Medicare Blog

why do some medicare cards end in a

by Prof. Shany Abernathy Published 2 years ago Updated 1 year ago
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Letter codes following the Social Security number on Medicare cards do not indicate the type of insurance. Letter code “A” is the most prevalent code and denotes a retiree has 40 quarters of work history. Medicare will eventually be changing their claim numbers to use something other than the claimant’s Social Security number.

Letter codes following the Social Security number on Medicare cards do not indicate the type of insurance. Letter code “A” is the most prevalent code and denotes a retiree has 40 quarters of work history.May 19, 2016

Full Answer

What happened to the old Medicare cards?

Back in 2018, Medicare sent beneficiaries new cards that were designed to better protect against identity theft. Social Security numbers were removed from the old cards and replaced with a random combination of letters and numbers. That switchover took nearly a year to complete and gave scammers an opportunity to rip people off.

What happens if you give your Medicare card to a hospital?

In the wrong hands, such information as your name, signature and Social Security number could be copied or stolen. It could then be used to steal your identity (identity theft) or commit Medicare fraud. Therefore, only provide your Medicare card or information to hospitals and your direct health care providers.

What does “a” at the end of my Medicare number mean?

“A” at the end of your Medicare number indicates you are a retired wage earner and primary claimant. The numerical part of your Medicare number matches your Social Security Number.

Why is the CMS removing social security numbers from Medicare cards?

In an effort to thwart fraud, abuse and identity theft – common and rampant problems in the Medicare program – the CMS is issuing new cards that will no longer feature beneficiaries’ social security numbers.

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What do the letters at the end of Medicare numbers mean?

After the numerical sequence, there will be a letter or a letter followed by another number. These codes indicate Medicare eligibility. For example, assume you are the wife (62 years or older) of the primary claimant, and your husband's SSN is 555-55-5555. Your Medicare number would be 555-55-5555-B.

What is the new Medicare number format?

On a Medicare card, an MBI will appear similar to this: 1EG4-TE5-MK73. The second, fifth, eighth, and ninth characters are always letters while the first, fourth, seventh, tenth, and eleventh characters are always numbers. You can visit cms.gov for more information on the format of an MBI.

Will my Medicare card number ever include the letter O?

MBIs are numbers and upper-case letters. We use numbers 1-9 and all letters from A to Z, except for S, L, O, I, B, and Z. If you use lowercase letters, our system will convert them to uppercase letters.

What does the M at the end of a Medicare number mean?

*M = has Part B Medicare only, no SSA benefit. *T = has A and B Medicare, no SSA benefit. W = disabled widow. WA = railroad retirement.

How do I read my Medicare card number?

The IRN appears to the left of the patient's name on their Medicare card. This is not a unique identifier. While your Individual Reference Number is the number to the left of your name on your card, your Medicare Card Number is the 10 digit number that appears above your name, across the top section of the card.

How many letters and numbers are in a Medicare ID?

The MBI has 11 characters, like the Health Insurance Claim Number (HICN), which can have up to 11. Will the MBI's characters have any meaning? Each MBI is randomly generated. This makes MBIs different than HICNs, which are based on the Social Security Numbers (SSNs) of people with Medicare.

Are Medicare Part A and B numbers the same?

Your card has a Medicare Number that's unique to you — it's not your Social Security Number. This helps protect your identity. The card shows: You have Medicare Part A (listed as HOSPITAL), Part B (listed as MEDICAL), or both.

Why do I have 2 different Medicare numbers?

Your Medicare Number is unique: Your card has a new number instead of your Social Security Number. This new number is unique to you. 5. Your new card is paper: Paper cards are easier for many providers to use and copy, and they save taxpayers a lot of money.

Is Medicare Advantage A or B?

A Medicare Advantage is another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called "Part C" or "MA Plans," are offered by Medicare-approved private companies that must follow rules set by Medicare.

What does the B mean after the Medicare number?

“B” by itself means you are the wife of the primary claimant, and are at least 62 years old. Other Medicare suffixes in the “B” category include: B1 for the husband (62 years or older) of a primary claimant. B2 for a young wife with a child in her care.

What does the letter A mean after social security number?

Can I enter this in Drake Tax? The letters at the end of a SSN indicate the claim number for a SSI or Social Security beneficiary. Per the SSA: "If you are an SSI beneficiary, your claim number is your nine-digit Social Security Number (SSN) (000-00-0000) followed by two letters such as EI, DI, DS, DC.

What does letter B after social security number mean?

Aged wife, age 62 or overB. Aged wife, age 62 or over. B1. Aged husband, age 62 or over.

How many digits are in Medicare?

Whether the nine digits of your Medicare number match your Social Security Number or another person’s Social Security Number depends on the nature of your eligibility for Medicare. The nature of your eligibility for Medicare is also reflected in the letter code immediately following the numerical portion of your Medicare number.

What does "A" mean in Medicare?

“A” means you are a retired wage earner and the primary claimant. Typically, you paid into the Medicare system during your working years over a period of at least 40 quarters.

What is the suffix C in Medicare?

“C” indicates you are the child of a primary claimant. Numerical suffixes following “C” indicate which child you are in relation to the primary claimant. If you are the first child, your suffix is C1; if you are the second child, your suffix is C2; if you are the third child, your suffix is C3; and so on. In all, numerical suffixes following C go all the way to number 9, depending on the order of birth of siblings. If your suffix code is anything in the “C” category, your primary claimant parent’s Social Security Number, and not your own, will constitute the first nine numbers of your Medicare Claim Number.

What is the Medicare number?

This is the number every Medicare recipient should provide in all communication with the Social Security Administration about his or her Medicare account. This is also the number medical providers will need in order to provide Medicare-covered services to a Medicare recipient.

What does the suffix "E" mean in a claim?

“E” alone indicates you are the widowed mother of a primary claimant. Other suffixes in the “E” category include E1 for the surviving divorced mother of a primary claimant; E2 for the second widowed mother of a primary claimant; E3 for the second divorced mother of the primary claimant; E4 for the primary claimant’s widowed father; and E5 for the primary claimant’s surviving divorced father. “E” may be a particularly complicated category given these convoluted variations. In all cases, the primary claimant’s Social Security Number will constitute the first nine digits of a Code “E” claimant’s Medicare number.

When will Medicare cards be released?

The New Cards. According to the CMS, the government plans to begin mailing new cards to Medicare recipients in April 2018. All beneficiaries should receive the updated cards by April 2019. The 12-month period will also allow healthcare providers to prepare for the switch and make any necessary changes to their systems.

Why did Obama remove Social Security from Medicare?

Congress convinced lawmakers that a change was needed to protect cardholders from identity theft. A section of the Medicare Access and CHIP Reauthorization Act of 2015, signed by former President Obama in 2015, moved to eliminate social security numbers from Medicare cards. The government plans to spend $320 million to put the change into effect. New Medicare cards are being funded by payroll taxes and beneficiary premiums.

How does Medicare fraud work?

Medicare is issuing new cards to cut down on fraud, but scammers continually devise new tactics to wreak havoc on the lives of the elderly. As a beneficiary, you might be contacted by people over the phone or over the internet posing as government agencies requiring personal information. Some of the more common tactics used include: 1 Requesting that cardholders confirm or verify their Medicare or social security information. Criminals often pretend an error was made. They insist they need the personal information to make the correction and to issue a new card; 2 Convincing Medicare beneficiaries that there is a fee for obtaining a new card and their personal information is required; and 3 Threatening cardholders with a cancellation of health benefits if they do not cooperate by providing the requested information.

How to apply for Medicare card?

Step 1. Begin by going to the Social Security website and apply online by clicking on “Medicare,” located at the top of the page headings (topics to choose from). A new page will appear, and you will then click the “Apply for Medicare Benefits” link. Step 2.

How long does it take to get a Medicare card?

Typically, that is all there is to it; no further information is required. In approximately 30 days or so, you should be receiving your Medicare card by mail. Check the information on your card for accuracy.

What is a criminal request for Medicare?

Requesting that cardholders confirm or verify their Medicare or social security information . Criminals often pretend an error was made. They insist they need the personal information to make the correction and to issue a new card;

What is a social security number?

A social security number provides access to a multitude of personal information, which gives hackers and thieves the opportunity to commit crimes of identity theft. Old Medicare cards featured members’ social security numbers, allowing criminals easy access to this information when the cards were sent via mail or presented at places like physicians’ offices, pharmacies or other provider agencies.

What does Medicare show when you change your name?

My name changed — Your Medicare card shows the name you have on file with Social Security. Get details from Social Security if you legally changed your name.

What is the number to call for medicare?

If someone calls and asks for your information, for money, or threatens to cancel your health benefits, hang up and call us 1-800-MEDICARE (1-800-633-4227) . TTY: 1-877-486-2048.

Do you have to carry a Medicare card?

If you have a Medicare drug plan or supplemental coverage, carry that plan card with you too.

What does a Medicare card tell you?

Your card lets healthcare providers know whether you have Medicare Part A (“HOSPITAL”) or Part B (“MEDICAL”) or both, and the starting date of your coverage.

When do you use your Medicare card?

If you are enrolled in Original Medicare, you’ll use your Medicare card when you’re at the doctor’s office or in the hospital. (If you are enrolled in an MA plan, you’ll use your MA card). Billing specialists and providers will ask to see your card so they know whom to bill.

How long does it take to get a replacement Medicare card?

According to the Health and Human Services Department, it can take about 30 days for your replacement card to arrive in the mail.

What happens if you lose your Medicare number?

If it is lost or stolen and gets into the wrong hands, you could be the victim of identity theft. Your personal information could be used fraudulently to obtain medical care or submit billing to Medicare in your name. Today, your Medicare number is no longer your SSN.

What is a red white and blue card?

A red-white-and-blue paper Medicare card is mailed to adults who are turning 65 and enrolled in Medicare.

What to do if you don't bring a health card to an appointment?

If you don’t want to bring it with you to a health appointment, you can call ahead and ask the doctor’s office if they’ll need a copy of the card.

What happens if you forget where you put your credit card?

Be sure to put it back in the same place every time once you’re done using it. If you forget where you put it, you may need to get a replacement card.

When did Obama end Medicare cards?

President Obama signed a bill in 2015 that will end the use of these numbers on Medicare cards. Medicare has four years to start issuing cards with new identi­fiers.

What is the C code for Medicare?

Code C – this category applies to child Medicare benefi­ciaries. Numerical suffixes following “C” indicate the child’s relationship to the primary claimant. The youngest child gets code C1, the next youngest gets C2, and so on through C9 and then from CA to CZ.

What is a W1 card?

W is for widows and W1 is for widowers, while those who’ve been previ­ously married may have different W‑category codes. Most retiree’s Medicare cards currently begin with their Social Security number, which is the most valuable piece of infor­mation for an identity thief.

Does Medicare card have a letter code?

Letter codes following the Social Security number on Medicare cards do not indicate the type of insurance.

Will Medicare change their claim number?

Medicare will eventually be changing their claim numbers to use something other than the claimant’s Social Security number .

What is the front of a Medicare card?

The front of your Medicare card indicates whether you are enrolled in Part A and/or Part B under the heading “IS ENTITLED TO.” If you are enrolled in the Medicare Part C (Medicare Advantage) plan or Medicare Part D (prescription drug) plan, that information appears on a separate card and not on your Medicare card.

What does the letter T mean on a Medicare card?

The letter T means I was eligible for Medicare Part A benefits but was not eligible for Social Security retirement benefits (as I needed to be age 66 for full Social Security).

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