If you have a complicated question about Medicare, or just want some help talking through your options, you should take advantage of the free one-on-one counseling available through your state's State Health Insurance Assistance Program (SHIP) These federally funded programs are not connected to any insurance company or health plan.
Full Answer
Why do I need a Medicare adviser?
“Your Medicare adviser cares about your needs and will want to ensure you’re on the Medicare plan that is right for your needs,” she says. “When it comes to your Medicare coverage, demand only the best Medicare advisers to assist you with your choices. It's your Medicare coverage.
How can I get help with Medicare questions?
If you have a complicated question about Medicare, or just want some help talking through your options, you should take advantage of the free one-on-one counseling available through your state's State Health Insurance Assistance Program (SHIP) These federally funded programs are not connected to any insurance company or health plan.
What should I look for in a Medicare advisor?
In addition, your Medicare adviser should be attentive to your needs and present the Medicare plan or plans that fit your unique needs, whether it's a Medicare Advantage Plan or a Supplement to Original Medicare Plan, says Daniels.
Where can I get help with Medicare benefits?
For a Spanish version of this article, go here. Social Security Administration: Call 1-800-772-1213 for help with Medicare eligibility and enrollment, Part B premiums, Part D Extra Help or Medicare Savings Programs.
Who do you call with questions about Medicare?
1-800-633-4227Visit Medicare.gov/about-us/nondiscrimination/accessibility-nondiscrimination.html, or call 1-800-MEDICARE (1-800-633-4227) for more information. TTY users can call 1-877-486-2048. Paid for by the Department of Health & Human Services.
Who is responsible for managing Medicare?
The CMSThe CMS oversees programs including Medicare, Medicaid, the Children's Health Insurance Program (CHIP), and the state and federal health insurance marketplaces.
Who can help me choose the right Medicare plan?
Get personalized help with choosing a Part D or Medicare Advantage plan from your local State Health Insurance Assistance Program (SHIP). Go to shiptacenter.org or call 800-633-4227 for local contacts.
What is the Medicare helpline?
(800) 633-4227Centers for Medicare & Medicaid Services / Customer service
What is the role of the CMS?
The Centers for Medicare and Medicaid Services (CMS) is the U.S. federal agency that works with state governments to manage the Medicare program, and administer Medicaid and the Children's Health Insurance program.
What is the US Department of Health and Human Services responsible for?
United StatesUnited States Department of Health and Human Services / Jurisdiction
Who is the largest Medicare Advantage provider?
UnitedHealthcareUnitedHealthcare is the largest provider of Medicare Advantage plans and offers plans in nearly three-quarters of U.S. counties.
Which company has the best Medicare Advantage plan?
Kaiser PermanenteList of Medicare Advantage plansCategoryCompanyRatingBest overallKaiser Permanente5.0Most popularAARP/UnitedHealthcare4.2Largest networkBlue Cross Blue Shield4.1Hassle-free prescriptionsHumana4.01 more row
What are the negatives of a Medicare Advantage plan?
Medicare Advantage can become expensive if you're sick, due to uncovered copays. Additionally, a plan may offer only a limited network of doctors, which can interfere with a patient's choice. It's not easy to change to another plan. If you decide to switch to a Medigap policy, there often are lifetime penalties.
How do I ask Medicare a question?
Call 1-800-MEDICARE For questions about your claims or other personal Medicare information, log into (or create) your secure Medicare account, or call us at 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.
How do I ask CMS a question?
Beneficiaries should call 1-800-MEDICARE (1-800-633-4227), TTY users should call 1-877-486-2048 for all of the following: General questions about the Shared Savings Program.
Is the Medicare coverage helpline for real?
You can call the Medicare helpline at 1-800-MEDICARE (1-800-633-4227) for questions about Medicare coverage. Or you can call our licensed insurance agents to learn about Medicare Advantage plan options in your area. 1-800-MEDICARE (1-800-633-4227) is the official phone number for Medicare.
What age does Medicare cover?
Medicare is a health insurance program for: People age 65 or older . People under age 65 with certain disabilities. People of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).
What does Medicare Part A cover?
Medicare Part A (Hospital Insurance) - Part A helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. Beneficiaries must meet certain conditions to get these benefits. Most people don't pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working.
What Is a Medicare Advisor?
Medicare advisors can be independent insurance sales agents representing one or multiple different Medicare plan providers (insurance companies), or they can be insurance brokers who work on behalf of a Medicare beneficiary.
How Is an Insurance Agent a Medicare Advisor?
A Medicare insurance agent can do so much more than just simply sell you a policy. A good agent will gather Medicare plans from several different carriers that sell insurance in your area, and they’ll go over the details of each one with you. The agent can help you understand the costs associated with each plan and review the benefits.
How Do Non-Profit Organizations Serve as Medicare Advisors?
Agents and brokers are both in the business of selling or negotiating insurance policies and will typically provide plenty of advice along the way.
Phone
For specific billing questions and questions about your claims, medical records, or expenses, log into your secure Medicare account, or call us at 1-800-MEDICARE.
1-800-MEDICARE (1-800-633-4227)
For specific billing questions and questions about your claims, medical records, or expenses, log into your secure Medicare account, or call us at 1-800-MEDICARE.
