Medicare Blog

why is my medicare claim number my late husband's social security number

by Brandon Pfeffer Published 2 years ago Updated 1 year ago
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Is my social security claim number a mistake for my husband?

A: No, it's not a mistake. As explained above, you are claiming widow's benefits on your husband's record, so your Social Security (and Medicare) claim number is your husband's — with a D after it. D is the SSA symbol for widow's benefits.

Why is my Social Security number not the same as Medicare number?

This issue exists because the Health Care Financing Administration, the agency that runs the Medicare program, chose a long time ago to simply use the Social Security claim number as the Medicare number.

What is a Medicare claim number?

Your Medicare claim number contains 11 numbers and letters and is used to identify the services and goods that Medicare is billed on your behalf. You can find your Medicare claim number on your red, white and blue Medicare card. Your Medicare claim number is the same as your Medicare card number.

What happens if you forget your Medicare card number?

If you forget where you put it, you may need to get a replacement card. Before 2018, Medicare cards used a subscribers Social Security number as their ID, which led to problems of identity theft. Now that your Medicare number is no longer your SSN, its less risky to lose the card.

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What is a SSN benefits claim number?

The claim number is the social security number under which a claim is filed or benefits are paid. If you are an SSI beneficiary, your claim number is your nine-digit Social Security Number (SSN) (000-00-0000) followed by two letters such as EI, DI, DS, DC.

Can wife collect deceased husband's SSN?

A surviving spouse can collect 100 percent of the late spouse's benefit if the survivor has reached full retirement age, but the amount will be lower if the deceased spouse claimed benefits before he or she reached full retirement age.

How can I get my deceased husband's Social Security number?

To proceed, make an electronic Request for Deceased Individual's Social Security Record. Or, print and complete Form SSA-711 and send us a check or money order for the appropriate fee, made payable to the Social Security Administration. If you prefer, you may pay by credit card.

Are Medicare and Social Security tied together?

You'll get Medicare automatically if you're already receiving Social Security retirement or SSDI benefits. For example, if you took retirement benefits starting at age 62, you'll be enrolled in Medicare three months before your 65th birthday.

At what age can I collect my deceased ex husband's Social Security?

age 60The earliest a widow or widower can start receiving Social Security survivors benefits based on age will remain at age 60. Widows or widowers benefits based on age can start any time between age 60 and full retirement age as a survivor.

What percent of a husband's Social Security does a widow get?

Widow or widower, full retirement age or older—100% of your benefit amount. Widow or widower, age 60 to full retirement age—71½ to 99% of your basic amount.

When a spouse dies what happens to their Social Security?

Widow or widower, full retirement age or older — 100% of the deceased worker's benefit amount. Widow or widower, age 60 — full retirement age — 71½ to 99% of the deceased worker's basic amount. Widow or widower with a disability aged 50 through 59 — 71½%.

How long does a spouse get survivors benefits?

Widows and widowers Generally, spouses and ex-spouses become eligible for survivor benefits at age 60 — 50 if they are disabled — provided they do not remarry before that age. These benefits are payable for life unless the spouse begins collecting a retirement benefit that is greater than the survivor benefit.

Who gets the $250 Social Security death benefit?

Who gets a Social Security death benefit? Only the widow, widower or child of a Social Security beneficiary can collect the $255 death benefit, also known as a lump-sum death payment.

How much does Medicare take out of Social Security?

Medicare Part B (medical insurance) premiums are normally deducted from any Social Security or RRB benefits you receive. Your Part B premiums will be automatically deducted from your total benefit check in this case. You'll typically pay the standard Part B premium, which is $170.10 in 2022.

Does Social Security pay for Medicare Part B?

Part B premiums Your Part B premium will be automatically deducted from your benefit payment if you get benefits from one of these: Social Security.

What is the B on my husband's Social Security number?

You are currently claiming wife's benefits on your husband's record. (That little symbol "B" is Social Security's code for wife's benefits.) So as long as you are claiming wife's benefits, your husband's number with a B behind it is your Medicare number.

When do you have to get a Medicare number?

And third, when you reached age 70, you switched from your wife's account to your own retirement benefits. So at age 65, they had to give you a Medicare number.

What is the B1 code for Medicare?

B1 is the code SSA uses to designate someone getting husband's benefits on his wife's Social Security account. Finally, when you reached the age of 70, you filed for your own Social Security retirement benefits. So now your third (and final) Medicare card has your Social Security number with the A code behind it.

What happens when you switch to your own Social Security?

Once you reach age 70 and switch to your own Social Security, you will then be claiming your own retirement benefits, so you will get a new Medicare card that will have your own Social Security number with an A after it. (That A is Social Security's code for retirement benefits.)

Do baby boomers get spousal benefits from their husband's Social Security?

By Tom Margenau. One bit of fallout from the recent trend for retiring baby boomers who are maximizing their Social Security benefits by claiming, at least for a while, spousal benefits from their husband's or wife's Social Security account is some confusion over Medicare numbers. Today's first two questions deal with that issue.

Is it a mistake to claim widow's benefits?

A: No, it's not a mistake. As explained above, you are claiming widow's benefits on your husband's record, so your Social Security (and Medicare) claim number is your husband's — with a D after it. D is the SSA symbol for widow's benefits. If anyone is curious to learn the various letter symbols SSA uses to designate different kinds ...

Does Medicare match my Social Security number?

A: No, the number on your Medicare card will not always match your own Social Security number. What it will match is your Social Security claim number, which may be different from your regular Social Security number. You are currently claiming wife's benefits on your husband's record. (That little symbol "B" is Social Security's code ...

What does the ending code mean on Medicare?

The ending code (consisting of a letter and possibly an additional number ) is what differentiates people who may be using the same Social Security number.

What is Medicare code D?

Code D: Illustrates those claiming Medicare based on a deceased spouse due to age. (D or D1 refer to a widow or widower over 60 years old.) Some other D codes refer to surviving divorced spouses. Code E: Applies to widow/widowers who are parents of qualifying children.

What is the phone number for Senior Financial Group?

If you have any questions about your specific code, feel free to call our Benefit Specialists at Senior Financial Group (865) 777-0153. As you can see, these codes have the potential to be confusing, and our staff is well trained on understanding the possible code variations.

Why Medicare uses a claim number

Medicare once used a beneficiary’s Social Security number to file claims. But the Medicare program loses billions of dollars to fraud every year, and using a person’s Social Security number makes it easier for people who commit fraud to steal identities and abuse Medicare benefits.

How your Medicare claim number is used

Medicare beneficiaries generally do not have to file claims on their own. When you receive care, your health care provider will take your Medicare card and use the claim number on the front of your card to file a claim on your behalf. According to Medicare rules, health care providers have one year from the date of service to file a claim.

How to replace your Medicare card

Call 1-800-MEDICARE (1-800-633-4227) and follow the automated prompts for reporting and replacing a lost or stolen card. You may also print a temporary copy of your card through your MyMedicare.gov account.

What is a claim number?

The claim number is the social security number under which a claim is filed or benefits are paid. If you are an SSI beneficiary, your claim number is your nine-digit Social Security Number (SSN) (000-00-0000) followed by two letters such as EI, DI, DS, DC.

Do you have to notify Social Security of a change in your record?

You must notify the Social Security Administration of any event affecting your eligibility for, or amount of, benefit payment (See � 133.2 and � 133.1 ). The office or telephone service center that you notify will make the change to your record or forward the information to the program service center. We will ask for your Social Security claim ...

What is Medicare claim number?

Your Medicare claim number, or Medicare Beneficiary Identifier (MBI) is an 11-character number Medicare uses to identify you. Learn how to find your number and how to use it to file a Medicare claim or track your Medicare claim status.

Why is Medicare card randomly assigned?

This was done to help protect the personal identifying information of Medicare beneficiaries and to help minimize identity theft and other forms of fraud. If you have lost your Medicare card, log ...

How long do you have to file a claim on Medicare?

Using Your Medicare Number to File a Claim. Medicare beneficiaries do not typically have to file claims on their own. A health care provider has one year from the day of service to file a claim on behalf of a patient.

What is MAC in Medicare?

In order to submit the claim, you will need to look up the appropriate Medicare Administrative Contractor (MAC). MACs are private health care insur ers that have been awarded a geographic jurisdiction to process Original Medicare (Medicare Part A and Part B) claims.

How to apply for survivor benefits after husband dies?

Otherwise, you will need to apply for survivor benefits by phone at 800-772-1213 or in person at your local Social Security office .

What is the minimum age to collect survivor benefits?

(If you are disabled, the minimum age is 50.) 75 percent if you are caring for a child from the marriage who is under 16 or disabled, regardless of your own age.

Can you add Social Security and Social Security benefits together?

When you are eligible for two Social Security benefits — such as a survivor benefit and a retirement payment — Social Security doesn’t add them together but rather pays you the higher of the two amounts. If that’s the retirement benefit, then the retirement benefit is all you’ll get.

Can I update my Social Security number online?

Many Social Security services are available online and by phone. If you have a "dire need situation" regarding your benefits or need to update information attached to your Social Security number, such as your name or citizenship status, you may be able to schedule an in-person appointment.

Does Social Security pay the survivor benefit first?

If that’s the retirement benefit, then the retirement benefit is all you’ll get. If the survivor benefit is higher, Social Security pays the retirement benefit first and tops it up to match the amount of the survivor benefit. Whether that survivor benefit exceeds your own Social Security payment will depend on the amount ...

How old do you have to be to get Medicare?

Medicare rules say that small employers with fewer than 20 employees can require their employees at age 65 to get Medicare. At that time, the employer’s insurance becomes the secondary payer of claims and Medicare becomes the primary payer.

When can I file for survivor benefits?

One possibility I’d suggest you consider is to wait until you turn 66 (your full retirement age) to file for the survivor benefit. This will avoid the earnings test and provide you your maximum survivor benefit. If you can afford it, delay filing for your own retirement until age 70.

What happens if you apply for widow's survivor benefits?

If you apply for a widow’s survivor benefit before reaching your full retirement age, the earnings test will be in effect. Its exact impact on your benefits depends on how much wage income you earn and on how big your benefit would be.

What is the restoration of benefits lost to the earnings test?

The restoration of benefits lost to the earnings test is associated with the specific benefit you’re filing for. In your case, it’s a survivor’s benefit. So, any future restorations will be to your survivor’s benefit. Your note says you are still working and don’t plan to retire for at least a few years.

Does Part A charge Social Security premiums?

Part A charges no premiums for people who qualify for Social Security. While your client does not qualify for premium-free Part A on her own earnings record, she would qualify on her ex-husband’s record if she also qualifies for Social Security divorce benefits.

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