Medicare Blog

how to get vision and hearing insurance when on medicare

by Dr. Werner Deckow Sr. Published 3 years ago Updated 2 years ago
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There are certain circumstances under which Original Medicare may provide some coverage for dental or vision care in an emergency setting or as part of surgery preparation. However, you may be able to receive routine dental and vision coverage by enrolling in a Medicare Advantage plan that includes dental and vision benefits.

Medicare Advantage (Part C) plans can offer coverage for dental and vision health items in addition to also offering the same coverage as Original Medicare. Most also include prescription drug coverage as well as other benefits such as hearing health coverage and gym memberships.

Full Answer

How does Medicare cover vision services and treatment?

  • One new pair of eyeglasses every two years
  • Routine eye exams and other services not covered by Original Medicare
  • Contact lenses
  • Eyeglass frames and upgrades

Is your vision covered under Medicare?

Under Original Medicare, Medicare vision coverage is limited to medically necessary expenses involved in the treatment of injuries and diseases of the eyes. For example, Medicare Part B may cover eye exams to screen for glaucoma if you’re at high risk for the disease, or diabetic retinopathy if you have diabetes.

How could Medicare provide dental, vision, hearing care?

There is considerable unmet need for dental, vision, and hearing services among Medicare beneficiaries, and a high level of cost burden. A voluntary supplemental benefit, administered by Medicare, could cover preventive care visits at a total cost of about $1.9 billion per year, paid for by $25 monthly premiums.

Does Medicare cover dental, vision, and hearing?

While some Medicare beneficiaries have insurance that helps cover some dental, hearing, and vision expenses (such as Medicare Advantage plans), the scope of that coverage is often limited, leading many on Medicare to pay out-of-pocket or forego the help they need due to costs.

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Original Medicare Does Not Cover Hearing Aids, Eyeglasses or Dental Work

As you get older, it’s more important than ever that you regularly get your vision, hearing and teeth checked.

What About Medicare Advantage?

The good news is that if you decide to switch from Original Medicare to Medicare Advantage, there are a number of plans available that include vision, hearing and dental benefits. Not all Medicare Advantage Plans cover these services, but some might include one or two.

How do I enroll in the Dental Vision Hearing Package?

New members can add the Dental Vision Hearing Package to their Blue Cross Medicare Supplement plan at the time of their enrollment or within the first 30 days of their effective date.

Does Blue Cross Medicare Supplement cover dental vision?

If you have a Blue Cross Medicare Supplement or Legacy Medigap plan, this tells you how to get dental, vision and hearing coverage to go with your plan. Your Medicare supplement plan provides even more value when you add the Dental Vision Hearing Package to your plan.

What is Medicare Advantage?

Medicare Advantage (Part C) plans can offer coverage for dental and vision health items in addition to also offering the same coverage as Original Medicare. Most also include prescription drug coverage as well as other benefits such as hearing health coverage and gym memberships. Medicare Advantage plans are offered by private insurance companies.

What is Medicare Made Clear?

Medicare Made Clear is brought to you by UnitedHealthcare to help make understanding Medicare easier. Click here to take advantage of more helpful tools and resources from Medicare Made Clear including downloadable worksheets and guides.

Does Medicare Supplement Plan have separate coverage?

ON SCREEN TEXT: But, Medicare supplement plan providers may offer separate coverage or discount programs at additional costs.

Does Medicare cover vision?

Vision care is not seen as medically necessary, so Original Medicare doesn’t cover eye exams, eyeglasses or other related vision services.

Does Medicare Cover Dental Care?

Dental care is not seen as medically necessary by Medicare. Original Medicare generally doesn’t cover dental exams, procedures or supplies. Part A, however, may help with certain dental services while you’re in the hospital.

Does Medicare pay 100% for glasses?

Your costs in Original Medicare. You pay 100% for non-covered services, including most eyeglasses or contact lenses. In Original Medicare, this is the amount a doctor or supplier that accepts assignment can be paid. It may be less than the actual amount a doctor or supplier charges.

Is cataract surgery deductible?

for corrective lenses after each cataract surgery with an intraocular lens, and the Part B. deductible. The amount you must pay for health care or prescriptions before Original Medicare, your prescription drug plan, or your other insurance begins to pay. applies.

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