Do non-English-speaking Medicare beneficiaries with limited English proficien speak common languages?
Additionally, the most common languages spoken among non-English Medicare beneficiaries with limited English proficien were investigatedAn assessment of cy .
How do I talk to a person at Medicare?
Sometimes, it may be preferable to speak with someone at Medicare. The Medicare phone number is 800-MEDICARE, or 800-633-4227. A deaf or partially deaf person may call 877-486-2048. An individual may call Medicare with questions about coverage, medical records, claims, billing, and expenses.
Why is it important to understand the communication needs of Medicare beneficiaries?
Understanding and working to address communication and language needs of Medicare beneficiaries is a critical part of ensuring high quality care for this group. This work is related to an overall CMS commitment to quality and health equity, as well as to regulations and initiatives discussed in Appendix A.
Why am I getting so many Medicare scam calls?
Medicare Scam Calls Scam calls tend to pick up in large numbers anytime something is happening with the Federal insurance program. Open enrollment periods, new law changes, etc. are all occasions that result in an influx of scams amongst beneficiaries.
Who was involved in Medicare?
On July 30, 1965, President Lyndon B. Johnson signed into law the bill that led to the Medicare and Medicaid. The original Medicare program included Part A (Hospital Insurance) and Part B (Medical Insurance).
Who is impacted by Medicare?
Enrollees Age 65 Years and Over Virtually the entire U.S. population age 65 and over is entitled to Medicare.
Who monitors Medicare?
The federal agency that oversees CMS, which administers programs for protecting the health of all Americans, including Medicare, the Marketplace, Medicaid, and the Children's Health Insurance Program (CHIP).
Who helped create Medicare?
On July 30, 1965, President Lyndon B. Johnson signed the Social Security Amendments of 1965 into law. With his signature he created Medicare and Medicaid, which became two of America's most enduring social programs.
What population does Medicare serve?
Medicare is the federal health insurance program for: People who are 65 or older. Certain younger people with disabilities. People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
How many people are on Medicare?
With over 6.2 million, California was the state with the highest number of Medicare beneficiaries.
What happens when Medicare runs out of money?
It will have money to pay for health care. Instead, it is projected to become insolvent. Insolvency means that Medicare may not have the funds to pay 100% of its expenses. Insolvency can sometimes lead to bankruptcy, but in the case of Medicare, Congress is likely to intervene and acquire the necessary funding.
Does Medicare take money from Social Security?
Yes. In fact, if you are signed up for both Social Security and Medicare Part B — the portion of Medicare that provides standard health insurance — the Social Security Administration will automatically deduct the premium from your monthly benefit.
Who is the CEO of Medicare?
Chiquita Brooks-LaSure is the Administrator for the Centers for Medicare and Medicaid Services (CMS), where she will oversee programs including Medicare, Medicaid, the Children's Health Insurance Program (CHIP), and the HealthCare.gov health insurance marketplace.
Which political party brought in Medicare?
The first iteration of Medicare was called Medibank, and it was introduced by the Whitlam government in 1975, early in its second term. The federal opposition under Malcolm Fraser had rejected Bills relating to its financing, which is why it took the government so long to get it established.
Who was the first president to dip into Social Security?
Which political party started taxing Social Security annuities? A3. The taxation of Social Security began in 1984 following passage of a set of Amendments in 1983, which were signed into law by President Reagan in April 1983.
Which president started Social Security and Medicare?
Meeting this need of the aged was given top priority by President Lyndon B. Johnson's Administration, and a year and a half after he took office this objective was achieved when a new program, "Medicare," was established by the 1965 amendments to the social security program.
How many people on Medicare are blind?
Blind or low vision. Just under 8% of the Medicare beneficiar ies are blind or have low vision (7.7%, n=4,077,447). Unlike patterns among individuals with limited English proficiency, prevalence of persons who are blind or have low vision does not differ notably in rural compared to urban settings (8.7% vs. 7.6%).
Which state has the most Medicare beneficiaries?
Looking at the percentage of the overall Medicare beneficiary population by state, we see that California has the most Medicare beneficiaries (10% of all Medicare beneficiaries), followed by Florida (8%), Texas (7%), New York (6%), Pennsylvania (5%), Ohio (4%), Illinois (4%), Michigan (3%), and North Carolina (3%).
What is Section 1557?
Section 1557 focuses on . nondiscrimination in health programs and activities, and extends the protections under Title VI of the . Civil Rights Act and other laws to prohibit discrimination based on race , color, national origin, sex, age, or disability in certain health programs and activities .
Is Medicare deaf or hard of hearing?
Deaf or hard of hearing. Hearing impairment is even more common among Medicare beneficiaries than limited English proficiency or vision impairment, with nearly 15% of Medicare beneficiaries considered deaf or hard of hearing (14.7%, n=7,733,886).
What are some examples of non-Medicare sources?
Primary examples of these sources include Social Security and the private insurance companies that administer Medicare Advantage, Medicare Part D, and Medigap plans.
What is a Medigap plan?
Medigap is Medicare supplement insurance that helps pay the out-of-pocket expenses associated with parts A and B , such as deductibles, copayments, and coinsurance. Medigap plans are available from private insurers and can be held alongside original Medicare. Medigap policies do not work alongside Medicare Advantage.
What is Medicare Advantage?
Medicare Advantage. Medicare Advantage, or Medicare Part C, combines the benefits of original Medicare under one bundled plan. These plans must provide all of the coverage of Medicare parts A and B, but may also include extra benefits. Private insurance companies administer Medicare Advantage plans.
What is the Medicare phone number?
Additional sources. Summary. Sometimes, it may be preferable to speak with someone at Medicare. The Medicare phone number is 800-MEDICARE, or 800-633-4227. A deaf or partially deaf person may call 877-486-2048. An individual may call Medicare with questions about coverage, medical records, claims, billing, and expenses.
What is the phone number for SSA?
The phone number for SSA is 800-772-1213 or 800-325-0778 for a deaf or partially deaf person. Alternatively, a person may visit their website. Someone may contact SSA to do the following: enroll in Medicare Part A, Part B, or both. check Medicare eligibility.
What is Medicare for seniors?
Image credit: Blend Images – Mark Edward Atkinson / Getty Images. Medicare is the federal insurance program for individuals who are aged 65 and older, along with some younger people who have specific health conditions. It also provides coverage for a person of any age with end stage renal disease.
What to call Medicare?
An individual may call Medicare with questions about coverage, medical records, claims, billing, and expenses. In addition to speaking with Medicare over the phone, individuals may acquire much of the information they need through two websites. This article provides an overview of Medicare, explains what to expect when calling Medicare, ...
What to do if you think Medicare is calling you?
If you think the call is from Medicare, hang up and call them back at the national number. Then, if it was one of them, they can help you. However, if Medicare isn’t attempting to reach you, then you avoid a spammer trying to steal your information. Telemarketing calls attempt to commit fraud and theft.
How to report a fraudulent call to Medicare?
How to Report a Medicare Call. You can report a fraudulent call from someone claiming they worked for Medicare by going to the FTC Complaint Assistant. You can help protect yourself from fraudulent activities by never offering credit card or personal information to anyone.
Is a robocall the same as a doctor's appointment?
Not all robocalls are the same. Often, doctors’ offices will use a robocall to remind you of a doctor’s appointment. Keep this in mind when listening to a robocall. Not all robocalls are harmful, but about 40% of them are spam, and that’s why making reports is essential.
Can you get information from Medicare if you have Social Security?
When enrolling in Medicare, you should be aware that neither Social Security nor Medicare calls you to get information. Should any issue arise in which Medicare or Social Security needs any information from you, they’ll ALWAYS send you a letter to notify you. If you’re getting too many spam phone calls, you might want to get on ...
Will Medicare call you?
Medicare will never call you! Medicare may need information from you or may need to reach you; but, they’ll NEVER call. You’ll get a letter that will notify you of the necessary information that Medicare needs. Long story short, if the calls you’re receiving claim to be from Medicare, it’s a spam call.
Can Medicare call you asking for bank information?
In either of these scenarios or similar situations, do not give out your personal information. Medicare will never call you asking for bank information or credit card numbers.
Can you share your Medicare number with a stranger?
You should never share your Medicare Identifier or Social Security number with a stranger. If you get calls from someone claiming to be Medicare, get a name and phone number, and call Medicare to make a report.
What is Medicare Advantage Plan Referral?
Medicare Advantage Plan Referral Requirements. Medicare works with private insurers to offer Medicare recipients more choices for coverage. These Medicare Advantage plans must provide the same benefits as Original Medicare, but they often include additional benefits and have their own specific provider network.
What is the primary care physician?
The function of a primary care physician is to help you establish health needs and then help you maintain common health goals and preventive care. An appointment with your primary care doctor is typically your first step in addressing any chronic or acute symptoms.
How many specialty and subspecialty branches of medical practice are there?
In those situations, your primary care doctor will refer you to a specialist. According to the Association of American Medical Colleges (AAMC), there are over 120 specialty and subspecialty branches of medical practice.
What age group do you sell Medicare?
As an insurance agent who sells Medicare, most of your clients probably fall into the 65 and older population. When you talk to people in this age group, there are several communication do’s and don’ts to keep in mind.
What is the tendency to use patronizing language or simplified words when talking to seniors?
Avoiding Elderspeak. One major offense an agent can make when talking to older Medicare clients is falling into elderspeak. This is the tendency to use patronizing language or simplified words when talking to seniors or addressing them with names like, “sweetie” or “dear.”.
How to avoid a slipup when meeting with an older adult?
Getting into the habit of using the right words when you’re talking about older adults will help prevent a slipup when you’re meeting with a client. It’s essential to practice using the appropriate identifiers when talking to other agents, your field marketing organization, and especially your clients.
Is it okay to call someone a baby boomer?
A large percentage of older adults also seem OK with being called “baby boomers” since it simply indicates the generation in which they were born. “Seniors” is another option that’s inoffensive. However, “senior citizen” has a negative and patronizing connotation, so you should avoid using it.
Do seniors have to learn simplified words?
Many seniors maintain the same vocabulary they had years ago, several improving their vocabulary as they age. There’s no reason to assume someone over the age of 65 needs simplified words or phrases any more so than younger individuals.
Can an agent promote Medicare?
Of all the rules on “Medicare speak,” this is probably the one that agents recognize the most. An agent who sells Medicare products cannot promote their services in such a way, so as to make potential (or current) clients think they’re recommended or endorsed by Medicare itself or the government.
Can you cross sell life insurance during a Medicare appointment?
Otherwise, you’re not allowed to cross-sell other, non-Medicare types of plans, like dental, vision, hearing, and hospital indemnity plans, during a Medicare appointment. You definitely cannot cross-sell life insurance, annuities, and other products not listed on the Scope of Appointment during a Medicare sales appointment.
Can Medicare cover all of its members needs?
No plan can cover all of its members’ needs. As an agent, you probably learned that early on. Don’t mislead your clients into thinking a single Medicare plan is the magic answer to better health and finances.
Can Medicare agents say anything during sales appointments?
The Centers for Medicare & Medicaid Services have some strict rules on what agents can and cannot say during Medicare sales appointments, but pulling them out of the dense Medicare Advantage & Part D Communication Requirements can be tough and time-consuming. Here are some examples to help simplify things!
Can you use "unsubstantiated absolute" in Medicare?
CMS states that plans, Part D sponsors, and agents cannot use “unsubstantiated absolute and/or qualified superlatives or pejoratives” in the Medicare Advantage & Part D Communication Requirements. This includes phrases like “one of the best” and “among the highest ranking.”.
Does Medicare Advantage have a copay?
While certain Medicare plans (e.g., $0-premium Medicare Advantage plans) may not have a premium or copays, that doesn’t mean they’re free. Using the word “free” in association with Medicare plans is majorly misleading as these plans can still have copays, coinsurance, and deductibles above $0, as well as specific network requirements and service areas for any $0 benefits.
