Medicare Blog

if i receive va medical care, can i meet medicare deductible and how?

by Miss Emmie Towne PhD Published 3 years ago Updated 2 years ago

How to file a VA claim?

The process varies depending on the provider’s preferences: 1 The provider can file the claim with the VA, and you only pay any applicable deductibles. You can also choose to use your Medicare benefits. 2 You pay for the fees relating to the services you received, then submit your own claim to the VA. This option takes longer, but it might prove necessary if you can’t get to a VA hospital. 3 Use your Medicare benefits instead of your VA medical benefits. You might prefer this option if you don’t have the money to pay up front for services rendered as described in the second option.

How to avoid paying penalties for VA?

To avoid paying penalties, make sure you enroll in a creditable drug plan by the due date. VA medical benefits offer a creditable drug plan that might prove more cost-effective than other options, such as Medicare or TRICARE. Sometimes, paperwork gets lost or buried.

Can I use Medicare and VA at the same time?

Just remember that you can’t use both benefits at the same time. If you use Medicare to help pay for an MRI scan, for instance, the VA won’t pick up the rest of the cost. When you get treatment, try to determine which benefits will allow you to pay the least money out of pocket.

Can you have both Medicare and VA?

You’ll enjoy more flexibility if you have both Medicare and VA benefits. Additionally, the VA benefits program is subject to government oversight. The government can suspend or lower funding at any time, and you don’t want to find yourself without viable medical coverage.

Can disabled veterans live near VA hospitals?

Some disabled veterans don’t live near VA hospitals. In this case, they may receive fee-based identification cards. They can present these for treatment at a health care facility or doctor’s office. Be sure to call ahead before accepting an appointment since not all providers accept these cards.

Does Medicare cover VA hospital?

If you get medical care at a VA hospital, your VA benefits will generally cover the costs. This is because the VA uses providers who are covered under the plan, so you won’t necessarily need the institution to submit any claims to Medicare. However, Medicare can also cover services included with your VA medical benefits.

How many priority groups are there for VA?

When you apply for VA health care, you’ll be assigned 1 of 8 priority groups. This system helps to make sure that Veterans who need immediate care can get signed up quickly. Your priority group may affect how soon we sign you up for health care benefits.

Can I get VA health care benefits if I served in the military?

Am I eligible for VA health care benefits? You may be eligible for VA health care benefits if you served in the active military, naval, or air service and didn’t receive a dishonorable discharge.

What are Veteran's Benefits?

If you served in active duty and were discharged or released under conditions other than dishonorable, you may be eligible for VA benefits.

Should Veterans Enroll in Medicare?

The VA’s health care package and Medicare are two distinct programs. They do not work together, but rather, alongside one another.

How Should Veterans Receive Prescription Drug Coverage?

The VA’s prescription drug plan typically offers a more generous benefits package than Medicare Part D, the program's prescription drug benefit. The VA covers the cost of drugs that you get at VA pharmacies, while Part D covers those that you get at in-network pharmacies.

Combining VA Benefits, Medicare and a Medigap Plan

Just because you have both VA benefits and Medicare doesn’t mean all of your medical costs will be covered free-of-charge.

What is VA copay?

You may need to pay a fixed amount for some types of care, tests, and medications you receive from a VA health care provider or an approved community health care provider to treat conditions not related to your service. This is called a copay (short for "copayment").

What happens if you don't qualify for enhanced eligibility?

If you don't qualify for enhanced eligibility status, but you agree to pay copays for your care, you don't have to provide your financial information. But if you don't, we may decline your enrollment. We also won't be able to consider your eligibility for free medications or beneficiary travel pay. If you served in combat after ...

Can you still provide income to help us determine if you’re eligible for a higher priority group?

You can still provide your income to help us determine if you’re eligible for a higher priority group, beneficiary travel pay, or free care for conditions not related to your service.

When do you verify income tax?

Because of tax deadlines, we usually begin this process in July, the year after you report your income. So, for example, if you provide information for the year 2018, we’ll verify it in July of 2019.

Do you need to update your income for VA health care?

If you completed a financial assessment to find out if you were eligible for cost-free medications or for beneficiary travel pay (but not for free VA health care), you’ll need to provide updated income information each year.

Do you have to provide income information to qualify for free care related to your exposure?

If you were exposed to Agent Orange in or near Vietnam, ionizing radiation in certain service locations or jobs, or environmental contaminants in the Persian Gulf, you don't have to provide your income information to qualify for free care related to your exposure.

Do you have to report changes in your VA income?

Note: Even when not required, we encourage you to report changes in your income. It's also important to let us know about changes to your personal information (like your address, phone number, dependents, or other health insurance). You can do this any time by using our Health Benefits Update Form (VA Form 10-10EZR).

What are the benefits of being a veteran?

Treat illnesses and injuries. Prevent future health problems. Improve your ability to function. Enhance your quality of life. All Veterans receive coverage for most care and services, but only some will qualify for added benefits like dental care. The full list of your covered benefits depends on:

What is VA approved walk in clinic?

This may include care at a VA-approved: Walk-in retail health clinic for minor illnesses like a sore throat or earache. Urgent care facility for more pressing (but not life-threatening) illnesses or injuries that require treatment like splinting, casting, or wound care.

Does VA health insurance meet the ACA?

You should also know that being signed up for VA health care meets your Affordable Care Act (ACA) health coverage requirement of having “minimum essential health coverage.” We’ll update this site if the ACA changes with new laws.

Do veterans need to complete a financial assessment?

This will depend on factors like your income level, disability rating, and military service history. Most Veterans need to complete a financial assessment when they enroll. This helps us determine if you qualify for free VA health care. Learn more about VA copays.

Do veterans get dental insurance?

All Veterans receive coverage for most care and services, but only some will qualify for added benefits like dental care. The full list of your covered benefits depends on:

Do you have to pay a VA copay if you live in Alaska?

You don't need us to approve (or "preauthorize") your care before you get treated, and. You don't need to pay a VA copay. If you live in A laska. You may be able to receive care through an Indian Health Service facility or Tribal Health facility even if you're not an eligible American Indian or Alaska Native Veteran.

What is the Health Insurance Marketplace open enrollment period for coverage starting in 2022?

The Health Insurance Marketplace open enrollment period is November 1, 2021, through December 15, 2021.

What is the Affordable Care Act?

The Affordable Care Act, also known as the health care law, was created to provide more Americans with access to affordable health insurance, improve the quality of health care and health insurance, and reduce health care spending in the U.S.

What happens if I do not have health coverage?

VA is committed to ensuring Veterans are aware of the opportunities to meet the health care reform law’s minimum essential standards for coverage either through enrollment with VA or through the purchase of insurance offered by the Health Insurance Marketplace.

Will VA notify the IRS of health care coverage provided to each Veteran and eligible beneficiary?

Yes. VA will send Veterans and eligible beneficiaries a letter and IRS form 1095B which will provide the details of the health care coverage provided by VA for the previous year. As required by law, VA also will notify the IRS.

If I am enrolled in a VA health care program, do I meet the requirement for health care coverage?

Yes. If you are enrolled in any of VA’s programs below, you have coverage under the standards of the health care law:

How do I enroll for VA health care coverage?

You may apply in one of three convenient ways: visit www.va.gov/health-care/how-to-apply/, call 1-877-222-VETS (8387) or visit your local VA health care facility.

Can I continue to use VA health care with other programs, like private insurance or federal health care programs?

Yes. You can continue to use VA for all your health care needs, or complement your VA care with private health insurance or coverage by other federal health care programs, including Medicare, Medicaid, and TRICARE.

What to say to a medicare veteran?

A: First and foremost, thank you for your service. “I appreciate your sacrifice and the sacrifice all of our active service men and women make, to keep my family and me safe here in the U.S.,” says Diane Daniels, author of The Medicare Survival Guide.

What happens if you don't enroll in Medicare Part B?

In addition, if you do not enroll into Part B when you are first eligible to do so, you will most likely incur a Part B premium penalty for each 12-month period you were without Medicare Part B coverage. In addition, you may also experience gaps in coverage .”.

How much Social Security does my wife get if she gets $1,900?

So, for example, if your benefit is $1,900, your wife would be entitled to 50% of that amount, or $950. Her Social Security benefit would be $950 made up of her $908 benefit plus a spousal benefit of $42, says Clements.

How to contact Veterans Choice?

It’s also a good idea to call 866-606-8198 to make sure you qualify for the Veterans Choice Program and to schedule an appointment to enroll, says Daniels.

How long do you have to wait for VA care?

You have been (or will be) waiting more than 30 days for VA medical care. You live more than 40 miles away from a VA medical care facility or face one of several travel burdens. The Choice Program does not affect your existing VA health care nor any other VA benefit.

Does Medicare cover medical care?

In order for Medicare to cover your care, you must receive care at a Medicare-certified facility that works with your Medicare coverage.

Does Medicare Part B pay for VA?

Budget proposal could mean no 52% jump in Medicare Part B premiums. If, however, you’re enrolled in VA Health Care, consider this: You can have both Medicare and Veterans Affairs (VA) benefits, according to MedicareInteractive.org. However, Medicare and VA benefits do not work together. Medicare does not pay for any care ...

How does the VA determine a veteran's income?

The VA automatically determines the veteran’s income and deductible expenses by matching records with the Internal Revenue Service and Social Security Administration.

How to update VA health insurance?

Once you have established your eligibility for VA health care benefits, you will need to fill out Form 10-10EZ or Form 10-10EZR to apply for benefits. These forms are also used to update your current information if anything has changed. There are several ways you can fill out or update the 10-10EZ: online, by phone, by mail, or in-person at a VA medical facility. Here is the info you need: 1 Online: Visit this link and fill out the form. 2 Phone: Call 1-877-222-VETS (8387), Mon-Fri, 8:00 am – 8:00 pm EST. A VA rep will send you a completed form via mail. You will need to verify and sign the form, then return it to the VA. 3 Mail: Complete Form 10-10EZ or Form 10-10EZR and mail it to Health Eligibility Center, 2957 Clairmont Road, Suite 200, Atlanta, GA 30329-1647. 4 In person: Visit any VA Medical Center or clinic. Here is the VA Directory.

What are the eligibility factors for VA health care?

VA health care eligibility factors: VA health care eligibility is based on many issues, including active duty military service, type of military discharge, service-connected disabilities, medical conditions incurred while in the service, location of service, and more. You can be eligible based on your service dates, deployments you served on, ...

Do veterans have to establish eligibility each year?

However, some veterans will need to establish eligibility each year to maintain their enrollment priority. This is generally the case for veterans who qualify for VA medical care based on their income or other information that can change from year to year.

Can military veterans receive medical care?

Many military veterans aren't aware they are eligible to receive medical care through the VA. This guide shows you how to determine if you are eligible and learn how to enroll in VA health care.

Can you get VA health care if you are on active duty?

Members of the National Guard and Reserves may be eligible for VA health care benefits if they were called to active duty on a Federal Executive Order (this generally excludes active duty for training purposes). Other groups of servicemembers may also be eligible for VA medical care.

Can you visit a VA clinic?

Each case is unique, and final benefits decisions rest with the VA. VA health care eligibility only means you can visit VA medical centers and clinics for health care. It does not necessarily mean all health care is 100% free (some medical care may be free, however, many veterans may be required to pay a co-pay).

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