Medicare Blog

martin's point medicare snp covers what chronic illnesses

by Brionna Gaylord Published 2 years ago Updated 1 year ago

A chronic condition SNP offers coverage to those who have diabetes, end-stage renal disease, heart disease, chronic obstructive pulmonary disease (COPD) and other illnesses. These plans must provide prescription drug coverage, and they usually offer extra benefits, such as lower copayments for specialists and medications.

Full Answer

What is Martin’s point Medicare Advantage?

Martin’s Point is a not-for-profit organization that began offering Medicare Advantage (Part C) plans in 2007. The organization offers many different types of Medicare Advantage plans.

What does the Martin’s point wellness wallet cover?

In addition to these benefits, Martin’s Point plans also offer “Wellness Wallet” reimbursements for things like: Five of the Martin’s Point Generations Advantage plans offer Medicare Part D prescription drug coverage. These are:

Where can I find Martin point health care plans in Maine?

If you live in Maine or New Hampshire, you can find Martin Point Health Care plans available in your area by using Medicare’s plan finder tool. Generations Advantage Prime (HMO-POS) This plan is an HMO Point-of-Service (HMO-POS) plan that offers medical, hospital, and prescription coverage.

What does the Martin’s point generations Advantage plan cover?

All Martin’s Point Generations Advantage plans include coverage for: 1 Hearing aids and batteries 2 Over-the-counter items 3 Wellness Wallet reimbursements including: Eyewear and contact lenses Nutrition, dietary, and weight management Acupuncture and naturopathic services Fitness services and equipment Face masks

What is Martin's Point?

What is the best Medicare plan?

What is Medicare Part C?

What is a PPO plan?

What is the difference between coinsurance and deductible?

Does Martin's Choice have a deductible?

Does RPPO cover dental insurance?

See more

About this website

What is chronic condition SNP?

Chronic Condition Special Needs (C-SNP) plans are a type of Medicare Advantage (MA) plan designed to meet the unique needs of people with one or more chronic conditions, including diabetes, end-stage renal disease (ESRD), lung conditions or heart disease.

What does a SNP cover?

Medicare SNPs must cover all medically-necessary and preventive services covered under Medicare Part A and Part B, and prescription drug coverage under Part D. Medicare SNPs may also cover extra services tailored to the special groups they serve, like extra days in the hospital.

What are the three types of special needs plans for Medicare?

There are three different types of SNPs:Chronic Condition SNP (C-SNP)Dual Eligible SNP (D-SNP)Institutional SNP (I-SNP)

Do SNP plans always include prescription drug coverage?

To be clear, SNPs must provide all the coverage Original Medicare includes, as well as Part D prescription drug coverage. Medicare Special Needs Plans offer extra coverage options to help the management of your specific circumstance or disease.

What is the difference between SNP and D SNP?

Institutional SNP (I-SNP): For those who live in an institution such as a nursing home or require nursing care at home. Dual-Eligible SNP (D-SNP): For those with both Medicare and Medicaid.

What is an SNP Medicare plan?

Medicare SNPs are a type of Medicare Advantage Plan (like an HMO or PPO). Medicare SNPs limit membership to people with specific diseases or characteristics. Medicare SNPs tailor their benefits, provider choices, and drug formularies to best meet the specific needs of the groups they serve.

What does HMO D SNP mean?

Dual Eligible Special Needs PlansDual Eligible Special Needs Plans (​D-SNPs) are Medicare Advantage (MA) health plans which provide specialized care and wrap-around services for dual eligible beneficiaries (eligible for both Medicare and Medicaid).

Are SNP plans network based?

SNP networks vary in size and the populations they serve. Two types of networks include: Networks covering a specified area. For example, one network may cover an entire state, while another network covers one county.

Who qualifies for a CSNP?

To be eligible for a C-SNP, you must also be eligible for Medicare. C-SNPs are designed to provide people with chronic or debilitating illnesses the medical care and treatments they need, all in one plan. C-SNPs always include prescription drug coverage (Medicare Part D).

What does PPO D SNP mean?

Dual Eligible Special Needs Plans (D-SNPs) enroll individuals who are entitled to both Medicare (title XVIII) and medical assistance from a state plan under Medicaid (title XIX). States cover some Medicare costs, depending on the state and the individual's eligibility.

What does PPO SNP mean?

Preferred Provider OrganizationHow Medicare Special Needs Plans (SNPs) work. Private Fee-for-Service (PFFS) Plans. Preferred Provider Organization (PPO) Health Maintenance Organization (HMO)

What is an IE SNP?

• Institutional Equivalent Special Needs Plans (IE-SNP) are for individuals. that reside at home or in an assisted living facility but require an equivalent level of care as a long-term facility.

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At a glance. Martin’s Point is a not-for-profit organization that began offering Medicare Advantage (Part C) plans in 2007.; The organization offers many different types of Medicare Advantage plans.

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What is PCP in healthcare?

Your PCP is your main point of contact for getting health care services, so it's important you find a doctor or provider who you trust, feel comfortable with, and who encourages you to be an active participant in your health care. Don't treat the decision of choosing a PCP lightly.

Can I switch my PCP?

Don't treat the decision of choosing a PCP lightly. Do some research and don't be afraid to meet with several doctors before you make a decision. Most health insurance plans allow you to switch your PCP whenever you want, so know that you can always change your mind, too.

Join one of the few 5-Star Medicare plans in the country

Our 5-Star ratings from Medicare reflect our top-quality benefits and programs designed to support your best health. Find out why 60,000 of your neighbors trust Martin’s Point Generations Advantage!

With us, finding the right plan is easy

Get a free Medicare Advantage Guide that can help answer your tough questions and give you valuable information about our Medicare Advantage plans.

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Please tell us about your experience with Martin’s Point. Your feedback matters and helps us continue to improve our service. Thank you!

Original Medicare, also known as Medicare, is made up of two parts: A and B

Part A is hospital insurance and Part B is medical insurance that covers doctor visits and treatment. Learn more about Medicare terms and resources.

How to Get Affordable Full Coverage

If you want one health plan that includes Parts A and B, plus Part D Prescription Drug coverage and more, choose a Generations Advantage plan.

Did you know? Financial help is available

There are several state and federal programs that provide assistance with Medicare costs for Part A, Part B, and Part D.

What is Martin's Point?

What is Martin’s Point? Martin’s Point is a not-for-profit healthcare company that began in 1858. The company provides direct patient care and healthcare insurance plans. Martin’s Point began offering the Generations Advantage plans to Maine residents in 2007, expanding to New Hampshire in 2013.

What is the best Medicare plan?

We may use a few terms in this piece that can be helpful to understand when selecting the best insurance plan: 1 Deductible: This is an annual amount that a person must spend out of pocket within a certain time period before an insurer starts to fund their treatments. 2 Coinsurance: This is a percentage of a treatment cost that a person will need to self-fund. For Medicare Part B, this comes to 20%. 3 Copayment: This is a fixed dollar amount that an insured person pays when receiving certain treatments. For Medicare, this usually applies to prescription drugs.

What is Medicare Part C?

Medicare Part C. Medicare Advantage, Part C, plans provide an alternative to original Medicare. Medicare approves private companies to administer Part C plans and pays them to provide healthcare services. Medicare Part C plans provide the same coverage as original Medicare and include doctor’s visits, laboratory and diagnostic tests, ...

What is a PPO plan?

With PPO plans, a person can choose to use other services outside the network with higher out-of-pocket expenses. A person does not need to select a primary care doctor or request referrals to see a specialist. The Generations Advantage Flex (RPPO) includes prescription drug coverage and comprehensive dental coverage.

What is the difference between coinsurance and deductible?

Coinsurance: This is a percentage of a treatment cost that a person will need to self-fund. For Medicare Part B, this comes to 20%.

Does Martin's Choice have a deductible?

Medicare Advantage plans, including those from Martin’s Choice, have a monthly premium, deductible, coinsurance, and copays. Some plans may have a zero deductible. A person must also pay a premium for Medicare Part B.

Does RPPO cover dental insurance?

However, the plan does not include dental cover.

List of Chronic Conditions

Section 1859 (b) (6) (B) (iii) of the Act and 42 CFR 422.2 define special needs individuals with severe or disabling chronic conditions as special needs individuals “who have one or more co-morbid and medically complex chronic conditions that are substantially disabling or life threatening; have a high risk of hospitalization or other significant adverse health outcomes; and require specialized delivery systems across domains of care.” CMS solicited public comments on chronic conditions meeting the clarified definition and convened the SNP Chronic Condition Panel in the fall of 2008.

Grouping Chronic Conditions

When completing the SNP application, MAOs may apply to offer a C-SNP that targets any one of the following:

CMS-Approved Group of Commonly Co-morbid and Clinically-Linked Conditions

A C-SNP may not be structured around multiple commonly co-morbid conditions that are not clinically linked in their treatment because such an arrangement results in a general market product rather than one that is tailored for a particular population.

How much does Martin's Point Medicare cost?

For most Martin’s Point plans, premiums are free or under $100 per month.

What is Medicare Advantage?

Medicare Part C, or Medicare Advantage, plans combine multiple Medicare elements into a single package. Typically, Medicare beneficiaries have a Medicare Part A plan for inpatient needs and a Medicare Part B plan for outpatient needs. Prescription and supplemental plans are optional.

What is an HMO in Maine?

This HMO plan covers physician and hospital services plus prescription drugs. You are required under this plan to use in-network providers for all services except urgent and emergency care. It is available throughout Maine except for in Cumberland county, and only in Hillsborough and Strafford counties in New Hampshire.

What is a PPO plan?

Preferred Provider Organization (PPO) plans allow you to use reduced cost medical services from a network of approved providers and to seek care from out-of-network providers at an increased cost. Martin’s point offers both regional PPO (RPPO) and local PPO (LPPO) options.

Does Martin's Point have a deductible?

Most plans have no deductibles except for prescriptions — and they limit copayments to specialty services or out-of-network providers. Martin’s Point plans are available to residents in Maine and New Hampshire, with services limited in some counties.

Does HMO cover emergency care?

This HMO plan covers physician and hospital services with supplemental coverage but does not contain a prescription plan. You are required under this plan to use in-network providers for all services except urgent and emergency care. It is available throughout Maine and New Hampshire.

Does Martin's Point offer Medicare?

What states offer Martin’s Point Medicare Advantage plans? Martin’s Point offers statewide coverage for residents of Maine and New Hampshire, but Medicare Part C availability depends on which county you live in. Like most Medicare Advantage plans, specific options for coverage under Martin’s Point Generations Advantage plans varies by location.

Insulin savings program expands

One in every 3 Medicare beneficiaries have diabetes, and 3.3 million beneficiaries use one or more types of insulin, according to the Centers for Medicare and Medicaid Services (CMS).

Extra benefits for Medicare Advantage enrollees

Since 2019, some Medicare Advantage plans have offered extra health-related benefits — coverage of over-the-counter medications, in-home support services, nutrition counseling and transportation to medical appointments — to people with chronic conditions.

Special Needs Plans offer extras

A type of Medicare Advantage plan called a Special Needs Plan (SNP) provides coverage for certain groups of people, such as those who are enrolled in both Medicare and Medicaid and those who have chronic conditions.

What is Martin's Point?

What is Martin’s Point? Martin’s Point is a not-for-profit healthcare company that began in 1858. The company provides direct patient care and healthcare insurance plans. Martin’s Point began offering the Generations Advantage plans to Maine residents in 2007, expanding to New Hampshire in 2013.

What is the best Medicare plan?

We may use a few terms in this piece that can be helpful to understand when selecting the best insurance plan: 1 Deductible: This is an annual amount that a person must spend out of pocket within a certain time period before an insurer starts to fund their treatments. 2 Coinsurance: This is a percentage of a treatment cost that a person will need to self-fund. For Medicare Part B, this comes to 20%. 3 Copayment: This is a fixed dollar amount that an insured person pays when receiving certain treatments. For Medicare, this usually applies to prescription drugs.

What is Medicare Part C?

Medicare Part C. Medicare Advantage, Part C, plans provide an alternative to original Medicare. Medicare approves private companies to administer Part C plans and pays them to provide healthcare services. Medicare Part C plans provide the same coverage as original Medicare and include doctor’s visits, laboratory and diagnostic tests, ...

What is a PPO plan?

With PPO plans, a person can choose to use other services outside the network with higher out-of-pocket expenses. A person does not need to select a primary care doctor or request referrals to see a specialist. The Generations Advantage Flex (RPPO) includes prescription drug coverage and comprehensive dental coverage.

What is the difference between coinsurance and deductible?

Coinsurance: This is a percentage of a treatment cost that a person will need to self-fund. For Medicare Part B, this comes to 20%.

Does Martin's Choice have a deductible?

Medicare Advantage plans, including those from Martin’s Choice, have a monthly premium, deductible, coinsurance, and copays. Some plans may have a zero deductible. A person must also pay a premium for Medicare Part B.

Does RPPO cover dental insurance?

However, the plan does not include dental cover.

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