Medicare Blog

how good is the aetna medicare select plan hmo

by Dr. Forrest Watsica Published 2 years ago Updated 1 year ago
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Medicare rating: 4.29 stars
For 2022, Aetna's Medicare Advantage plans with drug coverage received an overall average rating of 4.29 stars from the Centers for Medicare & Medicaid Services. Aetna reports that the majority of their members are enrolled in plans with star ratings of 4.5 or higher.

Full Answer

What is the best Aetna plan?

  • Aetna offers $0 premium Medicare part A plans with a $0 deductible
  • Easy to get a quote and enroll in a Medicare plan online
  • Good dental insurance plans with a large network of 120,000 providers

What are Medicare Advantage plans does Aetna offer?

As mentioned, Aetna Medicare Advantage plans may offer extra benefits not normally covered by Original Medicare, including prescription drug coverage and routine vision or dental benefits. If you’d like to learn more about Aetna Medicare plan options, visit the Aetna page to find coverage that may fit your needs.

Does Aetna have a Medicare Advantage plan?

Depending on where you live, you may be able to enroll in one of the following types of Aetna Medicare Advantage plans: Aetna Medicare Advantage HMO (Health Maintenance Organization) plans may have lower costs than other types of Medicare Advantage plans because they use a contracted provider network to keep health-care expenses low.

What is Aetna PPO plan?

  • Aetna
  • Aetna Medicare plans
  • Aetna Medicare Part D
  • Will my doctor accept my Aetna Medicare plan?
  • Aetna Medicare plan reviews and ratings
  • Does Aetna Medicare cover prescription drugs?
  • Does Aetna Medicare cover vision?
  • Does Aetna Medicare cover dental?
  • Aetna Medicare Advantage Plans By State
  • Aetna Medicare Phone Number

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Is Aetna good for Medicare?

Aetna has a longstanding reputation in the insurance industry. Its Medicare plans typically receive favorable reviews, and the company has an overall quality rating of 4 stars from the Centers for Medicare & Medicaid Services.

Are Aetna plans good?

We award Aetna 4.0 out of 5.0 stars. Aetna is one of the largest health insurers in the US, and is highly rated by AM Best and the BBB. The company offers a variety of health plans for employer groups, and a limited number of plans (Medicare supplements, dental plans) for individuals and families.

What is the most widely accepted Medicare Advantage plan?

AARP/UnitedHealthcare is the most popular Medicare Advantage provider with many enrollees valuing its combination of good ratings, affordable premiums and add-on benefits. For many people, AARP/UnitedHealthcare Medicare Advantage plans fall into the sweet spot for having good benefits at an affordable price.

What does Aetna Select mean?

The Aetna Select plan is for multi-site, self-insured customers who want a managed care plan in every sense of the word: in-network coverage, PCP selection and specialist referrals. Where all care takes place exclusively in a network designed to keep costs in check.

Do doctors prefer HMO or PPO?

PPOs Usually Win on Choice and Flexibility If flexibility and choice are important to you, a PPO plan could be the better choice. Unlike most HMO health plans, you won't likely need to select a primary care physician, and you won't usually need a referral from that physician to see a specialist.

Which is better PPO or HMO?

HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral. Out-of-pocket medical costs can also run higher with a PPO plan.

What are the top 3 Medicare Advantage plans?

The Best Medicare Advantage Provider by State Local plans can be high-quality and reasonably priced. Blue Cross Blue Shield, Humana and United Healthcare earn the highest rankings among the national carriers in many states.

What is the biggest disadvantage of Medicare Advantage?

Medicare Advantage can become expensive if you're sick, due to uncovered copays. Additionally, a plan may offer only a limited network of doctors, which can interfere with a patient's choice. It's not easy to change to another plan. If you decide to switch to a Medigap policy, there often are lifetime penalties.

Are there disadvantages to a Medicare Advantage plan?

Medicare Advantage offers many benefits to original Medicare, including convenient coverage, multiple plan options, and long-term savings. There are some disadvantages as well, including provider limitations, additional costs, and lack of coverage while traveling.

What kind of plan is Aetna Select Open Access?

The Aetna Open Access Plan is an HMO that gives members more freedom. Members can visit any in-network provider (PCP or specialist) for covered services without a referral. * You can find Aetna network providers by using our provider search tool.

Do copays count towards deductible Aetna?

You must also pay any copayments, coinsurance and deductibles under your plan. No dollar amount above the "recognized charge" counts toward your deductible or out-of-pocket maximums. To learn more about how we pay out-of-network benefits visit Aetna.com.

What type of insurance is Aetna Medicare?

Aetna Medicare is a HMO, PPO plan with a Medicare contract. Our SNPs also have contracts with State Medicaid programs.

How does Medicare Advantage HMO work?

How do Medicare Advantage HMO plans work? A health maintenance organization (HMO) gives you access to a network of doctors and hospitals that you must use in most cases. Some HMO plans require you to get a referral from a primary care physician for hospital care and specialist visits.

Does RX include mail order?

Yes, in most plans . Includes Rx mail-order benefit. Yes, if plan has Rx coverage. Yes. Yes, if plan has Rx coverage. Dental, vision and hearing coverage. Yes, in most plans. Yes. Yes, in many plans.

Does Aetna have a meal at home program?

Meals-at-home program. (meals delivered to your home after a hospital stay) Yes, in many plans. Yes, in many plans. Yes, in many plans. Aetna Medicare Advantage plans at a glance. Our HMO plans. Requires you to use a provider network. Yes, unless it’s an emergency.

Does Aetna offer Medicare Advantage?

Medicare Advantage plans for every need. In addition to HMO plans, Aetna offers you other Medicare Advantage plan options — some with a $0 monthly plan premium. We can help you find a plan that’s right for you.

Health Care Services and Medical Supplies

Aetna Medicare Select Plan (HMO) covers additional benefits and services, some of which may not be covered by Original Medicare (Medicare Part A and Part B).

Prescription Drug Costs and Coverage

The Aetna Medicare Select Plan (HMO) plan offers the following prescription drug coverage, with an annual drug deductible of $150 (excludes Tiers 1, 2 and 3) per year.

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