Full Answer
Why choose Florida Blue Medicare?
More value, savings and choices. Florida Blue offers a variety of Medicare insurance plans to fit your health and lifestyle. Choose coverage options like access to a trusted network of doctors, hospitals and pharmacies, and cost-saving programs designed to help keep you healthy.
What is the Florida Blue program?
Florida Blue is a part of the GuideWell family of companies. Together, we're committed to making a meaningful difference in the health of all Floridians. Read about our progress in the 2021 GuideWell Social Impact Report.
Does Blue Cross and blue shield of Florida offer health insurance?
Health coverage is offered by Blue Cross and Blue Shield of Florida, Inc., DBA Florida Blue. HMO coverage is offered by Florida Blue Medicare, Inc., DBA Florida Blue Medicare. These companies are affiliates of Blue Cross and Blue Shield of Florida, Inc., and Independent Licensees of the Blue Cross and Blue Shield Association.
Why call Florida Blue for a $0 ride?
Call us for a $0 ride to and from your vaccine . More value, savings and choices. Florida Blue offers a variety of Medicare insurance plans to fit your health and lifestyle. Choose coverage options like access to a trusted network of doctors, hospitals and pharmacies, and cost-saving programs designed to help keep you healthy.
Is Florida Blue Medicare or Medicaid?
Shop for Medicare plans in your area. Florida Blue has proudly served Medicare beneficiaries since 1965. We offer a variety of affordable Medicare plans with more benefits than Original Medicare.
Is Florida Blue the same as Blue Cross Blue Shield of Florida?
About Florida Blue Headquartered in Jacksonville, Fla., it is an independent licensee of the Blue Cross and Blue Shield Association.
Is Blue Shield Medicare or non Medicare?
Blue Shield of California makes choosing the right health coverage easy. We offer Medicare Supplement plans and stand-alone Medicare Prescription Drug Plans statewide.
What is the income limit for Florida Blue?
By Florida BlueIf you're a single adult with no kids and your annual income is:If you're a family of four and your annual household income is:$12,760 to $19,140$25,520 to $39,300$19,141 to $51,040$39,301 to $104,800More than $51,040More than $104,800Apr 1, 2021
Which Florida Blue plan is best?
Currently, Blue Cross Blue Shield and Cigna offer the best rates in the majority of the Florida and is available in almost every county. A plan that most consumers can start looking at is the BlueOptions Silver 1410, a Silver plan which has the smallest premiums in most Florida counties.
Can I use Florida Blue in another state?
Most Blue Cross Blue Shield members can rest easy since Blue Cross Blue Shield coverage opens doors in all 50 states and is accepted by over 90 percent of doctors and specialists. And if your extended travel plans take you abroad, you can ensure you have access to quality care through GeoBlue.
Why do doctors not like Medicare Advantage plans?
If they don't say under budget, they end up losing money. Meaning, you may not receive the full extent of care. Thus, many doctors will likely tell you they do not like Medicare Advantage plans because private insurance companies make it difficult for them to get paid for their services.
What is the difference between Medicare and Medicare Advantage plans?
Medicare Advantage is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D. Plans may have lower out-of- pocket costs than Original Medicare. In many cases, you'll need to use doctors who are in the plan's network.
What are the 4 types of Medicare?
There are four parts of Medicare: Part A, Part B, Part C, and Part D.Part A provides inpatient/hospital coverage.Part B provides outpatient/medical coverage.Part C offers an alternate way to receive your Medicare benefits (see below for more information).Part D provides prescription drug coverage.
Does Florida have free health insurance?
Quick Info. Medicaid provides free or low-cost health coverage to eligible needy persons.
Do you have to enroll in Medicare Part B every year?
Do You Need to Renew Medicare Part B every year? As long as you pay the Medicare Part B medical insurance premiums, you'll continue to have the coverage. The premium is subtracted monthly from most people's Social Security payments. If you don't get Social Security, you'll get a bill.
How much is health insurance in Florida per month?
How much does health insurance cost per month in Florida? Prices for ACA health plans vary depending on your age, location, tobacco use, plan category, and whether the plan covers dependents. The average price for a Florida ACA plan without a tax subsidy in 2021 is $597. With a tax subsidy, it's $98.
Does Florida Blue have PPO plans?
PPO: Preferred Provider Organization With a PPO plan, you're not required to have a primary care doctor and can see specialists without a referral.
Where is BCBS of Florida located?
Jacksonville, Fla.About Florida Blue Headquartered in Jacksonville, Fla., it is an independent licensee of the Blue Cross and Blue Shield Association.
Does Anthem Blue Cross work in Florida?
Anthem offers a variety of plans to those who live in Florida, such as Blue Essential plans, Lumenos Health Savings Account plans, Premier Plans, and BlueAccess Value.
Is blue choice the same as blue select?
The difference that sets Blue Choice Select PPO apart — and makes it the right choice for your company — is that it uses the Blue Choice PPOSM network which is a select, more affordable network than the larger PPO network.
What Does a Medigap Plan Cost?
In paying for many healthcare items and services, Medicare Supplement plans share the cost of care through deductibles, copayments and coinsurance. The cost varies by plan.
How long does it take to get a refund on a health insurance policy?
30 Day Money-back Guarantee – If you’re not completely satisfied, return your contract within 30 days of policy delivery to receive a full refund of premiums paid
Does Medicare cover all health care expenses?
Since Medicare doesn’t cover all health care expenses, you can also buy a variety of Medicare Supplement insurance plans with different cost and benefit structures.
Does Medigap cover prescription drugs?
Since Medigap plans do not cover prescription drugs, you may want to consider pairing this plan with a Medicare Part D plan.
What is Florida Blue Medicare Advantage?
Florida Blue Medicare Advantage plans give you prescription drug coverage and additional benefits like discount and reward programs. Many plans even have a $0 premium.
What is Florida Blue?
Florida Blue provides the information you need to choose the Medicare plan that meets your needs and budget.
Do you pay a deductible on Medicare Supplement?
For most services, you pay a yearly deductible and coinsurance, unless you have a separate Medicare Supplement plan.
Do you need to research Medicare insurance?
If one Medicare insurance plan was right for everyone, you wouldn’t need to research and compare plans. But that’s not the case. Fortunately, you do have choices when it comes to Medicare plans and coverage.
Do you have to pay deductible for hospital care?
When you receive inpatient hospital care, you may pay a deductible and coinsurance, unless you have a separate Medicare Supplement plan.
How to contact Florida Blue for Medicare?
Medicare members can call 1-800-926-6565 or visit floridablue.com/Medicare/COVID19. Florida Blue continues its partnership with New Directions Behavioral Health to offer a bilingual helpline to assist all Floridians with the stress they may feel during the COVID-19 health crisis.
What is Florida Blue?
Florida Blue, Florida’s Blue Cross and Blue Shield company, has been providing health insurance to residents of Florida for more than 75 years. Driven by its mission of helping people and communities achieve better health, the company serves more than 5 million health care members across the state. In total, Florida Blue and its affiliated companies serve 27 million people in 35 states. Headquartered in Jacksonville, Fla., it is an independent licensee of the Blue Cross and Blue Shield Association.
What is the phone number for Florida Blue?
Florida Blue members with specific coverage questions can call the phone number on the back of their member ID card or 1-800-352-2583. Medicare members can call 1-800-926-6565 or visit floridablue.com/Medicare/COVID19.
What is virtual support for Florida Blue?
Virtual Member Support Expanded at Florida Blue Centers: The Florida Blue Centers are furthering efforts to provide virtual support to members, or members of the community who have recently lost health coverage due to job loss or experienced other financial hardships due to COVID-19. Neighborhood nurses, community specialists and local sales and service consultants are available to help with questions about COVID-19, testing site locations, navigating the health care system, finding virtual care options and checking enrollment eligibility. Assistance can also be provided to help fill gaps with finding food, utility and rent assistance, and many other types of relief programs by calling 877-352-5830, 9 a.m. to 7 p.m. local time, Monday through Friday, and 9 a.m. to 4 p.m. on Saturday.
Where is Florida Blue located?
In total, Florida Blue and its affiliated companies serve 27 million people in 35 states. Headquartered in Jacksonville, Fla. , it is an independent licensee of the Blue Cross and Blue Shield Association. Back to Navigation.
Does Florida Blue cover inpatient hospital admissions?
Florida Blue will waive cost-sharing for its members who must undergo testing and treatment for COVID-19, including in-patient hospital admissions. This applies to all Florida Blue members with ACA, Medicare Advantage (excluding Part D drug plans) and other Individual plans, as well as all Fully Insured Employer Group health plans.
Is Florida Blue implementing a plan?
In addition, Florida Blue is implementing additional plan and policy changes to help its members stay healthy and cope financially during COVID-19.
Virtual Care
Your health care shouldn't be limited by your location. With virtual health care, you have access to providers 24/7, and you can access care that works for your schedule.
Support During COVID-19
We're here to help separate the myths from the facts so you have accurate information about COVID-19 vaccines. Questions? Call our nurses: 877-352-5830.
Low or No Cost Providers
During these uncertain times, count on partners like Sanitas and other value-choice providers to provide high-quality care at a lower price than other networks.
It's a question we ask ourselves every day
For more than 75 years, Florida has been our one and only home. Helping you and our communities be as healthy as they can be is our mission and we will never stop finding new ways to achieve it.
Ideas for Healthier Communities
You can count on us to help lead the way to better health as your trusted partner and community champion today and as we move into our new normal.
Are you an employer?
We can provide a community of care for your entire team to help them stay healthy and thrive.
Understanding the Costs of Health Plans
To help you understand what health insurance really costs and how that can fit into your budget, let’s look at what these different costs are, what affects them and the ultimate financial value of having health insurance.
Types of Health Insurance Costs
Premiums are the payments you make each month to your insurance company for your health insurance coverage. You’ll need to you pay this bill every month, to make sure that you’ll have coverage for your care when you need it, even if you have an unexpected illness or injury.
How to estimate your annual total cost
Because there’s no way to be sure what medical expenses you’ll have in a year, it’s impossible to predict the exact annual cost of care. However, you can get an idea of your estimated total cost of care.
Frequently Asked Questions
If you don’t access to health insurance through an employer, you may be eligible for affordable health insurance through the Affordable Care Act (ACA).
Looking for more information about what health care could cost you?
Reach out to one of our licensed health insurance agents, who’ll walk you through your options and the costs associated with each one.