How to Find Medicare Agents Near Me
- Ask for a referral. If you have car insurance, homeowners’ insurance or life insurance, contact your agent and ask for a referral to a Medicare expert. ...
- Go online. It seems obvious, but if you know what to look for, this can do a lot of the heavy lifting for your initial efforts. ...
- Independent vs Captive. ...
- Look for AHIP certification. ...
- Tap into SHIP. ...
What is a Medicare broker?
Mar 21, 2022 · How Do I Find A Medicare Broker? We at Seniors Mutual are a Medicare brokerage, however there are many independent brokerages out there. You can look online or try to find one in your metro area. The biggest difference to consider when choosing a Medicare broker is what they offer and how many companies they work with.
How do I choose the best Medicare broker?
The national directory of Medicare insurance brokers and agents for all 50 states is a free resource provided by the American Association for Medicare Supplement Insurance. Enter your Zip Code and click FIND AGENTS . No personal information is required to see the directory listing. You see their info.
How do I find an agent for Medicare?
Dec 31, 2020 · One way you can find the right Medicare broker is to ask your doctor for a referral. If you trust your physician, they will usually give good recommendations about choosing a Medicare agent. That will enable you to find the adviser with whom you are comfortable.
Where can I find a listing of independent Medicare insurance agents?
Jan 02, 2021 · When picking a Medicare agent make sure they know your local market. They should be an educator and present to you all the options that are available in your area. Stay away from pushy people who only recommend only one product or plan. The agent you pick needs to be licensed with the department of insurance in your state.
Who is the best person to talk to about Medicare?
If you've contacted 1-800-MEDICARE (1-800-633-4227; TTY: 1-877-486-2048) about a Medicare-related inquiry or complaint but still need help, ask the 1-800-MEDICARE representative to send your inquiry or complaint to the Medicare Ombudsman's Office.
What is a Medicare advisor?
What Are Medicare Advisors? Medicare advisors are insurance agents, Medicare brokers and Medicare underwriters. They work for private companies that are under contract with Medicare to sell certain Medicare plans — Medicare Advantage plans and Medicare Part D prescription drug plans.
Is United Medicare Advisors legitimate?
Yes, United Medicare Advisors is a reputable company offering legitimate services and insurance products. Its licensed agents can provide free, reliable advice as you navigate the confusing world of Medicare supplement insurance so that you can choose the best plans for your needs and budget.
What is the commission on a Medicare supplement policy?
A recent report indicates that first-year commissions for enrollments in Medigap are approximately 20 percent of annual premiums, but they can vary based on the state or plan type. The commission for subsequent years (i.e., the renewal commission) is set at 10 percent of the premium.Oct 12, 2021
Why do Medicare advisors call?
If someone calls claiming to be from Medicare, asking for your Social Security number or bank information to get your new card or new benefits, that's a scam. Don't give personal information to a caller claiming to be from Medicare. You can't trust caller id.Mar 15, 2019
Does Medicare representatives come to your house?
Hard Facts About Medicare Medicare will never call or come to your home uninvited to sell products or services. SSA representatives may call Medicare beneficiaries if they need more information to process applications for Social Security benefits or enrollment in certain Medicare Plans, but, again, this is rare.May 24, 2021
What is Aetna accendo?
Accendo Insurance, originally a subsidiary company of CVS Caremark, has partnered with the well-known Medicare supplement provider Aetna. Accendo Insurance, based out of Salt Lake City, Utah, provides Medicare Supplement plans with a 14% household premium discount in 15 states.
Why is Plan F being discontinued?
The reason Plan F (and Plan C) is going away is due to new legislation that no longer allows Medicare Supplement insurance plans to cover Medicare Part B deductibles. Since Plan F and Plan C pay this deductible, private insurance companies can no longer offer these plans to new Medicare enrollees.Jul 9, 2020
What is the difference between Medicare Plan G and F?
Medigap Plan G is currently outselling most other Medigap plans because it offers the same broad coverage as Plan F except for the Part B deductible, which is $233 in 2022. The only difference when you compare Medicare Supplements Plan F and Plan G is that deductible. Otherwise, they function just the same.Feb 18, 2021
Is selling Medicare lucrative?
Is Selling Medicare Lucrative? In short, yes. The average Medicare Advantage policy pays around $287 a year in commission if the purchase replaces an existing plan. However, you can get approximately double that — $573— if you write up a new Medicare Advantage plan for someone who hasn't had one before.Feb 22, 2022
What is an FMO?
FMO — Field Marketing Organizations A field marketing organization (FMO) is basically the same as an independent marketing organization (IMO). FMOs are typically top-level organizations that are licensed to sell health insurance products in most, if not all, states.
What is Medicare broker?
A Medicare agent or broker can help you streamline your options and eventually settle on one. They'll speak with you and gain a solid understanding of your finances and health needs and then offer you plans that fit within those established parameters. Once you make a decision, the agent will enroll you in the plan.
What is Medicare insurance agent?
A Medicare insurance agent is a licensed expert that helps you review and evaluate Medicare plans and their benefits, and guides you in choosing a suitable one. There are two kinds of Medicare insurance agents. The first is the independent Medicare agent. This type of Medicare agent works with many different insurance companies ...
What is a captive agent?
Unlike independent agents, captive agents partner with only one insurance company and are limited to plans from that particular insurer when assisting Medicare beneficiaries. A Medicare insurance broker is quite similar to an independent Medicare agent. They're not bound to just one insurer. They can educate you about and enroll you in plans ...
How do insurance agents get paid?
In contrast, others have merely have contracts based on enrolments they make. Most agents get paid by commission. When they enroll someone in a plan, they receive a payment for the first year of the policy.
Who is Tolu Ajiboye?
Licensed Experts to Help You Make Choices. Tolu Ajiboye is a health writer who works with medical, wellness, biotech, and other healthcare technology companies. James Lacy, MLS, is a fact checker and researcher. James received a Master of Library Science degree from Dominican University.
Is it expensive to buy health insurance?
Buying health coverage can be expensive. For this reason, you want to make sure that you end up with a plan (or combination of plans) that suits your needs the most. But Medicare plans, their benefits, rules, and exceptions can be quite overwhelming to navigate on one's own.
Choosing Insurance Is Hard. HealthMarkets Makes It Easy
Our licensed agents are standing by to help you find the right insurance plan.
Comparison shopping between healthcare plans, such as Medigap versus Medicare Advantage, can be quite confusing
When it comes to considering your Medicare options, you can spend hours doing your own research or you can speak to a local, licensed agent with HealthMarkets. Your agent will compare your options to find the coverage that’s right for you … at a price that fits your budget. All at no cost and no obligation to you.
Is the Agent Licensed?
Your agent must have a license to sell insurance in the state in which you reside.
Is the Agent Asking You Questions?
You probably have lots of questions to ask a potential agent, but a good agent should be asking you some important questions too.
What Does the Internet Have to Say?
Your agent should be more than happy to direct you to their website or their agency’s website.
Look for Reviews
Reviews are a great way to find out about the agent you are working with because they are honest assessments of the agent and the service the agent provides based on the real-life experiences of others who have worked with that agent.
Summary
We know that choosing a plan and an insurance company is an important decision that impacts your healthcare and your budget.
About the Author: Eugene Marchenko
Eugene obtained his license in 2010 while working in the banking industry. After the decline of the economy in 2008 and countless conversations with folks about ways to keep their homes, Eugene realized it is time to focus on an industry that actually helps people.
Find An Independent Medicare Insurance Agent – Free Online Directory
The American Association for Medicare Supplement Insurance makes available a directory listing independent Medicare insurance agents. Listed by Zip Code.
How to Interview Medicare Insurance Agents
Whether this is the first time you are eligible for Medicare, or you already have Medicare coverage and wonder if you can do better, we want to help.
Do you sell both Medicare Advantage and Medicare Supplement?
Amazon allows you to exchange or return (most) things you buy. But Medicare insurance doesn’t work like that. And some recent studies report that a significant percentage of people were not happy with the plan they selected. Switching may be possible … but generally not immediately.
How many Medicare insurance plans did you sell last year?
You aren’t trying to find out how much the agent earns. No. You are looking to see if the individual is what we call an ‘incidental’ or occasional Medicare agent or someone who really specializes in the field.
Find the right Medicare Coverage for you
Find local Medicare Supplement insurance agents for all 50 states. Enter Your Zip Code to see agents nearest you. YOU DO NOT ENTER ANY INFORMATION TO ACCESS THE DIRECTORY. You decide who you want to connect with (if anyone). It’s Free. Try it now.
IMPORTANT MESSAGE TO CONSUMERS
The Medicare Supplement Find An Agent online directory is designed to be a free service for consumers made available by the American Association for Medicare Supplement Insurance (AAMSI). You do not enter any information to access and we do not gather any information on you. It's your choice who you contact (if anyone).
