Medicare Blog

when a veteran goes to hospital emergency room and has va and medicare who do i use

by Lourdes Senger Published 2 years ago Updated 1 year ago
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In other words, if the VA covers a treatment or office visit, Medicare can’t cover services rendered at the same time. The only exception occurs when you’re sent to a non-VA hospital by the VA. In that case, you can use your Medicare insurance plan to cover services that the VA won’t.

VA coverage pays for medical services if you go to a VA hospital or doctor. If you need to go elsehwere, you'll probably end up having to pay the full cost yourself, even in emergencies. With Medicare, you're covered if you need to go to a non-VA provider.

Full Answer

Can a veteran go to the emergency room without a VA?

Veterans do not need to check with VA before calling for an ambulance or going to an emergency department. During a medical emergency, VA encourages all Veterans to seek immediate medical attention without delay. It is, however, important to promptly notify VA within 72 hours of presenting to the emergency room.

Should veterans with VA health care enroll in Medicare?

But you may have good reasons to do so. The VA itself strongly recommends that veterans with VA health care also enroll in Medicare Parts A and B as soon as they become eligible (unless they have group insurance from a current employer). VA health coverage isn’t set in stone and isn’t the same for everyone.

Where should a veteran seek medical care in an emergency?

Eligibility requirements notwithstanding, Veterans should always seek care at the nearest medical facility during a medical emergency, and never delay emergency medical care. Here’s more information on emergency care.

When to call the VA after receiving emergency medical care?

Veterans are advised to contact the VA as soon as possible after receiving emergency care. A recommended way to meet this requirement is to have the ER physician contact the closest VA facility to consult with the VA ER physician on a treatment plan. The VA may want to transfer the veteran to the VA facility for further treatment and/or assessment.

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Do you have to check with the VA before calling for an ambulance?

Veterans do not need to check with VA before calling for an ambulance or going to an ED. During a medical emergency, VA encourages all Veterans to seek immediate medical attention without delay. A claim for emergency care will never be denied based solely on VA not receiving notification prior to seeking care.

Does the VA pay for emergency medical care?

In general, VA can pay for emergency medical care at a local ER for a Veteran’s service-connected condition, or if the care is related to a Veteran’s service-connected condition. VA can also pay for emergency medical care for a Veteran’s non-service connected condition.

Do veterans have to seek medical care?

Eligibility requirements notwithstanding, Veterans should always seek care at the nearest medical facility during a medical emergency, ...

Why do you need to notify the VA of an emergency?

The primary purpose of notifying VA of a Veteran in need of emergency treatment presenting to a community provider is to ensure proper care coordination. Notifying VA also allows covered Veterans to have their emergent treatment authorized by VA under Title 38 Code of Federal Regulation (CFR) §17.4020 (c).

What to do if a veteran is in danger?

If a Veteran believes his or her life or health is in danger, call 911 or report to the nearest emergency department right away.

How long does it take to notify the VA of an emergency?

It is, however, important to promptly notify VA within 72 hours of presenting to the emergency room. Veterans, their representatives, and in-network community providers should report instances of a Veteran presenting to a community emergency room to VA within 72 hours of the start of emergent care.

What is in network status VA?

In-Network Status: The treatment was rendered at a community emergency facility that is in VA’s community care or PC3 network.

How long does it take for VA to get notification of out of network?

If care was rendered in an in-network facility and notification was not received by VA within 72 hours, eligibility assessments will mirror those of an out-of-network facility (below).

What is a medical emergency?

A medical emergency is an injury, illness or symptom so severe that without immediate treatment, an individual believes his or her life or health is in danger. If a Veteran believes his or her life or health is in danger, call 911 or report to the nearest emergency department right away.

What is the purpose of VA documentation?

Medical documentation is also an important component to assessing the patient’s condition and making determinations related to care coordination and eligibility. During the care coordination process, the local VA medical center will communicate with the community provider about information needed to support the coordination. There are multiple methods by which community providers may electronically provide the referring VA with the required medical documentation for care coordination purposes:

How to avoid paying penalties for VA?

To avoid paying penalties, make sure you enroll in a creditable drug plan by the due date. VA medical benefits offer a creditable drug plan that might prove more cost-effective than other options, such as Medicare or TRICARE. Sometimes, paperwork gets lost or buried.

How to file a VA claim?

The process varies depending on the provider’s preferences: 1 The provider can file the claim with the VA, and you only pay any applicable deductibles. You can also choose to use your Medicare benefits. 2 You pay for the fees relating to the services you received, then submit your own claim to the VA. This option takes longer, but it might prove necessary if you can’t get to a VA hospital. 3 Use your Medicare benefits instead of your VA medical benefits. You might prefer this option if you don’t have the money to pay up front for services rendered as described in the second option.

Can I use Medicare and VA at the same time?

Just remember that you can’t use both benefits at the same time. If you use Medicare to help pay for an MRI scan, for instance, the VA won’t pick up the rest of the cost. When you get treatment, try to determine which benefits will allow you to pay the least money out of pocket.

Can you have both Medicare and VA?

You’ll enjoy more flexibility if you have both Medicare and VA benefits. Additionally, the VA benefits program is subject to government oversight. The government can suspend or lower funding at any time, and you don’t want to find yourself without viable medical coverage.

Can disabled veterans live near VA hospitals?

Some disabled veterans don’t live near VA hospitals. In this case, they may receive fee-based identification cards. They can present these for treatment at a health care facility or doctor’s office. Be sure to call ahead before accepting an appointment since not all providers accept these cards.

Does Medicare cover VA hospital?

If you get medical care at a VA hospital, your VA benefits will generally cover the costs. This is because the VA uses providers who are covered under the plan, so you won’t necessarily need the institution to submit any claims to Medicare. However, Medicare can also cover services included with your VA medical benefits.

How to contact VA urgent care?

The number and instructions in the VA Urgent Care Benefit propaganda (Call 1-833-4VETNOW (1-833-483-8669) to verify if the Veteran is eligible for urgent care services and to ensure your timely payment of claims) does not work.

What to do if a veteran is injured?

If a Veteran is experiencing a life-threatening injury, dial 911 immediately. Emergency department visits are necessary for true emergencies. If greater care is required, VA health care physicians will transfer Veterans directly to a hospital emergency room for further treatment.

What is the mission act of VA?

As part of implementing the VA MISSION Act of 2018, VA started offering urgent care services to provide Veterans with greater choice and access to timely, high-quality care. To find an urgent care center, visit VA Urgent Care Locator.

What is an urgent care center?

Urgent care centers, whether at a VA Health Care System or one located in a community, provide easy access to quality health care when a Veteran does not have time to wait to see a regular primary care provider or their office is closed.

What are some examples of emergency medical care?

Some examples of conditions that need emergency medical care can include: Heart attack symptoms (severe chest pain) Stroke symptoms. Moderate to severe difficulty breathing. Uncontrollable bleeding.

Does the VA cover urgent care?

There are certain requirements and limitations, however, yes…the VA will cover the cost of the Urgent Care as long it is VA “network” facility (just call the department of veterans affairs and they will let you know what facilities in your area you can go to).

Is an urgent care center a good idea?

However, being closed for 12 out of every 24 hours doesn’t really provide much help when everything else would be closed anyway. You’re still stuck having to use an emergency room at a local hospital which may not be familiar with billing the VA. Leaving the Veteran stuck with an enorm ous medical be they may not be able to afford to pay.

What should veterans know about Medicare?

Here are seven things every veteran should know about Medicare. Medicare covers veterans in the same way as it covers most other Medicare beneficiaries. But there are a few things that veterans of the armed forces should know about Medicare. 1. Medicare and VA coverage do not coordinate benefits. Medicare and VA (Veterans Affairs) ...

What if VA does not cover a specific drug?

If the VA does not cover a specific drug that you need to take, you might consider enrolling in a Medicare Part D plan that covers that drug. A drug prescribed by a doctor at a non-VA facility may not be covered by VA benefits without authorization.

How to enroll in Medicare Advantage?

There are a few instances in which enrolling in a Part D plan or a Medicare Advantage plan with prescription drug coverage may make sense: 1 VA coverage includes its own drug formulary (a list of drugs covered by the plan). If the VA does not cover a specific drug that you need to take, you might consider enrolling in a Medicare Part D plan that covers that drug. 2 A drug prescribed by a doctor at a non-VA facility may not be covered by VA benefits without authorization. 3 A non-VA pharmacy may be a more convenient way to obtain your drugs, especially if you reside in a nursing home or other long-term care facility. 4 If you qualify for Medicare Extra Help, your overall drug costs may be lower with a Part D plan than under VA coverage.

What can an agent do for Medicare?

An agent can help you find the Medicare Advantage plan coverage that fits your unique health care needs.

What happens if you don't sign up for Medicare Part B?

If you do not sign up for Medicare Part B during your Initial Enrollment Period, you may be subject to late enrollment penalties if you decide to sign up later on.

Does Medicare Advantage have its own formulary?

There are a few instances in which enrolling in a Part D plan or a Medicare Advantage plan with prescription drug coverage may make sense: VA coverage includes its own drug formulary (a list of drugs covered by the plan).

Do you have to enroll in Medicare if you are not on active duty?

If you are not on active duty and are entitled to premium-free Medicare Part A, then you must also enroll in Part B in order to keep TRICARE coverage.

Where is the Veterans Affairs Hospital?

A doctor checks a patients prosthetic arm at the Veterans Affairs hospital in San Diego, Calif., in 2007. Charles Ommanney / Getty Images file

How much did the VA pay out of pocket?

The August report found that in just one recent six-month period, the VA left roughly 17,400 veterans to pay out-of-pocket for $53 million in emergency medical treatment the government should have covered. "The Court’s decision rights a terrible injustice and its order ensures that veterans who were unjustly denied reimbursement for critical ...

What was the Inspector General's report on the VA?

When the VA's Inspector General released a report in August revealing major problems in the way the VA reimburses veterans for emergency care at non-VA facilities, Wolfe was shocked to learn how many other veterans were in unnecessary binds just like hers.

Does the VA reimburse veterans for medical expenses?

WASHINGTON — The Department of Veterans Affairs must reimburse veterans for emergency medical care at non-VA facilities, a federal appeals court ruled Monday — a decision that could be worth billions of dollars to veterans. The U.S. Court of Appeals for Veterans Claims said the VA has been wrongfully denying reimbursement to veterans who sought ...

Is the VA denying veterans medical care?

The U.S. Court of Appeals for Veterans Claims said the VA has been wrongfully denying reimbursement to veterans who sought emergency medical care at non-VA facilities, and struck down an internal VA regulation that blocked those payments.

Can Medicare cover non VA?

With Medicare, you're covered if you need to go to a non-VA provider. This is an especially important point to consider if you live some distance from the nearest VA facility. You may be subject to penalties in the future.

Is VA health coverage the same for everyone?

VA health coverage isn’t set in stone and isn’t the same for everyone. The VA assigns enrollees to different priority levels according to various factors, such as income and whether they have any medical condition that derives from their military service.

Is it better to put off Medicare or VA?

When it comes to drug coverage, there is less downside to putting off Medicare. VA coverage for prescriptions is typically less expensive than Medicare Part D drug plans, and you won’t be hit with late penalties if you lose VA coverage in the future, provided that you sign up with a Part D plan within two months of that coverage ending.

Is Medicare and VA separate?

The Medicare and VA systems are entirely separate, with no coordination of benefits between them. You would use your VA identity card at VA facilities and your Medicare card anywhere else. You'll find more information at the VA website on how VA care works with other insurance . Return to Medicare Q&A Tool main page >>.

Does Medicare cover VA?

Having both Medicare and VA benefits greatly widens your coverage. VA coverage pays for medical services if you go to a VA hospital or doctor. If you need to go elsehwere, you'll probably end up having to pay the full cost yourself, even in emergencies. With Medicare, you're covered if you need to go to a non-VA provider.

What should a veteran do in a medical emergency?

During a medical emergency, Veterans should immediately seek care at the nearest medical facility. A medical emergency is an injury, illness or symptom so severe that without immediate treatment, you believe your life or health is in danger.

Does the VA pay for foreign medical?

To Bad that the VA’s Foreign Medical Program fails to follow the VA’s own statements on this. They pay nothing at all and deny all claims for emergency medical care outside the States.

Do you have to check in with VA before reporting to non-VA emergency room?

VA now says veterans do not need to check in with VA prior to reporting to non-VA emergency room facilities during an emergency. But the wording in the video is slippery with a lot of hedging language that should lead any veteran to proceed with caution.

Can you get denied for VA emergency care?

A claim for emergency care will never be denied based solely on VA not receiving notification prior to seeking care. In general, VA can pay for emergency medical care at a local ER for a Veteran’s service-connected condition, or if the care is related to a Veteran’s service-connected condition. VA can also pay for emergency medical care ...

Can a vet go to a VA facility?

With this in mind, a lot of Vets who think they can, will try to make it to a VA facility even when there are private care facilities closer. Vets shouldn’t have to worry about this. Many will take risks to make it to the VA because they are afraid they will be stuck with a large bill.. even if VA pays some of it.

Should uninsured veterans get Medicare?

Uninsured veterans should get at least the same payment coverage as Medicare would provide… Not just 70%. This potentially sticks the Vet with a large bill, one that wouldn’t exist if they could make it to the VA hospital. With this in mind, a lot of Vets who think they can, will try to make it to a VA facility even when there are private care facilities closer. Vets shouldn’t have to worry about this. Many will take risks to make it to the VA because they are afraid they will be stuck with a large bill.. even if VA pays some of it. Not good.

What is the first requirement for an ER visit?

The first requirement is the ER visit must meet the definition of an emergency. The definition of an emergency is based on the “prudent layperson” standard that a delay in care would be hazardous to life or health . This is often a difficult test for a veteran to argue with a VA administrator. Veterans must use the VA for healthcare ...

How long does it take to appeal a VA denial?

The denial can be appealed . The appeal must be made with one year of the denial letter. Get legal assistance as soon as possible in the event of a denial.

Do veterans have to be registered with the VA?

Veterans must use the VA for healthcare and be registered as a VA patient. It is not an exclusive requirement that the veteran receive all their health care at the VA but the veteran must have accessed health care at a VA facility within 24 months prior to the emergency room visit. The veteran cannot have any other insurance nor can ...

Can you contact the VA after emergency care?

This is not always reasonably possible but usually expected. Veterans are advised to contact the VA as soon as possible after receiving emergency care. A recommended way to meet this requirement is to have the ER physician contact the closest VA facility to consult with the VA ER physician on a treatment plan.

Can a veteran have any other insurance?

The veteran cannot have any other insurance nor can a third-party have any liability for the illness or injury which the veteran is seeking care. This could include workman comp and other situations when a third-party caused the illness or injury.

Can you get emergency care in a non-VA hospital?

Getting emergency health care in a non-VA health care facility paid for by the Veterans Administration is allowed but often difficult for veterans to succeed at. There are very strict guidelines to this benefit. A veteran trying to get their non-VA emergency room visit paid for must meet ALL the requirements.

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