Full Answer
How do I get help with Medicare in NYS?
TTY users should call (877) 486-2048. Medicare and You Handbook. One-on-one counseling assistance from the New York State Office for Aging Health Information Counseling and Assistance Program (HIICAP). Call (800) 342-9871 to be directed to your local office.
Where can I find more information about Medicare prescription drug coverage?
If you need additional assistance contact the Health Insurance Information Counseling & Assistance Program (HIICAP) at (800) 701-0501. For more information about Medicare prescription drug coverage, see the federal Centers for Medicare and Medicaid Services (CMS) publication Medicare and You Handbook.
Where can I find information about the Medicare savings program?
Contact NY Connects or the Health Insurance Information, Counseling and Assistance Program (HIICAP) to learn about the Medicare Savings Program. New plan choices are announced in October of each year. The New York State Health Insurance Information Counseling and Assistance Program (HIICAP)
When should I apply for Medicare in New York State?
New York State law and regulation require that any insurer writing Medigap insurance must accept a Medicare enrollee's application for coverage at any time throughout the year.
How can I get questions answered about Medicare?
Do you have questions about your Medicare coverage? 1-800-MEDICARE (1-800-633-4227) can help. TTY users should call 1-877-486-2048.
What is the best way to find out about Medicare?
Visit Medicare.gov/about-us/nondiscrimination/accessibility-nondiscrimination.html, or call 1-800-MEDICARE (1-800-633-4227) for more information. TTY users can call 1-877-486-2048. Paid for by the Department of Health & Human Services.
Where can I get unbiased information about Medicare?
Call 1-800-MEDICARE For questions about your claims or other personal Medicare information, log into (or create) your secure Medicare account, or call us at 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.
What is Medicare called in New York?
MedigapMedigap (Medicare Supplement) insurance plans are also offered by private insurance companies and can help you pay your out-of-pocket costs for services covered under Original Medicare. You may opt to enroll in a Medicare Advantage plan in New York as an alternative way to get your Original Medicare benefits.
Is it necessary to have supplemental insurance with Medicare?
For many low-income Medicare beneficiaries, there's no need for private supplemental coverage. Only 19% of Original Medicare beneficiaries have no supplemental coverage. Supplemental coverage can help prevent major expenses.
Do I automatically get Medicare when I turn 65?
Yes. If you are receiving benefits, the Social Security Administration will automatically sign you up at age 65 for parts A and B of Medicare. (Medicare is operated by the federal Centers for Medicare & Medicaid Services, but Social Security handles enrollment.)
Why do doctors not like Medicare Advantage plans?
If they don't say under budget, they end up losing money. Meaning, you may not receive the full extent of care. Thus, many doctors will likely tell you they do not like Medicare Advantage plans because private insurance companies make it difficult for them to get paid for their services.
When should you start looking at Medicare?
Generally, you're first eligible starting 3 months before you turn 65 and ending 3 months after the month you turn 65. If you don't sign up for Part B when you're first eligible, you might have to wait to sign up and go months without coverage.
What are the 4 types of Medicare?
There are four parts of Medicare: Part A, Part B, Part C, and Part D.Part A provides inpatient/hospital coverage.Part B provides outpatient/medical coverage.Part C offers an alternate way to receive your Medicare benefits (see below for more information).Part D provides prescription drug coverage.
What is the income limit for Medicare in NY?
The monthly income limits to be eligible for HCBS in New York are $875 (single) and $1,284 (if married and both spouses are applying).
How much does Medicare cost in NYS?
The average Medicare Advantage monthly premium decreased in New York compared to last year — from $32.27 in 2021 to $30.20 in 2022. There are 280 Medicare Advantage plans available in New York for 2021, compared to 275 plans in 2021.
How much does Medicare Part B cost in NYS?
$170.10 per monthPart B costs $170.10 per month but can be more if you have higher income. There are 173 Medicare Advantage Plans in the state that are an alternative to Original Medicare. Learn more about your Medicare options in New York.
About Medicare in New York
Medicare beneficiaries in New York enjoy a variety of Medicare offerings, from the federal option of Original Medicare, Part A and Part B, to plans...
Types of Medicare Coverage in New York
Original Medicare, Part A and Part B, refers to federal Medicare coverage. Medicare Part A (hospital insurance) and Part B (medical insurance) are...
Local Resources For Medicare in New York
Medicare Savings Programs in New York: Programs in New York can assist beneficiaries in paying for things like their monthly premiums. Usually in o...
How to Apply For Medicare in New York
To apply for Medicare in New York, you must be a United States citizen or legal permanent resident of at least five continuous years. You’re genera...
How do I apply for medicare?
You may apply for Medicare by calling the Social Security Administration at 1-800-772-1213 or by applying on-line at: https://www.ssa.gov/medicare/. You may be required to submit proof that you have applied for Medicare. Proof can be: Your award or denial letter from the Social Security Administration, OR.
What languages are eligible for Medicare?
You Must Apply for Medicare. This document is also available in the following languages: Spanish, Russian, Italian, Korean, Chinese, Haitian Creole. If you are turning 65 within the next 3 months or you are 65 years of age or older, you may be entitled to additional medical benefits through the Medicare program.
Can medicaid pay for premiums?
If so, then the Medicaid program can pay or reimburse your Medicare premiums. If the Medicaid program can pay your premiums, you will be required to apply for Medicare as a condition of Medicaid eligibility. You may apply for Medicare by calling the Social Security Administration at 1-800-772-1213 or by applying on-line at: ...
Is Medicare a federal program?
Medicare is a federal health insurance program for people over 65 and for certain people with disabilities regardless of income. When a person has both Medicare and Medicaid, Medicare pays first and Medicaid pays second. You are required to apply for Medicare if:
What is the number to call for Medicare in New York?
1-800-MEDICARE (800) 633-4227 for assistance to find out more about coverage options. TTY users should call (877) 486-2048. Medicare and You Handbook. One-on-one counseling assistance from the New York State Office for Aging Health Information Counseling and Assistance Program (HIICAP).
How to contact Medicare Advantage?
For more information about the Medicare Advantage Plans or Medicare Prescription Drug Plans available in your area, visit the federal Medicare website or call 1-800-MEDICARE (800) 633-4227. TTY users should call (877) 486-2048.
What are the benefits of Medigap?
Each standardized Medigap policy must provide the same basic core benefits such as covering the cost of some Medicare copayments and deductibles. Some of the standardized Medigap policies also provide additional benefits such as skilled nursing facility coinsurance and foreign travel emergency care.
What is the 80 percent excess benefit for Medicare?
The 80 percent Medicare Part B Excess benefit, available in Plan G, was changed to a 100 percent coverage benefit. Insurers are also now required to offer Plans A and B, as well as either Plan C or Plan F. Previously insurers only had to offer Plans A and B.
What is open enrollment for Medicare?
During the federal Open Enrollment period, current or newly eligible Medicare beneficiaries, including people with Original Medicare, can review current health and prescription drug coverage, compare health and drug plan options available in their area, and choose coverage that best meets their needs. This is the time when Medicare eligible individuals can enroll in Medicare Advantage and Medicare Part D prescription drug plans.
How often does Medicare Part B exam?
If you have had Medicare Part B for longer than 12 months, you can get a yearly wellness visit to develop or update a personalized prevention plan based on your current health and risk factors. Again, you will pay nothing for this exam if the doctor accepts assignment. This exam is covered once every 12 months .
What is Medicare Supplement?
Medicare Supplement (Medigap) insurance is health insurance that is sold by private insurance companies to cover some of the "gaps" in expenses that are not covered by Medicare. For policies sold before June 01, 2010, there are fourteen standardized plans A through L.
How much does Medicare cost in New York City in 2021?
Seniors aged 65 and older and disabled individuals are eligible for Medicare, the federal health care insurance plan. Over 2,000,000 New Yorkers are enrolled in Original Medicare. Medicare Part A can cost as much as $471 per month, depending upon how long you paid Medicare taxes in the past, ...
Which is better: Medicare or New York?
You have numerous options when you want to choose a Medicare plan. Those who only require minimal health care coverage may find that Original Medicare is their best option. New York’s Medicare Advantage program may be a better choice if you have more extensive health care needs. Medicare Advantage Plans can provide you with the coverage you need, along with additional benefits, such as vision, hearing, dental. Some Medicare Advantage Plans also include prescription drug coverage. You might find that you benefit from purchasing a separate supplemental or prescription drug coverage plan.
What is Medicare Supplement Insurance Plan?
If you’re concerned that Original Medicare is leaving gaps in your coverage and you’re paying too many fees, consider a Medicare Supplement Insurance Plan, also known as Medigap. Medigap plans can cover copays for Parts A and B, as well as any excess Part B charges.
What are the different types of Medicare Advantage Plans in New York?
New York has four types of Medicare Advantage Plans, including HMO, PPO, PFFS, and SNP plans. You can only select Medicare Advantage Plans that are available in the New York county where you live. If you move, you’ll need to enroll in a new plan.
What is AAA in New York?
Area Agencies on Aging provide a variety of services for seniors in communities across New York. Every county in New York has a local office. AAA offices can provide you with access to a variety of benefits and information about health care choices, including Medicare and resources that can help you with issues, such as wills, estate planning, and health care proxies. AAA offices also help with transportation to medical appointments, provide nutritious meals to needy seniors, and work with other organizations in their communities to promote the needs and interests of older New Yorkers.
How many HIICAP counselors are there in New York?
Located in Offices for the Aging across New York, more than 500 HIICAP counselors are available to answer your questions about your health care options, including Medicare, Medicaid Advantage, Medigap, Supplemental Insurance Plans, and long-term care insurance. This organization provides free, unbiased information for seniors, their families, or their caregivers to help them find the option that best suits their medical situation.
Does Medicare Advantage include prescriptions?
Medicare Advantage Plans can provide you with the coverage you need , along with additional benefits, such as vision, hearing, dental. Some Medicare Advantage Plans also include prescription drug coverage. You might find that you benefit from purchasing a separate supplemental or prescription drug coverage plan.
How to contact NY Connects?
For additional information: Information on Medicaid by the New York State Department of Health. 1-877-267-2323. Visit the NY Connects website. 1-800-342-9871. Monday - Friday, 8:30am to 5:00pm.
How long before your 65th birthday can you apply for Medicare?
To avoid penalties, apply during the period from three months before your 65th birthday month through three months after your birthday month. Additionally, New York State and the federal government help low-income Medicare beneficiaries with out-of-pocket expenses.
What is the New York State Partnership for Long-Term Care?
The New York State Partnership for Long-Term Care combines private long-term care insurance with Medicaid to help people prepare financially for possible nursing home care, home care or other long-term care services as specified under the policy. It allows New Yorkers to protect assets while remaining eligible for Medicaid extended coverage if their long-term care needs exceed the period covered by their private partnership insurance policy. For an application, contact your local office for the aging.
Why is it important to find a prescription drug plan?
Finding the right prescription drug plan to meet your needs is important for your overall health and for your wallet. Older adults can schedule free and confidential appointments with highly trained counselors to discuss their prescription drug plan needs.
What is the age limit for Medicare?
Medicare. Medicare provides health insurance for people age 65+, certain people with disabilities, and those in final stages of renal (kidney) disease. The Social Security Administration takes applications for Medicare and provides information regarding eligibility. To avoid penalties, apply during the period from three months before your 65th ...
What is the phone number for HIICAP?
The Health Insurance Information, Counselling and Assistance Program (HIICAP) at 1-800-701-0501, open Monday - Friday, 8:30am to 5:00pm.
What is the phone number for the aging program?
For additional information: 1-800-701-0501. Monday - Friday, 8:30am to 5:00pm. Next Section.
How to contact Medicare in New York?
You can access no cost Medicare counseling by contacting the New York Health Insurance Information Counseling and Assistance Program (HIICAP) at 1-800-701-0501. HIICAP can help you enroll in Medicare, compare and change Medicare Advantage and Part D plans, and answer questions about state Medigap protections.
What is extra help for prescriptions in New York?
Medicare beneficiaries who are enrolled in Medicaid, an MSP, or Supplemental Security Income (SSI) also receive Extra Help – a federal program that reduces prescription expenses under Medicare Part D.
What is the income limit for HCBS in New York?
The monthly income limits to be eligible for Medicaid nursing home coverage in New York are $875 (single) and $1,284 (if married and both spouses are applying). The monthly income limits to be eligible for HCBS in New York are $875 ...
How much does Medicaid ABD cover?
Medicaid ABD pays for an eye exam every two years, and will cover eyeglasses for enrollees needing a minimum of .50 diopter correction. Income eligibility: The income limit is $875 a month if single and $1,284 a month if married. (This is equal to 84 percent of the federal poverty level.) Asset limits: The asset limit is $15,750 for single ...
How long is the lookback period for nursing home benefits in New York?
New York uses a 60-month lookback period to calculate its asset transfer penalty for nursing home benefits. New York pursues estate recovery of all Medicaid benefits it paid for enrollees beginning at the age of 55.
How much housing allowance can a spouse have in New York?
In New York in 2020, spousal impoverishment rules allow community spouses to keep a housing allowance ranging from $386 in Western New York to $1,451 in NYC. In New York, applicants for Medicaid LTSS must have a home equity interest of $893,000 or less.
What is the Medicaid spend down in New York?
In New York, the Medicaid spend-down covers Long Term Services and Supports. Income eligibility: The income limit is $875 a month if single and $1,284 a month if married. Asset limits: The asset limit is $15,750 if single and $23,100 if married.
