Medicare Blog

how often do i get medicare wellcare reserve over the counter benefits

by Dr. Retta Aufderhar PhD Published 2 years ago Updated 1 year ago

How does WellCare by Allwell work with Medicare?

Your Wellcare By Allwell plan includes an over-the-counter (OTC) benefit that gives you money to purchase everyday personal care and wellness products like vitamins, bandages, and toothpaste without having to leave your home. This is one of the money-saving benefits of Medicare. You’ll get the drugstore items you like to use, at no cost to you.

What is over-the-counter (OTC) benefit?

Compare Plans and Enroll Now! As a part of your plan, you have an Over-the-Counter (OTC) benefit. We give you a fixed dollar amount to buy the OTC medications and products you need to stay well. These are everyday things like bandages, pain relievers, cold remedies, toothpaste and much more.

What are the money-saving benefits of Medicare?

This is one of the money-saving benefits of Medicare. You’ll get the drugstore items you like to use, at no cost to you. Enjoy this short video on how to use your OTC benefit allowance and get the most from your Wellcare By Allwell plan.

How does wellcare over-the-counter work?

As a part of your plan, you have an Over-the-Counter (OTC) benefit. We give you a fixed dollar amount to buy the OTC medications and products you need to stay well. These are everyday things like bandages, pain relievers, cold remedies, toothpaste and much more.

How does Medicare OTC work?

Over-the-counter drug cards can be used to buy various health and wellness products, as well as medications, vitamins, durable medical equipment, and more. Your Medicare Advantage insurance plan provider is in charge of reloading your Medicare OTC card each month depending on your plan's benefits.

Can I use my wellcare OTC card at Walgreens?

Easy and convenient delivery of medications right to your door. Broad pharmacy network† access with over 60,000 retail locations. Preferred pharmacies include: Walgreens, CVS and most grocers.

Can I use my wellcare OTC card at Walmart?

Participating retailers include CVS, Walgreens, Duane Reade, Walmart, Dollar General, Family Dollar, Rite Aid, and select independent pharmacies.

How do I check my OTC card balance?

You can check the balance on your OTC card at any time by:calling 1‑888‑682‑2400. You will be asked to enter your OTC card number.or by visiting www.otcmember.com. Once on the site, you will be asked to enter your OTC card number.or by calling Member Services.

How can I get over-the-counter benefits?

There are several different ways you can access your OTC benefit:Call OTC Health Solutions at 1-866-298-0578.Place an order online throgh the OTC Health Solutions Member website.Pick up your OTC items at any participating OTC Health Solutions location. Click here to see a list of participating locations.

Does the OTC card reload every month?

At the beginning of each calendar quarter, your OTC card is loaded with the quarterly OTC amount for your plan. Your balance does not carry over—try to spend the full amount before the end of each quarter. Don't throw out your card—it will be reloaded at the start of the next calendar quarter.

Does WellCare cover over-the-counter medications?

Enjoy the OTC benefit: it's an extra benefit WellCare offers to help make life a bit easier. There is no out-of-pocket cost to you. It's a quick, easy way to get brand name or generic OTC items like bandages, pain relievers, cold medicine, toothpaste, vitamins and much more.

Can I buy food with my OTC card at Walmart?

Once funds are added to the card by your insurance carrier, you can use it just like a credit card. The OTC card is accepted at all Walmart stores nationwide, and cardholders don't need a credit check to be eligible for one.

Can you buy pads with OTC card?

You can find a more complete list of eligible expenses here, but some of the most common items that removed the prescription requirement include: Cold, cough, and flu medicine. Tampons, pads, and liners.

Can I use my WellCare card at CVS?

CVS & Over-the-Counter (OTC) Benefits CVS is the OTC benefit vendor for several plans in 27 of WellCare's Medicare markets. Members in plans with the OTC benefit can order covered products by mail order (phone or online) or in-store at a participating CVS location.

Does CVS accept OTC card?

You can also go to any OTCHS-enabled participating CVS Pharmacy® store to use your benefit, where available. How do I use the OTC benefit? 1) In select CVS retail locations: You can pick up your OTC items at any OTC Health Solutions® (OTCHS) enabled store.

Does Medicare pay for OTC?

This is important because Original Medicare and Medicare Part D do not pay for OTC drugs. This includes: Medications used for hair growth or other cosmetic reason. Medications used to treat cold or cough symptoms.

Does Medicare pay for OTC drugs?

Generally, your Medicare drug plan only covers prescription drugs and won't pay for over-the-counter drugs, like aspirin or laxatives. Your Medicare drug plan will only cover prescription drugs that are on its formulary (drug list), unless it's covered by an exception.

Can you get OTC with Medicare?

OTC items may only be purchased for the enrollee, not for family members or friends. Some items may be covered through your Medicare Part B medical or Part D prescription drug coverage. Other items may be used for either a medical condition or for general health and well-being.

Does Medicare Part B cover over-the-counter drugs?

Original Medicare (Part A and Part B) does not cover over-the-counter products and medications. Some stand-alone Part D plans may cover the costs, but generally, a Medicare Advantage plan is your best option if this type of drug coverage is important to you.

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