Medicare Blog

what is my medicare iep if my birthday falls on the first of the month?

by Trever Kovacek Published 2 years ago Updated 1 year ago

Your IEP includes your 65th birthday month, the 3 months before and the 3 months after. Example: You turn 65 on June 7. Your IEP is March 1 – September 30. If, however, your birthday is on the 1st of the month, then your IEP is determined as though you were born the month before.

During your Initial Enrollment Period (IEP)
(Exception: If your birthday falls on the first day of the month, the whole IEP moves forward one month. For example, if your birthday is June 1, your IEP begins Feb.

Full Answer

When do you sign up for Medicare with an IEP?

Dec 07, 2021 · You can sign up for Medicare during your seven-month Initial Enrollment Period (IEP), which begins three months before you turn 65, includes your birth month and continues for another three months. Many people are automatically enrolled in Medicare once they qualify. Learn More About Medicare

When will I be enrolled in Medicare?

Jan 01, 2022 · When your coverage starts. The date your coverage starts depends on which month you sign up during your Initial Enrollment Period. Coverage always starts on the first of the month. If you qualify for Premium-free Part A: Your Part A coverage starts the month you turn 65. (If your birthday is on the first of the month, coverage starts the month before you turn 65.)

When do you have to enroll in Part B of IEP?

Apr 12, 2022 · Around your 65th birthday (or 25th disability check), you'll have a 7-month window of time when you can sign up for Medicare. It's called your Initial Enrollment Period – or IEP for short. Your IEP includes your 65th birthday month, the 3 months before and the 3 months after. Example: You turn 65 on June 7. Your IEP is March 1 – September 30. If, however, your …

What is the difference between Medicare IEP and ICEP?

Oct 25, 2021 · The IEP allows you to sign up for Parts B and D when you turn 65. Your Initial Enrollment Period begins three months before the month you turn 65, includes your birthday month and ends three months after you turn 65. For example, if your birthday is June 15th, you can apply for Medicare between March 1st and September 30th.

Do Medicare benefits start the month of your birthday?

If you enroll in Medicare the month before your 65th birthday, your Medicare coverage will usually start the first day of your birthday month. If you enroll in the month of your 65th birthday, your coverage will generally start the first day of the month after your birthday month.

What is my Medicare effective date?

For Original Medicare, Part A and Part B, a simple way to determine your exact Medicare effective date is to refer to the lower right corner of your Medicare card or to refer to your letter from either the Social Security Administration or the Railroad Retirement Board.

How does Medicare IEP work?

Your IEP is a seven-month period, including the three months before, the month of, and the three months following your 65th birthday. The date when your Medicare coverage begins depends on when you sign up. If you missed your IEP, you may be able to enroll in Medicare during a different enrollment period.

How many months make up the initial enrollment period IEP for Medicare?

The Initial Enrollment Period (IEP) for Parts A and B is 7 months, starting 3 months before the month of your Medicare eligibility and ending 3 months after the month of eligibility. If you are eligible for Medicare because you are turning 65, the month of eligibility is the month of your 65th birthday.

Can Medicare be billed retroactively?

The new rules from the Centers for Medicare and Medicaid Services (CMS), effective April 1, cut from 27 months to 30 days the window in which physicians can back-bill for services after successful enrollment or re-enrollment in Medicare.Apr 30, 2009

Are you automatically enrolled in Medicare if you are on Social Security?

Yes. If you are receiving benefits, the Social Security Administration will automatically sign you up at age 65 for parts A and B of Medicare. (Medicare is operated by the federal Centers for Medicare & Medicaid Services, but Social Security handles enrollment.)

What is the difference between IEP and Icep in Medicare?

The ICEP is a Medicare Advantage enrollment period as defined in Chapter 2 of the Medicare Managed Care Manual. The IEP is a drug benefit enrollment period as defined in Chapter 3 of the Medicare Prescription Drug Benefit Manual.

What are Medicare enrollment periods?

Initial Enrollment Period

Now you can enroll in a Medicare plan. You have a seven-month window to join during this period — from three months before the month you turn 65, through your birthday month and to three months after the month you turn 65.

How does she enroll in Original Medicare?

Signing up for Medicare

Visiting your local Social Security office. Calling Social Security at 800-772-1213. Mailing a signed and dated letter to Social Security that includes your name, Social Security number, and the date you would like to be enrolled in Medicare.

What are the Medicare income limits for 2022?

2022
If your yearly income in 2020 (for what you pay in 2022) wasYou pay each month (in 2022)
File individual tax returnFile joint tax return
$91,000 or less$182,000 or less$170.10
above $91,000 up to $114,000above $182,000 up to $228,000$238.10
above $114,000 up to $142,000above $228,000 up to $284,000$340.20
3 more rows

What is the difference between Medicare open enrollment and general enrollment?

“Medicare Open Enrollment” doesn't generally refer to Original Medicare. You generally can sign up for Medicare Part A and/or Part B: During your Medicare Initial Enrollment Period, when you're first eligible for Medicare. During the Medicare General Enrollment Period, which runs from January 1 – March 31 every year.

Which Medicare Part consists of Medicare Advantage plans?

Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare. Most Medicare Advantage Plans include drug coverage (Part D).

When does insurance start?

Generally, coverage starts the month after you sign up.

When does Part A coverage start?

If you qualify for Premium-free Part A: Your Part A coverage starts the month you turn 65. (If your birthday is on the first of the month, coverage starts the month before you turn 65.)

How long do you have to sign up for a health insurance plan?

You also have 8 months to sign up after you or your spouse (or your family member if you’re disabled) stop working or you lose group health plan coverage (whichever happens first).

What is a health plan?

In general, a health plan offered by an employer or employee organization that provides health coverage to employees and their families.

When is Medicare enrollment period?

You will have a chance to review your coverage, and make changes each year during the Medicare Annual Enrollment Period, Oct. 15 – Dec. 7.

When do you have to take Medicare?

In some situations, though, you may still be required to take full Medicare benefits at age 65 even if you plan to keep working. One such example is when an employer has fewer than 20 employees.

What happens if you miss your Medicare enrollment?

If you miss your Initial Enrollment Period, Medicare offers a General Enrollment Period (GEP) for those who did not sign up around their 65th birthday. You could face late enrollment penalties if you wait too long to sign up, and don't qualify for a Special Enrollment Period.

What is Medicare enrollment and eligibility resource center?

Welcome to the Medicare Enrollment and Eligibility Resource Center, your one-stop shop for Medicare information when you turn 65. Here you'll find the tools and resources you need to help you feel confident about signing up for Medicare for the first time.

How long does it take to get Medicare if you have a disability?

The Medicare Initial Enrollment Period (IEP) Around your 65th birthday (or 25th disability check), you'll have a 7-month window of time when you can sign up for Medicare. It's called your Initial Enrollment Period – or IEP for short. Your IEP includes your 65th birthday month, the 3 months before and the 3 months after.

How long does an IEP last?

The IEP lasts for 7 months. It begins 3 months before the month of your 65th birthday

What is a dual special needs plan?

Dual Special Needs Plan (DSNPs) are a special kind of Medicare Advantage Plan that combine Parts A, B and D Medicaid, and extra benefits such as dental and vision.

When do you sign up for Medicare?

You sign up for Medicare 3-months before you turn 65.

When does Medicare open enrollment start?

Your Medicare Supplement Open Enrollment Period begins the 1st day of the month you turn 65 years old, and your Part B has become effective. Many beneficiaries take advantage of this Medicare sign up period.

What is the ICEP period?

The ICEP is your first opportunity to choose a Medicare Advantage plan instead of Original Medicare. During the ICEP, you can also sign up for prescription drug coverage. If you enroll in Part B when you turn 65, your ICEP is the same as your IEP.

Why is Medicare enrollment confusing?

Medicare Enrollment Periods can be confusing because different enrollment periods have different dates for various purposes. There are many enrollment periods for people signing up for benefits for the first time. If you’re receiving Social Security or Railroad Retirement benefits when you turn 65, you’ll automatically be enrolled in Medicare.

What is open enrollment for Medicare 2021?

These enrollment periods fall into two categories. First, open enrollment is available to anyone eligible for Medicare. Then, Special Enrollment Periods. If you want to change the coverage you currently have, you can do so during one ...

How many enrollment periods are there for Medicare?

There are three enrollment periods for people signing up for benefits who are already enrolled in Original Medicare. During open enrollment, you can make changes to your Medicare plans and add additional coverage.

What is the IEP2 enrollment period?

Initial Enrollment Period 2 (IEP2) Another enrollment period that is also 7-months is the Initial Enrollment Period 2. The IEP2 is for people who were already eligible for Part A and B before they turned 65. During the IEP2, you can sign up for a Medicare Advantage or Part D plan. The IEP2 runs for the same seven-month period as the IEP.

When is the Medicare enrollment period?

There is a Medicare General Enrollment Period (GEP), from Jan. 1 – March 31 every year.

How long do you have to wait to sign up for Medicare Part B?

Once the spouse with employer coverage stops working – whether it’s you or your partner – you have eight months to sign up for Part B.

When to sign up for Medicare if you turn 65?

First time enrollment tip: If you need coverage the month you turn 65, be sure to sign up in the 3-month window before your birthday.

Does Medicare cover prescriptions?

Since Original Medicare does not cover prescription drugs, signing up for a Part D plan during IEP is a good idea to ensure your medications are covered right away.

Can you change your Medicare plan if you are not happy?

If you aren’t happy with your Medicare plan, you’ll likely be able to make changes during the Medicare Annual Enrollment Period. This only applies if you have a Medicare Advantage, Cost or Part D plan.

How long after your birthday can you enroll in Medicare?

Should you enroll in the three months following your birthday, your effective date will be the first of the month either three, five, or six months after your birthday month. This number goes up for each month you wait. For example, if you were born on June 11 and you enrolled in Medicare during the month of August (two months after your birthday), ...

When does IEP start?

If your birthday falls on the first of the month, your IEP will begin the first day of the month four months prior to your birthday month.

How long does Medicare enrollment last?

Your Medicare Initial Enrollment Period begins three months before you turn 65, the month of your 65th birthday, and continues for three months after your birthday month. Totaling seven months in which you can actively sign up for Part A and Part B unless you qualify for automatic enrollment. When Medicare starts depends on your situation.

What is Medicare initial enrollment period?

The Medicare Initial Enrollment Period is the first enrollment period beneficiaries will encounter. Below we’ll discuss what you need to know about YOUR Medicare Initial Enrollment Period.

When do you have to enroll in Medicare if you are not on Social Security?

If you’re not collecting Social Security by the time you age into Medicare at 65, you’ll need to actively enroll yourself. If you have Social Security or Railroad Retirement Board disability for at least 24 months, you qualify for automatic enrollment as well. Your Medicare card is mailed out about three months before the 25th month ...

When does Medicare Advantage start?

During this period, you can enroll in Medicare Advantage or a Part D prescription drug plan. Coverage will begin on July 1st of the following year.

When does Medicare start if you missed the 7 month window?

Keep in mind, if you enroll during the annual GEP, your Medicare will not start until July 1st.

What is the first chance to enroll in Medicare?

What is the Initial Enrollment Period (IEP)? For most of us, the Initial Enrollment Period (IEP), which is triggered by our 65th birthday, is the first chance and the best time to enroll in Medicare.

What is ICEP in Medicare?

Initial Coverage Election Period ( ICEP) is a period of time when a person who is new to Medicare can enroll in a Medicare Advantage plan (Part C) with or without prescription drug coverage (Part D). The time and length of your ICEP depends on whether or not you delay your Part B enrollment. If you enroll in Part B during your Initial Enrollment ...

What is the importance of Medigap enrollment?

The importance of this enrollment period is that you can secure a Medigap/Medicare Supplement policy without any medical underwriting being required. This means that if you have pre-existing conditions, you will not be penalized, rated or denied coverage during this enrollment period. Should you miss this enrollment period, you might face these consequences when you apply for a policy in the future.

What happens if you miss your Part B enrollment?

If you miss your Initial Enrollment Period, you risk going without coverage for a significant period of time. By missing your Initial Enrollment period, your first available opportunity to enroll in Part B would be the next General Election Period (GEP), which runs from January through March.

How long does Medicare Supplement last?

This enrollment period begins the month you turn 65, as long as you have enrolled in Part B, and lasts 6 months from the date that occurs.

What to do if you don't want to enroll in Part A?

NOTE: If you do not want to enroll in Part A and/or Part B, you must contact Social Security and make a formal request to decline these benefits. See our Helpful Resources & Tools page to access this form.

Is ICEP the same as IEP?

If you enroll in Part B during your Initial Enrollment Period (IEP) when first eligible for Medicare, your ICEP would then be the same as your IEP for Parts B and D . This is the same 7-month window mentioned above.

What is the IEP period?

Initial Enrollment Period (IEP) The Initial Enrollment Period (IEP) refers to the first time an eligible person can enroll in the federal Medicare program. It’s a period that starts three months before the month of your 65th birthday, continues through your birth month, and lasts for three months after it. Signing up for Medicare ...

When does Medicare Part B start?

If you choose to enroll in Medicare Part B at a later date — for example, during the General Enrollment Period (January 1 — March 31) — then your Initial Coverage Election Period won’t begin until then. When you do enroll, the Initial Coverage Election Period will only be the three months prior to your Medicare Part B effective date. For example, if you enroll in Medicare Part B during the General Enrollment Period, it will be effective July 1 of that year. Your Initial Coverage Election Period to enroll in a Medicare Advantage plan would be April 1 through June 30.

What is ICEP in Medicare?

Initial Coverage Election Period (ICEP) This is the first time a newly eligible person can enroll in a Medicare Advantage plan (also called Medicare Part C). Medicare Advantage plans are sold through independent insurance companies and must provide at least the same amount of coverage as Original Medicare, Part A and Part B.

When is the initial coverage period for Medicare?

When you do enroll, the Initial Coverage Election Period will only be the three months prior to your Medicare Part B effective date. For example, if you enroll in Medicare Part B during the General Enrollment Period, it will be effective July 1 of that year. Your Initial Coverage Election Period to enroll in a Medicare Advantage plan would be April ...

When does Medicare coverage end?

Your Initial Coverage Election Period begins 3 months before the month your Medicare Part A and B coverage takes effect, and ends 3 months after the month of eligibility. For example, if your 25th month of disability is June, your Medicare Part A and Part B become effective June 1, so your Initial Coverage Election Period will be March 1 – ...

Is Medicare election period the same as IEP?

This article illustrates the difference between the two periods that sound incredibly similar. The Initial Enrollment Period (IEP) and the Initial Coverage Election Period (ICEP) may potentially overlap, making them easy to confuse.

When does Medicare start for a woman born on July 31?

If she signs up anytime between May 1 and July 31, Medicare coverage will begin on August 1. There’s a unique twist for those who were born on the first of the month. Medicare treats this birthday as though it occurred in the month right before the actual birthday. If these individuals sign up during the first three months ...

When does Dana Doolittle start Medicare?

To ensure that coverage starts on the first day of the birthday month, an individual turning 65 must enroll in the first three months of the Initial Enrollment Period. Dana Doolittle’s birthday is in August. If she signs up anytime between May 1 and July 31, Medicare coverage will begin on August 1. There’s a unique twist for those who were born on ...

When does Dana's sister turn 65?

Dana’s sister, Delores, will turn 65 on November 1. Her Initial Enrollment Period is the same as those who have birthdays in October.

Can you get Medicare if you have a birthday on the first day of the month?

The surprising Medicare benefit to having a birthday on the first day of the month... You can start Medicare coverage a month earlier! Here's how. Medicare has an Initial Enrollment Period for those turning 65. To ensure that coverage starts on the first day of the birthday month, an individual turning 65 must enroll in the first three months ...

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z 1 2 3 4 5 6 7 8 9