Medicare Blog

how to get the medicare to pay for weight loss surgery

by Verla Gleason Published 2 years ago Updated 1 year ago
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The following criteria must be met in order for Medicare to cover your weight loss surgery:

  • BMI (body mass index) of 35 or greater – What’s your BMI?
  • At least one co-morbidity – This is a serious illness directly related to your obesity. ...
  • You must have documented evidence that you’ve been obese for the last 5 years.
  • Documented participation in a medically supervised weight loss program. ...

More items...

Medicare will only cover weight loss surgery if the person has a body mass index (BMI) associated with a significant degree of obesity. In addition, they must have a history of unsuccessful obesity treatment, as well as at least one illness relating to the condition.May 14, 2020

Full Answer

Will Medicare pay for gastric bypass surgery?

Yes, after an obesity screening with a BMI test and counseling Medicare may cover gastric bypass surgery. However, you must meet the criteria for morbid obesity and satisfy any deductible costs. Part A helps cover the inpatient hospital expenses; if surgery is an outpatient procedure, Part B helps pay 80% of costs for doctor services and supplies.

What does Medicare cover for weight loss surgery?

Medicare covers weight loss surgery in most cases assuming you meet the coverage requirements. Not every weight loss procedure is covered either. If the criteria are met, Medicare covers Gastric Bypass, Lap Bands and Gastric Sleeve surgeries. The following criteria must be met in order for Medicare to cover your weight loss surgery:

Will Medicare pay for tummy tuck?

tummy tuck If you decide to undergo these types of procedures, you will not be covered by your Medicare insurance. Instead, you will owe 100 percent of the procedure costs out of pocket.

What is the best surgery for losing weight?

Top 5 Best (Most Promising) Weight Loss Surgery Procedures

  1. EndoBarrierTM Gastrointestinal Liner. This is the only procedure that is surgery free. ...
  2. Sleeve Gastrectomy. Sleeve gastrectomy (or gastric sleeve) is a relatively new and promising surgery in which the stomach is reduced in size.
  3. TOGA. ...
  4. POSE. ...
  5. Gastric Plication Surgery. ...

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Is weight loss treatment covered by Medicare?

In most cases, Medicare doesn't cover weight loss programs, weight loss services, or weight loss medications. This includes: Meal delivery services.

What does Medicare consider bariatric?

The Centers for Medicare & Medicaid Services (CMS) states that Medicare covers gastric bypass surgery for beneficiaries who meet the following conditions: a body mass index (BMI) of 35 or higher. at least one comorbid condition resulting from obesity. a previous unsuccessful attempt at losing weight through medical ...

What is considered medically necessary for weight loss surgery?

Bariatric surgery may be an option for individuals who: have a body mass index of at least 40, or. have a body mass index of at least 35 along with an obesity-related health condition, such as heart disease, sleep apnea, or diabetes.

Does Medicare pay for gastric balloon?

After an obesity screening with a BMI test and counseling Medicare may cover gastric bypass surgery. However, you must meet the criteria for morbid obesity and satisfy any deductible costs.

What can disqualify you from bariatric surgery?

Exclusions for weight loss surgeryDrug and/or alcohol addiction.Age under 16 or over 75.History of heart disease or severe lung problems. ... Chronic pancreatitis (or have a history of this).Cirrhosis of the liver.Autoimmune disease such as systemic lupus erthyematosus.More items...

Does Medicare cover tummy tucks?

Medicare will pay for abdominoplasty — also known as a tummy tuck — after weight loss surgery if it is deemed medically necessary because excess skin is causing rashes or infections.

How do I get a letter of medical necessity for bariatric surgery?

Start With Your Physician. Most insurances require documentation to show that you are clinically obese for at least 5 years prior to surgery. Occasionally, insurances will accept a letter of medical necessity from a bariatric surgeon. However, its best to start with your primary physician.

What is the newest weight loss surgery?

Endoscopic sleeve gastroplasty is a newer type of minimally invasive weight-loss procedure. In endoscopic sleeve gastroplasty, a suturing device is inserted into your throat and down to your stomach. The endoscopist then places sutures in your stomach to make it smaller.

How quickly can I get bariatric surgery?

How long do I have to wait before having bariatric surgery? From the time of the initial consultation, the average wait time is 6-8 weeks. During this time, you will undergo preoperative testing to evaluate whether surgery is a suitable option.

How long does it take Medicaid to approve weight-loss surgery 2021?

Most patients can be pre-approved for bariatric surgery within a matter of 90 days/12 weeks (with consecutive office visits throughout) if there are no medical weight loss program requirements, but there is no guarantee.

Does Medicare cover obesity treatment?

Medicare does cover some obesity treatments such as Intensive Behavioral Therapy and bariatric surgery, but it does not cover anti-obesity medications.

How fat do you have to be to get a gastric sleeve?

To be eligible for bariatric surgery, you must be between 16 and 70 years of age (with some exceptions) and morbidly obese (weighing at least 100 pounds over your ideal body weight and having a BMI of 40).

How long does it take for Medicare to approve weight loss surgery?

Sometimes, the process can take up to a few months before you receive approval for coverage.

How much does weight loss surgery cost?

The average cost of weight loss surgery ranges from $15,000 to $25,000. Many different factors can affect this cost, including the length of your hospital stay, the surgical approach, and medications needed.

What are some procedures that are both malabsorptive and restrictive?

Some procedures are both malabsorptive and restrictive. These include biliopancreatic diversion with duodenal switch and roux-en-Y gastric bypass.

What is a Medigap plan?

Medigap. The purpose of these plans is to help cover out-of-pocket expenses with Medicare coverage. Rates on these plans vary from company to company. You can compare and shop for plans through Medicare’s website.

How many liters of gastric band?

In adjustable gastric banding, a band is placed around the stomach, reducing its capacity to 15 to 30 milliliters (mL). An adult stomach can usually hold about 1 liter (L).

What is vertical gastric banding?

Vertical gastric banding involves stapling the upper portion of the stomach to restrict its size. The procedure is rarely performed.

What does Medicare Part B cover?

Medicare Part B. Part B covers medical costs , such as doctor’s visits before surgery, obesity screenings, nutrition therapy, and lab work before surgery. Part B may also pay for surgeon’s fees as well as facility costs if you have the procedure in an outpatient (non-hospital) facility.

How long does it take for Medicare to approve bariatric surgery?

On average, it may take 3-4 months for Medicare to approve bariatric surgery. However, this timeframe may vary depending on health conditions and severity.

How much does Medicare pay for healthcare?

Medicare pays for 80% of your healthcare costs, which leaves the beneficiary with a bill for the remaining 20%. Depending on how much a procedure or healthcare service costs, 20% may still be an expensive bill.

What are the Medicare Comorbidities for Bariatric Surgery?

Medicare comorbidities for bariatric surgery may include type 2 diabetes, sleep apnea, hypertension, joint or back pain, soft tissue infections, and more.

Does Medicare Cover Duodenal Switch Surgery?

The Duodenal Switch is one of the newer surgery options available under Medicare coverage. Like the gastric sleeve option – DS removes 70% of the stomach rather than 85%.

Will a Medicare Advantage Plan Cover Weight Loss Surgery?

Coverage for any procedure with a Medicare Advantage plan can change depending on a range of circumstances. UnitedHealthcare has an Advantage plan that covers weight loss surgery after meeting the plan’s guidelines.

How Much Does Lap Band Surgery Cost?

Lap band surgery costs vary, but the average price is $15,000 in the US. Although that price is subject to increase up to $30,000. As with any surgery, complications are always a risk. Lap band removal costs are at least if not more than that amount.

Will a Medigap Policy Cover Weight Loss Surgery?

Original Medicare, often combined with Medigap, helps to cover out-of-pocket charges that come with weight loss surgery. Whether it be overnight stays in a hospital after your procedure or the number of follow-up visits with your doctor – medical bills quickly add up and can easily become unaffordable.

How do I qualify for weight loss surgery?

The following criteria must be met in order for Medicare to cover your weight loss surgery: 1 BMI (body mass index) of 35 or greater – What’s your BMI? 2 At least one co-morbidity – This is a serious illness directly related to your obesity.#N#i.e. sleep apnea, high blood pressure, diabetes, etc. 3 You must have documented evidence that you’ve been obese for the last 5 years. 4 Documented participation in a medically supervised weight loss program. Typically, you must show that you have participated and failed more than one program. 5 A letter from your physician recommending or supporting weight loss surgery. 6 Passed a psychological evaluation. 7 All other treatable medical diseases have been ruled out as a possible cause for your obesity. Adrenal, pituitary, or thyroid screening tests have been completed and are normal.

What type of surgery is covered by Medicare?

Types of weight loss surgeries covered by Medicare. The following procedures are currently covered by Medicare: Gastric Bypass. Lap Band or Realize Band Surgery. Duodenal Switch. Sleeve Gastrectomy is covered on a regional basis – have a local bariatric surgeons office check for you or call your local Medicare administrator’s office.

What is a letter from your physician recommending or supporting weight loss surgery?

A letter from your physician recommending or supporting weight loss surgery. Passed a psychological evaluation. All other treatable medical diseases have been ruled out as a possible cause for your obesity. Adrenal, pituitary, or thyroid screening tests have been completed and are normal.

Does Medicare cover experimental procedures?

Any procedure not listed in the coverage section is considered experimental and Medica re currently does not provide coverage.

How long does it take Medicaid to approve weight-loss surgery?

Medicaid also allows weight-loss surgeries if you meet criteria, but recent studies show approval make take longer.

What is the BMI for weight loss surgery?

Have a BMI of 40 or higher. Have A BMI of between 35 and 40 and weight-related health problems, such as type 2 diabetes and high blood pressure.

What is a bariatric evaluation?

An evaluation within the past 12 months, including an assessment by a surgeon qualified to perform bariatric surgery recommending surgical treatment, a separate medical evaluation recommending bariatric surgery, clearance for surgery by a mental health provider and a nutritional evaluation by a physician or registered dietician.

What to do if your insurance doesn't cover surgery?

You will probably need to provide further documentation of your need for the surgery as medically necessary. All health insurance plans should have a clear appeals process. Find out what it is and follow directions.

What BMI do I need to be on Medicare?

Similar to other insurers, Medicare will likely require a BMI of at least 35, your weight must also be causing serious health issues and you’ve attempted for years to lose weight through diet and exercise.

Does Aetna cover bariatric surgery?

Aetna doesn’t offer any individual health plan that covers bariatric surgery. Most Aetna group HMO and POS plans exclude coverage of surgical operations, procedures or treatment of obesity unless approved by Aetna.

How long does it take to appeal a health insurance claim?

You may only have a limited time from the date you were denied or had the procedure to get an appeal underway, possibly only 60 days. Depending on your plan's procedure, you might have to start with a phone complaint and then move to a written appeal.

How much does weight loss surgery cost?

Weight loss surgeries cost anywhere from a few thousand dollars to more than $15,000. On a fixed income, that’s a lot of out of pocket expenses.

How long does it take for Medicare to approve an obese person?

It may take a few months to get all of these things in order and to get an answer from Medicare to see if you have been approved.

What is Medicare Basics?

Medicare Basics. It’s important to note that specific coverage depends on which type of Medicare plan you are currently enrolled in. For example, Original Medicare includes both Parts A and B and covers doctor visits, hospital stays, skilled nursing care, durable medical equipment, and other services.

What proof is needed for weight loss?

Proof of medically supervised weight loss program completion or nutritional counseling (you must show that you’ve tried other avenues of weight loss)

What is a BMI?

Body mass index (BMI) of 35 or greater. Passed psychological evaluation. An illness that is directly related to obesity (examples: high blood pressure, diabetes, etc.) Documented evidence of obesity for the last five consecutive years.

How long does it take to recover from a syringe surgery?

Although you’ll be able to return to normal day-to-day activities 24-48 hours after surgery, you’ll still need time to heal. Our exercise physiologist will develop plans that take into any previous injuries, your current fitness, and other aspects of your life.

How long does it take for your stomach to adjust to liquid?

In many cases, your stomach is now one-fifth the size. It just won’t be able to handle large quantities of liquid at one time. It could lead to nausea, pain, or even injury. During these 14 days, your body will begin to adapt to less food intake.

What Kind of Weight Loss Surgery Does Medicare Cover?

Surgery that helps reduce caloric intake and absorption has become a popular and effective treatment for people who haven’t had success with less invasive treatments. Surgical approaches continue to develop, and at this time, Medicare covers three types of surgery for eligible patients.

How Long Does it Take Medicare to Approve Weight Loss Surgery?

Medicare technically doesn’t put a time frame on approval for weight loss surgery. Medicare, like other health insurance entities, expects due diligence before approving surgery.

How Much Does Bariatric Surgery Cost with Medicare?

A 2017 study posted on the National Institutes of Health website put the average bariatric surgery cost (in 2016 dollars) at around $14,000 but with a standard deviation of more than $5,000.

Will Medicare Pay for Skin Removal After Weight Loss Surgery?

Medicare doesn ’t cover cosmetic surgery, but it may cover cosmetic procedures if they are medically necessary for a particular situation.

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