Is medical insurance the same as Medicare?
Medicare provides health coverage to individuals 65 and older or those with a severe disability regardless of income, whereas Medi-Cal (California's state-run and funded Medicaid program) provides health coverage to those families with very low income, as well as pregnant women and the blind, among others.
What part of Medicare is also known as medical insurance?
Part BPart A (Hospital Insurance): Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care. Part B (Medical Insurance): Helps cover: Services from doctors and other health care providers.
Can you get both medical and Medicare?
Some Americans qualify for both Medicare and Medicaid, and when this happens, it usually means they don't have any out-of-pocket healthcare costs. Beneficiaries with Medicare and Medicaid are known as dual eligibles – and account for about 20 percent of Medicare beneficiaries (about 12.3 million people).
What are the 3 types of Medicare?
Different types of Medicare health plansMedicare Advantage Plans. ... Medicare Medical Savings Account (MSA) Plans. ... Medicare health plans (other than MA & MSA) ... Rules for Medicare health plans.
Does everyone get Medicare?
Generally, Medicare is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). Medicare has two parts, Part A (Hospital Insurance) and Part B (Medicare Insurance).
What are the 4 types of Medicare?
There are four parts of Medicare: Part A, Part B, Part C, and Part D.Part A provides inpatient/hospital coverage.Part B provides outpatient/medical coverage.Part C offers an alternate way to receive your Medicare benefits (see below for more information).Part D provides prescription drug coverage.
How do I qualify for Medi Medi?
You can also get Medi-Cal if you are:65 or older.Blind.Disabled.Under 21.Pregnant.In a skilled nursing or intermediate care home.On refugee status for a limited time, depending how long you have been in the United States.A parent or caretaker relative of an age eligible child.More items...•
Do I need Medicare if I have Medi-Cal?
Medicare pays for your doctor, hospital, and other medical bills, as well as your prescription drugs. If you have Medi-Cal, you must enroll in a Medicare Part D drug plan. Medi-Cal will pay your Medicare Part B premium if you have full Medi-Cal or a Medi-Cal share of cost (SOC) of less than $500.
Is Medi Medi Medicaid?
Medicaid is a joint federal and state program that helps pay medical costs if you have limited income and resources and meet other requirements. Some people qualify for both Medicare and Medicaid and are called “dual eligibles.” This is also referred to as “Medi-Medi.”
What part of Medicare is free?
Part APart A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. coverage if you or your spouse paid Medicare taxes for a certain amount of time while working. This is sometimes called "premium-free Part A." Most people get premium-free Part A.
Is Blue Shield Medicare?
Blue Shield of California Medicare Advantage Plans include all the benefits of Medicare Parts A and B, prescription drug coverage, and other extra benefits.
Do you automatically get Medicare with Social Security?
You automatically get Medicare because you're getting benefits from Social Security (or the Railroad Retirement Board). Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.