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what medicare supplement plans cover surgical treatment of gender dysphoria

by Grant Luettgen Published 2 years ago Updated 1 year ago

If you want gender reassignment surgery to treat gender dysphoria, you must receive hormone therapy in preparation for surgery. This involves modifying your hormone levels so they are aligned with your gender identity. Medicare does cover hormone therapy, but you must have a Medicare Part D prescription drug plan.

Full Answer

Should CMS issue a NCD for surgery for gender dysphoria?

Aug 30, 2021 · Medicare covers medically necessary gender confirmation surgery for the treatment of gender dysphoria. It does not cover cosmetic procedures. Decisions on whether a beneficiary qualifies are made on a case-by-case basis by the local Medicare Administrative Contractor. A Word From Verywell Everyone deserves to feel comfortable in their own body.

Are there other therapeutic options for gender dysphoria?

Sep 10, 2018 · Now Medicare Administrative Contractors determine coverage of gender reassignment surgery on an individual claim basis. That means Medicare may cover gender reassignment surgery for Medicare beneficiaries with gender dysphoria whose doctors and health care providers determine there is a medical necessity for the surgery.

Does Medicare cover gender reassignment surgery?

Aug 30, 2016 · In the absence of an NCD, coverage determinations for gender reassignment surgery, under section 1862 (a) (1) (A) of the Social Security Act (the Act) and any other relevant statutory requirements, will continue to be made by the local Medicare Administrative Contractors (MACs) on a case-by-case basis. (This policy last reviewed August 2016.)

Are there specific instruments for gender dysphoria testing?

Sep 03, 2021 · Currently, the local Medicare Administrative Contractors (MACs) determine coverage of gender reassignment surgery on a case-by-case basis. We received a complete, formal request to make a national coverage determination on surgical remedies for gender identity disorder (GID), now known as gender dysphoria.

Does Medicare cover gender affirmation surgery?

Medicare covers gender affirmation procedures when they're deemed medically necessary. Procedures covered by Medicare may include hormone therapy, gender affirmation surgeries, and counseling before and after surgery.Jul 7, 2020

What insurance companies cover gender reassignment surgery?

It can be exciting when you're enrolled in health insurance that covers transgender surgery....Mosser accepts and has seen a decent top surgery insurance approval rates are:Anthem Blue Cross.Blue Shield.Aetna.Cigna.United Health Insurance.Anthem Blue Cross Blue Shield Medical.

Is transition surgery covered by insurance?

Does private health insurance cover transition-related care? It is illegal for most private insurance plans to deny coverage for medically necessary transition-related care. Your private insurance plan should provide coverage for the care that you need.

How do you pay for gender reassignment surgery?

Ways to finance transgender surgery costsOnline lenders offer unsecured personal loans that can be used for almost any purpose, including medical costs. ... Online lenders typically let you pre-qualify and apply for a personal loan online, a convenience that's less common at banks and credit unions.More items...•May 19, 2021

Is hormone therapy covered by insurance?

Are they covered by insurance? Most FDA-approved hormones are covered by insurance.Jul 8, 2019

Is HRT covered by Aetna?

Aetna®. standard plans provide access to medically necessary transgender-related health care. Plan documents outline the member's specific coverage. The pharmacy benefit usually covers testosterone or estrogen therapies.

Does insurance cover MtF bottom surgery?

Bottom Surgery: FtM Similar to MtF bottom surgeries, the majority of FtM bottom surgeries were covered by insurance companies. Vaginectomy and related FtM bottom surgeries including phalloplasty and metoidioplasty were covered by more than 85% of companies (Fig. 9).Dec 11, 2019

Does Blue Cross Blue Shield Cover HRT?

Gender Affirmation Surgery and hormone therapy are non-covered benefits when the member does not have benefits for the services requested contained in their health benefit plan.Nov 10, 2020

Does TRICARE cover gender dysphoria?

TRICARE covers hormone therapy and psychological counseling for gender dysphoria. This condition is when a person is born one gender, but feels they are the opposite. For example, if you are born male, but feel you are female.

How much does gender reassignment surgery cost in Thailand?

In total, you will need to pay around $16,090 to $27,050 in Thailand for the complete procedure. These prices can also include packages, such as hospitalization accommodation, post-operative care, consultation fee, post-operative care, medications, and transportation.Oct 19, 2019

Does medical cover FTM top surgery?

California Medicaid (Medi-Cal) covers Top Surgery and finding a surgeon who takes Medi-Cal can be a challenge.Mar 1, 2022

How much does FTM surgery cost?

For FtM patients, the range is between $3,000-$10,000, through keyhole and periareolar techniques may be as much as $2,000 less than double incision top surgery. MtF patients experience a typical cost between $5,000-$10,000. There may also be hospital and anesthesiologist fees for in-hospital procedures.Jun 15, 2020

What Is Gender Reassignment Surgery?

According to the American Society of Plastic Surgeons, that goal of gender reassignment surgery is “to give transgender individuals the physical ap...

Does Medicare Cover Gender Reassignment Surgery?

Sir Harold Gillies performed the first female to male gender reassignment surgery in 1946, according to the U.S. National Library of Medicine. Howe...

Who Can Get Gender Reassignment Surgery?

According to the American Society of Plastic Surgeons (ASPS), gender reassignment surgeries have risks, such as bleeding, infection, poor healing o...

What is gender reassignment surgery?

According to the American Society of Plastic Surgeons, that goal of gender reassignment surgery is “to give transgender individuals the physical appearance and functional abilities of the gender they know themselves to be.”

Does Medicare cover gender reassignment surgery?

Sir Harold Gillies performed the first female to male gender reassignment surgery in 1946, according to the U.S. National Library of Medicine. However, gender reassignment surgeries were considered “experimental” and were banned by Medicare in 1981.

Who can get gender reassignment surgery?

According to the American Society of Plastic Surgeons (ASPS), gender reassignment surgeries have risks, such as bleeding, infection, poor healing of incisions, nerve injury and hematoma. There also risks associated with specific surgeries, such as injury to the urinary tract for transfeminine bottom surgeries.

Description Information

Please Note: This may not be an exhaustive list of all applicable Medicare benefit categories for this item or service.

Transmittal Information

03/2017 - Effective Date: 08/30/2016. Implementation Date: 04/04/2017. ( TN 194 ) (CR9981)

National Coverage Analyses (NCAs)

This NCD has been or is currently being reviewed under the National Coverage Determination process. The following are existing associations with NCAs, from the National Coverage Analyses database.

Decision Summary

Currently, the local Medicare Administrative Contractors (MACs) determine coverage of gender reassignment surgery on a case-by-case basis. We received a complete, formal request to make a national coverage determination on surgical remedies for gender identity disorder (GID), now known as gender dysphoria.

Decision Memo

Currently, the local Medicare Administrative Contractors (MACs) determine coverage of gender reassignment surgery on a case-by-case basis. We received a complete, formal request to make a national coverage determination on surgical remedies for gender identity disorder (GID), now known as gender dysphoria.

Bibliography

ACA 2010: Patient Protection and Affordable Care Act, Pub. L. No. 111 -148, §3502, 124 Stat. 119, 124 (2010).

Does Medicare Cover Hormone Therapy?

If you want gender reassignment surgery to treat gender dysphoria, you must receive hormone therapy in preparation for surgery. This involves modifying your hormone levels so they are aligned with your gender identity.

What Will You Pay for Gender Reassignment Surgery?

Out-of-pocket costs for gender reassignment surgery vary depending on the specific Medicare plan.

Get Started With Medicare

If you’re age 65 or older and thinking about reassignment surgery, the first step is to enroll in Original Medicare or a Medicare Advantage plan with Part D benefits. If you sign up for Original Medicare, make sure you also enroll in a Medicare Part D standalone policy.

What is the AAP policy on surgery?

In a 2018 policy statement entitled Ensuring Comprehensive Care and Support for Transgender and Gender- Diverse Children and Adolescents, the AAP states the following regarding surgery: Surgical approaches may be used to feminize or masculinize features, such as hair distribution, chest, or genitalia, and may include removal of internal organs, such as ovaries or the uterus (affecting fertility). These changes are irreversible. Although current protocols typically reserve surgical interventions for adults, they are occasionally pursued during adolescence on a case-by case basis, considering the necessity and benefit to the adolescent’s overall health and often including multidisciplinary input from medical, mental health, and surgical providers as well as from the adolescent and family.

What is a Wpath?

WPATH, formerly known as the Harry Benjamin International Gender Dysphoria Association, is an advocacy group devoted to transgender health. WPATH guidelines (2012) present eligibility and readiness criteria for transition-related treatment, as well as competencies of health care providers.

Is ancillary surgery necessary for gender dysphoria?

Certain ancillary procedures may be considered cosmetic and not medically necessary when performed as part of surgical treatment for Gender Dysphoria. Clinical review for medical necessity of ancillary procedures is conducted on a case-by-case basis.

What is gender reassignment surgery?

The term "gender reassignment surgery," also known as sexual reassignment surgery, gender confirming surgery or gender affirmation surgery, may be part of a treatment plan for gender dysphoria. The terms may be used to refer to either the reconstruction of male or female genitalia specifically, or the reshaping by any surgical procedure of a male body into a body with female appearance, or vice versa in order for an individual to function socially in the role to which they identify. Such procedures that tend to display outward appearance generally include facial procedures, chest reconstructive procedures as well as some genital reconstructive procedures

Does gender dysphoria cover hormonal therapy?

Coverage for treatment of gender dysphoria varie s across plans. Coverage of drugs for hormonal therapy, as well as whether the drug is covered as a medical or a pharmacy benefit, varies across plans. Refer to the customer’s benefit plan document for coverage details. In addition, coverage for treatment of gender dysphoria, including gender reassignment surgery and related services may be governed by state and/or federal mandates.1

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