Medicare Blog

when you can start to get medicare if you get green card

by Keanu Conn Published 2 years ago Updated 1 year ago
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Green card holders become eligible for Medicare coverage by establishing and maintaining permanent residency in the U.S. You must live in the U.S. for at least five years continuously before qualifying for Medicare. Most people qualify for Medicare when they turn 65.

To qualify for Medicare, you must be a lawful permanent resident of the U.S. for at least five years.

Full Answer

When can a green card holder apply for Medicare?

Aug 03, 2021 · Can a green card holder get Medicare? To qualify for Medicare for permanent residents, a person must be a U.S. citizen, or legal permanent resident who is past their 65th birthday. Additionally, the person or their spouse must have worked in the U.S. and paid Medicare taxes for a minimum of 40 quarters.

When will I be eligible to apply for Medicare?

Feb 02, 2022 · Green card holders should get Medicare during their Initial Enrollment Period. This period lasts seven months, starting three months before the month of your 65th birthday, including your birthday month and continuing for three more months. Enrolling in Medicare during this period allows green card holders to start accessing more affordable health care earlier.

When do you get your Medicare card after 65?

Jun 27, 2015 · Even if you have exceeded five years as a permanent resident, you cannot apply for Medicare unless you lived in the United States during the five consecutive years immediately before you file an application. For example, Maria has had a U.S. Green Card for six years and she will turn 65 years old in 2018.

Do you have to be a US citizen to qualify for Medicare?

Sep 01, 2021 · When Can a Green Card Holder Apply for Medicare? You must have established residency for at least five years. Once you have residency status, you qualify for Medicare just like any other person. Thus, by turning 65 or obtaining Social Security Disability for at least 24 months. How to Apply for Medicare for Green Card Holders

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How long does it take to get permanent residency in the US?

Through asylum or refugee status: If the U.S. government has granted you asylum, you may be eligible for permanent residency after one year of your entry into the United States. This remains the case only so long as your asylum or refugee status has not been terminated.

How long do you have to be a resident to get Medicare?

Not only must you establish permanent residency in the United States, but you must also have maintained that residency for at least five years. As a Green Card holder, timing also matters.

How long does it take to get a green card?

The process can take anywhere from months to years before you actually get a Green Card. All applications must ultimately be approved by U.S. Citizenship and Immigration Services (USCIS) under the Department of Homeland Security. 3  However, immigration remains a hot-button issue.

How old do you have to be to get Medicare?

Next, you will have to demonstrate medical need based on your age (65 years and older) or based on a long-term disability.

How much investment do I need to become a permanent resident?

This will require a minimum $500,000 investment in an area of the country where there is a high unemployment rate or high need, i.e., rural areas.

Is there a calculator for Medicare eligibility?

It is important to know when and if you are eligible to take advantage of the program's many benefits. While Medicare .gov offers an eligibility calculator, it can still be confusing. 1  Understanding exactly what those requirements are will give you a better understanding of the Medicare application process.

Is Medicare funded by taxes?

Living in America. Medicare is health care partially funded by tax dollars. With federal money on the line, it is not surprising the government wants to keep tight reins on these services. Specifically, it wants to make sure that you are a citizen or permanent legal resident of the United States.

How long do you have to be in the US to qualify for Medicare?

You must have established residency for at least 5 years. Once you have residency status, you qualify for Medicare just like any other person. Either by turning 65 or by obtaining Social Security Disability for at least 24 months.

How long do you have to work to get a premium free A?

Those that have worked at least 10 years could qualify for premium-free Part A. Now, Part B is a little different. You’re costs depend on how much you make each year. High-income earners will pay a Part B IRMAA.

Is Medicare available for green card holders in 2021?

Updated on March 26, 2021. Medicare for green card holders is possible. Those with a green card may be curious about Medicare eligibility. Well, if you’ve been a resident of the United States for at least five years, you may be eligible.

Can undocumented immigrants get medicare?

Now, undocumented immigrants won’t be able to get Medicare. For those that do qualify for Medicare, we can help you find the best plan to meet your needs. For some, Medicare Advantage plans may be suitable. But, many will find Medigap insurance the most comprehensive.

Can my parents get medicare?

Medicare is available to those that qualify. If your parents have been permanent residents for at least 5 years, they may be eligible. Your parents will get Medicare separately, so your mom would need to be eligible on her own terms. And, your dad would need to be eligible on his own terms.

Who is Lindsay Malzone?

Lindsay Malzone is the Medicare expert for MedicareFAQ. She has been working in the Medicare industry since 2017. She is featured in many publications as well as writes regularly for other expert columns regarding Medicare. You can also find her over on our Medicare Channel on YouTube as well as contributing to our Medicare Community on Facebook.

What is Medicare and Green Card?

To begin with, Medicare represents a U.S. federal government health insurance system primarily targeted for people who are aged over 65 years old. This system comprises of three primary parts – namely part A, which covers the expenses of hospitalization, surgeries, and so on, part B which covers the expenses ...

Why is Medicare so strict?

As you can see, the eligibility criteria for Medicare insurance are rather strict, primarily because the system is federally funded. If Medicare is out of reach for you, you may always consider other insurance programs, as there are different options to choose from.

How old do you have to be to qualify for Medicare?

According to official specifications, a legal permanent resident or a US citizen aged over 65 years old can qualify for Medicare benefits. The person or the spouse is required to have worked in the US for 40 quarters, at a minimum, as this would entail paying for taxes during that timeframe.

How old do you have to be to get a green card?

If you want to do so, you still have to meet some specifications, as follows: You must be aged over 65-years old. You are a Green Card holder and have been living in the US for longer than five years and you don’t benefit from Social Security advantages.

Is Medicare a federal program?

Expressly, Medicare as a health system is funded by federal money. This is primarily why these services are restricted to permanent legal residents of the United States. Considering that you aren’t a US resident, then this means you must have a Green Card.

Who is Not Eligible for Medicare?

Anyone who doesn’t meet the criteria above isn’t eligible. The eligibility of Medicare for non citizens is different from the Affordable Care Act (ACA).

Is Medicare Free for Non Citizens?

Medicare isn’t usually entirely free for anyone. Although some Connecticut Medicare Advantage policies have $0 monthly premiums, most of us pay the federal government for Medicare.

Non Citizens Sometimes Pay More

There is one issue is more likely to hit you if you moved to the US later in life.

Your first chance to sign up (Initial Enrollment Period)

Generally, when you turn 65. This is called your Initial Enrollment Period. It lasts for 7 months, starting 3 months before you turn 65, and ending 3 months after the month you turn 65.

Between January 1-March 31 each year (General Enrollment Period)

You can sign up between January 1-March 31 each year. This is called the General Enrollment Period. Your coverage starts July 1. You might pay a monthly late enrollment penalty, if you don’t qualify for a Special Enrollment Period.

Special Situations (Special Enrollment Period)

There are certain situations when you can sign up for Part B (and Premium-Part A) during a Special Enrollment Period without paying a late enrollment penalty. A Special Enrollment Period is only available for a limited time.

Joining a plan

A type of Medicare-approved health plan from a private company that you can choose to cover most of your Part A and Part B benefits instead of Original Medicare. It usually also includes drug coverage (Part D).

What happens after you enroll in Medicare?

After enrolling in Medicare, you will receive your Medicare identification card so that you can use it to receive healthcare coverage at a variety of different facilities across the United States. Since Medicare is a government-run entity, applications for insurance coverage are handled by the Social Security Administration.

How long does it take to get Medicare?

This date marks the beginning of your Initial Enrollment Period. This period lasts for a total of seven months , and you must apply for Medicare coverage during this period to avoid having to pay late enrollment penalties. The seven months encompass the three months prior to your birthday, your birth month, and the three months following your birth month.

How many months are you eligible for Medicare?

The seven months encompass the three months prior to your birthday, your birth month, and the three months following your birth month. You are able to apply for Medicare in a few different ways. If you prefer to apply in person, you can do so at your local Social Security office.

Does Medicare cover prescription drugs?

Original Medicare encompasses both Part A and Part B. At the time you apply for Original Medicare, you also have the ability to sign up for Medicare Part D coverage, which covers prescription drugs.

Is Medicare dependent on Social Security?

Unlike Social Security benefits, Medicare eligibility is not dependent on retirement. However, if you are already receiving Social Security benefits at the age of 65, you will automatically be enrolled in Medicare. It is important to note that even if you are automatically enrolled in Part A and Part B, you still must apply to Part D separately ...

What is it?

This welcome package is the first mail you'll get from Medicare. It includes a letter, booklet, and Medicare card. The booklet explains important decisions you need to make now that you have Medicare.

When should I get it?

About 2 weeks after you sign up for Medicare or Social Security benefits. If you get Medicare automatically based on disability, you'll get this package about 2 weeks after Social Security approves your benefits.

What should I do if I get these materials?

Read the materials carefully as soon as you get them because they explain important decisions that you should make now.

When do you have to enroll in Medicare if you don't qualify?

If you don’t enroll in Medicare during your Initial Enrollment Period, in most cases you’ll have to wait until the General Enrollment Period, which takes place from January to March 31 every year. You may have to pay a late-enrollment penalty for Medicare Part B (and for Medicare Part A, if you don’t qualify for premium-free Part A). ...

How old do you have to be to get Medicare?

Medicare sends you a red, white, and blue card when you’re signed up. You’re generally eligible for Medicare if you’re a United States citizen or permanent legal resident of at least five continuous years, and you generally qualify by age (65 or older). However, you may qualify for Medicare before turning 65 if you receive Social Security ...

How to contact Medicare if you are married?

If you’re a TTY user, you can call 1-312-751-4701. You can also sign up online at in person. If you’re married, you and your spouse should each have your own separate Medicare cards with separate Medicare claim numbers. Don’t mix them up, and never use each other’s cards.

What is the number to call for Social Security?

Social Security: 1-800-772-1213, Monday through Friday, from 7AM to 7PM. If you’re a TTY user, you can call 1-800-325-0778. Railroad Retirement Board : 1-877-772-5772, Monday through Friday, from 9AM to 3:30PM. If you’re a TTY user, you can call 1-312-751-4701. You can also sign up online at in person.

When will Medicare start?

If you turn 65 years old. If you’re already receiving Social Security or Railroad Retirement Board benefits, you’ll be automatically enrolled in Original Medicare, Part A and Part B, when you reach age 65. Your Medicare card should arrive about three months before your 65th birthday, and your Medicare coverage starts the first day ...

When will Medicare be available for Social Security?

If you get Social Security or Railroad Retirement Board disability benefits, you’ll be automatically enrolled in Medicare after 24 months of collecting disability. Your Medicare card should arrive in the 25th month.

Do you have to pay late enrollment penalty for Medicare?

You may have to pay a late-enrollment penalty for Medicare Part B (and for Medicare Part A, if you don’t qualify for premium-free Part A). Some people decide to delay Medicare Part B enrollment if they have other coverage, since Part B comes with a premium.

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