Medicare Blog

who can i call to get help making decisions on social security and medicare

by Domenica Windler Published 2 years ago Updated 1 year ago
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Contact your local State Health Insurance Assistance Program (SHIP) to get free personalized help making decisions about your health coverage. To get the number for your local SHIP, call 1-800-MEDICARE. Get information from Medicare: Contact 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048.

You can contact SSA at the national toll-free number (800) 772-1213; TTY: (800) 325-0778 between 8 a.m. and 7 p.m. Monday through Friday. The SSA provides numerous online resources to help you conduct business and find answers to your questions. If you want to speak with a real person, expect wait times.12 Apr 2022

Full Answer

Who do I call if I Have Questions about Medicare?

Social Security or Medicare? Social Security offers retirement, disability, and survivors benefits. Medicare provides health insurance. Because these services are often related, you may not know which agency to contact for help. The chart below can help you quickly figure out where to go. Please share this chart with family and friends. Topic ...

How do I speak to a Social Security Representative?

You can call our National 800 Number at 1-800-772-1213 between 8:00 a.m. – 7:00 p.m., Monday through Friday. Wait times to speak to a representative are typically shorter Wednesdays through Fridays or later in the day.

How do I contact social security by phone?

Apr 11, 2020 · The Social Security Administration’s toll-free phone number is 1-800-772-1213, and the text telephone (TTY) number is 1-800-325-0778. If you wish to speak to a representative, you must call during the hours of operation which are …

How do I contact social security if I am deaf?

Mar 31, 2014 · In addition, the Medicare Rights Center staffs a hotline at 800-333-4114 to help answer your Medicare questions. And your State Health Insurance Assistance Program (SHIP) provides free Medicare counseling in person or over the phone. To find a local SHIP counselor see shiptalk.org, or call the Eldercare Locator at 800-677-1116.

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What is the average Social Security benefit at age 62?

At age 62: $2,364. At age 65: $2,993. At age 66: $3,240.7 Apr 2022

What is the best month to start Social Security?

Individuals first become eligible to receive a benefit during the month after the month of their 62nd birthday. So, someone born in May becomes eligible in June. Since Social Security pays individuals a month behind, the person will receive the June benefit in July.9 Apr 2020

Who would be helped by the Social Security program?

The Social Security Act was signed into law by President Roosevelt on August 14, 1935. In addition to several provisions for general welfare, the new Act created a social insurance program designed to pay retired workers age 65 or older a continuing income after retirement.

What is the maximum Social Security benefit?

The maximum benefit depends on the age you retire. For example, if you retire at full retirement age in 2022, your maximum benefit would be $3,345. However, if you retire at age 62 in 2022, your maximum benefit would be $2,364.9 Dec 2021

Is there really a $16728 Social Security bonus?

The $16,728 Social Security bonus most retirees completely overlook: If you're like most Americans, you're a few years (or more) behind on your retirement savings. But a handful of little-known "Social Security secrets" could help ensure a boost in your retirement income.9 Dec 2021

What changes are coming for Social Security in 2021?

The tax rate hasn't changed. The amount of income that's subject to that tax, however, has also increased in line with the COLA. In 2021, you paid Social Security tax (called Old Age, Survivors and Disability Insurance, or OASDI) on up to $142,800 of taxable earnings. That limit will be $147,000 in 2022.28 Dec 2021

What is the monthly amount for Social Security disability?

Social Security disability payments are modest At the beginning of 2019, Social Security paid an average monthly disability benefit of about $1,234 to all disabled workers.

Is Social Security giving extra money this month?

Average benefit increase: $93 a month The average beneficiary will receive an extra $93 a month, the Social Security Administration said, meaning the typical monthly check will rise to $1,658 in January from $1,565 previously.4 Jan 2022

Can someone help me apply for Social Security?

If someone you know needs assistance with their Social Security business, Social Security has information available that can help. They may need someone to assist them through the entire process of applying for benefits, and need to appoint a professional such as an attorney or a caseworker.

What is the lowest Social Security payment?

Imagine that an individual who attained full retirement age at 67 had enough years of coverage to qualify for the full minimum Social Security benefit of $950.80. If they filed at 62, there would be a 30% reduction to benefits. This means that for 2022, the minimum Social Security benefit at 62 is $665.

Can a divorced woman get part of her ex husband's Social Security?

If you are divorced, your ex-spouse can receive benefits based on your record (even if you have remarried) if: Your marriage lasted 10 years or longer. Your ex-spouse is unmarried.

At what age is Social Security no longer taxed?

At 65 to 67, depending on the year of your birth, you are at full retirement age and can get full Social Security retirement benefits tax-free.

What is the phone number for the National 800?

If you cannot reach your local office, you may call our National 800 Number toll-free at 1-800-772-1213. You may be able to take care of your business by using one of our automated telephone services (please see below) 24 hours a day without having to wait for a telephone representative.

What is the number for the TTY?

– 7:00 p.m., Monday through Friday. If you’re deaf or hard of hearing and use TTY equipment, you can call our TTY number at 1-800-325-0778.

What is the number to call for Medicare?

The toll-free number is: 1-800-633-4227 (1-800-MEDICARE). The TTY number is: 1-877-486-2048.

What is the phone number for Social Security?

1. Telephone. The Social Security Administration’s toll-free phone number is 1-800-772-1213, and the text telephone (TTY) number is 1-800-325-0778. If you wish to speak to a representative, you must call during the hours of operation which are between 8:00 a.m. and 5:30 p.m. ET on weekdays.

What is the difference between Medicare and Social Security?

The Social Security Administration and the Centers for Medicare & Medicaid Services (CMS) are both federal agencies in the United States. Social Security is responsible for retirement and disability benefits and Medicare is responsible for health care for Medicare recipients who are 65 and older or are under 65 with qualifying disabilities.

What is the number to call Medicare?

Or, if you don’t have Internet access, or don’t feel confident in working through the information on your own, you can also call Medicare at 800-633-4227 and a customer service representative will do the work for you over the phone. Advertisement.

How to get help with Medicare enrollment?

Another way to get help with your Medicare enrollment is to consult an independent insurance agent. Agents typically get paid a commission to sell you a policy, although they offer plans from a number of providers.

Who is the best Medicare advisor?

One of the best is Allsup Inc., which offers a Medicare Advisor service that takes your personal information online or over the phone, such as the prescription drugs you take and the doctors you use, and provides you customized advice on the best Medicare plans that match your needs and budget.

What is Medicare Advantage?

Or, a Medicare Advantage plan which covers health care, prescription drugs ...

What is a state survey agency?

State Survey Agencies oversee health care facilities that participate in the Medicare and/or Medicaid programs. The State Survey Agency inspects health care facilities and investigates complaints to ensure that health and safety standards are met. If you have a complaint about improper care or unsafe conditions in a hospital, home health agency, hospice, or nursing home, or you’re concerned about the health care, treatment, or services that you or another person got or didn’t get in a health care setting, you can contact your State Survey Agency.

What does CAO do?

The CAO helps review and resolve complaints about durable medical equipment from people with Medicare and suppliers in Competitive Bidding Areas. The CAO responds to individual and supplier inquiries, issues, and complaints , and helps make sure that your complaint is resolved .

How to become a power of attorney for Medicare?

If you want to be the representative payee for someone on Social Security, go to the local office. At the Social Security office, submit a letter from the recipient’s doctor that states the need for a representative payee. Also, you’ll need to have proof of identity.

Who is Lindsay Malzone?

Lindsay Malzone is the Medicare expert for MedicareFAQ. She has been working in the Medicare industry since 2017. She is featured in many publications as well as writes regularly for other expert columns regarding Medicare.

Do you need an advanced directive?

You need an “ advanced directive ” to make medical choices. But, medical choices are different than Medicare or Social Security changes. There are different forms for various changes or decisions you would want to make on behalf of another. Let’s take a look at what you’ll need.

What is a durable power of attorney?

Durable Power of Attorney gives financial legal authority to an agent when the principal is either capable or incapable. Conventional Power of Attorney is granted to the agent when the principal is unfit.

Can a power of attorney be notarized?

Springing Power of Attorney only occurs when the document is signed, and it stays in effect throughout the principal’s life. An attorney can notarize any documents in your state. Each state has different rules.

Can a power of attorney make medical decisions?

Standard power of attorney allows you to handle most of the finances; but, it doesn’t allow you to make health care choices. Yet, making healthcare decisions is necessary when if they become incapable. You need an “ advanced directive ” to make medical choices. But, medical choices are different than Medicare or Social Security changes.

When does Medicare start?

Your initial enrollment period for Medicare begins three months before the month of your 65th birthday , and ends three months after the month you turn 65.

How old do you have to be to get Social Security?

Depending on your year of birth, that age will fall out somewhere between 66 and 67.

Is it necessary to get Social Security to get Medicare?

Collecting Social Security is by no means a prerequisite to getting Medicare. In fact, it’s often advisable to sign up for Medicare as soon as you’re eligible (assuming you don’t have other health coverage) but wait on Social Security to avoid a reduction in benefits, or boost them as much as possible.

When do you get a special enrollment period?

That said, if you’re still working and have coverage under a group health plan during the seven-month period surrounding your 65th birthday, you’ll get a special enrollment period that begins when you separate from your employer or your group coverage ends.

Do seniors rely on Medicare?

A: Millions of seniors rely on Medicare for health benefits in retirement, and depend on Social Security as a key income source. But while the two programs are interrelated, participation in one doesn’t necessarily hinge on being signed up for the other.

What is Social Security tax?

Social Security uses tax information from the year before last — typically the most recent data it has from the IRS — to determine if you are a “higher-income beneficiary.”. If so, you will be charged more than the “standard,” or base, premium for Medicare Part B (health insurance) and, if you have it, Part D (prescription drug coverage).

How much will Medicare premiums go up in 2021?

Standard Medicare premiums can, and typically do, go up from year to year. Increases from the standard premium, which is $148.50 a month in 2021, start with incomes above $88,000 for an individual and $176,000 for a couple who file taxes jointly. Updated May 13, 2021.

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