Finding an unbiased Medicare agent near you will require effort on your part, but the results should be worth it. To begin, cast your net wide. Start by searching the Internet using keywords such as “Medicare agent” or “Medicare consultant” plus the city or region where you live. This should give you a good starting list.
Where can I find a listing of independent Medicare insurance agents?
The American Association for Medicare Supplement Insurance makes available a directory listing independent Medicare insurance agents. Listed by Zip Code. It is 100% free to use . It’s instant access. It’s also 100% private (no personal info is entered in order to see the listing of agents. You decide who you want to contact (if anybody).
How do I find an agent for Medicare?
You can also E-mail them directly (and privately). To access the listing – simply ENTER YOUR ZIP CODE in the box to the right ( Enter Zip Code Here) and click FIND AGENTS. Get the information you need to make your best decision regarding your Medicare insurance plan choices.
How can an independent Medicare agent help you enroll?
To help you through the process of learning and enrolling, engaging the services of an independent local Medicare insurance agent can provide great benefits. At no cost, they provide knowledge and experience to help you navigate through your initial enrollment process and transition to Medicare.
Do I need a Medicare agent to get Medicare information online?
Without a Medicare agent, you can anticipate navigating through a barrage of junk mail and ads during your search for credible Medicare-related materials and information online.
Is United Medicare Advisors legitimate?
Yes, United Medicare Advisors is a reputable company offering legitimate services and insurance products. Its licensed agents can provide free, reliable advice as you navigate the confusing world of Medicare supplement insurance so that you can choose the best plans for your needs and budget.
How many Medicare agents are there in the United States?
Vast Agent Support AGA Medicare Options has over 4,000 experienced agents across the U.S., making it easy to find a knowledgeable, nearby agent to fully inform you on all your local Medicare plan options, including possible cost savings.
How do I get Medicare clients?
⍟ 14 Ways to Generate Medicare Supplement LeadsBuild & Maintain a Website. ... Social Media Presence. ... Video Marketing. ... Blogging, Writing Articles. ... Email. ... Online Events: Live webinars, podcasts. ... Direct Requests / Client Referrals. ... Lead Swapping Partnerships (Asking other professionals for referrals)More items...
Is being a Medicare agent worth it?
Medicare agents have significant earning potential and a promising future of stable career growth – but it's not just about the money. Medicare agents also get to help others while taking control of their own careers. For the right person, Medicare sales can be a very rewarding and lucrative career.
Can I change my health insurance agent?
If you are not happy with the services of your insurance agent, you can change your health insurance agent at the time of renewal. All that is to be done is to inform your insurer about the new agent via a written letter along with your renewal cheque at the time of renewing your policy.
What is the Commission for health insurance Agents?
It varies from policy to policy, and also the Commission of Insurance Agent is based on the term of the policy. therefore higher the term, the higher the commission will be....Health Insurance Agents Commission:CATEGORYCOMMISSIONHealth Group(Employer-Employee)7.5%Health Group(Non-Employer-Employee)15%2 more rows•Jan 8, 2021
How much do Medicare leads cost?
As mentioned previously, new Medicare Advantage pay $25 for each direct mail lead.
How can I get free Medicare leads?
1:036:41How To Get FREE Medicare Leads Working For Duford Insurance Group!YouTubeStart of suggested clipEnd of suggested clipOrder through our partner organization to generate medicare leads. And every sale that you make of aMoreOrder through our partner organization to generate medicare leads. And every sale that you make of a medicare advantage. Plan we credit. 75. Towards the future purchase of your medicare leads.
How do you make money selling Medicare?
Generally, insurance agents often earn two types of commissions when selling Medicare plans: A dollar amount per application (Medicare Advantage and prescription drug plans) or a percentage of the premium sold (Medicare Supplements).
Is it easy to sell Medicare?
No, it's not hard to sell Medicare Supplements. When you're first starting, it should be easy, because everyone on Medicare needs one. It's just an insurance product. You're not a member – you're a policyholder, and that means a lot to people.
What is an FMO in Medicare?
FMO stands for field marketing organization, which is very similar to an independent marketing organization (IMO). FMOs provide independent agents with perks and resources and help them get contracted with carriers to sell plans.
Is Medicare easier to sell than life insurance?
But those without such coverage usually delivers lower benefits. Because the product is simple, your selling process becomes quicker, unlike traditional life insurance policies that may need more than an hour's worth of explanation.
Why engage your Medicare insurance agent?
Engaging their services will help in reducing the typical concerns of enrollment eligibility, supplemental options and avoiding penalties. If you are unsure about your Medicare responsibilities and options, take the time to learn more about the role a local Medicare insurance agent plays.
What can a licensed Medicare agent do?
Regardless of whether you’re approaching initial enrollment or are a current beneficiary, a licensed Medicare insurance agent can assist in providing knowledge, education and services and the ability to make changes if needed.
Does Medicare change year to year?
Since plan options will vary by region, and even county or zip code, a local Medicare insurance agent near you is best equipped to know the plan options available to you. Plans can also change from year to year, and it’s important to have a reputable, trusted Medicare agent who can offer resources and support with reevaluating your options.
Can Medicare agents review medical records?
Note that for your privacy and protection, Medicare agents are not permit ted to review your medical records, ask for personal information, meet without your permission or talk about plan options you had not previously agreed to discuss.
Does Medicare agent commission affect premiums?
It is important to note that the agent’s commission does not impact your Medicare plan premium rates or coverage. You pay the same amount for a given policy with an agent’s help or without it. However, a Medicare agent can help enhance your understanding of Medicare, assist you with exploring your options and help support your search ...
Is Medicare agent free?
Local Medicare Agents Services Are Free. It’s not too good to be true: independent local Medicare agents’ services are completely free. Most independent Medicare insurance agents work on commission, and that commission comes from the providers and insurance companies – not you.
Choosing Insurance Is Hard. HealthMarkets Makes It Easy
Our licensed agents are standing by to help you find the right insurance plan.
Comparison shopping between healthcare plans, such as Medigap versus Medicare Advantage, can be quite confusing
When it comes to considering your Medicare options, you can spend hours doing your own research or you can speak to a local, licensed agent with HealthMarkets. Your agent will compare your options to find the coverage that’s right for you … at a price that fits your budget. All at no cost and no obligation to you.
What is an independent Medicare agent?
An independent agent can give you a more complete rundown of your options than can a captive agent. Save time and Independent agents work with Medicare plans every day and are aware of the latest changes as well as the intimate details of the benefits and limitations of each plan.
What does a Medicare agent do?
You want a Medicare agent who is actively selling Medicare and maintains regular communications and updates with legislative changes, insurance company news, market-specific news and other changes. Specialization. The more time an agent devotes to Medicare, the better it is for you.
What certification do you need to sell Medicare?
In addition to being licensed to sell insurance in a specific state, to sell Medicare plans an agent must also pass an annual American Health Insurance Plans (AHIP) certification exam. AHIP certification is administered by the trade association that specifically represents the health insurance industry.
What is the difference between an independent and captive agent?
An independent agent represents many plans, while a captive agent will typically represent only a single carrier, possibly two at most. Having a large portfolio of Medicare plans allows a Medicare adviser to fit the plan to your unique needs. Also look for an agent who charges a flat fee or an hourly rate.
What is the number to call for HICAP?
To access a complete list of HICAP offices, go here, or call the California Department on Aging at 1-800-4334-0222.
How to contact HIICAP?
To contact a HIICAP counselor, call 1-800-701-0501 or visit the HIICAP local Offices page. New York State Medicare Plans. Aetna Medicare.
Can an insurance broker sell Medicare?
An insurance broker that is licensed to sell Medicare plans can help you find coverage through Medicare-contracted private insurance companies. It’s important to note that a broker or agent doesn’t provide direct coverage—benefits are still administered through the actual Medicare plan that you choose.
Does Medicare Supplement Insurance sell insurance?
The American Association for Medicare Supplement Insurance does NOT sell any insurance products.
Do AAMSI agents screen?
It's your choice who you contact (if anyone). To cover costs Insurance agents pay AAMSI a nominal fee to be listed on the directory and AAMSI does not screen or vet agents prior to them being posted.
What does it mean to work with an independent Medicare insurance agent?
Working with an independent Medicare insurance agent means you get to choose policy options from different companies. Independent agents and brokers are more likely to give unbiased plan recommendations and advice. But they may not have in-depth knowledge of these plans.
What is the benefit of working with an independent Medicare broker?
One of the benefits of working with an independent Medicare broker or agent is that they represent many health insurance companies. They can present you with plan options from different carriers, increasing your chances of finding the right fit.
What can a Medicare broker do?
A Medicare agent or broker can help you narrow down your options and pick the best one. To do this, they’ll learn about your health goals and budget. They’ll present you with options to meet your goals within your budget. They can help you enroll in the plan you choose.
How complex is Medicare?
Medicare can be complex. There are numerous plans, plan combinations, benefits, rules, and exceptions — all of which can be confusing. Buying health insurance is a huge investment, so you want to find a plan that meets your needs. An ethical and knowledgeable agent or broker can help you get the best value for your money. Agents or brokers who sell health insurance products related to Medicare have to pass a test on their knowledge of Medicare every year. 3
What is independent insurance?
Independent. An independent agent can partner with and sell policies for different insurance companies. The agent can choose the specific policies they want to sell from a multitude of providers.
Can captive agents sell Medicare?
Agents who represent a particular health insurer can only sell you plans from that insurer. These captive agents are typically experts on all the options their company offers. But you won’t learn about plans from other Medicare insurance companies.