Medicare Blog

are the people calling who say they are medicare advisors legit

by Roy Hill DVM Published 1 year ago Updated 1 year ago

Medicare wont call you with questions or issues, typically sending a letter instead. So any call you receive that claims to be from Medicare is probably a scam. If youre concerned that there may be a legitimate problem with your Medicare enrollment or coverage, always call Medicare directly to speak with an agent.

Full Answer

Is it a scam when you get a call from Medicare?

Medicare will never call you to update your information or give you a new ID card. If anyone calls to collect your information, don’t provide it to them. A phone call like this is a scam. What Can a Scammer do With Your Medicare Number?

Can Medicare call you over the phone?

Unless you initiated the request, Medicare will NEVER call you. Medicare will never call you to sell you anything and they can’t enroll you over the phone unless you called first. Never give your Medicare or other personal information over the phone to anyone who calls asking for it.

Does Medicare call you every day?

Medicare will never call you! Medicare may need information from you or may need to reach you; but, they’ll NEVER call. You’ll get a letter that will notify you of the necessary information that Medicare needs. Long story short, if the calls you’re receiving claim to be from Medicare, it’s a spam call.

Why do I keep getting calls about my Medicare card?

They usually claim that the senior’s Medicare card has expired, prompting the release of personal information like name, address, Medicare number, or Social Security number. From offers for free medical supplies and entitlement to refunds to attempts to verify your identity, all of these calls are examples of a scam you should run far away from.

Do Medicare advisors call you?

Hard Facts About Medicare Medicare will never call or come to your home uninvited to sell products or services. SSA representatives may call Medicare beneficiaries if they need more information to process applications for Social Security benefits or enrollment in certain Medicare Plans, but, again, this is rare.

Why do Medicare advisors call?

Phone calls Sometimes, they're selling phony products such as supplemental or prescription drug Medicare plans. The whole purpose of all of these calls is to obtain your personal information, whether that is your Medicare card number, your Social Security number, or banking information.

Does Medicare ever contact you by phone?

A Medicare health or drug plan may call you if you're already a member of the plan. The agent who helped you join can also call you. A customer service representative from 1-800-MEDICARE can call you if you've called and left a message or a representative said that someone would call you back.

How do I stop Medicare Advisor calls?

To register, call from the phone which you want on the Do Not Call list. The phone number is 1-888-382-1222. You can also register your phone number online as well, but you'll need to be sure you have an email account to do so. Also, register both your cell phone and home phone to put an end to the calls.

What can a scammer do with a Medicare number?

The scammer, usually associated with a telemarketing firm, will pitch fake benefit plans over a phone call. Typically, these plans will require you to disclose personal details to enroll. Once you share your information, the scammer may use it to steal your identity and bill Medicare for services you did not receive.

What changes are coming to Medicare in 2022?

Changes to Medicare in 2022 include a historic rise in premiums, as well as expanded access to mental health services through telehealth and more affordable options for insulin through prescription drug plans. The average cost of Medicare Advantage plans dropped while access to plans grew.

Can you get scammed by answering a phone call?

If you answer the call, your number is considered 'good' by the scammers, even if you don't necessarily fall for the scam. They will try again because they know someone on the other side is a potential victim of fraud. The less you answer, the fewer robocalls you will receive.

What area codes should you not answer?

Unless you know that a call is legitimate, it's best to avoid calls from the following international area codes with a +1-country code:232: Sierra Leone.242: Bahamas.246: Barbados.284: British Virgin Islands.268: Antigua and Barbuda.345: Cayman Islands.441: Bermuda.473: Grenada, Carriacou and Petite Martinique.More items...•

What to do if you accidentally said yes to a scammer?

What should you do if you receive such a call? Hang up immediately, or better yet, don't answer calls from unknown numbers. If you think you may have been targeted by this or another scam, check your credit card, telephone and utility bills.

What does it mean when someone calls you about Medicare?

A Medicare recipient will get a phone call from someone claiming to work for the Center of Medicare and Medicaid Services, the Social Security Administration or an insurance provider. The caller claims new cards from one of these agencies are in the works, and they need you to update your information on file.

What to do if you receive a call that sounds like the one described above?

If you receive a call that sounds like the one described above, hang up immediately and report it .

What happens at the end of a scam phone call?

By the end of the short phone call, the scammer will have enough information to make fraudulent purchases and steal your identity.

Is Medicare a scam?

Medicare recipients beware: Scammers have a new way of getting your personal information that could empty your bank account and help them steal your identity. The scammers are targeting mostly senior citizens, and the scam has become so widespread that the Minnesota Attorney General’s Office issued a warning about it.

Does Medicare ask for ID number?

Remember, the Center of Medicare and Medicaid Services will not call you and ask to verify your ID number, nor will it ask for payment information because new cards are free.

The Medicare open enrollment period tends to lead to an increase in scam calls

From October 15 to December 7, Medicare beneficiaries can renew their benefits and new insurance seekers are able to apply. They can also expect brochures, notices from Social Security, a “Medicare & You” handbook, or even an Annual Notice of Changes (ANOC) depending on their enrollment status.

How Medicare sought to protect its beneficiaries

Historically, it has been incredibly easy to siphon information from vulnerable people over the phone, especially the elderly, due to the fact that people have grown accustomed to verifying their identity with their social security number.

How to protect yourself and those around you from malicious robocalls

Scammers know to target the elderly and vulnerable, never answer a number you don’t recognize. Smartphones can even alert you with a “ Scam Likely ” caller ID to help people remain protected (find out how to activate it here ).

Who provided my wife and I with answers to all of our questions about Medicare?

Jordan provided both my wife and I answers to all of our questions about Medicare. He set both of us with companies that provided for our health insurance coverages, and continues...

What is United Medicare Advisors?

United Medicare Advisors is an independent and unbiased resource and marketplace that helps seniors understand Medicare. The company’s experienced representatives work with seniors to make signing up for Medicare Supplement, Medicare Advantage and Medicare Part D health insurance as straightforward as possible.

Why do moderators read reviews?

Our moderators read all reviews to verify quality and helpfulness.

Is United Medicare worth it?

If you’re struggling to sift through your Medicare options, a service like United Medicare Advisors is worth your time. Partnering with a trained advisor who explains your options ensures you select the right plan for your needs and feel confident in your choice.

Can United Medicare Advisors compare plans?

Its representatives can also compare plans for you. Explain your needs to one of United Medicare Advisors’ licensed agents, and they can recommend a match and give in-depth information on the specifics of your top choices. The team is on call to answer all questions, which can save you hours of research.

Is United Medicare Advisors legitimate?

Yes, United Medicare Advisors is a reputable company offering legitimate services and insurance products. Its licensed agents can provide free, reliable advice as you navigate the confusing world of Medicare supplement insurance so that you can choose the best plans for your needs and budget. It’s worth browsing United Medicare Advisors’ offerings; the company makes it easy to compare options on its website.

What to do if you think Medicare is calling you?

If you think the call is from Medicare, hang up and call them back at the national number. Then, if it was one of them, they can help you. However, if Medicare isn’t attempting to reach you, then you avoid a spammer trying to steal your information. Telemarketing calls attempt to commit fraud and theft.

What to do if you get a call from someone who claims to be Medicare?

If you get calls from someone claiming to be Medicare, get a name and phone number, and call Medicare to make a report.

How to report a fraudulent call to Medicare?

How to Report a Medicare Call. You can report a fraudulent call from someone claiming they worked for Medicare by going to the FTC Complaint Assistant. You can help protect yourself from fraudulent activities by never offering credit card or personal information to anyone.

How long after you register for Do Not Call list can you get spam calls?

Also, register both your cell phone and home phone to put an end to the calls. If you find you’re still getting spam calls 31 days after you register with the Do Not Call list, file a complaint. If you have a smartphone, you can install a call blocker.

Why do scammers use phony caller IDs?

Scam calls will many times use phony caller IDs to hide their real location and make it look like they’re calling from a local number.

Do not call Medicare?

If you’re getting too many spam phone calls, you might want to get on the Federal Trade Commission’s Do Not Call list. Medicare beneficiaries are likely to receive phone calls once they become eligible for Medicare.

Is Medicare a spam?

Spammers found a niche in claiming to be Medicare, so if you get a call from a person saying they’re with Medicare, you can guarantee it’s spam. You may also find that you’ll start getting spammy emails in your inbox – if it sounds suspicious, it more than likely is! Please do not reply to any emails seeking personal information, and be sure to report it as spam immediately. You should never share your Medicare Identifier or Social Security number with a stranger.

What do scammers call Medicare?

Scam operators (many with foreign accents) call beneficiaries claiming to represent Medicare. They may say that new Medicare benefits cards are being issued and threaten to cancel Medicare coverage unless the beneficiary’s information is updated; claim they can improve benefits; “verify” your new Medicare card number to make sure you received your card; tell you to send in your old one, or claim they are selling Medicare policies. The caller might even ask for your information to send you a gift card. Sometimes, they’re selling phony products such as supplemental or prescription drug Medicare plans.

What is the purpose of Medicare scam calls?

The whole purpose of all of these calls is to obtain your personal information, whether that is your Medicare card number, your Social Security number, or banking information. Some of these scammers even have the technological ability to make the call appear on caller ID as if it is coming from an official place.

How to avoid Medicare scam?

To avoid this scam, keep records of dates when you receive health care services to compare against bills, save receipts or statements, and keep track of quarterly Medicare Summary Notices to make sure you actually got what Medicare paid for. When in doubt, contact the billing department where the services were received or your insurance provider to make sure the charges are valid.

What happens if you have a fraudulent Medicare account?

If Medicare suspects malicious activity with an account, the person with coverage could be held accountable and wind up spending thousands in legal fees to resolve the issue. Protect yourself and your loved ones from these Medicare scams.

Can you get counterfeit medical bills from a doctor?

You may receive counterfeit sales materials, offers for discounted prescription drug plans, or supplemental Medicare coverage, or bills from an unknown hospital, doctor, or medical supplier through the mail. The scammers know that many people will just pay the bills.

Does Medicare give free braces?

According to AARP, “Telemarketers call beneficiaries with offers of free state-of-the-art braces to relieve joint pain. Instead, consumers receive a package of the ordinary ankle or knee wraps (or nothing at all ), but Medicare gets a bill for thousands of dollars.”. If someone calls and says they’re from Medicare and offers you a “free” ...

Does Medicare pay for genetic testing?

Medicare does not pay for random genetic testing. If you randomly receive a genetic testing kit in the mail, simply return to the sender.

What are some schemes that Medicare is using?

The range of schemes could be: Medicare scam calls, Medicare genetic testing, bogus medical alert systems, Medicare Advantage scam, fake medical alert devices, Medicare Coverage Helpline scam, and many other types of Medicare abuse.

Is free blood pressure a scam?

Beware of the Free Blood Pressure Scam, going around these days. It is also known as the Free Skin Cancer Screening Scam.

Is Bidencare a scam?

The Bidencare Health Email Scam takes advantage of people interested in getting the health insurance through the Bidencare enrollment.

Who wrote the 2020 Medicare Advantage?

September 29, 2020. by Diane Archer. Andrew Martin. Written by Diane Archer. Kay Tillow writes for Daily Kos about the “Medicare Advantage scam” and beyond. She explains that these for-profit health plans that deliver Medicare benefits are using stars like Joe Namath to mislead people into signing up for coverage that very well might not meet their ...

What does Namath not tell you?

What Namath does not tell you is that if you choose the wrong Medicare Advantage plan, you might face inappropriate denials of care, along with other administrative and financial barriers to care. Indeed, new research finds that the wrong choice of Medicare Advantage plan might literally kill you.

Can you save money with Medicare Advantage?

No question that you take a big gamble when you sign up with a Medicare Advantage plan. If you’re lucky and are healthy, you can save money because you won’t need to buy supplemental coverage, as most people need to do in traditional Medicare. But, if you get sick, you might find that you can’t see the doctors you want to see, your plan refuses to pre-authorize procedures your doctors say you need and, if you get care, the copays and deductibles add up to thousands of dollars.

Can elected representatives close down Medicare?

Our elected representatives can continue to put their heads in the sand and ignore the predatory and unscrupulous behavior of corporate health insurers and their marketing agents. They can dismiss the reality that millions of Americans are being ripped off and tens of millions more are going without needed care. Or, they can close down the Medicare Advantage plans and guarantee us the health care we need through improved Medicare for all.

Is Medicare Advantage a government agency?

Instead, the Centers for Medicare and Medicaid Services (“CMS”) is allowing Medicare Advantage plans to send you to “the Medicare Coverage Helpline.” And, while you might think that it is a government, independent agency, it is in fact a corporate marketing agency, designed to seduce you into giving up your public health insurance under traditional Medicare and to sign up for a private insurance Medicare Advantage plan.

Does Medicare Advantage offer nursing home care?

Medicare Advantage plans maximize profits by paying as little as possible for the care they provide you . So, that can often mean they contract with poor quality providers.

Does Medicare Advantage offer benefits?

Medicare Advantage plans generally offer some benefits that traditional Medicare does not offer, which is an attraction. But, you are trading away your ability to see the doctors and use the hospitals you want to use anywhere in the country without worry that your care will be covered.

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