dialysis patients. Patients pay part of costs through deductibles for hospital and other costs.

Do you pay for medical expenses on medicaid?

Patients usually pay no part of costs for covered medical expenses. A small co-payment is sometimes required. Medicaid is a federal-state program. It varies from state to state. It is run by state and local governments within federal guidelines.

Is Medicare a federal program?

Small monthly premiums are required for non-hospital coverage. Medicare is a federal program. It is basically the same everywhere in the United States and is run by the Centers for Medicare & Medicaid Services, an agency of the federal government.

Children

Learn more about the affordable health coverage options available to kids under age 21.

Adults

Learn more about affordable health coverage options available to Adults 19-64 years old.

Older Adults and Adults with Disabilities

Learn about the Medicare Savings Program (Buy-in), the Spenddown program for individuals who are medically needy, programs for individuals with a disability, long term care, and more.

Limited Benefits

Learn about pharmacy coverage, discount drug programs, adult dental coverage, the Private Health Insurance Premium (PHIP) program, and limited benefit packages.

Ready to Apply?

Learn about your options for applying online, by mail, and in person. Applications for MaineCare are processed by DHHS’s Office for Family Independence.

Who is responsible for processing MaineCare applications?

Note: The Office for Family Independence is responsible for processing MaineCare applications and determining eligibility. Once enrolled, the Office of MaineCare Services administers the program and handles all billing and claims.

What happens after you submit your MaineCare application?

After you submit your application, you will be contacted if any additional documents or information is needed. You will then receive a written notice indicating whether you have been enrolled in the MaineCare program.

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