Medicare Blog

what services does medicare provide for the blind

by Manuela Wisozk Published 2 years ago Updated 1 year ago
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Medicare Services for the Legally Blind Medicare provides screenings and treatment for several eye conditions that can lead to blindness, including macular degeneration and glaucoma. If you are visually impaired and collect Social Security disability benefits for at least 24 months, you are automatically enrolled in Medicare.

If you have low vision, you can request Medicare information in large print, braille, audio and electronic formats. Other changes to make Medicare more accessible included: Providing accessible, fillable forms for beneficiaries on Medicare.gov.

Full Answer

What disabilities make you eligible for Medicare?

To be eligible for this help, you must be:

  • Under age 65.
  • Continue to have a disabling impairment.
  • Sign up for Premium Hospital Insurance (Part A).
  • Have limited income.
  • Have resources worth less than $4,000 for an individual and $6,000 for a couple, not counting the home where you live, usually one car, and certain insurance.
  • Not already be eligible for Medicaid.

How does Medicare cover vision services and treatment?

  • One new pair of eyeglasses every two years
  • Routine eye exams and other services not covered by Original Medicare
  • Contact lenses
  • Eyeglass frames and upgrades

Does Medicare cover for see specialist?

While some Medigap plans can help cover costs that occur from visits with these specialists, Medicare recipients should speak to any specialists beforehand to confirm whether or not they accept Medicare assignment. Medicare works with private insurers to offer Medicare recipients more choices for coverage.

Who is eligible for Medicare?

These are as follows: The Initial Enrollment Period(When a person turns 65 and decides what to do about Medicare). Generally, people are first eligible to enroll in Medicare during their IEP. This is a seven-month period, wrapped around a person’s 65th ...

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What benefits can you get if you are legally blind?

If You Are Blind Or Visually Impaired You may be entitled to receive Social Security Disability Insurance Benefits (SSDI) or Supplemental Security Income (SSI). To learn if you or someone you know may be eligible for these programs, visit our Disability Benefits or SSI Benefits pages.

Does Medicare cover low vision rehabilitation?

LCDs allow Medicare to pay for vision rehabilitation when provided by qualified personnel, such as occupational therapists. LCDs may also allow coverage for vision rehabilitation when provided in the home by a qualified occupational therapist in private practice (OTPP) under general supervision.

What program helps to pay living expenses for people who are blind?

The SSI Program is a federally funded program which provides income support to eligible individuals who are aged 65 or older, blind or disabled.

Can you get more Social Security if you are blind?

If you are legally blind and you qualify for Social Security disability benefits, you could earn up to $2,260 for per month in 2022 for SSDI benefits. The amount for blind disabled workers for SSDI is much higher than non-blind workers. Non-blind disabled workers can earn up to $2,190 per month.

Does blindness qualify you for Medicare?

Any health condition, including blindness and low vision, can qualify you for Medicare disability prior to age 65. People with a disability that prevents them from working can qualify for Medicare once they have received 24 months of Social Security Disability income.

Does Medicare cover devices for the blind?

Original Medicare (Medicare Part A and Part B) does not include any benefits that are specific to the blind. Medicare does not cover white canes (long canes used by the blind), service dogs or any vision assistive equipment or low-vision devices.

Do you get a tax credit for being blind?

For the 2020 tax year, the legally blind tax deduction is: $1,650 for single or head of household filers. $1,300 for married couples filing jointly or separately with one blind spouse. $2,600 for married couples filing jointly with two blind spouses.

Is being blind a physical disability?

A physical disability is a limitation on a person's physical functioning, mobility, dexterity or stamina. Other physical disabilities include impairments which limit other facets of daily living, such as respiratory disorders, blindness, epilepsy and sleep disorders.

How can senior citizens help visually impaired?

Tips and Products for Helping a Senior with Low VisionGood Lighting is Key. Keep surroundings well-lit but be mindful of glare. ... Take Steps to Minimize Fall Risks. ... Improve Household Organization. ... Embrace Contrasting Colors. ... Think Bigger. ... Work with a Low Vision Specialist.

What is legally blind prescription?

What prescription is considered legally blind? Legal blindness is defined as 20/200 vision. The prescription equivalent is -2.5.

What is considered legally blind?

Visual acuity less than 20/200 is considered legally blind, but to actually fit the definition, the person must not be able to attain 20/200 vision even with prescription eyewear. Many people who would be legally blind without eyewear can function well in everyday life with appropriate glasses or contact lenses.

What Does Medicare Cover for the Legally Blind?

Anyone under the age of 65 who is legally blind and who qualifies for Medicare coverage will have access to the same benefits as those over the age of 65 who do not have a disability.

How Can the Legally Blind Get Help with Medicare?

Medicare provides benefit, eligibility and enrollment information in Braille, large print and audio files to better relay information to the vision impaired. You may request an alternative form of communication by sending an email to altformatrequest@cms.hhs.gov.

Does Medicare Offer Any Vision Coverage at All?

Original Medicare doesn’t typically cover routine vision care like exams, eyeglasses or contact lenses.

How old do you have to be to get Medicare?

Most Medicare beneficiaries have qualified for their coverage by being at least 65 years old. But you may also be eligible for Medicare if you are under 65 and have a disability. And one of the disabilities that can qualify you for Medicare coverage is low vision or blindness.

What does the Association of Blind Citizens do?

The Association of Blind Citizens provides funds to cover 50% of the cost of adaptive devices or software.

Does Medicare cover blind people?

Original Medicare (Medicare Part A and Part B) does not include any benefits that are specific to the blind. Medicare does not cover white canes (long canes used by the blind), service dogs or any vision assistive equipment or low-vision devices.

Can blind people get Medicare?

Legally blind people may qualify for Medicare even if they’re younger than 65. While Original Medicare covers limited vision benefits, Medicare Advantage plans and other types of private insurance coverage may offer more vision benefits that could be helpful to blind beneficiaries.

What Does Medicare Cover for People With Visual Impairment?

Original Medicare for people with blindness includes Part A hospital insurance to help cover inpatient hospital care and Part B medical insurance to help pay for doctors’ services. Medicare Advantage often covers services Original Medical doesn’t, including some vision services, and Part D may cover prescribed vision care products.

When will Medicare be mailed to blind people?

If you’ve received SSDI benefits or RRB disability benefits for 24 months, you’re automatically enrolled and your Medicare card is mailed to you before the 25th month of your disability.

How long can you keep Medicare if you are disabled?

As long as you’re medically disabled, you can keep your Medicare coverage. While you’re working, you won’t have to pay your Medicare Part A premium for the first eight and a half years, but beyond this period, you will. However, there are some income limits and other rules you should know concerning your disability benefits.

What is Medicare Part D?

Medicare Part D is your prescription drug coverage, which can be a stand-alone plan that complements your Original Medicare coverage or it may be rolled into a Medicare Advantage Plan . Either way, you typically have several options for prescription plans with various benefits and costs.

How many people on Medicare have low vision?

Nearly 8% of Medicare beneficiaries have blindness or low vision and the Centers for Medicare & Medicaid Services wants to ensure that all its electronic and written information is accessible to everyone. Changes CMS has made to facilitate accessibility include auxiliary aids and services to make Medicare for people with blindness more user-friendly, such as providing large-print or Braille materials, audio recordings, and eBook formats that let you use the zoom feature to enlarge the text.

Does Medicare cover blindness?

Original Medicare for people with blindness includes Part A hospital insurance to help cover inpatient hospital care and Part B medical insurance to help pay for doctors’ services. Medicare Advantage often covers services Original Medical doesn’t , including some vision services, and Part D may cover prescribed vision care products.

Does Medicare cover prescription drugs?

Prescription drug plans cover generic and name-brand drugs only and won’t cover any devices. Some drugs used in devices, such as nebulizers and external infusion pumps, are covered by Medicare Part B, not Part D. Most drugs are covered by Medicare Part D, which may include certain products related to low vision care. These can include eye drops and other vision-related medications prescribed by your doctor to treat specific eye conditions, such as glaucoma.

What is the definition of age blind and disabled?

Aged, blind, and disabled (ABD) Medicaid provides coverage for a broad range of health services, including doctors’ visits, hospital care, and medical equipment if: You are 65+, blind, or have a disability. And, you meet the financial eligibility requirements.

Does Medicare cover dental care?

In many cases, Medicare and Medicaid will work together to cover your health care costs. Medicaid also pays for some services that Medicare does not cover, such as transportation to medical appointments, certain dental services, and additional home care.

SEP For The Blind

Medicare benefits are only good if people actually have access to them and can understand what they’re getting. This is just another way your services can be beyond helpful. Blind beneficiaries can’t access information as easily as others, but you can explain everything to them verbally.

Medicare Benefits For The Blind

One of the most important Medicare benefits to remember when you’re selling Medicare to the blind is home care. While Original Medicare does not cover permanent home health services, like a live-in nurse or meal delivery, it does cover part-time home health.

Sell Medicare To The Blind & Disabled

When it’s not AEP, we’re constantly looking for ways to generate SEP leads. Want to join us as a broker? You’ll have access to our marketing team, our in-house print shop, and so much more! Interested? Fill out this form and someone will get in touch with you ASAP.

Is Medicare the same for all beneficiaries?

This FAQ addresses the specifics of Original Medicare coverage, since it’s the same for all beneficiaries. But it’s also important to note that supplemental coverage — provided by Medigap, Medicaid, or an employer-sponsored plan — can result in two Original Medicare beneficiaries having very different out-of-pocket costs when all is said and done.

Does Medicare pay for vision?

A: Medicare won’t pay for routine vision services, but it will cover the cost of diagnosing and treating most eye diseases and conditions. Regular vision care is important at any age, but it’s especially crucial for seniors, as they’re more prone to eye disorders and disease. Unfortunately, seniors are by no means guaranteed complete vision ...

Will Medicare cover treatment for glaucoma?

Glaucoma is a disease that damages the optic nerve, potentially resulting in vision loss. Medicare Part B will cover annual glaucoma screenings for those considered high-risk, including diabetics and older Americans with a family history of the disease. African Americans aged 50 and older, and Hispanic individuals aged 65 and over are also considered high-risk.

Does Medicare cover diabetic retinopathy?

Diabetic retinopathy can damage blood vessels in the eye, causing vision problems and loss. If you’ve been diagnosed with diabetes, Medicare Part B will pay for one eye exam per year to get ahead of brewing eye problems. You’ll still pay 20% of the Medicare-approved amount for your exam, and your Part B deductible will apply if you haven’t met it yet.

Will Medicare cover macular degeneration?

Age-related macular degeneration (AMD) is the leading cause of vision loss in adults 50 and over. Medicare Part B will cover diagnostic tests and treatment for AMD , which may include drops or eye injections. As is the case with other covered services, you’ll still be responsible for 20% of the cost of your services or treatment after meeting your deductible, although a Medigap plan will cover some or all of those costs. Medicare Advantage will cover diagnostics and treatment for AMD as well, although as is the case with other services, the out-of-pocket costs will vary by plan.

Does Medicare cover cataract surgery?

If your doctor only recommends corrective lenses without surgery, the same parameters described above would apply (ie, Original Medicare would not cover the cost of the new glasses, although most Medicare Advantage plans would cover at least some of the cost).

Does Medicare cover dry eyes and allergies?

Though having dry eyes won’t necessarily impact your vision, it can be a painful condition that affects your quality of life. Medicare will generally cover an exam to diagnose the problem since it’s not considered “routine,” at which point you’ll be on the hook for 20% coinsurance after you’ve met your Part B. Your Part D plan might also cover medication to treat the condition, though in some cases, over-the-counter treatment will suffice. You’ll get similar coverage with a Medicare Advantage plan, and Medigap can help with your out-of-pocket costs if you have Original Medicare.

Who is covered by Part A and Part B?

All people with Part A and/or Part B who meet all of these conditions are covered: You must be under the care of a doctor , and you must be getting services under a plan of care created and reviewed regularly by a doctor.

What is covered by Part A?

Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

Does Medicare change home health benefits?

Your Medicare home health services benefits aren't changing and your access to home health services shouldn’t be delayed by the pre-claim review process. For more information, call us at 1-800-MEDICARE.

Can you get home health care if you attend daycare?

You can still get home health care if you attend adult day care. Home health services may also include medical supplies for use at home, durable medical equipment, or injectable osteoporosis drugs.

Does Medicare cover home health services in Florida?

This helps you and the home health agency know earlier in the process if Medicare is likely to cover the services. Medicare will review the information and cover the services if the services are medically necessary and meet Medicare requirements.

Can a nurse practitioner provide home health care without a physician?

During the COVID-19 pandemic, nurse practitioners, clinical nurse specialists, and physician assistants can now provide home health services, without the certification of a physician.

Does Medicare pay for home health aide services?

Usually, a home health care agency coordinates the services your doctor orders for you. Medicare doesn't pay for: 24-hour-a-day care at home. Meals delivered to your home.

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