Medicare Blog

medicare how to ask questions before enrollment

by Prof. Nico Altenwerth Published 3 years ago Updated 2 years ago
image

If you have questions about Medicare enrollment or eligibility, you can call Social Security at 1-800-772-1213, Monday through Friday, from 7AM to 7PM (TTY users, call 1-800-325-0778). You can also visit the Social Security office nearest you.

Use this guide to consider your options when preparing to enroll in Medicare or after you have already enrolled.
  1. What are the basics? ...
  2. What are your coverage options? ...
  3. Should you enroll in Part D? ...
  4. Are you eligible for programs that help lower Medicare costs? ...
  5. What resources exist to help you navigate Medicare?

Full Answer

How to contact Medicare provider enrollment?

Mar 07, 2022 · Here are the top seven Medicare questions asked before enrolling during the Medicare Annual Enrollment Period. Question 1: I’ll be turning 65 soon, when should I start the process of applying for Medicare? Answer: Your Medicare journey begins three months before the month of your 65th birthday. This marks the beginning of what is called your Initial …

What do you need to know about Medicare open enrollment?

Here are seven questions to ask before enrolling in Medicare’s AEP. Have an agent call you directly. ... Medicare guide through every step of the process, from answering questions, discussing options available to you, to enrollment and ongoing support. And our services are 100% contact-free.

Where to get answeres to your Medicare questions.?

Do you have questions about your Medicare coverage? 1-800-MEDICARE (1-800-633-4227) can help. TTY users should call 1-877-486-2048. What should I have ready when I call 1-800-MEDICARE? Have your Medicare number from your red, white, and blue Medicare card available. The automated system will ask for your Medicare number at the beginning of the call.

How to contact Medicare for questions?

Notices that Medicare Advantage and Part D plans must send if they make changes during the year; Questions to ask before joining a Medicare Advantage Plan; Access to providers and pharmacies during a disaster or public health emergency; Questions to ask before joining a Medicare Advantage Plan Medicare Advantage Plan overview

image

What you need to know before applying to Medicare?

Four things you need to know about Medicare before signing upYou get a seven-month window to enroll initially. ... You can sign up online. ... It pays to enroll on time. ... You can sign up for Medicare even if you already have health coverage.Mar 8, 2020

Who is the best person to talk to about Medicare?

You can make an appointment with a Social Security representative at your local office by calling 1-800-772-1213. You can also call Medicare directly at 1-800-633-4227. Finally, your State Health Insurance Assistance Program (SHIP) provides free counseling and education to help you choose coverage.

When should you start the process for Medicare?

Generally, you're first eligible starting 3 months before you turn 65 and ending 3 months after the month you turn 65. If you don't sign up for Part B when you're first eligible, you might have to wait to sign up and go months without coverage. You might also pay a monthly penalty for as long as you have Part B.

Do I automatically get enrolled in Medicare when I turn 65?

Yes. If you are receiving benefits, the Social Security Administration will automatically sign you up at age 65 for parts A and B of Medicare. (Medicare is operated by the federal Centers for Medicare & Medicaid Services, but Social Security handles enrollment.)

How do I ask Medicare a question?

Call 1-800-MEDICARE For questions about your claims or other personal Medicare information, log into (or create) your secure Medicare account, or call us at 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.

Does Medicare cover dental?

Dental services Medicare doesn't cover most dental care (including procedures and supplies like cleanings, fillings, tooth extractions, dentures, dental plates, or other dental devices). Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

How do I enroll in Medicare for the first time?

Apply online (at Social Security) – This is the easiest and fastest way to sign up and get any financial help you may need. You'll need to create your secure my Social Security account to sign up for Medicare or apply for Social Security benefits online. Call 1-800-772-1213. TTY users can call 1-800-325-0778.

Do I need to contact Social Security when I turn 65?

If you aren't eligible for full Social Security retirement benefits at age 65, and you aren't getting Social Security benefits, you can still get your full Medicare benefits (including premium-free Part A) at age 65, but you must contact Social Security to sign up.

Do I need to notify Social Security when I turn 65?

Is it automatic when I turn 65? To enroll in Medicare, most people need to contact Social Security directly. Do this before your 65th birthday to avoid a lapse in health coverage.Sep 15, 2013

Does Social Security automatically send you a Medicare card?

Medicare will automatically mail your new card to the address you have on file with Social Security. As long as your address is up to date, there's nothing you need to do!May 17, 2018

Does Medicare start on birthdays?

Your Medicare coverage generally starts on the first day of your birthday month. If your birthday falls on the first day of the month, your Medicare coverage starts the first day of the previous month. If you qualify for Medicare because of a disability or illness, in most cases your IEP is also seven months.

What do I need to do before I turn 65?

This quick checklist covers some of the most important things you should review.Prepare for Medicare. ... Consider Additional Health Insurance. ... Review Your Social Security Benefits Plan. ... Plan Ahead for Long-Term Care Costs. ... Review Your Retirement Accounts and Investments. ... Update Your Estate Planning Documents.Nov 22, 2021

What are some programs that help people with low incomes?

There are several programs for people with low incomes that help pay for Medicare-related costs, such as premiums and copays. Some of these programs are federal while others are state-specific. Find out whether you meet the eligibility requirements and take full advantage.

Is Medicare a complex program?

Medicare is a complex program and can sometimes be confusing. The best place to start when you are new to Medicare is by familiarizing yourself with the differences between it and the health insurance you have now.

What does CAO do?

The CAO helps review and resolve complaints about durable medical equipment from people with Medicare and suppliers in Competitive Bidding Areas. The CAO responds to individual and supplier inquiries, issues, and complaints , and helps make sure that your complaint is resolved .

What is a state survey agency?

State Survey Agencies oversee health care facilities that participate in the Medicare and/or Medicaid programs. The State Survey Agency inspects health care facilities and investigates complaints to ensure that health and safety standards are met. If you have a complaint about improper care or unsafe conditions in a hospital, home health agency, hospice, or nursing home, or you’re concerned about the health care, treatment, or services that you or another person got or didn’t get in a health care setting, you can contact your State Survey Agency.

6. How Well Do You Understand Original Medicare vs. Medicare Advantage?

It is imperative that you understand the difference between what is referred to as “Original Medicare” vs. Medicare Advantage.

5. How Much Will It Cost?

The premiums of Original Medicare are set by the U.S. government and are the same nationwide. However, Medicare Advantage Plan prices vary depending on the state you live in.

How long does it take to switch to Medicare Advantage?

Someone who switches to Medicare Advantage has a 12-month period in which they can switch back to original Medicare and resume their supplemental policy without any medical underwriting. However, that option disappears after 12 months on Medicare Advantage. For seniors who are thinking about leaving Medicare Advantage and want a supplemental plan, Alberta suggests, “Let’s make sure you can get coverage before dis-enrolling.”

When is Medicare enrollment?

The annual enrollment period for Medicare beneficiaries runs from October 15 to December 7 each year. “I’m not sure all seniors realize this is the one time [each year] they have an opportunity to make sure they have the right plan,” says Chris Abbott, CEO of UnitedHealthcare Medicare & Retirement in Texas and Oklahoma.

Does Medicare have a network?

However, Medicare Advantage plans typically have networks that limit coverage to a specific geographic area. That limitation has meant seniors who travel frequently often opt for original Medicare. However, some providers are experimenting with portable PPOs that offer coverage options for travelers. 5.

Does Medicare cover hearing aids?

Original Medicare doesn't cover all of the services older people need. “A lot of people are surprised when they come to Medicare and realize original Medicare doesn’t come with dental, with vision, with hearing aids, with fitness programs,” Abbott says. However, Medicare Advantage plans sometimes include these benefits.

Does Medicare Advantage cover prescription drugs?

Medicare Advantage plans sometimes include prescription drug coverage, but that doesn’t mean it will cover the medications you need.

What is Medicare Part C?

Medicare Part C is a Medicare Advantage plan. These plans sometimes have a $0 per month premiums, and many of them include Part D drug coverage. However, there are some pitfalls to Medicare Advantage plans that you need to know before signing up.

Who is Lindsay Malzone?

Lindsay Malzone is the Medicare expert for MedicareFAQ. She has been working in the Medicare industry since 2017. She is featured in many publications as well as writes regularly for other expert columns regarding Medicare.

Is Medicare mandatory?

Of course, Medicare isn’t mandatory, so you can choose whichever option makes the most sense for your situation. You can also always consult your benefits administrator at the office where you work to identify your options.

What happens if you don't pay Medicare?

But, if you don’t pay the premium on a Medicare Advantage or Medigap plan, they can drop you. Also, if you don’t pay your Part D premium, the drug plan can drop you. Usually, they give multiple notices before the plan terminates your policy.

image
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z 1 2 3 4 5 6 7 8 9