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what is the best medicare advantage plan in ventura ca

by Tina Grant V Published 2 years ago Updated 1 year ago
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Compare 31 Medicare Advantage Plans Available in Ventura County, CA

Monthly Premium Part D Deductible Max You Pay (Health) Drug Coverage
WellCare WELLCARE OF CALIFORNIA, INC. View Plans View Plans View Plans View Plans
WellCare Best (HMO) $0.00 $0.00 $2,500
WellCare Dividend (HMO) $0.00 $0.00 $2,900
WellCare Plus (HMO) $4.60 $445.00 $2,500
Nov 18 2021

Full Answer

What is a Medicare Advantage plan?

Medicare Advantage plans are offered by private insurers, and plan availability depends on location. Medicare Advantage plans are a popular option for people who are eligible for Medicare: In 2021, about 4 in 10 Medicare-eligible people are in a Medicare Advantage plan. But each plan has different strengths and weaknesses.

What is the best Medicare plan for low cost?

Best for low-cost plan availability: Humana Average Medicare star rating: 3.7 out of 5. Service area: Available in 50 states, Washington, D.C., and Puerto Rico. Standout feature: Humana offers $0-premium plans in 47 states, and the company estimates that 6 out of 10 members are in a $0-premium plan in 2021.

What is UnitedHealthcare Medicare Advantage?

UnitedHealthcare is the largest provider of Medicare Advantage plans and offers plans in two-thirds of U.S. counties. UnitedHealthcare also partners with AARP, insuring the Medicare products that carry the AARP name.

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What is the most widely accepted Medicare Advantage plan?

AARP/UnitedHealthcare is the most popular Medicare Advantage provider with many enrollees valuing its combination of good ratings, affordable premiums and add-on benefits. For many people, AARP/UnitedHealthcare Medicare Advantage plans fall into the sweet spot for having good benefits at an affordable price.

What company has the best Medicare Advantage program?

Best Medicare Advantage Providers RatingsProviderForbes Health RatingsCoverage areaBlue Cross Blue Shield5.0Offers plans in 48 statesCigna4.5Offers plans in 26 states and Washington, D.C.United Healthcare4.0Offers plans in all 50 statesAetna3.5Offers plans in 44 states1 more row•Jun 8, 2022

Who sells the most Medicare Advantage plans?

UnitedHealthcareStandout feature: UnitedHealthcare offers the largest Medicare Advantage network of all companies, with more than 1 million network care providers. UnitedHealthcare is the largest provider of Medicare Advantage plans and offers plans in nearly three-quarters of U.S. counties.

Are there any Medicare Advantage PPO plans in California?

Types of Medicare Advantage Plans in California. There are four types of plans available in California's Medicare Advantage program: Health maintenance organization (HMO), preferred provider organization (PPO), private fee-for-service (PFFS), and special needs plan (SNP).

What are the top 3 Medicare Advantage plans?

The Best Medicare Advantage Provider by State Local plans can be high-quality and reasonably priced. Blue Cross Blue Shield, Humana and United Healthcare earn the highest rankings among the national carriers in many states.

What is the biggest disadvantage of Medicare Advantage?

Medicare Advantage can become expensive if you're sick, due to uncovered copays. Additionally, a plan may offer only a limited network of doctors, which can interfere with a patient's choice. It's not easy to change to another plan. If you decide to switch to a Medigap policy, there often are lifetime penalties.

What percent of seniors choose Medicare Advantage?

[+] More than 28.5 million patients are now enrolled in Medicare Advantage plans, according to new federal data. That's up nearly 9% compared with the same time last year. More than 40% of the more than 63 million people enrolled in Medicare are now in an MA plan.

Are there disadvantages to a Medicare Advantage plan?

Medicare Advantage offers many benefits to original Medicare, including convenient coverage, multiple plan options, and long-term savings. There are some disadvantages as well, including provider limitations, additional costs, and lack of coverage while traveling.

Can I switch from a Medicare Advantage plan back to Original Medicare?

Yes, you can elect to switch to traditional Medicare from your Medicare Advantage plan during the Medicare Open Enrollment period, which runs from October 15 to December 7 each year. Your coverage under traditional Medicare will begin January 1 of the following year.

Why do doctors not like Medicare Advantage plans?

If they don't say under budget, they end up losing money. Meaning, you may not receive the full extent of care. Thus, many doctors will likely tell you they do not like Medicare Advantage plans because private insurance companies make it difficult for them to get paid for their services.

How Much Does Medicare Advantage cost in California?

With more than 1 in 6 people in the state age 65 and older, California offers a wide variety of Medicare and Medicare Advantage plans. The average monthly premium in 2022 for a Medicare Advantage plan in California is $18.12. (This is down from $19.69 in 2021.)

Which is better PPO or HMO?

HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral. Out-of-pocket medical costs can also run higher with a PPO plan.

Aetna Inc. Medicare Advantage Plans in Ventura County, CA

The following table includes cost information and other plan details for Aetna Inc. Medicare Advantage plans available in California in 2022.

Alignment Health Plan Medicare Advantage Plans in Ventura County, CA

The following table includes cost information and other plan details for Alignment Health Plan Medicare Advantage plans available in California in 2022.

Anthem Blue Cross Medicare Advantage Plans in Ventura County, CA

The following table includes cost information and other plan details for Anthem Blue Cross Medicare Advantage plans available in California in 2022.

California Physicians' Service Medicare Advantage Plans in Ventura County, CA

The following table includes cost information and other plan details for California Physicians' Service Medicare Advantage plans available in California in 2022.

Humana Inc. Medicare Advantage Plans in Ventura County, CA

The following table includes cost information and other plan details for Humana Inc. Medicare Advantage plans available in California in 2022.

Kaiser Foundation Health Plan, Inc. Medicare Advantage Plans in Ventura County, CA

The following table includes cost information and other plan details for Kaiser Foundation Health Plan, Inc. Medicare Advantage plans available in California in 2022.

SCAN Health Plan Medicare Advantage Plans in Ventura County, CA

The following table includes cost information and other plan details for SCAN Health Plan Medicare Advantage plans available in California in 2022.

How many Medicare Advantage Plans are there in Ventura County CA?

There are 31 Medicare Advantage Plans available from 13 insurance providers in Ventura County, CA for 2021. Plan comparisons do not include the standard monthly premium of $148.50 for Medicare Part B enrollees.

Does Carelistings endorse Medicare?

The plans listed on this page are for informational purposes only. CareListings has no plan affiliations and does not endorse any plans displayed. The information provided is based on publicly available data from the Centers for Medicare & Medicaid Services (CMS) at the time it was last updated. Current data is accessible on medicare.gov. Not connected with or endorsed by the U.S. Government or the federal Medicare program. Actual plan costs and coverage can vary. Always consult a licensed insurance agent before purchasing insurance products.

Top-rated Medicare Advantage plans in California

Each year, the Centers for Medicare & Medicaid Services, or CMS, awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are plans that received top marks in California for the 2022 plan year. (Check out more information about Medicare star ratings.)

How to choose a Medicare Advantage plan

It’s crucial to ask a few questions while shopping for the right plan for you. Here’s a quick checklist to help you consider your options:

Medicare Advantage providers

Get more information below about some of the major Medicare Advantage providers. These insurers offer plans in most states. The plans you can choose from will depend on your ZIP code and county.

Best of the Blues: Highmark

Service area: Available in Delaware, New York, Pennsylvania and West Virginia.

How to shop for Medicare Advantage plans

The right Medicare Advantage plan for you will depend on your health history, prescription medications and where you live, among other things. Here are some strategies for selecting the best plan:

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