Medicare Blog

spousal and dependent eligibility for insurance harvard pilgrim when employee is on medicare

by Mr. Jamarcus Luettgen Published 2 years ago Updated 1 year ago

Your dependents may be eligible for COBRA—even if you are continuing your Harvard coverage—in certain qualifying circumstances. For example, spouses are eligible for coverage in the case of divorce or legal separation from the covered employee. Children are eligible upon turning age 26. Dependents are also eligible in the event of the death of the covered employee.

Full Answer

Does Harvard Pilgrim have a dependent verification process?

Harvard Pilgrim no longer performs an annual Dependent Verification Process. Eligible dependents will be covered to the day prior to their 26th birthday. Employer accounts determine dependents’ eligibility based on Federal Health Care Reform for dependent children (age 18 and over).

What are the changes to Harvard Pilgrim Insurance?

Child dependent coverage – Harvard Pilgrim will provide coverage to child dependents until age 26. This change is effective for all group renewals after September 23, 2010.

Who is considered a dependent for health insurance?

Dependents include spouses, children, and in some cases, unmarried domestic partners. Dependents cannot enroll for coverage unless the employee has enrolled. An employer can cover any employee who is on the payroll and for whom he or she pays payroll taxes.

Does Harvard Pilgrim offer Medicare Advantage plans in NH?

Discover the many plan options that Harvard Pilgrim offers to suit your specific needs and convenience. Harvard Pilgrim’s Medicare Advantage Plan offers benefits beyond what Original Medicare covers. Our plans in NH include both health and drug coverage. Looking for coverage?

What is Harvard Pilgrim insurance?

Does Harvard Pilgrim cover dependents?

Is Harvard Pilgrim coverage valid after midnight?

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Does Harvard Pilgrim coverage domestic partner?

The subscriber's sole domestic partner in accordance with HPHC's eligibility criteria. HPHC may request evidence of spousal equivalency/domestic partnership, including an affidavit attesting that the eligibility criteria for domestic partnership are met.

Is Harvard Pilgrim private health insurance?

The National Committee for Quality Assurance (NCQA) named Harvard Pilgrim, America's “number one private health plan,” and also ranked it number one in member satisfaction and care quality 8 times in a row. Harvard Pilgrim was named on the Boston Globe's Top Places to Work list.

What is Harvard Pilgrim primary choice?

The Harvard Pilgrim Primary Choice Plan is a self-insured health benefits plan for the Group Insurance Commission (GIC). The GIC is your Plan Sponsor and is financially responsible for this Plan's health care benefits.

What network is Harvard Pilgrim Health Care?

Provider coverage includes Harvard Pilgrim's network in Massachusetts, New Hampshire and Maine, and our national network partner, UnitedHealthcare Options for the remaining states. Members are required to stay in network with Harvard Pilgrim or UnitedHealthcare and may not see an out of network provider.

What is dependent coverage?

Insurance coverage for family members of the policyholder, such as spouses, children, or partners.

Is Blue Cross or Harvard Pilgrim better?

Blue Cross Blue Shield of Massachusetts employees rated their Overall Rating 0.4 higher than Harvard Pilgrim Health Care employees rated theirs.

What type of insurance is Health New England?

Business: Health Insurance - Health New England is a Health Maintenance Organization (HMO) licensed in Massachusetts.

What is Harvard Pilgrim federal identification number?

Civic League | EIN: 04-2663394 | CANTON MA HARVARD PILGRIM HEALTH CARE OF NEW ENGLAND INC is a 501(c)(4) organization, with an IRS ruling year of 1979, and donations may or may not be tax-deductible. Is this your nonprofit?

What is Harvard Pilgrim group number?

If you are enrolled in the PPO, the Harvard Pilgrim group number is 012446.

What happened to Harvard Pilgrim Health Care?

The merger completed on January 1, 2021, making the then unnamed company the second largest health insurer in Massachusetts. On June 15, 2021, the new name of the parent company was announced as Point32Health, named for the 32 points on a compass.

What is the difference between Harvard Pilgrim HMO and PPO?

HMO: You receive care within Harvard Pilgrim's network, select a PCP and get referrals for most of your care. PPO: You are covered for in-network services and have the option to go out of network for a higher out-of-pocket cost.

Is Harvard Pilgrim a high deductible health plan?

The HDHP with HSA plan may help you save money on your annual premium. It has significant annual deductibles, but offers extensive freedom of choice and allows you to set up a Health Savings Account to help offset your medical costs.

Billing and Reimbursement - Harvard Pilgrim Health Care - Provider

Harvard Pilgrim offers guidance, information, and resources to help ensure you receive timely, accurate reimbursement, including payment, claims, and appeals policies, forms, account reconciliation information, and electronic payment information.

Information about the Harvard Pilgrim Group Number Feel free to print ...

Harvard Pilgrim ER: $100 PREMIUM $10/30/40 may V" It h.v.dpllgrlm_wg pbn HMO DEDUCTIBLE Harvard Pilgrim HealthCare

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What is Express Scripts Medicare?

Express Scripts Medicare® is the administrator for the prescription benefit in all Harvard-sponsored medical plans. Retirees with questions may call Express Scripts at 877-787-8684 with questions and visit express-scripts.com for more information and to set up an online account.

How many dentists are on Delta Dental Plan?

If you meet the eligibility requirements for retiree health, then you and your spouse (and eligible dependents if any) may participate in the retiree Delta Dental Plan, which has a network of more than 5,000 dentists, including those at the University Health Services Dental Clinic.

Does Harvard offer dental insurance?

Harvard provides optional medical and dental coverage to eligible retirees, their spouses/domestic partners (at the time of retirement) and their eligible dependents. Your eligibility and cost for retiree health coverage depends on several factors, including when you began working at the University, your employee group, ...

Does Harvard University waive copayments?

As the University continues to work to address issues related to coronavirus and the illness it causes, COVID-19, Harvard in conjunction with its health plans will waive certain copayments.

Is telehealth covered by Medicare?

and internationally. For telephonic and telehealth visits when covered by Medicare, and with a Medicare participating provider, for both COVID-19 and non-COVID-19 services .

What is a small employer?

A "small employer" group means a business or organization, which employed on average, one and up to 50 benefit employees, including owners and self-employed persons, on business days during the previous calendar year.In the case of an employer which was not in existence throughout the preceding calendar year, the determination of whether such employer is a small or large employer shall be based on the average number of employees that it is reasonably expected such employer will employ on business days in the current calendar year. A small employer is subject to this chapter whether or not it becomes part of an association, multi-employer plan, trust, or any other entity that meets this definition.

Can a new hire be eligible for HPHC-NE?

New Hires are not eligible for HPHC-NE coverage until the employer’s probationary period has been met. HPHC-NE will only allow the employer to waive the probationary period at initial open enrollment for the ease of administration.

Commitment to an Exceptional Provider Experience

We value our relationship with providers and strive to make working with us as simple as possible. On these pages, you’ll find a host of resources to support you and your practice — so you can worry less about administrative matters and focus more on patient care.

COVID-19 Provider Resources

You'll find the latest provider updates on COVID-19 related policies, coverage, and reimbursement here.

Combination Finalized

Harvard Pilgrim Health Care and Tufts Health Plan have combined under the parent company Point32Health. Read about our new organization and get answers to provider questions here.

Provider Training and Events

Learn about upcoming network events and training opportunities, view videos from past events, and find 2-3 minute video training sessions.

2022 Physician Group Honor Roll Announced

Harvard Pilgrim would like to congratulate the 68 physician groups in our commercial provider network named to our 20th annual Physician Group Honor Roll, an especially meaningful accomplishment amid the challenges presented by the COVID-19 pandemic.

2022 Fee Schedule Updates

On April 1, 2022, Harvard Pilgrim will update its standard professional fee schedule, incorporating recently released Medicare relative value units (RVUs) and laboratory rates for 2022, and durable medical equipment (DME) fees.

Who can receive group insurance?

Below are more details regarding who can receive coverage under your business’s group plan.In addition, any dependents of eligible employees are also generally eligible for coverage under a group plan. Dependents include spouses, children, and in some cases, unmarried domestic partners.

What is considered full time employee health insurance?

The general rule is that if an employer offers group health coverage to any full-time employees, the employer must offer coverage to all full-time employees (defined as those working 30 or more hours per week).

Why do you need an affidavit of domestic partnership?

The purpose of the affidavit is to deter roommates or others who simply share living space from defrauding the insurer.

How many hours does a part time employee have to work to get medical insurance?

The employer also has the option of offering coverage to part-time employees (defined as those working 20 to 29 hours per week). If the employer offers coverage to any part-time employees, all of them must be offered coverage. These rules apply regardless of the medical condition of the employees.

How old do you have to be to get group insurance?

Under the Patient Protection and Affordable Care Act, group insurance plans are required to extend coverage to adult dependents through age 26.

Can an employer extend health insurance to unmarried spouse?

Employers may opt to extend health benefits to unmarried domestic partners of employees. If an employer chooses to offer coverage to domestic partners, the coverage must mirror the coverage extended to spouses.

Can an employer cover payroll taxes?

An employer can cover any employee who is on the payroll and for whom he or she pays payroll taxes. Although employees can opt out of the benefit program, virtually all insurers do require that a minimum number of your employees participate in their plan.

What is Harvard Pilgrim insurance?

If you become sick or injured outside of the Harvard Pilgrim service area, Harvard Pilgrim covers any unforeseen care you may need. Examples include: earaches, flu, poisoning, broken bones, medical emergencies and prescription drugs. You may be responsible for paying out-of-pocket expenses.

Does Harvard Pilgrim cover dependents?

Harvard Pilgrim no longer performs an annual Dependent Verification Process. Eligible dependents will be covered to the day prior to their 26th birthday. Employer accounts determine dependents’ eligibility based on Federal Health Care Reform for dependent children (age 18 and over). Child dependent coverage – Harvard Pilgrim will provide coverage ...

Is Harvard Pilgrim coverage valid after midnight?

There is no coverage for any services received after midnight on the date a member’s coverage terminates. All authorizations for services issued by Harvard Pilgrim or participating providers assume confirmation of membership and are invalid after termination of membership including retroactive terminations .

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