Medicare Blog

who can apply for medicare in california

by Linda Wilkinson Published 2 years ago Updated 1 year ago
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To be eligible for Medicare in California, you must be a U.S. citizen or a legal resident for at least 5 years. You must be 65 years old. And you or your spouse must have worked in Medicare-covered employment for at least 10 years.

Full Answer

Who qualifies for Medi Cal in California?

You are eligible for Medicare if you are a citizen of the United States or have been a legal resident for at least 5 years and: You are age 65 or older and you or your spouse has worked for at least 10 years (or 40 quarters) in Medicare-covered employment. You are age 65 or older and you or your spouse has worked 30-39 quarters in Medicare-covered ...

What are the requirements for Medicare in California?

Sep 16, 2018 · How to apply for Medicare in California Visit the Social Security website. Call Social Security at 1-800-772-1213 (TTY users should call 1-800-325-0778), Monday through Friday, 7AM to 7PM. If you worked for a railroad, call the Railroad Retirement Board at 1-877-772-5772 (TTY users call ...

Who is eligible for Medi-Cal?

To be eligible for Medicare in California, you must be a U.S. citizen or a legal resident for at least 5 years. You must be 65 years old. And you or your spouse must have worked in Medicare-covered employment for at least 10 years.

How to qualify for Medicaid in ca?

Oct 18, 2021 · Any California resident can register for Medicaid through Medi-Cal and other Medi-Cal programs. Since Medi-Cal has more than 90 eligibility categories, applying can help you understand if you fall under one of them. The people who …

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How do I qualify for Medicare in California?

You are eligible for Medicare if you are a citizen of the United States or have been a legal resident for at least 5 years and: You are age 65 or older and you or your spouse has worked for at least 10 years (or 40 quarters) in Medicare-covered employment.

Who qualify for Medicare?

age 65 or olderGenerally, Medicare is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). Medicare has two parts, Part A (Hospital Insurance) and Part B (Medicare Insurance).

Who is eligible for Medicare and Medicaid in California?

To qualify, you must: Be aged (65+) or disabled (meet Social Security's definition of disability, even if your disability is blindness).

Can I get Medicare without Social Security?

Even if you don't qualify for Social Security, you can sign up for Medicare at 65 as long you are a U.S. citizen or lawful permanent resident.

Is Medicare based on your income?

Medicare premiums are based on your modified adjusted gross income, or MAGI. That's your total adjusted gross income plus tax-exempt interest, as gleaned from the most recent tax data Social Security has from the IRS.

How old do you have to be to get Medicare in California?

Medicare is health insurance for people 65 or older. You're first eligible to sign up for Medicare 3 months before you turn 65. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig's disease).

Can I get Medicare at age 62?

Generally speaking, no. You can only enroll in Medicare at age 62 if you meet one of these criteria: You have been on Social Security Disability Insurance (SSDI) for at least two years. You are on SSDI because you suffer from amyotrophic lateral sclerosis, also known as ALS or Lou Gehrig's disease.

What's the difference between Medicare and Medi-Cal?

Medicare provides health coverage to individuals 65 and older or those with a severe disability regardless of income, whereas Medi-Cal (California's state-run and funded Medicaid program) provides health coverage to those families with very low income, as well as pregnant women and the blind, among others.Jan 25, 2017

About Medicare in California

Medicare beneficiaries in California have a variety of plan options. They may choose from Original Medicare, Part A and Part B, or various Medicare...

Types of Medicare Coverage in California

Original Medicare, Part A and Part B, is available through the federal government. You will pay a monthly premium for Part B coverage, even if you...

Local Resources For Medicare in California

1. Medicare Savings Programs in California: If your income falls below the government-established amount, you may qualify for help paying your Medi...

How to Apply For Medicare in California

To qualify for Medicare, you must be either a United States citizen or a legal permanent resident of at least five continuous years.You apply for M...

What California Medicare Plans Are Available?

Administered by the Social Security Administration, Medicare is the federal health insurance program that provides insurance for eligible participants who are 65 or over. People diagnosed with a long-term disability may also qualify for Medicare.

Who Is Eligible for California Medicare?

To be eligible for Medicare in California, you must be a U.S. citizen or a legal resident for at least 5 years. You must be 65 years old. And you or your spouse must have worked in Medicare-covered employment for at least 10 years.

How Do I Enroll in Medicare in California?

About 3 months before you turn 65, Medicare will send you an enrollment package. If you are already receiving Social Security benefits, you don't have to do anything — you will be enrolled in Medicare Parts A and B automatically. All you have to do is sign the Medicare card included in your packet.

Contact Information for California Medicare, Medicaid and Insurance Help

California's version of Medicaid, which is known as Medi-Cal, is available to low-income residents of the state who meet eligibility qualifications. Learn more about Medi-Cal eligibility and enrollment here.

APPLYING FOR MEDICARE AND MEDI-CAL

Information about Medi-Cal, resources for applying and eligibility are provided by the Department of Health Care Services.

GENERAL INFORMATION

California Health Advocates offers Medicare advocacy, benefits information, and education for Californians.

FRAUD

The Bureau of Medi-Cal Fraud Elder Abuse explains how to report suspected Medi-Cal fraud or elder abuse to the Department of Justice.

Apply By Mail

Apply for Medi-Cal with a Single Streamlined Application, provided in English and other languages. ​

Contact Us

If you do not find an answer to your question after reading through our Frequently Asked Questions, please contact us directly: Medi-Cal Contact Us, or contact your local county office from our County Listings page.

How long does it take to enroll in Medicare in California?

People with a plan through Covered California who have been determined disabled by the Social Security Administration will be automatically enrolled in Medicare within two years of receiving Social Security Disability Insurance (SSDI) income.

How to contact Covered California?

Then, call Covered California at (800) 300-1506 (TTY: 888-889-4500) and tell us about your Medicare coverage.

What is Medicare Part B?

Medicare Part B, also known as medical insurance, covers certain doctors’ services, outpatient care, medical supplies and preventive services. Medicare Parts A and B combined is also known as “Original Medicare.”. Medicare Part D, also known as prescription drug coverage, can be added to Original Medicare.

When does Medicare Part B open enrollment start?

If you don’t sign up for Medicare Part B (medical insurance) during your initial enrollment period, you will have to wait for the general open enrollment period (Jan.1 to March 31), and then your coverage wouldn’t begin until July of that year.

What to do if you can't afford Medicare?

If you can’t afford your Medicare costs or premiums, you can see if you qualify for financial assistance programs to help. Contact your local county office to see if you’re eligible for income-based Medicare Savings Programs that can lower your Medicare costs, including help with paying your premiums.

When does Medicare enrollment end?

The initial enrollment period starts three months before the month you turn 65 and it ends three months after the month you turn 65.

How long does it take to get Medigap?

You should apply for Medigap within 6 months of enrolling in Medicare Part B (medical insurance). To learn more about the different coverage options under Medicare and how to enroll using the Medicare Plan Finder, call (800) MEDICARE.

How much does a person need to be to qualify for Medi-Cal?

To qualify for SSI, you must be age 65 or older, blind or disabled. Your countable monthly income may not exceed $954.72 for an individual or $1,598.14 for a couple (higher income levels apply for individuals who are blind).

How much does Medi-Cal pay for SOC?

For example, if you have an individual monthly income of $1,300, Medi-Cal subtracts $600 for a SOC of $700 . This means you must pay at least $700 in covered medical expenses and/or health care premiums in a given month before Medi-Cal covers any of your health care costs for that month.

What is a dual eligible for medicaid?

People who qualify for both Medicare and full Medi-Cal are known as “dual eligibles” or “Medi-Medis.”

What is Medicare Part D?

2. Prescription Drugs. If you are receiving both Medicare and Medi-Cal benefits, the Medicare Part D drug benefit will provide your prescription-drug coverage instead of Medi-Cal. You must be enrolled in a Medicare Part D drug plan or a Medicare Advantage prescription drug plan to get these benefits.

What is Cal MediConnect?

Cal MediConnect is a demonstration program with the goal of integrating care for people with both Medicare and Medi-Cal. The demonstration is happening in 7 selected counties: Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Mateo and Santa Clara, and began on various dates depending on the county.

Can I get Medi-Cal if I am disabled?

If you are aged (65+) or disabled and are not eligible for the SSI program, you may be able to get Medi-Cal through the Aged & Disabled Federal Poverty Level (A&D FPL) program. To qualify, you must: Be aged (65+) or disabled (meet Social Security’s definition of disability, even if your disability is blindness).

How long does it take to get Medi-Cal?

Processing your application can take several weeks because Medi-Cal must first determine eligibility by verifying your income and personal assets before coverage can be approved. You may request Medi-Cal to pay retroactively for the three months prior to the month in which you apply. back to top.

What is California Health Advocates?

California Health Advocates is a Medicare advocacy non-profit that supports legislation and policies that improve the lives of Medicare beneficiaries and their families. The organization also helps administer the California SHIP.

What is the Medicaid spend down in California?

In California, individuals with incomes too high to qualify for Medicaid ABD or Home and Community Based Services (HCBS) benefits can enroll in the Medicaid spend-down, which allows medical expenses to be subtracted from income Medicaid counts toward its eligibility limit. California’s Medicaid spend-down is called the Share of Cost Program.

Is long term care better in nursing homes?

Today, more Americans receive these services in their homes. But some individuals have living or medical circumstances that make nursing home care a better choice.

What age does Medicaid pay for long term care?

Each state Medicaid agency is required to recover what it paid long-term care related costs beginning at the age of 55 . States can choose to also pursue estate recovery from enrollees in this age range for services that are not long-term care related. This process is called estate recovery.

Does Medicaid cover long term care?

Medicaid also covers community-based long-term care, which is provided in an enrollee’s home, adult day care center, or assisted living facility. Programs that cover these services are known as Home and Community Based Services (HCBS) waivers because recipients don’t have to enter a nursing home. In California, HCBS recipients must need help with at least two activities of daily living (ADLs).

Is Medicaid LTSS income counted?

Normally with Medicaid benefits, the income of both spouses is counted – regardless of who is applying. For LTSS benefits, usually only the applying spouse’s income is counted.

Does Medicare pay for prescription drugs?

The Prescription Drug Discount Program for Medicare Recipient s allows Medicare beneficiar ies to pay the Medicaid rate for prescription drugs, plus a $0.15 processing fee. Medicaid usually pays far less for prescription drugs than the pharmacy’s cash price. This could help beneficiaries requiring medications that aren’t covered by Part D.

What is Medicare for seniors?

Medicare is a federal health insurance program for the aged ( persons age 65 or older), certain younger individuals with disabilities, and individuals with End Stage Renal Disease (ESRD).

When did Medicare switch to Medicaid?

Prescription drug coverage costs shifted from Medicaid to Medicare beginning January 2006 as a result of the 2003 Medicare Prescription Drug, Improvement and Modernization Act (MMA), creating the Medicare Part D prescription drug program.

What is a buy in transaction code?

The buy-in transaction codes provide a concise, definitive means of communication between the CMS and the State of California. Most transaction codes require no further action on the part of the State; however, there are instances where additional action by the State is appropriate.

Does California pay Medicare Part B?

The State of California participates in a buy-in agreement with the Centers for Medicare and Medicaid Services (CMS), whereby Medi-Cal automatically pays Medicare Part B premiums for all Medi-Cal members who have Medicare Part B entitlement as reported by Social Security Administration (SSA).

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