Medicare Blog

how would colorado care amendment 69 affect those now on medicare?

by Prof. Verona Terry Published 2 years ago Updated 1 year ago

Does Colorado have Medicare for All?

Improved Medicare for All has been consistently prominent in past years within the Colorado Democratic Party Platform, but there's no reason to stop now! We believe in the benefits of health care for all regardless of party. Health needs do not discriminate based on party affiliation.

Does Colorado have universal healthcare?

“A multi-payer universal health care system in which all residents of Colorado are covered under a plan with a mandated set of benefits that is publicly and privately funded and also paid for by employer and employee contributions.” That is, a system of universal coverage that covers everybody, using both private ...Feb 3, 2022

What is the Colorado state government option?

Colorado Gov. Jared Polis on Wednesday signed into law a public health care option, making it the third state in the US to approve the creation of a government-run health insurance plan to be sold alongside commercial coverage on the Affordable Care Act's insurance marketplaces.Jun 17, 2021

Is free healthcare constitutional?

Even though the U.S. Constitution does not explicitly set forth a right to health care, the Supreme Court's decisions in the areas of the right to privacy and bodily integrity suggest the Constitution implicitly provides an individual the right to access health care services at one's own expense from willing medical ...Apr 5, 2010

Does Colorado have free healthcare?

What is Health First Colorado (Medicaid)? Health First Colorado (Colorado's Medicaid program) is free or low-cost health care for Colorado children and adults who qualify. Coloradans who meet specific monthly income requirements can get insurance through Health First Colorado.

How long has universal healthcare been around?

Universal coverage developed gradually, starting in the latter part of the 1800s with nongovernmental insurance, known as sickness funds, covering primary care and user charges for hospital care. In 1973, the current universal public coverage system was founded through legislative reform.

What role does the public option currently play in healthcare reform?

The purpose behind the public option was to make more affordable health insurance for uninsured citizens who are either unable to afford the premiums of private health insurers or are rejected by private health insurers due to pre-existing condition.

What is healthcare like in Colorado?

Colorado ranked 23rd in health care cost, 15th in accessibility and third in outcomes. It has the fifth-lowest cancer rate, the fourth-lowest heart disease rate, and 49th in having the highest at-risk adults with no routine doctor visit in the past two years.Aug 21, 2018

What does public option mean for health insurance?

A public option refers to a health insurance coverage program run by the state or federal government (although they can be administered by a private entity or private insurance company) and made available as an option alongside the existing private health insurance plans.

What is the constitutional basis for Medicare?

THE CONSTITUTIONAL BASIS FOR MEDICARE Congress designed Medicare to promote the general welfare of the United States. The program's financing mechanisms proceed under the taxing and spending powers, together with the commerce clause.

Does the Constitution guarantee the right to healthcare?

Section 1. Health care, including care to prevent and treat illness, is the right of all citizens of the United States and necessary to ensure the strength of the Nation. Section 2. The Congress shall have power to enforce and implement this article by appropriate legislation.Feb 17, 2017

How the 14th Amendment affects U.S. today?

The 14th Amendment established citizenship rights for the first time and equal protection to former slaves, laying the foundation for how we understand these ideals today. It is the most relevant amendment to Americans' lives today.Jun 17, 2016

What is the Colorado Care Amendment?

The ColoradoCare Amendment imposes the highest state income taxes in the nation. It creates a centrally run, monopoly health program. It does not guarantee health care or replace health insurance.

What is Colorado Care?

ColoradoCare will “administer a coordinated payment system for health care services and control the per capita cost of health care.” This means that it can set a limit on overall spending and make health care a zero sum game for state residents.

Does Connect for Health Colorado collect Medicaid?

It will collect the federal premiums that flow through Connect for Health Colorado, control and administer all Medicaid and Children’s Basic Health Plan funding, funding for Worker’s Compensation, and “any other state and federal health care programs.”

Does Colorado have to fund Medicaid?

The proposed amendment says that the state must fund ColoradoCare at the level that it funded Medicaid and other federal health programs, even though it no longer will have control of the way the money is spent.

Is Colorado Care a state agency?

It is also exempt from normal government controls. “ColoradoCare is not an agency of the state and is not subject to administrative direction or control by any state executive, Department, Commission, Board, Bureau, or Agency.”

What is Colorado Care?

A: ColoradoCare is a proposed universal health insurance system that would cover every single Colorado resident. It would largely replace private or employer-provided insurance, though it is designed to exist alongside other forms of government insurance such as Medicare.

How long will ColoradoCare run in the black?

A: That, again, depends on whom you ask. ColoradoCare supporters point to an analysis that says the system would run in the black for at least nine years, by which time the system would have built up billions of dollars in surplusses. The Colorado Health Institute says ColoradoCare would fall $253 million short in its first year and that annual deficit would grow to nearly $8 billion by the 10th year. The pro-ColoradoCare campaing says the Colorado Health Institute didn’t take into account ColoradoCare’s ability — as a massive health care provider — to restrain future growth in health care expenses. But the big difference has to do with federal health care dollars and whether the state would continue to get the max amount from the feds after the amendment passes. ColoradoCare proponents say the state would, while the Colorado Health Institute isn’t so sure. No one at the federal level has commented, so it’s impossible to know right now which side is correct.

How many Coloradans are without health insurance?

Even after the passage of the Affordable Care Act, more than 350,000 Coloradans are still without health insurance, according to one estimate, while costs for people with coverage continue to rise.

Who are the opponents of Amendment 69?

On the No side, former governors Bill Ritter and Bill Owens are opposed, as are four of the state’s current members of congress; the state’s treasurer, secretary of state and attorney general; 48 members of the state legislature from both parties; former Denver Broncos quarterback John Elway; and the Denver Metro Chamber of Commerce. On the Yes side, state lawmakers such as Sen. Irene Aguilar, D-Denver, and Rep. Jonathan Singer, D-Longmont, have come out in favor. But the splashiest endorsements have come from U.S. Sen. Bernie Sanders of Vermont and feminist writer Gloria Steinem.

Does ColoradoCare pay for TRICARE?

A: No. Neither does TRICARE, the military’s health care plan. The amendment says that ColoradoCare would be a “secondary payor” when a person has another plan, though the details are not spelled out on how Medicare and ColoradoCare would work together. For instance, the amendment says ColoradoCare “shall serve as a state health plan that pays for designated supplemental health care services for Medicare beneficiaries,” but then says that ColoradoCare won’t pay for anything covered by Medicare parts A, B or D unless ColoradoCare enters into an agreement with Medicare that requires it to pay for those services. ColoradoCare could also apply to provide a Medicare Advantage plan, though the amendment doesn’t require it to.

How much money has ColoradoCare raised?

A: According to Colorado Secretary of State records, the pro-ColoradoCare campaign, which is called ColoradoCareYES, has raised a little over $800,000 in its lifetime, which includes money spent to get the measure onto the ballot. The largest contributors are two Colorado psychologists, Lyn Gullette and Ivan Miller, who have each chipped in about $110,000 each. In opposition, Coloradans for Coloradans has raised more than five times as much, a little over $4 million. Health care companies such as Anthem, Kaiser Permanente, UnitedHealthcare, Centura Health and Healthone are the biggest donors. Anthem is the largest single contributor, having put in $1 million.

Does Colorado Care charge deductibles?

A: It’s unclear. The amendment says ColoradoCare can’t charge deductibles but can charge copays except for on certain primary and preventative services. The amendment, though, doesn’t define what exactly it means by those terms, and the services exempt from copays aren’t spelled out, either. This has led to disagreement over how much ColoradoCare would ask members to share in the costs of coverage. ColoradoCare backers say copays would only amount to about 4 percent of the total cost of care. But, in its own analysis of ColoradoCare’s finances, the nonpartisan Colorado Health Institute e stimated that members would have to cover 14 percent of the cost of care, which is the average for public and private health care coverage in Colorado currently. It would be up to the yet-to-be-elected board to decide.

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