OPERS will reimburse eligible retirees 100% of the Medicare Part A premium. Once enrolled in Medicare Parts A and B, you will be able to select an individual Medicare plan through the OPERS Medicare Connector administered by OneExchange. This enrollment will occur April through June of 2016 with the plan you select becoming effective July 1, 2016.
What is one exchange insurance?
if it has one) if you need health insurance. The exchange also will alert you if you qualify for Medicaid instead or if your kids could qualify for the Children's Health Insurance Program ...
Does Medicare Advantage save you money?
While you can save money with a Medicare Advantage Plan when you are healthy, if you get sick in the middle of the year, you are stuck with whatever costs you incur until you can switch plans ...
Does Medicare Advantage replace original Medicare?
Pitfalls of Medicare Advantage Plans
- Coverage Choices for Medicare. If you're older than 65 (or turning 65 in the next three months) and not already getting benefits from Social Security, you have to sign up ...
- Original Medicare. ...
- Medicare Advantage Plans. ...
- Disadvantages of Medicare Advantage Plans. ...
- Consider Premiums—and Your Other Costs. ...
- Switching Back to Original Medicare. ...
- The Bottom Line. ...
Does care now take Medicare?
Medicare. Government-sponsored health insurance available to most people when they turn 65. Original Medicare consists of Parts A and B, and many participants opt to add Part D to their plan as well. Medicare is accepted at all Iora Primary Care practices, and consists of one or more of the following parts:
Does OPERS pay for Medicare?
OPERS provides a monthly reimbursement for your Medicare Part A premium cost and also provides a 50 percent Medicare Part A premium reimbursement to eligible spouses.
What is Medicare exchange?
A private Medicare exchange is a marketplace owned and operated by a company or non-profit organization where Medicare beneficiaries can purchase individual coverage available in their area.
Do state of Ohio employees pay into Medicare?
RETIREMENT PROGRAMS (Ohio public employment is not subject to Social Security withholding except Medicare Part A tax.)
What is the new name for one exchange?
Via BenefitsOneExchange, the administrator of UC's Medicare Coordinator program for Medicare-eligible retirees who live outside California and their families, will officially change its name to Via Benefits effective March 1, 2018.
What's the difference between on exchange and off-exchange?
If you buy your health insurance through the health insurance exchange in your state (on your own, or with the help of a broker or enrollment counselor), it is considered an "on-exchange" plan. If you buy it directly from the insurance company (on your own, or with the help of a broker), it's off-exchange.
Can a person have Medicare and Obamacare at the same time?
No. The Marketplace doesn't affect your Medicare choices or benefits, so if you have Medicare coverage, you don't need to do anything. This means no matter how you get Medicare, whether through Original Medicare or a Medicare Advantage Plan (like an HMO or PPO), you don't have to make any changes.
Can you collect Social Security and PERS at the same time?
Yes. There is nothing that precludes you from getting both a pension and Social Security benefits.
Is Ohio PERS a lifetime benefit?
Receiving an OPERS benefit when you retire You can either annuitize your account and receive lifetime payments, or you can take a lump sum and annuitize the remaining portion (if any).
Does OPERS offer health insurance?
The OPERS health care program features a Health Reimbursement Arrangement (HRA) for eligible Pre-Medicare and Medicare benefit recipients as well as optional vision and dental plans. To help benefit recipients find a medical plan which fits their needs, we also offer the services of the OPERS Connector.
Is one exchange the same as via Benefits?
In March, we officially changed our name from Towers Watson's OneExchange to Via Benefits Insurance Services. This rebrand did not occur as a result of a change in management or ownership—it is simply meant to better reflect our commitment to serving you.
Why am I getting a check from Via Benefits?
Via Benefits offers an Automatic Premium Reimbursement feature for most insurance policies. The reimbursement request and proof of payment come directly from your insurance company and are submitted automatically to Via Benefits. This can be set up online or by calling Via Benefits.
How do I contact Viabenefits?
Please contact Via Benefits at 1-844-353-0772 if you have any questions.
Prepare
Gather the following to help you find and choose the right plan for you.
Enroll
Apply for plans online. Many plans don't even require a phone call to enroll, but you're always welcome to call us for assistance.
Health Reimbursement Arrangement (HRA)
An HRA is an account funded by OPERS that provides tax-free reimbursement for qualified medical expenses such as monthly post-tax insurance premiums, deductibles, co-insurance, and copays incurred by eligible benefit recipients and their dependents.
OPERS Connector
OPERS has partnered with Via Benefits to offer the OPERS Connector. The OPERS Connector assists benefit recipients in finding and enrolling in a medical plan and administers the OPERS HRA. When you select an individual plan through Via Benefits, you can use Via Benefits' ongoing support for carrier claim resolution and medical plan questions.
OPERS Vision and Dental Plans
If you are receiving a monthly OPERS benefit payment, you qualify to enroll in the optional OPERS vision and dental plans, even if you don't qualify for the HRA.
How to find the right Medicare plan?
Finding the right Medicare coverage is complicated.#N#Let us help. 1 Easily shop and compare plans available in your area 2 Get quality health coverage at the right price 3 Enroll in a Medicare plan
How old do you have to be to get medicare?
Generally, you must be 65 or older or disabled to qualify for Medicare. If you are younger than 65 and looking for health insurance for yourself or your family visit Via Benefits for Health Insurance.
